Money Tips Podcast

High street retail has going through a tough time in recent years with hundreds of stores closing, but here’s why I think there is still a place for physical shops for many years to come.

Even with the rise of Amazon and other online retailers 85% of retail sales are still made offline. Over 20% of stores are not even fully engaged online.

In a strange twist, Amazon, Apple and other online retailer are opening offline stores in the high street and malls!

Online retailers Gymshark and The Fashion Bible are also set to open large flagship ‘bricks and mortar’ stores in prime retail space next year. Gymshark, which only started online ten years ago, is opening an 18,000 square foot store in London’s Regent Street, one of the most expensive and sought after retails real estate areas in the world.

Just down the road, London’s luxury department store group Selfridges is being sold to a Thai conglomerate for up to £4bn.

The famous UK retailer owns 25 outlets, including the enormous flagship store covering a whole block in prime position on London's Oxford Street. The iconic store was founded in 1908 by US retail magnate Harry Gordon Selfridge and featured in an ITV television drama.

How will Amazon, Gymshark and The Fashion Bible prosper where the likes of Debenhams died after over 100 years of successful trading?

The answer is twofold.

Firstly, Debenhams, and other stores like Gap and House of Fraser, had lost their way and failed to stay current. This can happen in mature businesses which lack innovation and do not change with the times.

Secondly, and more importantly, online retailers have a massive advantage over traditional bricks and mortar shops. They know their customers!

Amazon knows everything about its customers like me, whereas most shops I walk in and out of know absolutely nothing. Even when I buy something they have no record of me other than a card transaction.

Unless stores change their ways and start engaging with their customers and potential customers they will face a tough time ahead. But those who adapt, like Argos and Next who combine online with offline sales, will survive in the business war for our money.

If you are a retail business owner and need help getting online, contact me – [email protected]

Average House Prices Continue To Rise

The annual growth of an average home in the UK rose slightly to 10% in November, up form 9.9% on the previous month, according to the Nationwide Building Society’s data.

FREE PROPERTY WEBCLASS - https://bit.ly/3DlSlCL

Stock Markets Volatile As New Covid Restrictions Introduced

Markets were down again today after rallying from earlier losses, as uncertainty fears could stall economic recovery.

RPI UK Inflation Rate Hits 6% 

The inflation rate as measured by the Retail Prices Index (RPI) is 6%, but the new measure of inflation, the Consumer Prices Index (CPI), stands at 4.2%. Most of us know that real prices are rising much faster than the official rate. Fuel and gas prices have doubled for some and many will face a hard winter.

Could UK Interest Rates Rise?

The Bank of England’s Monetary Policy Committee (MPC) meets on 16 December amid rumours that base rates could rise to curb rising prices.

Financial education in investing is the key to building and keeping wealth. Never stop learning! 

Keep watching or listening to my free podcasts on iTunes and subscribe to my YouTube channel for regular financial news and updates. 

I cover financial education and money mindset in my book, 'Yes, Money Can Buy You Happiness", which you can order on Amazon: https://www.amazon.co.uk/Yes-Money-Can-Buy-Happiness/dp/1095175858

If you would like to learn more about investing and managing your money, become a professional property investor, or would like to be financially free without working any harder, watch this free on demand training.

I will give a special free gift which can help you to immediately transform your finances when you attend the online training.

Click on this link to watch the free training now https://bit.ly/3wLWqx2

Stock markets fell sharply across the world after the discovery of a new Covid variant which threatens the economic recovery as more restrictions are introduced.

London’s the FTSE 100 share index dropped by nearly 3%, while markets in Germany and France also declined following falls in Asia.

40 Year Fixed Rate Mortgage Launched 

Kensington Mortgages launched a mortgage product with a rate that can be fixed for up to 40 years.

First-time-buyers in major UK cities like London may be forced to borrow more than 5 times the average salary to get on the housing ladder, as the affordability ratio soars. 

Free No Money Down Property Masterclass Register Here- https://bit.ly/32qvuZY

Food Prices Will Rise

A global shortage of fertilisers is driving up food prices and leaving poorer countries facing crisis, says the boss of a major fertiliser firm, the BBC reports.

UK Car Industry Suffers Worst October In 65 Years

UK car production dropped by more than 40% last month to the lowest level recorded for October since 1956.

Net Migration To The UK Falls By 88% As Asylum Claims Reach 20-Year High

The UK recorded a major fall in net migration last year as figures show a huge reduction in the number of people arriving due to the Covid-19 pandemic and Brexit.

Net migration in the UK was 34,000 in 2020, compared with 217,000 the year before, analysis showed. The number of immigrants coming to the country more than halved to an estimated 268,000 in 2020, compared with 592,000 people the previous year.

27 migrants die in Channel as boat overturns off the coast of France

The migrant crisis continues as thousands of people enter the UK illegally despite this week’s tragedy. Asylum applications to the UK have reached their highest level since 2004, according to official estimates. 

India to Ban Cryptocurrencies

As a number of major economies plan to launch digital currencies, India is set to follow China in banning Cryptocurrencies.

The ban will relate to all private cryptocurrencies with certain exceptions to allow the promotion of the underlying technology and its uses. Cryptocurrency prices dropped on Indian exchanges after the decision on the bill's future was announced.

According to a government bulletin, the ban is part of the proposed Cryptocurrency and Regulation of Official Digital Currency Bill that will be introduced in its winter session.

The planned legislation aims "to create a facilitative framework for the creation of the official digital currency to be issued by the Reserve Bank of India (RBI)".

See also:

Interest Rates Held At 0.1% But Will Rise Soon

9 Habits To Develop Extreme Productivity

Buy-to-Let Property Demand Down 60% Says London Estate Agent As Chinese Buyers Dry Up - https://youtu.be/4RLroedmkX4

What Can You Invest In That's Guaranteed To Go Up In Price In 12 Months? The Answer Will Shock You! - https://youtu.be/_ccb_gTVDkQ

Financial education in investing is the key to building and keeping wealth. Never stop learning! 

Keep watching or listening to my free podcasts on iTunes and subscribe to my YouTube channel for regular financial news and updates. 

I cover financial education and money mindset in my book, 'Yes, Money Can Buy You Happiness", which you can order on Amazon: https://www.amazon.co.uk/Yes-Money-Can-Buy-Happiness/dp/1095175858

DISCOVER HOW THOUSANDS OF ORDINARY BRITS ARE QUIETLY GETTING RICH USING NONE OF THEIR OWN MONEY!

At the No Money Down Discovery we reveal the many ways you can create a job replacing income from property using none of your own money. Register here - https://bit.ly/32qvuZY

Skilled trainers will reveal proven, successful methods for you to cash in on right now, even if you have no previous experience and little to no finance. 

When you join us you will discover:

• The No Money Down Matrix. A system of proven investment strategies guaranteed to secure property with none of your own cash.
• A Step-by-step guide on how to structure a property deal that’s right for you and the vendor.
• The 4 core investing principles you need to secure the perfect deal that creates a long-term cashflowing asset.
• How to cash in on the next big property strategy and control an empire of properties “Rent-To-Own.”
• For deals that do require cash, learn how you can use someone else’s money and quickly recycle it to give them all their money back, and you keep the property for free!
• How to recycle the money you have used to invest and give it back to the partners who gave it to you, leaving you with another cash-producing property to add to your portfolio
• What the Super-Rich do to make a fortune by controlling property without owning it, and how YOU can do the same. Donald Trump uses this very strategy!
• Learn how to do successful Joint Ventures - and become a Money Magnet, attracting more investment partners and more joint venture finance than you can handle
• Learn creative thinking, creative structures and master negotiation skills to make all deals the ultimate win-win

All the trainers have all 'been there, done that’ and you can relax in the certainty that you are getting the expert help you deserve! Register your place here. - https://bit.ly/32qvuZY

#property #financialeducation #freetraining #propertyinvestment #investing #passiveincome #nomoneydownpropertyinvesting #makemoneyonline #chinaproperty #buytoletproperty #rentalproperty #propertymarketnews #interestrates #immigration #netmigration #Mortgages

On Money Tips Podcast today I talk to lead generation expert Austin McCulloh who has developed a unique system for generating thousands of leads on LinkedIn on autopilot.

After managing just under half a million dollars a few years ago as a 21-year-old financial advisor & running an online hiring agency that taught English to over 700 Chinese children, Austin decided to start his own consulting firm, Austin McCulloh Advising. 

In late 2020, he pivoted the business model to include a 3-Step Financial Advisor Accelerator that now helps financial advisors grow their book of business & increase their income. Financial advising, to date, has been more of an art form than an exact science, and Austin's on a mission to make financial advising success more systematic.

Austin is an young, energetic and dynamic speaker with lots of insights for anyone looking to grow consistently, sell more and communicate better.

For more information on how Austin can help your business visit https://www.austinmcculloh.com

You can become wealthy and financially free without working any harder than you are right now. In fact, it could be less.

Keep watching or listening to my free podcasts on iTunes and subscribe to my YouTube channel for regular financial news and updates. 

I also cover financial education and money mindset in my book, 'Yes, Money Can Buy You Happiness", which you can order on Amazon: https://www.amazon.co.uk/Yes-Money-Can-Buy-Happiness/dp/1095175858

If you would like to learn more about investing and managing your money, property investing and become financially free without working any harder, watch this free on demand training.

I will give a special free gift which can help you to immediately transform your finances when you attend the online training.

Click on this link to watch the free training now https://bit.ly/3wLWqx2 

Based on a book about the remarkable story of the author’s Erica and Mike Schultz and their Son’s five year fight for life.

Sometimes our most productive times can come during a period of adversity, as it did for the authors.

During a study of thousands of extremely productive people, they came up with 9 habits based on the use of something we all have in equal amounts, time.

T.I.M.E

Erica and Mike Schultz found a method of breaking down time into distinct segments during each day:

Key message:

Maximise Treasured and Investment Time – Minimise Mandatory and Empty Time.

Extremely productive people manage their time better and so can you.

Develop these 9 habits.

1. Recruit you Drive – Your WHY.

Write goals and break them into annual, quarterly and weekly goals and manageable chunks or tasks.

Motivate yourself.

1. Ignite Your Proactivity

Fill your daily calendar with Investment Time activities. Prioritise your Greatest Impact Activity or GIA – the activity with the greatest long-term return on your detailed concentrated effort.

Develop better habits to put more of your time into GIA activities to turbocharge your productivity.

1. Re-engineer Your Habits

Identify unproductive habits, such as spending hours on social media or doing nothing on your daily commute, and upgrading them. For instance, you could upgrade your time on social media to learn a new skill or listen to a productive podcast during your Mandatory Time commute to and from work.

Another tip is to turn off unnecessary notifications on your smartphone, which distracts your mind away and breaks your concentration, or train yourself to not instantly react to them.

Changing your environment can also affect your concentration. Fix the problem or work somewhere that makes you more productive.

1. Obsess Over Time

Obsessing over your TIME means working out where every activity fits within that structure.

Make sure your priorities are reflected in your daily routine.

Take Treasured Time

Increase Investment Time

Minimise Mandatory Time

Eliminate (as much as possible) Empty Time.

Successful people value and seldom waste time, like when I spoke to John Assaraf and met the likes of Jim Rohn and Brian Tracy.

Its not just about what you do, but what you don’t do.

1. Say No

Have a clear idea of what’s really important.

When someone asks you to do something that doesn’t fit in with your priorities, have the courage to politely, but assertively to say “no”! That doesn’t mean saying no to your boss by the way!

1. Play Hard To Get

Concentration. Distractions are everywhere these days, especially our inbox and numerous message boxes. Does every message need to be dealt with immediately?

Don’t try to be always available to everyone. Block out time to concentrate on your schedule and your most important GIA tasks. Your time is your own.

1. Get In The Zone

How to get in the zone and stay there.

Set aside 90 minutes of work and break it down into short sprints with breaks in between.

1. Develop Energy

Take care of your body by eating nourishing food, getting enough sleep and exercising.

Don’t waste mental energy on unnecessary things.

1. Right The Ship – Get Back On Track When Life Knocks You Down

Sometimes things go wrong and knock you off course and you have to pull yourself together.

Identify bad habits like ordering another beer or glass of wine to constantly checking your phone.

You have free will and free won’t.

Break down large tasks into small ones.

Make a contract with yourself to achieve something important to you like losing weight or getting fit.

The above habits do not require any harder work or effort than you are putting in now.

It’s the same with becoming financially free. You can become wealthy and financially free without working any harder than you are right now. In fact, it could be less.

If you would like to learn more about investing and managing your money, property investing and become financially free without working any harder, watch this free on demand training.

I will give a special free gift which can help you to immediately transform your finances when you attend the online training.

Click on this link to watch the free training now https://bit.ly/3wLWqx2 

Keep watching or listening to my free podcasts on iTunes and subscribe to my YouTube channel for regular financial news and updates. 

I cover financial education and money mindset in my book, 'Yes, Money Can Buy You Happiness", which you can order on Amazon: https://www.amazon.co.uk/Yes-Money-Can-Buy-Happiness/dp/1095175858

Buy-to-Let property demand falls in London as Chinese buyers stay away.

Rental market is hot again, says leading agent.

Is the market starting to slow down, particularly for flats?

Stock markets remain near highest ever level, as a new report finds that households will remain worse off than they were before the pandemic until 2023.

UK's independent forecaster, Charlie Bean, an Office for Budget Responsibility (OBR) committee member, told MPs that incomes would not return to 2019 levels for another two years.

He said the main reason was "a very low rate of productivity growth".

The pandemic effectively froze large parts of the economy, with many businesses shut entirely, the BBC reports.

Financial education in investing is the key to building and keeping wealth. Never stop learning! 

Keep watching or listening to my free podcasts on iTunes and subscribe to my YouTube channel for regular financial news and updates.

If you would like to learn more about investing and managing your money, become a professional property investor, or would like to be financially free without working any harder, watch this free on demand training.

I will give a special free gift which can help you to immediately transform your finances when you attend the online training.

Click on this link to watch the free training now https://bit.ly/3wLWqx2 

#property #financialeducation #freetraining #propertyinvestment #investing #passiveincome #nomoneydownpropertyinvesting #makemoneyonline #chinaproperty #buytoletproperty

#rentalproperty ##propertymarketnews

What can you buy today that will almost certainly go up in price by at least 10% in the next few months? A stock, property or gold? No.

Purpose of investing

Inflation is pushing up the price of almost everything you buy in the supermarket on a daily basis, from food to household cleaning items.

What is the real rate of inflation?

Proctor and Gamble, one of the largest consumer goods companies in the world with revenues of $76 billion, has announced that it will be increasing the price of its huge range of staple household goods, from Ariel and Crest to Gillette razons and Pampers nappies, due to higher shipping and raw material costs.

Stock up now and you will save 100 times more that you are earning on bank deposits.

Stamps story…

Taxes will increase to pay for multi-billion green economic reset

Mortgage lending will become harder on ‘non-green’ or poorly insulated properties, as the government forces lenders to abide by its green agenda more akin to a socialist party.

Stock Markets could fall 10%, the Bank Of England has warned, and property prices could follow.

Financial markets and stocks and shares could see a “sharp downturn” with lower expectation of an early economic recovery from the lockdown the Bank of England predicted last week.

The QE money printing party, which have artificially fuelled property and stock markets to record highs, must eventually end.

How can you protect yourself and profit from a stock market or property crash when the bubble bursts? 

Fortunes have always been lost and made during a stock and property market downturn.

Even if you do not directly invest in the stock market or property your pension fund manager may be doing so on your behalf. Check with your administrator or financial adviser.

The answer is to learn about investing and become more financially aware. 

Financial education in investing is the key to building and keeping wealth. Never stop learning! 

Keep watching or listening to my free podcasts on iTunes and subscribe to my YouTube channel for regular financial news and updates.

If you would like to learn more about investing and managing your money, become a professional property investor, or would like to be financially free without working any harder, watch this free on demand training.

I will give a special free gift which can help you to immediately transform your finances when you attend the online training.

Click on this link to watch the free training now https://bit.ly/3wLWqx2 

Book now as spaces fill up fast...

#interestrates #realestatebubble #property #stockmarketcrash #inflation #financialeducation #freetraining #bankofengland #mortgages #propertyinvestment #investing #costofliving

October Budget 2021 6 Changes That Could Hit Your Pocket

UK Chancellor Rishi Sunak will set out the government's tax and spending plans on Wednesday 27 October.

The BBC is predicting six tax and budget changes at a time when Rishi Sunak has already announced a £7 billion spending spree on northern transport links and childcare help for families. There is also a possibility of extended loan support, due to end in December for businesses struggling to come out of the recession, or subject to another winter lockdown?

This will be the second Budget of the year, after one in March, and will coincide with the conclusions of the 2021 Spending Review, which will give details of how government will fund public services for the next three years.

Here are six possible things to watch out for in the Budget that could affect your personal finances.

1. VAT on energy bills cut

2. Alcohol tax hike

3. Capital Gains Tax rates increase

4. Student loan threshold reduction

5. Minimum wage rise increase

6. Pension higher rate allowance cut

Financial education in investing is the key to building and keeping wealth. Never stop learning! 

Keep watching or listening to my free podcasts on iTunes and subscribe to my YouTube channel for regular financial news and updates.

If you would like to learn more about investing and managing your money, become a professional property investor, or would like to be financially free without working any harder, watch this free on demand training.

I will give a special free gift which can help you to immediately transform your finances when you attend the online training.

Click on this link to watch the free training now https://bit.ly/3wLWqx2 

A study shows that a couple retiring in the UK will need £49,700 per year to live comfortably, an increase of £2,200.

The Pensions and Lifetime Savings Association (PLSA) estimates that a “comfortable” retirement will include two cars, replacing items like a kitchen every 10-15 years, holidays abroad and £94 per week (Waitrose/M&S) for food shopping.

You could get by on a “moderate” retirement on £30,600 per annum and a “minimum” existence with just £16,700 and a food bill of £67 per week (Lidl/Aldi).

With the return of higher inflation, many retired people struggle to meet the rising cost of food, fuel and council tax, let alone home maintenance and overseas trips or cruises in the sun.

Many resort to the booming “equity release mortgage” industry to give them a lifetime re-mortgage on their home to help make ends meet.

How much do you need in cash to provide an annuity pension of £50,000 per year?

What is an annuity?

Are there alternative options?

Financial education is the key to building and keeping wealth. Never stop learning! 

Keep watching or listening to my free podcasts on iTunes and subscribe to my YouTube channel for regular financial news and updates.

Millionaires and millionaire habits have been studied and documented at academic levels for the last hundred years. Bestselling books, like The Science of Getting Rich and Thinks and Grow Rich, were written almost a century ago. I have also published my own book on how people get wealthy and how some lose it all - Yes Money Can Buy You Happiness. 

We know exactly what the millionaire and billionaire habits and traits are, as success leaves tracks. All you need to do is follow their tracks to become wealthy and financially free!

If you would like to learn more about investing and managing your money, become a professional property investor, or would like to be financially free without working any harder, watch this free on demand training.

I will give a special free gift which can help you to immediately transform your finances when you attend the online training.

Click on this link to watch the free training now https://bit.ly/3wLWqx2 

Book now as spaces fill up fast...

#interestrates #buytoletproperty #property #stockmarketcrash #inflation #financialeducation #freetraining #pension #annuity #retirement #mortgage #lifetimemortgage #equityrelease

The Bank of England will increase base interest rates to 0.25% next month, the market is betting.

The historically low rates of 0.1% will be raised to combat rising inflation, which is expected to reach 4% this winter.

Up to 90,000 UK households will be offered grants of £5,000 over the next three years to install heat pump systems to replace gas boilers. 

Ahead of Glasgow’s COP26 climate change conference, the UK government has commited spending almost £4 billion of taxpayer’s money as part of the ‘Net Zero Strategy’ green agenda plan to create more electric charging points and all new heating systems to use low-carbon technology or fuel such as hydrogen by 2035.

The policies are expected to create 400,000 new jobs by 2030, although much of the technology will be imported. Prime Minister Boris Johnson, sitting next to Bill Gates, has pointed to £10 billion inward investment into the UK.

There is a risk that the upheaval of green policies being introduced too quickly could wipe out older industries and millions of jobs. Rishi Sunak has already announced plans to imposed environmental tariffs on large firms at a time when post-brexit Britain needs to encourage more manufacturing to narrow the widening trade gap. 

Mortgage lending could become harder on ‘non-green’ properties, although details have yet to be thrashed out.

Stock Markets could fall 10%, the Bank Of England has warned, and property prices could follow.

Financial markets and stocks and shares could see a “sharp downturn” with lower expectation of an early economic recovery from the lockdown the Bank of England predicted last week.

The QE money printing party, which have artificially fuelled property and stock markets to record highs, must eventually end.

How can you protect yourself and profit from a stock market or property crash when the bubble bursts? 

Fortunes have always been lost and made during a stock and property market downturn.

Even if you do not directly invest in the stock market or property your pension fund manager may be doing so on your behalf. Check with your administrator or financial adviser.

The answer is to learn about investing and become more financially aware. 

Financial education in investing is the key to building and keeping wealth. Never stop learning! 

Keep watching or listening to my free podcasts on iTunes and subscribe to my YouTube channel for regular financial news and updates.

If you would like to learn more about investing and managing your money, become a professional property investor, or would like to be financially free without working any harder, watch this free on demand training.

I will give a special free gift which can help you to immediately transform your finances when you attend the online training.

Click on this link to watch the free training now https://bit.ly/3wLWqx2 

Book now as spaces fill up fast...

#interestrates #realestatebubble #property #stockmarketcrash #inflation #financialeducation #freetraining #bankofengland #COP26 #heatpumpgrants #mortgages #billgates #propertyinvestment

As the price of Bitcoin climbed to $57,700, the Bank of England deputy governor Sir Jon Cunliffe said Cryptocurrencies need regulation as a "matter of urgency".

Crypto technologies do not pose a risk to financial stability at the moment, but there are "very good reasons" to think that this might not be the case for much longer, Sir Jon said in a speech.

A future collapse in the price of cryptocurrency could spread through markets, he warned. A severe fall in the value of crypto-assets - for example, to zero - could force investors who have taken on debt with brokers to have to find cash or sell other assets to pay them.

"Similarly, there is the possibility of contagion," he said. "A large fall in crypto valuations could affect investor risk sentiment more broadly, causing investors to sell other assets that are judged to be risky and those perceived to have a similar investor base."

"Interconnectedness creates the possibility that shocks are transmitted through the financial system," he added.

In the past year, crypto-assets have grown around 200% in value from just under $800bn (£580bn) to $2.3tn (£1.7tn).

While this is relatively small in the context of the $250tn global financial system, the 2008 financial crisis was triggered by the sub-prime sector which was valued then at $1.2tn, Sir John said.

Most crypto-assets, such as Bitcoin, are not backed up in the real world by assets or commodities, but strings of computer code, and make up 95% of the $2.3tn. As a result, they are volatile, he said.

Connections between cryptocurrencies and the traditional financial system are also growing as big investors, hedge funds and banks become more involved, Sir Jon said.

"Bringing the crypto world effectively within the regulatory perimeter will help ensure that the potentially very large benefits of the application of this technology to finance can flourish in a sustainable way," he added. Source: BBC.

China recently banned all Crypto trading, having previously outlawed Crypto, mining to avoid a similar risks as well as any challenge to their markets and own digital currency.

Central banks and major governments will not allow Cryptocurrency to replace the currency which they control. Crypto is not recognised or even taxed as currency.

The Bank of England previously advised that people should only invest money into Crypto that they could afford to lose. When you borrow to buy Crypto or other volatile assets such as stocks and shares – a practice usually known as gambling - you risk losing more than your original stake.

Before the 1929 stock market crash, people were able to borrow to buy stocks using the stock as collateral. When the price dropped by 70%, the broker made a margin call demanding repayment which pushed thousands of people into bankruptcy. 

With inflation eating away the buying power of savings where can you invest for higher returns without risk? The answer is that all investment carries a degree of risk. Even money on deposit in a bank is at risk if the bank fails, although most governments have some sort of deposit protection scheme in place.

Cryptocurrency is a high-risk investment, and some would call it speculation. Investing in the stock market can also be risky, as values can go down as well as up. Blue-chip shares, in major well-established companies, are less risky than smaller companies or start up tech firms for instance. 

Property investment can be risky especially if you don’t know what you are doing, like buying blind at an auction because you’ve watch ‘Homes Under The Hammer”!

Financial education is the key to building and keeping wealth. Never stop learning! 

Keep watching or listening to my free podcasts on iTunes and subscribe to my YouTube channel for regular financial news and updates.

Millionaires and millionaire habits have been studied and documented at academic levels for the last hundred years. Bestselling books, like The Science of Getting Rich and Thinks and Grow Rich, were written almost a century ago. I have also published my own book on how people get wealthy and how some lose it all - Yes Money Can Buy You Happiness. 

We know exactly what the millionaire and billionaire habits and traits are, as success leaves tracks. All you need to do is follow their tracks to become wealthy and financially free!

If you would like to learn more about investing and managing your money, become a professional property investor, or would like to be financially free without working any harder, watch this free on demand training.

I will give a special free gift which can help you to immediately transform your finances when you attend the online training.

Click on this link to watch the free training now https://bit.ly/3wLWqx2 

Book now as spaces fill up fast...

#cryptocurrency #crypto #buytoletproperty #property #stockmarketcrash #inflation #financialeducation #freetraining #propetyinvestor #stockmarketinvestment