Money Tips Podcast

Chancellor Rishi Sunak has announced the Jobs Support Scheme, replacing the job retention furlough scheme, giving people in work three quarters of their normal salaries for six months.

The UK government will be topping up wages of workers who have not been able to return to the workplace full time due to the coronavirus, instead of paying people to stay at home.

Sunak hopes the new £300 million a month package, starting on 1 November, will prevent mass job cuts when the furlough scheme ends next month on 31 October.

Around three million workers representing 12% of the UK workforce, are benefiting from partial or full furlough leave, according to figures.

The government wants to support the wages of people in work, giving viable “businesses who face depressed demand the option of keeping employees in a job on shorter hours, rather than making them redundant," Mr Sunak said.

He will "support only viable jobs" as opposed to jobs that only exist because the government is continuing to subsidise the wages, adding that he "cannot save every business and save every job."

Mr Sunak also offered businesses that have borrowed money through the government's loan scheme more time to repay the money.

The VAT cut for hospitality and tourism companies will be extended until March.

The chancellor announced that small businesses who took out "Bounce Back" loans can use the new “Pay as You Grow” flexible repayment system, which means repayments on borrowings can be spread over 10 years instead of the original six-year term.

Other articles available at Money Tips Podcast - www.moneytipsdaily.com

• Have you made a Will?
• How will a crash affect your pension?
• House prices rise to reach all time high
• How to avoid bankruptcy in business
• Will demand for HMO rooms rise or fall?
• Is this the end of office work as we know it?
• Home workers one step closer to outsourced
• Why live in expensive town centres anymore?
• Buy-to-let landlords ignore “NO DSS” tenant ban
• Thousands trapped in unsellable leasehold flats
• 2m homeowners apply for mortgage payment holiday

Millions of people face a bleak future post-Coronavirus lockdown, as businesses disappear and the job furlough scheme eventually comes to an end. However, life doesn’t have to end because of lockdown! You can join thousands of ordinary people who have increased their income and added streams of new income during this period.

Are you ready to adapt to the new economic model?

As lockdown restrictions around the world are being eased, the economic model has subtly changed forever. How will you adapt to this new way of working and running a business, what obstacles and opportunities lies ahead? Will you be a participant or spectator in this revolution?

By Charles Kelly, Wealth Mentor, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

If you’d like further information on wealth mentoring and coaching, how to survive the crisis and even quit the rat race, email me at [email protected] or send me a message through Facebook or my Money Tips Daily community. See more articles at www.moneytipsdaily.com

Apple becomes the most valuable US company ever as it hits $2 trillion milestone after it shares rose 60% this year. 

Elon Musk becomes the fourth richest person in the world after his stock holdings gained $8 billion in one day as Tesla's share price rise 11% to an all-time high – the share price has soared by 330% this year. He is now worth $84 billion despite owning a until recently loss-making company, which is apparently worth more than Toyota, Ford and General Motors, while selling a fraction of the number of cars!

I have lived through at least four major recessions – early 1980’s, late 80’s to early 90’s, 2008 great recession and the current 2020 one which could be the daddy of them all. Unfortunately, there will always be winners and losers in recessions which naturally culls poor performing businesses by natural selection.

Some businesses are booming during the coronavirus pandemic and recession, while other go under for good.

Here are some examples:

• Camping - Halfords say demand for tents, airbeds and stoves surged in staycation trend

• John Lewis report a 243% increase in sales of camping chairs, inflatable pillows

• Staycation - Camping pitches inundated, UK hotels and B&Bs busy as we stay home

• Cycling – My local Halfords has sold out of bikes, accessories and even pumps

• Garden furniture – prices have risen and stock appears low

• Home gym equipment – Peloton shares have gone up 300% since March 2020

• Home office equipment and work trends change and offices close

• Make up – particularly eye makeup and small luxuries

• Online shopping, Amazon, Netflix and Zoom are among the lockdown winners

• High street shops, cafes, restaurants, pubs, music venues and theatres lose out

• Takeaways and home food deliveries are doing well as restaurants suffer

Other articles available at Money Tips Podcast - www.moneytipsdaily.com

• Winners and losers in coronavirus crisis

• M&S to shed 7000 office and retail jobs

• John Lewis and Debenhams close stores

• Third of UK employers plan further job cuts

• UK economy shrinks by 20% April to June 2020

• UK is officially in recession after successive GDP falls

• One in three UK employers plan more redundancies

• Redundancies soar fivefold despite furlough scheme

• Unemployment to double 7.5% and economy slump 9.5% 

• Half as many jobs are being advertised compared to 2019

• Self-employed, have you claimed your government grant?

• Base rate held at 0.1%, interest rates to stay low for 5 years

• Lenders not passing on rate cuts and mortgage rates going up!

• The end of furlough sees millions more unemployed this autumn

• UK house prices reached a new all-time high in July as buyers return

• UK property prices jumped by 3% since June following stamp duty cut

• Why UK Property prices rising after stamp duty cut, despite the downturn?

• New planning rules will open up more opportunities to make money in property

• You can create a second income during the lockdown…and come out stronger

• Learn how to make money from property without deposits, mortgages or cash

Millions of people face a bleak future post-Coronavirus lockdown, as businesses disappear and the job furlough scheme eventually comes to an end. However, life doesn’t have to end because of lockdown! You can join thousands of ordinary people who have increased their income and added streams of new income during this period. 

Are you ready to adapt to the new economic model?

As lockdown restrictions around the world are being eased, the economic model has subtly changed forever. How will you adapt to this new way of working and running a business, what obstacles and opportunities lies ahead? Will you be a participant or spectator in this revolution? 

By Charles Kelly, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

If you’d like further information on how to survive the crisis and even quit the rat race, email me at [email protected] or send me a message through Facebook or my Money Tips Daily community. See more articles at www.moneytipsdaily.com

This scheme allowed the self-employed trader to claim a first taxable grant, which closed on 13 July 2020.

The second and final taxable grant is worth 70% of your average monthly trading profits, and will be paid out in a single instalment covering 3 months’ worth of profits - capped at £6,570 in total.

If you're self-employed or a member of a partnership and have been adversely affected by coronavirus (COVID-19) use this scheme if you're eligible to claim the grant.

Claims for the first grant are now closed, but the scheme is now open. If you’re eligible and your business has been adversely affected on or after 14 July 2020, you need to make your claim for the second grant on or before 19 October 2020.

Who can claim?

You can make a claim for the grant, regardless of whether or not you did not claim for the first grant, if your business has been adversely affected on or after 14 July 2020. This is for self-employed traders and you cannot claim a grant if you trade as a limited company (i.e. company director drawing a salary) or operating a trade through a trust. 

You will need to qualify under the eligibility criteria, which means that your business has been adversely affected - your business has experienced lower income or higher costs due to coronavirus.

HMRC states that you should make an “honest assessment” about whether your business has been adversely affected.  

What you need

To apply you must have your:

• Self Assessment Unique Taxpayer Reference (UTR) which should appear on your tax letters or returns – if you do not have this ask your accountant or follow this link - find out how to get your lost UTR

When claiming for the Self-Employment Income Support Scheme grant you should:

• keep a record of how your business has been adversely affected
• confirm to HMRC that your business has been adversely affected by coronavirus

For instance, your business could be adversely affected by coronavirus if you were unable to work because you:

• are shielding or self-isolating
• are on sick leave because of coronavirus
• have caring responsibilities because of coronavirus
• have had to scale down, temporarily stop trading or incurred additional costs because:
• your supply chain has been interrupted
• you have fewer or no customers or clients
• your staff are unable to come in to work
• one or more of your contracts have been cancelled

Important

In order make a claim for the second and final grant your business must have been affected on or after 14 July 2020.

Your trading profits must be no more than £50,000 and at least equal to your non-trading income.

The UK is officially in the worst recession in decades with the economy shrinking by an unprecedented 20% April to June. Whilst some sectors of the job market showing signs of recovery, this latest news with not help a severely weakened economy.

The numbers of unemployment benefits claimants rose sharply from just over 1 million to 2.7 million in the first six months of this year.

Other articles available at Money Tips Podcast - www.moneytipsdaily.com

• M&S to shed 7000 office and retail jobs

• John Lewis and Debenhams close stores

• Debt collectors near top of job vacancy list 

• Retail sales grew in July and GDP rose 8.7%

• Third of UK employers plan further job cuts

• UK economy shrinks by 20% April to June 2020

• UK is officially in recession after successive GDP falls

• One in three UK employers plan more redundancies

• Redundancies soar fivefold despite furlough scheme

• Unemployment to double 7.5% and economy slump 9.5% 

• Half as many jobs are being advertised compared to 2019

• Base rate held at 0.1%, interest rates to stay low for 5 years

• Lenders not passing on rate cuts and mortgage rates going up!

• The end of furlough sees millions more unemployed this autumn

• UK house prices reached a new all-time high in July as buyers return

• UK property prices jumped by 3% since June following stamp duty cut

• Why UK Property prices rising after stamp duty cut, despite the downturn?

• New planning rules will open up more opportunities to make money in property

• You can create a second income during the lockdown…and come out stronger

• Learn how to make money from property without deposits, mortgages or cash

Millions of people face a bleak future post-Coronavirus lockdown, as businesses disappear and the job furlough scheme eventually comes to an end. However, life doesn’t have to end because of lockdown! You can join thousands of ordinary people who have increased their income and added streams of new income during this period. 

Are you ready to adapt to the new economic model?

As lockdown restrictions around the world are being eased, the economic model has subtly changed forever. How will you adapt to this new way of working and running a business, what obstacles and opportunities lies ahead? Will you be a participant or spectator in this revolution? 

By Charles Kelly, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

If you’d like further information on how to survive the crisis and even quit the rat race, email me at [email protected] or send me a message through Facebook or my Money Tips Daily community. See more articles at www.moneytipsdaily.com

There is anecdotal evidence that Hong Kong buyers are investing in British property ahead of eventually settling in the UK. 

Following recent changes to the law, as many as three million Hong Kong residents could be offered the chance to settle in the UK and apply for citizenship, Boris Johnson announced last month.

The British Prime Minister said Hong Kong's freedoms were being violated by a new security law and has handed a lifeline to those affected in the form of a "route" out of the former UK colony and in to UK citizenship.

There are around 350,000 UK passport holders, and 2.6 million others eligible, will be able to come to the UK for five years.

And after a further year, they will be able to apply for citizenship.

British National Overseas (BNO) Passport holders in Hong Kong were granted special status in the 1980s but currently have restricted rights and are only entitled to visa-free access to the UK for six months.

BNO passports were granted to all Hong Kong citizens born before the Chinese handover in 1997. Whilst the second-class passports allowed the holder some protection from the UK foreign service, they did not give the right to live or work in Britain. 

But under new government's plans, all British Overseas Nationals and their dependants will be given right to remain in the UK, including the right to work and study, for five years. After five years, they will be able to apply for settled status or Indefinite Leave to Remain. After a further year, they could apply for full UK citizenship.

Other countries, such as Australia and Canada, are wooing wealthy HK residents with offers of permanent residence. It is rare to the red carpet being rolled out for refugees, but these are not penniless migrants. 

HK residents are highly educated, entrepreneurial and enjoy some of the highest standards of living in the world. What they lack is the rights and freedom we enjoy in the west.

One potential drawback for the UK is Brexit, which may affect some migrant’s decision to settle here. However, if only 10% of the three million eligible HK residents choose to live in Britain that will mean 300,000 property buyers and renters looking for a place to live in the UK.

It remains to be seen whether or not today’s citizens will choose to settle and invest in the UK when other countries, such as Cyprus offer a guaranteed route to citizenship in the European Union.

The Cypriot immigration policy and legal framework now enable Non-EU applicants to obtain Cypriot citizenship on an expedited basis – fast.

By Charles Kelly, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

If you’d like further information on how to survive the crisis and even quit the rat race, email me at [email protected] or send me a message through Facebook or my Money Tips Daily community. See more articles at www.moneytipsdaily.com

If you would like to know more about the Cyprus golden visa programme visit: http://eugoldenvisaprogramme.com

As the UK officially goes into the worst recession in decades - economy shrinks by 20% April to June – some sectors of the job market are recovering.

The numbers of unemployment benefits claimants rose sharply from just over 1 million to 2.7 million in the first six months of this year.

Other articles available at Money Tips Podcast - www.moneytipsdaily.com

Millions of people face a bleak future post-Coronavirus lockdown, as businesses disappear and the job furlough scheme eventually comes to an end. However, life doesn’t have to end because of lockdown! You can join thousands of ordinary people who have increased their income and added streams of new income during this period.

Are you ready to adapt to the new economic model?

As lockdown restrictions around the world are being eased, the economic model has subtly changed forever. How will you adapt to this new way of working and running a business, what obstacles and opportunities lies ahead? Will you be a participant or spectator in this revolution?

By Charles Kelly, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

If you’d like further information on how to survive the crisis and even quit the rat race, email me at [email protected] or send me a message through Facebook or my Money Tips Daily community. See more articles at www.moneytipsdaily.com

Economic output measured by GDP was negative for two quarters, which means the UK is officially in recession.

The Covid 19 driven recession has hit the UK harder than any of the major economies apart from Spain.

UK Chancellor Rishi Sunak says recession, the first since 2009, is “unprecedented”.

The number of people in work in the UK fell by 220,000 in the last quarter

Due to the coronavirus lockdown, the number of people recorded as ‘in work’ fell by 220,000 on the quarter, according to the Office for National Statistics.

The numbers of unemployment benefits claimants rose sharply from just over 1 million to 2.7 million in the first six months of this year.

More bad news for UK jobs is on the way with one in three UK employers planning further redundancies, which are up fivefold on last year.

Other articles available at Money Tips Podcast - www.moneytipsdaily.com

• UK economy shrinks by 20% April to June 2020

• UK is officially in recession after successive GDP falls

• One in three UK employers plan more redundancies

• Redundancies soar fivefold despite furlough scheme

• Unemployment to double 7.5% and economy slump 9.5% 

• Half as many jobs are being advertised compared to 2019

• Base rate held at 0.1%, interest rates to stay low for 5 years

• Lenders not passing on rate cuts and mortgage rates going up!

• The end of furlough sees millions more unemployed this autumn

• UK house prices reached a new all-time high in July as buyers return

• UK property prices jumped by 3% since June following stamp duty cut

• Why UK Property prices rising after stamp duty cut, despite the downturn?

• New planning rules will open up more opportunities to make money in property

• You can create a second income during the lockdown…and come out stronger

• Learn how to make money from property without deposits, mortgages or cash

Millions of people face a bleak future post-Coronavirus lockdown, as businesses disappear and the job furlough scheme eventually comes to an end. However, life doesn’t have to end because of lockdown! You can join thousands of ordinary people who have increased their income and added streams of new income during this period. 

Are you ready to adapt to the new economic model?

As lockdown restrictions around the world are being eased, the economic model has subtly changed forever. How will you adapt to this new way of working and running a business, what obstacles and opportunities lies ahead? Will you be a participant or spectator in this revolution? 

By Charles Kelly, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

If you’d like further information on how to survive the crisis and even quit the rat race, email me at [email protected] or send me a message through Facebook or my Money Tips Daily community. See more articles at www.moneytipsdaily.com

Despite billions spent on the job retention ‘furlough’ scheme, UK employment dropped by the largest amount in over a decade between April and June, ONS figures show.

Due to the coronavirus lockdown, the number of people recorded as ‘in work’ fell by 220,000 on the quarter, according to the Office for National Statistics.

Before the lockdown, the UK had recorded the highest number of people in work and looked forward to a strong recovery following ten years of post-2008 recession austerity.

The numbers of unemployment benefits claimants rose sharply from just over 1 million to 2.7 million in the first six months of this year.

More bad news for UK jobs is on the way with one in three UK employers planning further redundancies, which are up fivefold on last year.

Other articles available at Money Tips Podcast - www.moneytipsdaily.com

• One in three UK employers plan more redundancies

• Redundancies soar fivefold despite furlough scheme

• Unemployment to double 7.5% and economy slump 9.5% 

• Half as many jobs are being advertised compared to 2019

• Base rate held at 0.1%, interest rates to stay low for 5 years

• Lenders not passing on rate cuts and mortgage rates going up!

• The end of furlough sees millions more unemployed this autumn

• UK house prices reached a new all-time high in July as buyers return

• UK property prices jumped by 3% since June following stamp duty cut

• Why UK Property prices rising after stamp duty cut, despite the downturn?

• New planning rules will open up more opportunities to make money in property

• You can create a second income during the lockdown…and come out stronger

• Learn how to make money from property without deposits, mortgages or cash

Millions of people face a bleak future post-Coronavirus lockdown, as businesses disappear and the job furlough scheme eventually comes to an end. However, life doesn’t have to end because of lockdown! You can join thousands of ordinary people who have increased their income and added streams of new income during this period. 

Are you ready to adapt to the new economic model?

As lockdown restrictions around the world are being eased, the economic model has subtly changed forever. How will you adapt to this new way of working and running a business, what obstacles and opportunities lies ahead? Will you be a participant or spectator in this revolution? 

By Charles Kelly, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

If you’d like further information on how to survive the crisis and even quit the rat race, email me at [email protected] or send me a message through Facebook or my Money Tips Daily community. See more articles at www.moneytipsdaily.com

Would you like to get into property but don’t have much cash?

Some friends of mine are running a special ‘no money down property’ training event to teach you how to buy property using OPM – OTHER PEOPLE’S MONEY….

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How is this possible?

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Right now, we understand that risks aren't something that everyone wants to do, so, instead we will be showing you that you do not have to put your life saving into something to make it a success!

These strategies can provide a ‘win win’ for both parties and give everyone peace of mind, whilst building up your bank balance and your business reputation.

Join here - https://bit.ly/3gwDvi9

The popular chain said it plans to launch a company voluntary arrangement (CVA) in the “near future” in a bid to push down its rents and clear some of its £1 billion of debt. 

The restructuring arrangement will save the company from bankruptcy but could see the closure of 15% of 449 restaurants and the loss of 1100 jobs. A spokesperson said the final outcome of the restructuring has “yet to be decided”.

Landlords take hit

Pension funds and companies like Legal and General will be hit directly (affecting pension policyholders) and indirectly through their shareholdings in companies like Land Securities.

Many landlords will have no choice but to bite the bullet and accept a lower rent or sit on an empty property. 

We have already seen one large retail landlord go into administration and I’m sure many more will follow.

I’m hearing similar stories in other countries which either have no safety net (or even temporary furlough schemes, which are coming to an end, e.g. in America).

I would expect to see more tenants unable to pay their rents and borrower unable to keep up payments on their mortgage. This will lead to millions of bank repossessions, as well as years of untold misery and poverty.  

Banks have already set aside billions for expected bad debts. HSBC, which announced 35,000 job cuts, has set aside £13 billion for bad debt. 

In this pandemic-driven recession. very few people hold a ‘get out of jail card’.

Other articles available at Money Tips Podcast - www.moneytipsdaily.com

• Manchester declares a state of ‘major incident’ after Covid rise

• Major employers ignore government ‘back to work’ advisory 

• HSBC to shed 35,000 and sets aside £13 billion to cover bad loans

• London theatreland in darkness as 5,000 related jobs are lost

• Half as many jobs are being advertised compared to last year

1. Eat out to help out launches in bid to boost restaurant trade

• UK property prices jumped by 3% since June after stamp duty cut

• Will end of furlough see millions more unemployed this autumn?

• Unemployment could reach 10% and recession last until 2024

• Staycations boom as UK hotels fill up, always check your travel insurance

• Why UK Property prices rising after stamp duty cut, despite the downturn?

• New planning rules will open up more opportunities to make money in property

• You don’t need your own money to create a second income in property 

• You can create a second income during the lockdown…and come out stronger

• Learn how to make money from property without deposits, mortgages or cash

Millions of people face a bleak future post-Coronavirus lockdown, as businesses disappear and the job furlough scheme eventually comes to an end. However, life doesn’t have to end because of lockdown! You can join thousands of ordinary people who have increased their income and added streams of new income during this period. 

Are you ready to adapt to the new economic model?

As lockdown restrictions around the world are being eased, the economic model has subtly changed forever. How will you adapt to this new way of working and running a business, what obstacles and opportunities lies ahead? Will you be a participant or spectator in this revolution? 

By Charles Kelly, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

If you’d like further information on how to survive the crisis and even quit the rat race, email me at [email protected] or send me a message through Facebook or my Money Tips Daily community. See more articles at www.moneytipsdaily.com

The hot weather seems to have little effect on Coronavirus, despite scientist’s predictions, and businesses have to put reopening plans on hold.

Other articles available at Money Tips Podcast - www.moneytipsdaily.com

Millions of people face a bleak future post-Coronavirus lockdown, as businesses disappear and the job furlough scheme eventually comes to an end. However, life doesn’t have to end because of lockdown! You can join thousands of ordinary people who have increased their income and added streams of new income during this period.

Are you ready to adapt to the new economic model?

As lockdown restrictions around the world are being eased, the economic model has subtly changed forever. How will you adapt to this new way of working and running a business, what obstacles and opportunities lies ahead? Will you be a participant or spectator in this revolution?

By Charles Kelly, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

If you’d like further information on how to survive the crisis and even quit the rat race, email me at [email protected] or send me a message through Facebook or my Money Tips Daily community. See more articles at www.moneytipsdaily.com

House prices rose by 1.7% during the month compared to a 1.5% fall in June, according to the lender Nationwide Building Society.

Other articles available at Money Tips Podcast - www.moneytipsdaily.com

• UK property prices jumped by 3% since June after stamp duty cut

• How to find your ‘goldmine’ property area right where you are

• Unemployment could reach 10% and recession last until 2024

• NS&I paying 1%pa no minimum or early withdrawal penalties

• Help to Save best deal of all with 50% bonus if you qualify on low income

• Lifetime ISA 25% bonus, invest up to £4,000 for first-time-buyers aged 18-39 

• Payday lenders or ‘instant short-term loan providers charge up to 91% APR

• High street banks are charging as much as 40% just for an overdraught facility 

• Credit card companies still charging extortionate 16-20% despite low base rate

• New Home Insulation Grants – Work must be quality checked say consumer groups

• The UK housing market is rebounding fast after a tax cut by the Chancellor Rishi Sunak

• UK Property prices rise after stamp duty cut, despite rising unemployment

• British Chambers of Commerce said 28% of employers may cut jobs in next 3 months

• UK Mortgages becoming more difficult to obtain and more expensive

• New planning rules will open up more opportunities to make money in property

• Opportunity is everywhere for everyone, especially in property! But you have ACT! 

• You don’t need your own money to create a second income in property 

• Time to your economy or Uconomy started whatever the economy is doing!

• You can create a second income during the lockdown…and come out stronger

• Learn how to make money from property without deposits, mortgages or cash

Millions of people face a bleak future post-Coronavirus lockdown, as businesses disappear and the job furlough scheme eventually comes to an end. However, life doesn’t have to end because of lockdown! You can join thousands of ordinary people who have increased their income and added streams of new income during this period. 

Are you ready to adapt to the new economic model?

As lockdown restrictions around the world are being eased, the economic model has subtly changed forever. How will you adapt to this new way of working and running a business, what obstacles and opportunities lies ahead? Will you be a participant or spectator in this revolution? 

By Charles Kelly, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

If you’d like further information on how to survive the crisis and even quit the rat race, email me at [email protected] or send me a message through Facebook or my Money Tips Daily community. See more articles at www.moneytipsdaily.com