According to WalletHub, 85% of college students already have a credit card. It's tempting to keep accepting new credit card and loan offers, especially with the freedom to make big purchases. However, it’s important to make informed decisions. Cristina and Randy sat down with Gabrian Calkins, Assistant Manager of Consumer Lending at Addition Financial, for some expert insight.

- Addition Financial Resource Center: https://resources.additionfi.com/

- Learn more about Addition Financial: https://hubs.la/H0zbJ0W0

- Learn more about Seminole State College: https://www.seminolestate.edu/