There is a lot of focus and information on "money mindset", and while that is important, it misses how your body responds to money. This applies to what you currently have or don't have, and where you want to be (which is often an arbitrary "I want more money").

Before you can have more, your body needs to recognise and feel that it's safe to have more, and that's where your nervous system comes into it.

In this episode of Money with Alpha, Alpha explores the powerful (and often overlooked) relationship between your nervous system and your financial capacity.

Drawing on her own journey, including personal growth, and years of working with women around money, Alpha unpacks why sudden financial growth can feel unsafe, why incremental change matters, and why success can feel more threatening than failure.

This episode is for you if you:

• Feel like you want more money, but struggle to hold onto it

• Notice self-sabotage when things start going well

• Feel conflicted between wanting more and judging yourself for it

• Know you need both practical money systems and emotional safety

• Why success (not failure) often disregulates the nervous system

• The difference between safety and security with money

• Why lottery winners often lose everything

• Money as energy: inflow, outflow, and intentional circulation

• How confidence is built through small, consistent actions

• Why self-judgment is more damaging than external judgment

• How clarity, visibility, and flexibility support financial growth

Alpha invites you to reflect on where you are right now: safety, security, energy, confidence, or judgment, and how you might begin expanding your capacity to hold more, without overwhelming your system.

🎧 Listen now and discover how to grow your wealth without overloading your nervous system.

Investing can feel like a black hole: confusing, intimidating, and risky, especially when you've worked hard for every dollar you've earned. In this episode of Money with Alpha, I share my real, lived investing journey. Not from a financial markets background, but as someone who had to figure it out step by step.

I walk you through:

• The difference between income returns and capital growth (and why this matters more than most people realise)

• How to understand your risk profile beyond generic questionnaires

• What diversification actually means (and what it definitely isn't)

• How I structure my own portfolio, including defensive vs growth assets

• Why I invest in ETFs and micro-investing

• Why "time in the market" always outperforms "timing the market"

• How consistent, boring investing quietly builds wealth over time.

This episode is about taking the fear out of investing, simplifying your decisions, and helping you feel more confident taking action, even if you're starting small.

🎧 Listen now and discover why investing doesn't have to feel like gambling.

In this episode, Alpha invites you to rethink your relationship with money. Not as something to fear or avoid, but as something to get to know and to come at with curiosity rather than confusion.

Using the metaphor of dating, Alpha walks through simple, practical steps to help you reconnect with your finances, gain clarity, and reduce money anxiety.

In this episode, you'll learn:

• Why avoidance makes money stress worse (not better)

• How your past money "mistakes" can become learning points

• The five key steps to building visibility and clarity with money

• Why knowing when bills hit matters as much as how much they are

• How to create a money date that actually feels supportive

Takeaway: Money doesn't need perfection, it needs attention. A little curiosity can transform your entire financial relationship.

Big New Year's resolutions often lead to big overwhelm, and very little follow-through. In this episode, Alpha explores why micro-changes are the real key to sustainable financial growth and confidence.

Rather than focusing on drastic transformations, Alpha invites you to look at the small shifts in awareness, habits, language, and identity that quietly create powerful momentum over time.

• Why New Year's money resolutions often fail

• The role of identity in financial behaviour

• How beliefs, stories, and language shape your money habits

• The difference between intentional money management and avoidance

• Why micro-investing and small automations are so powerful

• How to create CEO-level clarity without micromanaging your finances

• Simple micro-actions you can implement immediately

This episode is perfect for anyone who feels overwhelmed by money, short on time, or stuck in cycles of avoidance, and is ready for a gentler, smarter way forward.

🎧 Tune in and start building momentum through micro-changes.

Receiving an inheritance or lump sum can feel overwhelming, especially when it arrives during a deeply emotional time.

In this episode of Money with Alpha, I share my personal experience navigating an inheritance following my father's passing, along with six grounded principles to help you approach lump sums with clarity, intention, and self-trust.

We explore:

1. Why you don't need to rush big money decisions

2. The emotional side of receiving an inheritance

3. Tax, asset protection, and portfolio considerations

4. How to approach investing without pressure or panic

5. Why kindness toward yourself is essential during this season

Whether you're dealing with an inheritance now, or want to be prepared for the future, (either being the recipient or bequeather) this episode will help you feel calmer, clearer, and more confident.

🎧 Listen now and save this episode for when you need it most.

In this solo episode, Alpha invites listeners behind the scenes of her personal money journey. From her multicultural upbringing in Australia, shaped by financial scarcity and cultural expectations, to discovering her passion for financial empowerment for women.

Alpha dives into:

• Growing up as a daughter of migrants who had no money when they were growing up

• How money stories are inherited from generations before us — even when no one talks about money directly

• Why she became a "squirreler" with money, and the pivotal moment she realised she needed to learn how money really works

• The career path that didn't fit — including depression, burnout, and a brave leap into something new

• The spark that led her to financial education, property investing, and ultimately launching Money Made Simple

• How her love of travel helped her reconnect with joy and lifestyle vision in mid-life

• Why the Money Pie framework was born, and why "simple + intentional" will always beat complexity

✨This episode is your reminder that your past does not dictate your financial future, and that it's never too late to rewrite your money story with intention.

In this episode of Money with Alpha, Alpha sits down with financial advisor Dylon Mackriel, founder of DreamWise Financial Services, to unpack what financial planning actually involves — beyond the jargon, beyond the misconceptions, and beyond the old-school commission-driven model many people still fear.

Dylon shares his personal journey from South Africa to Australia, shifting from accounting into financial planning, and why the emotional side of money plays such a huge role in his work. You'll hear:

• Why everyone earning an income can benefit from financial advice

• What financial planners do beyond investing

• How superannuation, insurance, and retirement strategies really work

• The truth about self-managed super funds (SMSFs) — who they're for and who they're not

• ETFs vs direct shares vs SMAs (and why diversification is essential)

• How to choose the right advisor, and why education is a non-negotiable part of quality advice

• The emotional and behavioural side of money

• Dylon's personal money story, including growing up with limited resources and how that shaped his mission

This is an empowering conversation that helps remove the mystery from financial planning — so you can make smarter decisions, feel more confident, and understand the mechanics behind wealth-building… at any age.

Connect with Dylon: DreamWise Financial Services – DreamWise Financial Services

Dylon Mackriel | LinkedIn

In this enlightening episode of Money with Alpha, Alpha Schulte sits down with Selena Hillier, Human Design practitioner, life coach, and corporate leader turned soul-led entrepreneur. Together they explore how understanding your unique Human Design type can unlock self-acceptance, release shame, and create alignment in every area of life — including money.

Selena shares her journey from corporate sales manager to Human Design guide, explaining how this blend of science and spirituality helps people reconnect with who they truly are. She and Alpha discuss practical ways to apply Human Design in relationships, parenting, business, and even how we relate to money.

From breaking free of conditioning and "shoulds," to accepting your natural energy flow, this conversation will inspire you to live—and spend—more consciously and authentically.

• Human Design blends science and spirituality using birth data to reveal how you're uniquely wired.

• Five energy types—Manifestor, Generator, Manifesting Generator, Projector, and Reflector—each operate differently.

• Self-awareness leads to self-acceptance. Understanding your design removes shame and judgment.

• Parenting and relationships transform when we honour how others are designed to operate.

• Money blocks often mirror conditioning. Human Design helps uncover energetic patterns behind financial habits.

• Goals aren't for everyone. Some people thrive through flow and intuition rather than rigid planning.

Instagram: www.instagram.com/selena_hillier_/ Website: www.pivotalmoments.com.au

In this reflective episode, Alpha takes you behind the scenes of her 2025 wrap-up — the highs, the lows, the unexpected, and the profoundly transformative. Using her five-part reflection framework (What worked well? What didn't? What did I learn? What do I want more of? What do I want less of?), she shares the real human side of a year filled with growth, disruption, loss, clarity, and powerful financial lessons.

You'll hear:

• Attracting aligned, entrepreneurial clients who value clarity and empowerment

• Beautiful stories of couples leaning into shared financial understanding

• How the Money Pie again proved its power — helping Alpha redirect an extra $12,000 toward her daughter's school plan without sacrificing lifestyle

• Wins in personal investing and steady long-term growth

• Delays in launching her software and writing her book

• A challenging year caring for her father and processing his unexpected passing

• The shock of funeral expenses — and why emergency funds matter more than we realise

• The true cost of international travel and the sting of exchange rates

• The absolute necessity of buffers and emergency funds

• The importance of transparent financial conversations with family

• How settling an estate reinforces why wills, enduring powers of attorney, and paperwork matter

• A deep dive into investment strategies, lump sum decisions, ETFs, super, tax implications, and the emotional side of investing

• The reminder that clarity comes from education, support, and time — not rushing big financial decisions

• Calm, joy, and lightness

• Community, connection, and a safe space for women to talk about money

• Giving and receiving support (even when it feels uncomfortable)

• Heavy energy, drama, and emotional depletion

• Busyness that takes her away from creativity and presence

• Energetic disruptions that drain instead of empower.

• Volatile markets and political uncertainty

• Further increases in property prices and the pressure this puts on buyers

• The continued rise of ETFs and why they're changing the game

• Why long-term investing beats market-watching every single time

• The possibility of interest rate increases — and what that means for your budget.

Alpha also shares what's brewing for early 2026: a community-focused program designed to bring women together to grow, learn, and create empowered money momentum.

This episode invites you to pause, reflect, and think about your own year — financially, emotionally, and personally — so you can step into the new year with clarity and intention.

In this inspiring episode of Money with Alpha, Alpha sits down with the dynamic Billie Sharp — entrepreneur, public speaker, and founder of multiple thriving businesses — to talk about what it really takes to dream big and create generational wealth.

Billie shares her journey from working three jobs as a teenager to becoming the owner of six diverse businesses across industries like tech, e-commerce, and trades. She opens up about:

• The mindset shift from earning money to creating wealth

• Building businesses based on real-world gaps rather than rigid plans

• Using data and intuition to make smart financial and business decisions

• How she runs multiple companies without running herself ragged

• Why she and her husband chose to homeschool their daughter and design life on their own terms

• The lessons she learned from early money mistakes — and how she rewired her habits

• What generational wealth really means to her (and why it's about more than money)

• The power of authenticity, confidence, and letting your sparkle shine — even if it's with a tiara! 👑

Billie also talks about her big, audacious goal: to become a billionaire not for status, but to create global change through impact investing — much like the Gates Foundation.

💡 Key takeaway: Money is opportunity. Power is the ability to create change. Dreaming big is not selfish — it's necessary.

Connect with Billie Sharp: Instagram: www.instagram.com/billiesharp.official

Facebook: www.facebook.com/billiesharp.official

Website: https://billiesharp.com.au/

The Bizillionaire Academy: https://bizillionaireacademy.billiesharp.com.au/