Money with Alpha

This year is almost at an end, and before 2023 starts, it's a great time to go through a quick planning exercise. In this episode I share the process that I use every year and how I use it. There are 5 steps:

1. Categorise your Life Areas (I have either - Family, Friends, Physical Health, Mental Health, Spirituality, Fun/Hobbies, Finances, Business/Work)
2. Retrospectively look at the Top 3 things that were great about 2022
3. Prioritise the 3 key Life Areas you want to work on in 2023
4. Set 3 goals per Life Area (that's 24 goals in total) - they don't have to be big, and some can be linked
5. List out the Daily, Weekly and Monthly behaviours that you need to do in order to support achieving your goals.

There is more information in the following:

• Blog Post
• FREE 2023 Plan Download
• Money & Lifestyle Vision mini-course

This process can take between 30 minutes to over an hour, depending on whether you've done anything like this before, and how new it is to you.

It's well worth the effort, and you can then build on it every year!

A slightly different episode where I look at the concepts of live and how we have ended up the way we are. When did we stop being children and turn into the adults we are today?

Are we happy? Do we react rather than respond to life? Are we present and enjoy the moment?

I provide some tools and strategies to help reconnect with the person you want to be, so you can experience the life and happiness that you want.

I hope you find this useful and helpful!

It's that time of year - December means Christmas. Mind you, the Christmas decorations came out before Halloween this year!

It's the time of year the money really becomes an amplified issue - lots of buying. Presents (for family, friends, kids, teachers, colleagues, clients, etc.) and food (for Christmas Day, Boxing Day - if you're in Australia, for holidays and camping trips, and day trips).

There's just SO much!

The last thing you want is to make your New Year's resolutions and then to be hit with a large credit card bill in January...

This episode has some pragmatic ideas about how to minimise the financial burden over presents and food this year.

Enjoy!

One way to spend less than you earn is to earn more! One way to earn more money is to start a side hustle, which as become more easier in recent years.

There is still work and planning involved, and this episode takes you through:

1. How to figure out what to do for a side hustle (with a few ideas to help inspire you), and
2. What to do once you figure out what side hustle you're going to do.

Chock full of useful ideas and steps to do, hopefully this episode will inspire you and help you!

You may have heard me talk about how to have a good relationship with money. There are very similar principles to how to have a good relationship with food. It comes down to what we believe and the habits we have.

In this interview, Susan Williams (a qualified and highly experienced Dietitian and Nutritionist) talks about how nutrition impacts our mental and physical lives. She likes to breaks through stereotypes and myths.

Oh, and it's OK to have some sugar and a glass of wine :-)

Here are the links to find out more about Susan and what she is doing:

• Meg & Susan (megandsusan.co)
• Meg McClintock & Susan Williams (@megandsusan) • Instagram photos and videos

Helen Baker, founder of On Your Own Two Feet, is an experienced Financial Adviser of over 15 years, Speaker and Author who firmly believes in the benefits of having a strong team of professionals to underpin your financial foundations.

This support enables you to build for the future and be the best you can be. Whether you are in a relationship, divorced, widowed, or are single and just want to take control financially and get going for the future, this is for you.

Helen appears regularly in the media and shares her practical financial advice in her two books - links are below.

All profits of the sale of these books goes to empower disadvantaged women and girls. Some of the projects we're currently working on with the proceeds are educating 3 young women in Medan, Indonesia with their High School and University studies. We are also supporting a volunteer pilot working in East Timor to provide emergency services to remote communities, and in particular women in childbirth.

In this episode, Helen and I discuss what some of the key problems that women face when it comes to financial literacy and accessing good financial planning services. Helen also covers some key areas to improve your financial life - so much valuable information!

Where you can find Helen's book, and also book in for a financial planning session:

• Financial Planning Advice Brisbane for Women by Women (onyourowntwofeet.com.au)

Another place you can buy Helen's book:

• On Your Own Two Feet, The Essential Guide to Financial Independence for all Women by Helen Baker | 9781920727789 | Booktopia

To find out more and follow Helen:

• Instagram
• Facebook

In this episode I go through 5 of the most common money mistakes I see women make. The 5 I go through are:

1. Money stuff is too time consuming - I'll do it later. The problem is, later never comes!
2. I don't understand investing. How can you understand something you've never been taught? Time to be curious and learn! Here is my free guide "How to Invest with $1"
3. I don't have enough income to do anything. Seek out ways to increase your income and/or to reduce your spending. Luckily I cover off both of these in my program Financial Fulfillment in 7 Simple Steps :-)
4. It's all too hard and confusing. This is a Limiting Belief that is holding you back. Find out what the next step is for you, then focus on one step at a time while keeping your lifestyle vision in your mind for the future. One step!
5. What if I get it wrong? Well, there is always that possibility, and in life we all get things wrong. Being well informed and having guidance is the best way to minimise the risk of getting things wrong.

The important thing is to get started and don't let time just pass.

Check out my new program "Financial Fulfillment in 7 Simple Steps": www.FinancialFulfillmentprogram.com - Available for a LIMITED TIME ONLY!

Being in a relationship requires a connection of some sort. Now, whether we like it or not, we are all connected to money in some way. The health and quality of that connection is actually within our power to influence and change! There is often a "that's just the way it is" mentality when it comes to things we think or believe we can't change.

Which brings me to the concept of Limiting Beliefs! Beliefs themselves can work for or against you. You can believe something to be true and you essentially believe it into reality or existence!

Then come the habitual behaviours we we do as a result of those Limiting Beliefs, and before you know it, the relationship you have with money is formed.

Recognising that YOU have the power to control your reality (your beliefs and behaviours) is powerful. It means that you don't have to believe the things that are holding you back. YOU write that script and YOU live by it.

The important thing is to be clear on the direction you want to go, DO something, and use the momentum to make changes and move with the flow of life. Without movement it's impossible to get anything done. And without getting things done you won't know what works and what doesn't.

Giving yourself a greated chance of doing the things that work is by aligning to your Core Values.

SO, in this episode we sew together - Your Core Values with the Beliefs that you hold, and the Habits that you have, which impacts the Actions that you take to achieve the Lifestyle you want.

All this impacts the relationship you have with money. Enjoy!

Kerry's story is a beautiful example of how life flows more calmly and easily when you connect with your Why, and align your life with this.

Having started her working life as a school teacher, Kerry travelling and taught and when she returned to Australia went to see a kinesiologist who helped her permanently shift energy that had been sending her into on and off depression.

Realising the power of this incredibly modality, Kerry studied kinesiology and then started helping others to experience transformations themselves.

Kerry's business took off very quickly and she attributes this to being in alignment with her strong WHY, and now teaches and coaches other to do the same.

Here is the link to the webinar on Your Why that Kerry mentions in this interview -

Find out more about Kerry:

1. Instagram: http://instagram.com/kerryrowett
2. Website: http://alignandattract.com
3. Remember Your Why workshop recording: http://alignandattract.com/why
4. Align + Attract podcast: http://alignandattract.buzzsprout.com

A relationship break down is one of the most difficult things to experience in life. Unfortunately, the statistics for divorce aren't great - in 2022 between 44% and 50% of marriages are expected to end in divorce.

There is a huge wave of emotions and experiences that go with this. Becca Maxwell has been helping women navigate this awful time, to make sure they keep their sanity, integrity and intention for what they want as a life after the divorce.

It's too easy to be dragged down into a spiral of negativity. Becca also works with her clients on connecting with their values and maintaining this as part of their intention throughout.

Becca's new online program is opening soon, so if you're listening to this between 18 October and 23 October 2022, you can gain access!

Here is the link to check it out:

https://www.dodivorceright.com/