Money You Should Ask

It's easy to think about money in terms of numbers, but what happens when you let human emotions get in the way?

In this episode I am joined by Jonathan DeYoe. He has been a California-based financial advisor for 25 years. He managed investments at a variety of Wall Street Companies before founding his financial planning firm, Mindful Money, in 2002. Jonathan is a contributor on personal finance matters for the Huffington Post and Business Insider and featured in the Wall Street Journal and The New York Times.

Jonathan is passionate about spreading the values of goal-focused and planning-driven wealth management to help people enjoy better financial outcomes AND live happier lives!

We Discuss:

Jonathan and I break down some of the stories we tell ourselves that block us from financial growth. We talk about the importance of becoming mindful when managing your finances.

[3:45] Staying focused on what's important to you.

[6:31] "The thing you don't have is the thing you covet"

[10:19] The desire to be a millionaire is shorthand for, "I want to feel financially secure."

[17:03] What's your bank balance comfort zone?

[20:33] Auto investing, auto-saving and auto spending. It doesn't mean auto pilot.

[25:56] Mindful Money book & The Happiness Dividend.

The first step on your path to financial health is knowing what your goals are. Mindful Money's Values, Purpose & Goals mini-course is designed to help you do just that. This course module will discuss life, vision, and values, and introduce mission and budgeting. And it's Free. Register Now!

Connect With Jonathan DeYoe & Mindful Money:

Website: https://mindful.money

Mindful Money Book: https://bookshop.org/a/59401/9781608684366

Free Course Module: https://courses.mindful.money/values-purpose-goals

Twitter: @MindfulMoney_Ed

Instagram: https://www.instagram.com/mindfulmoneyplan/

Facebook: https://www.facebook.com/MindfulMoneyPlan

LinkedIn: https://www.linkedin.com/company/mindful-money-plan/

YouTube: https://www.youtube.com/c/mindfulmoney

Links Mentioned In This Episode:

Acorns-Invest Spare Change: https://fxo.co/ChOY

Podmatch: https://podmatch.com/signup/mysa

Many people start a business because they want to make money. That's understandable, but if you want your business to be successful, it's crucial that you first identify what is most important to you.

Our next guest is Alex Sanfilippo, the host of the top-rated entrepreneurship podcast, Creating a Brand, and the founder of PodMatch.com, a free service that matches podcast guests and hosts together for interviews. After years of working in different industries, Alex decided to return to his first love of entrepreneurship. From building a globally ranked Christian multi-author blog, to traveling around the United States speaking and coaching people who want to start their own business, Alex has made it a priority to add value to people's lives in many ways.

The Money You Should Ask Team loves using Alex's PodMatch service so much that we just had to get him on the show.

Bob and Alex discuss some key topics that sometimes get overlooked when starting your own business.

[5:11] Learning to manage money at 12 years old.

[10:51] The art of building a business system.

[15:11] Be willing to collaborate.

[18:32] Having a mindset of service and helping other people.

[24:59] Understanding why you want to start your own business.

[25:55] "You've gotta be passionate about the solution that you're offering to somebody else's problem."

Check out Creating Your Brand Podcast as Alex shares actionable content from successful leaders and subject matter experts on topics that help entrepreneurs make their first or next step in business the right one.

Connect With Alex Sanfilippo:

PodPros Website: https://podpros.com/

Facebook: https://www.facebook.com/AlexJSanfilippo

LinkedIn: https://www.linkedin.com/in/alexsanfilippo/

Instagram: https://www.instagram.com/ajsanfilippo/

YouTube: https://www.youtube.com/channel/UC4DJzxAgjypfUeS-mNgi-Jg

Twitter: @PodPros_com

Pinterest: https://www.pinterest.com/podpros/

Resources Mentioned in this Episode:

Join PodMatch: https://podmatch.com/signup/mysa

Review This Show:

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For those who have a real estate investment dream but don't know where to start, author, investor, & realtor Michael Dominguez stops by. Michael shares how investing in simple quality homes with additional dwelling units transformed his wealth. He is an award-winning sales representative, member of the RE/MAX Hall Of Fame, and founder of Doors To Wealth Real Estate Group, a team of realtors focused on educating and assisting people with investing in real estate.

Michael has discovered a real passion for helping others build their wealth to experience the choices and financial freedom they desire.

Bob and Michael discuss how transforming your mindset can set you up to see real changes in your net worth.

[3:48] "I was the little kid that I said, I want to be a millionaire."

[9:06] Take action to improve your financial intelligence.

[14:39] Focus on quality properties in quality neighborhoods that appreciate in value.

[18:13] The Goldilocks Principle, what's just right for you.

[22:35] Finding quality tenants that help make the landlord experience pleasurable.

[28:56] Owning a home, a financial asset, or monetary liability?

[30:41] People underestimate what they can accomplish in 10 years.

Michael's book, Armchair Real Estate Millionaire, provides the roadmap to crafting a portfolio of quality investment properties for positive cash flow. His book offers valuable insights into property investment that creates consistent and sustainable wealth and savvy retirement planning—without taking over your life.

Connect with Michael Dominguez:

Website: https://armchairrealestatemillionaire.com/

Book: https://bookshop.org/a/59401/9781777409418

Facebook: https://www.facebook.com/authormichaeldominguez

Instagram: https://www.instagram.com/armchair_wealth/

Twitter: @armchair_wealth

LinkedIn: https://ca.linkedin.com/in/michael-dominguez-a3208541

When you do business with people, it is often thought that the only thing that matters is the bottom line. But what if you could create a unique relationship where there was more than just money involved? What if your own values were reflected in how you did business?

Our next guest, Terri Levine, teaches business owners to do business heart-to-heart. She is the founder of Heart-repreneur and is a business marketing consultant who assists entrepreneurs worldwide with growth, sales, and marketing. Terri has more than 40 years of experience, helping over 6,000 business owners and entrepreneurs. She is also a bestselling author of dozens of books, has her own radio and TV show, and is a keynote speaker.

Bob and Terri have a heart-to-heart conversation as they delve into being open and curious about self-discovery.

[4:57] Work yourself happy by doing work that is sustaining.

[12:00] Don't do it alone. Have a coach, consultant, advisor, or mentor helping you.

[14:54] Conducting business with integrity, transparency, and authenticity.

[16:12] Learning to speak charge neutral. Responding vs. reacting.

[24:16] Leading with our hearts.

[28:34] Facing the harsh reality of the truth.

Terri and the team at Heart-repreneur® love helping other business owners succeed and teach entrepreneurs how to do business authentically from the heart. Visit heartrepreneur.com to learn how you can transform your business with integrity and authenticity.

Connect With Terri Levine:

Website: https://heartrepreneur.com/what-we-do/

Books: https://bookshop.org/shop/themoneynerve

Facebook: https://www.facebook.com/HeartrepreneurTerriLevine

Twitter: @MentorTerri

YouTube: https://www.youtube.com/channel/UCK_YmLGv_bCDJ45CoupRmhA

LinkedIn: https://www.linkedin.com/in/terrilevine/

Instagram: https://www.instagram.com/mentorterri/

From losing $50 million in the market crash of 2008 to the success he enjoys today, Rod Khleif's experience involves both remarkable triumphs and spectacular failures.

Rod is a multiple business owner and philanthropist who is passionate about real estate, business, and giving back. As one of the country's top business, real estate, and peak performance luminaries, Rod has owned over 2,000 homes and apartment buildings and has built over 24 businesses in his 40-year career.

His work dives into the psychology of success, and brings incredible first-hand, technical, and motivational knowledge and skills to any real estate, business, or success-based discussion. Rod also founded The Tiny Hands Foundation, which has benefited more than 85,000 community children in need.

Bob and Rod Discuss the emotional journey from having it all to losing it all and everything in between.

[4:02] 90% of our success is attributed to our mindset and our psychology.

[10:23] "There's a reason that the acronym for belief systems is BS, because 99.9% of them are just that; they're BS."

[12:15] Whatever you say, your brain is hearing.

[19:40] We'll do more to avoid pain than gain pleasure.

[23:58] See your future. Be your future.

[26:23] Never achieve a big goal without having other goals lined up behind it.

[28:39] The science of achievement versus the art of fulfillment.

Rod delivers the blueprint for Multifamily Mastery in an intensive live bootcamp event on Dec 3-5, 2021 in Orlando, Florida. Text "multifamily" to 72345 (USA) or visit multifamilybootcamp.com to register. MYSA exclusive discount code "RodFriend" and grab your ticket for $197.

Connect With Rod Khleif:

Website: https://rodkhleif.com/

Podcast: https://rodkhleif.com/lifetime-cashflow-podcast/

Bootcamp: https://www.multifamilybootcamp.com

Facebook: https://www.facebook.com/rodkhleifofficial/

Instagram: https://www.instagram.com/rod_khleif/

LinkedIn: https://www.linkedin.com/in/rodkhleif/

YouTube: https://www.youtube.com/RodKhleif

FinTech Links Mentioned:

Acorns - Invest Your Spare Change.

Planning a wedding is fun and exciting, but has everyone involved discussed their expectations for marriage, finances, and life together before saying, "I do?"

Our next guest is Christopher Melcher, who has A-list celebrities, executives, trust beneficiaries, and tech company founders across California turning to him for assistance protecting their most valuable assets in high stakes divorces. With deep experience in complex family law litigation and premarital agreements, Christopher provides tactical representation in the most challenging family law disputes.

Christopher is a published author, with his work focusing on premarital agreements and financial issues in divorce. He is a partner at Walzer Melcher Law Firm, and Christopher is also an adjunct professor of family law at Pepperdine University School of Law in Malibu.

Bob and Christopher chat about the complex nature of money and divorce and the life lessons that helped shape his views today.

[3:54] Learning about investing from a young age.

[6:34] Time versus money. Income dependent on how many hours worked.

[12:42] Shifting his mindset to kindness and calm.

[17:46] Nobody wins in divorce.

[20:21] Discuss your financial expectations before getting married.

[22:21] Emotional impact of financial disparity.

To learn more about Christopher and the services he provides, visit the Walzer Melcher website.

Connect with Christopher Melcher:

Website: https://walzermelcher.com/

Facebook: https://www.facebook.com/WalzerMelcher/

Twitter: @CA_Divorce

LinkedIn: https://www.linkedin.com/in/ccmelcher/

Our next guest is Roxy Shih. Roxy is a Taiwanese-American producer and director who was recently nominated for Best Directing at the Daytime Emmys for her work on Dark/Web.

Her latest indie feature, List of a Lifetime with Kelly Hu and Shannen Doherty, was acquired by Lifetime and served as their centerpiece film for Breast Cancer Awareness Month this past October. Roxy also directed the entire series of Facebook Watch's Mira Mira, a smash-hit seen by over 60 million viewers. Other popular projects from Roxy include The Tribe, Hulu's Painkillers, and two episodes of Zak Bagans' The Haunted Museum, a new series produced by Eli Roth.

Roxy co-founded the Taiwanese American Film Festival in Los Angeles and served as the festival director for two years.

Ep 160. Bob and Roxy talk about:

[3:29] Directing List of a Lifetime.

[8:17] Breaking down Asian American stereotypes.

[15:16] Showing up, stepping up, and speaking up.

[19:44] How much money do you need to make for you to feel secure?

[22:32] Recalibrating the way we approach money.

[25:00] Cultivating our self-worth and trusting our value.

[35:02] Remaining true to ourselves.

Roxy Shih currently hosts a podcast called Two Horny Goats, where she and her co-host Priska dismantle Asian-American stereotypes by tackling difficult subject matters.

Connect with Roxy Shih:

Website: https://www.roxyshih.com

Podcast: https://www.twohornygoats.com/

IMDB: https://www.imdb.com/name/nm4367428/

Facebook: https://www.facebook.com/roxyshih

Instagram: https://www.instagram.com/roxyshih/

Links Mentioned:

Podmatch: https://podmatch.com/signup/mysa

Many people face financial problems every day. The only difference, some people find ways to overcome them and keep moving forward.

Our next guest, Robert Raymond Riopel, is an International Best-Selling Author, App Designer, Entrepreneur, and Trainer who has spent the past 18+ years traveling worldwide, sharing his passion. He has shared the stage with and trained many of the top speakers and thought leaders in the world today.

With his high energy and heartfelt style, Robert draws on his journey from humble beginnings to financial freedom at 32, inspiring individuals to tap into their greatness. After realizing that he is not the only person who struggles, Robert "clues" open individuals up to the possibilities within them.

What do you get when you have two Roberts talking about money stories on a podcast? Double trouble and a whole lot of money mindset motivation!

[2:58] The lie we tell ourselves. "I'm the only one going through this. Nobody gets it."

[5:10] "I've never experienced a stress like financial stress."

[8:53] Going from $150,000 in debt to financial freedom in nine months.

[11:07] We often do more of what our parents did, not what they said.

[13:52] Surrounding yourself with growth-minded people.

[16:56] Stuck in the comfort zone.

[20:34] Being a gold medalist in the people-pleasing Olympics.

[32:33] Getting outside of yourself and quit trying to do it all on your own.

Robert's best-selling book and step-by-step system, "Success Left a CLUE," helps you unleash your dreams and turn them into reality. And it is free for all MYSA listeners. Download your copy today.

Connect with Robert Raymond Riopel:

Website: https://successleftaclue.com/

eBook: https://robertriopel.com/book1

Facebook: https://www.facebook.com/TheRobertRiopel

LinkedIn: https://www.linkedin.com/in/realtraining/

Instagram: https://www.instagram.com/rrriopel/

The act of selling can be overwhelming, especially when you're not sure what to say or how to approach the process.

Joining Bob in this episode is Nikki Rausch, CEO of Sales Maven, an organization dedicated to authentic selling. As a highly successful sales coach, author, and speaker, Nikki transforms the misunderstood process of "selling" into techniques that anyone can successfully use. Nikki has 25+ years of experience selling to organizations as The Bill & Melinda Gates Foundation, Hewlett-Packard, and NASA. She has shattered sales records in many industries and received multiple "top producer" awards along the way.

Her book, "The Selling Staircase," provides a five-step approach to move your clients through an authentic sales process. And her podcast, Sales Maven, can be found on your favorite podcast app.

Bob and Nikki chat about:

[3:05] Why women shy away from positions in sales.

[4:55] Navigating the 'dude-bro" sales environment.

[7:09] Being a top producing female sales rep in a historically male-driven profession.

[19:04] Be curious, be open to feedback, be willing to ask questions and, be kind.

[21:23] The art of selling doesn't have to be pushy or aggressive.

[24:57] Stating the obvious because sometimes it's not obvious.

Ditch any anxiety and fear and learn to sell authentically. Grab a copy of Nikki's free eBook, "Closing The Sale," and know how to close your next prospect with confidence and integrity.

Connect With Nikki Rausch & Sales Maven:

Website: https://yoursalesmaven.com Closing The Sale eBook: https://yoursalesmaven.com/ebook/

Books: https://yoursalesmaven.com/free/

Podcast: https://yoursalesmaven.com/podcast/

Facebook: https://www.facebook.com/yoursalesmaven/

Instagram: https://www.instagram.com/your_sales_maven/

LinkedIn: https://www.linkedin.com/in/nicolerausch/

Twitter: https://twitter.com/yoursalesmaven

YouTube: https://www.youtube.com/c/SalesMaven

For many of us, managing our money, or lack thereof can be frustrating. Our next guest, Nicole Iacovoni, was no exception. Through trial and tribulation, Nicole transformed her relationship with money from heavy and serious to fun, flirty, and fulfilled.

Nicole is a Financial Therapist & Licensed Couple's Therapist who teaches women entrepreneurs how to make tending to their finances feel fun and flirty instead of boring and overwhelming. Nicole writes a swoon-worthy newsletter called The Comfy Couch, where she dishes on her latest financial crush, offers inspirational ideas for "dating your money," and helps ambitious entrepreneurs deal with business drama.

Through her trademarked program, Money Therapy, Nicole helps entrepreneurs make more profits, manage their money with Beyonce-level confidence, and transform their toxic relationship with money into a steamy love affair. Nicole has been featured in CNBC, Business Insider, and Elephant Journal. When she's not empowering women to take a more active role in their financial lives, you can find her chillin' with her chickens on her little "farmette," devouring self-help books, and sipping on vanilla lattes.

Bob and Nicole find the fun, in the not so fun world of money.

[7:03] Keeping busy to avoid feeling things.

[13:43] "If we don't understand something, we fear it and we avoid it."

[16:26] Guilt & Shame, the most common emotions around money.

[25:32] Recognizing personal vs systemic conceptions.

[34:42] "Hardship is difficult, but there are also so many gems of wisdom that we can pluck out and learn from."

[45:13] Are Your Finances Like Fight Club?

Make time for lovin up on your money, so money will love you back! Visit Nicole's website and download "Date Your Money Planner" for free and experience a fun, flirty relationship with your money.

Connect With Nicole Iacovoni:

Website: https://nicoleiacovoni.com

Money Therapy Online Program: https://nicoleiacovoni.com/money-therapy/

Facebook: https://www.facebook.com/nicoleiacovoni/

Instagram: https://www.instagram.com/nicoleiacovoni/