Money You Should Ask

All too often, criminal justice-involved individuals struggle upon release to secure jobs that allow them the opportunity for growth. With doors being closed on these individuals simply because of their criminal records, how can they succeed?

Our next guest is Sean Hosman, a justice-impacted serial entrepreneur with 20+ years of experience in the correctional industry who has a unique perspective on both business and second chances. He became justice-involved through addiction, and now, 10 years clean, he is dedicated to achieving racial equality in corrections and ending mass incarceration.

Sean founded Vant4ge, a human services and predictive analytics technology company that has revolutionized correctional care and case management. He is also the co-founder of Persevere, a non-profit that teaches justice-involved individuals to code behind prison bars, and Banyan Labs, a technology development company that hires Persevere graduates. Each business plays a vital role in increasing public safety and improving outcomes in the criminal justice system, while also bringing hope, skills, and opportunity to justice-involved individuals. Through his work with these companies, Sean is focused on changing lives and stopping the cycle of multi-generational incarceration.

In this episode, Bob & Sean discuss:

[3:09] Social determinants of health. [10:36] Growing up with the fear of never having enough. [13:08] How childhood experiences can shape your adult relationship with money. [30:59] Power comes from vulnerability. [31:41] Leaving behind a legacy. [39:24] "Never let your money sit idle."

How can you help others Persevere? Visit Persevere Now to support Sean's mission to empower justice-involved individuals at risk to succeed as productive members of society.

Connect With Sean:

Website: https://perseverenow.org Facebook: https://www.facebook.com/perseverenow/ Instagram: https://www.instagram.com/perseverenow/ Twitter: https://twitter.com/perseverenow LinkedIn: https://www.linkedin.com/company/perseverenow/ and https://www.linkedin.com/in/sean-h-32610435/

In today's society, people are often judged by their appearance, gender and how they act. If you don't have the skills and confidence to be your own boss, there is a potential for people and clients to walk all over you.

Our next guest, Carmelle Jean-Francois, knows how to take charge and boss up. Carmelle is a motivational speaker, fitness enthusiast, and Founder and CEO of cFIT Coaching. She has built a strong foundation through her certifications as a NASM Personal Trainer, a certified Spinning Instructor, a Medical Exercise Specialist, a Pre and Post Natal Exercise Specialist, and a Beachbody Coach. Carmelle's most recent projects include her newly published blog, Fit To Motivate, and the release of her upcoming book, Women of Color Who Boss Up: Asian, Latina and African American Women Who Thrive and Take Charge of Their Destiny.

Bob delves deep into Carmelle's relationship with money as they discuss:

[1:40] Money and emotions are always a work in progress.[2:57] Being bold and putting yourself out there.[6:37] Challenging the female boss stereotypes.[12:48] "The switch came when I realized that they don't know my value."[16:47] From poverty to possibility.[25:46] Becoming your richest self.

What does fit look like to you? cFIT Coaching provides a safe, encouraging, and supportive virtual community, educating individuals on achieving and sustaining their personal health, fitness, and nutritional goals.

Connect With Carmelle:

Website: https://cfitcoaching.com/ Women Of Color Who Boss Up Book: https://cfitcoaching.com/boss-up-book/ Facebook: https://www.facebook.com/icyourfit Instagram: https://www.instagram.com/cfitcoaching/ LinkedIn: https://www.linkedin.com/in/carmelle-jean-francois-b956321b3/

Do you ever feel like there's a creative person inside of you yearning to break free? Maybe it's time to stop waiting for someone else or other circumstances and permit yourself to be the artist you really are.

Our next guest, Amanda Filippelli, is an internationally recognized editor, writer, book coach, and author of Blue Rooms. She started her career as an associate editor for the Oyez Review in Chicago and has studied under several industry titans. An award-winning writer herself and publishing industry expert, Amanda has done it all from freelance writing, copy editing, content editing, ghostwriting and book coaching. She is also the co-founder of One Idea Press and founder of the Authorpreneur Conference.

Bob and Amanda delve into the challenges and successes that many artists face following their passion.

[2:25] The starving artist cliche. [7:49] Being an artist helps bring new perspectives to cultural conversations. [9:10] Being terrified to pursue a career in writing.[19:52] Letting go of the imposter syndrome. Everyone's story has value.[21:47] Becoming intentional and conscious when your family history was filled with shame around money.[27:57] Discovering the root cause of impulsive spending and the spending will resolve itself.

Amanda specializes in helping writers realize their authentic voice and thrive as working writers.

Connect With Amanda:

Blue Room Book: https://amandafilippelli.com/books Website: https://amandafilippelli.com/ Authorpreneur Writers Conference: https://www.theauthorconference.com/ Workshops: https://amandafilippelli.com/workshops Facebook: https://www.facebook.com/EditorAmanda Instagram: https://www.instagram.com/editor_amanda Twitter: @Editor_Amanda LinkedIn: https://www.linkedin.com/in/amanda-filippelli/

If you are looking for a way to unlock the capital sitting in your home equity, then our next guest Matthew Sullivan offers some debt-free solutions for homeowners and opportunities for investors.

Matthew Sullivan is the CEO and Founder of QuantmRE, a company that helps homeowners access a portion of their home equity without taking on more debt.

Matthew and his team have helped over a hundred homeowners use their home equity to pay off expensive credit cards, remodel their home, pay college tuition fees, or diversify into other investments, all without taking on extra debt. Matthew has a proven track record in real estate innovation through his experiences as Co-Founder of the Secured Real Estate Income Strategies Fund and was President and Founder of crowdventure.com, a real estate crowdfunding company.

Originally from London, Matthew worked with Richard Branson's corporate finance team and was a Virgin-sponsored London Air Ambulance Director. A helicopter pilot himself, he is also the host of the podcast "Hooked On Startups."

Bob and Matthew Discuss:

[9:28] Going out and creating something.[17:05] The complex multi-layered asset class that is real estate.[21:27] The psychological attachment of "it's all mine."[25:58] Bouncing back after losing it all.[27:40] Looking at solutions instead of problems.[35:20] Sitting back and doing nothing vs. moving forward.

Don't wait until you've sold your home to enjoy your equity – with QuantmRE; you can use the cash you release to improve your life now.

Connect with Matthew Sullivan:

Website: https://quantmre.com Podcast: http://hookedonstartups.com/ LinkedIn: https://linkedin.com/company/quantm-one/ Twitter: @quantmre Facebook: https://facebook.com/Quantm.one Instagram: https://instagram.com/quantmre/

You may see yourself as bold and confident, yet when the subject turns to money: your mind goes blank; a pit opens up inside you, or even panic sets in!

Our next guest is Michelle Arpin Begina. Michelle is a Certified Financial Planner, Certified Investment Management Analyst, money mentor and coach, photographer, and a mom. Her earliest memories from childhood all relate to money.

What differentiates Michelle from other financial advisors is that she has spent the last two-plus decades studying the unconventional, non-financial aspects of life satisfaction, financial therapy (it's a thing), behavioral bias, choice, and decision advising.

Michelle believes we all need to examine the money stories, scripts, and lessons that affect our financial psychology to rethink what we know about money and have more of it.

Michelle Joins Bob to Discuss:

[1:27] The Impact of money as a child. [6:30] Navigating the technical and emotional aspects of money[10:57] "More money solves everything, right?"[11:47] The shame and secrecy of money.[26:50] Healing your money woes through journaling and speaking.[31:40] Understanding the money narrative in your head.

Michelle's "Good With Money: Success Formula" will help you claim your full financial power and leave behind old patterns, beliefs, and stories that are holding you back.

Connect With Michelle Arpin Begina:

Website: https://www.michelleab.com LinkedIn: Michelle Arpin Begina CFP Facebook: @Michelle.ArpinBegina Instagram: @michellearpinbegina

You may have heard that you are made of energy? But has anyone ever taught you how to utilize your energy to create a positive life?

Today's guest is Danielle Ingenito; she helps her clients heal from toxic relationships, turning their pain into power with intuitive energy healing, and reprogramming subconscious beliefs. Danielle is the creator of the "Let it Go Method," a step-by-step process that helps women awaken their true self-worth.

Danielle is a Certified Intuitive Reiki Master, Psychic Medium, and Life Coach and has helped thousands of women take their power back in her challenges and transformational programs. She has nurtured a 60,000+ person following on both Facebook and YouTube.

Conversation Highlights with Bob and Danielle:

[4:09] Growing up as a child and disliking money. [9:05] Understanding codependency and seeking validation or approval outside of ourselves. [12:39] What is a narcissist, and how is money used as a power play? [18:06] Discovering the power of energy healing. [27:41] Limiting subconscious beliefs and fear of success. [34:13] What's your financial set point?

Check out Danielle's Deep Energy Clearing to release limiting energetic attachments that affect your thoughts & emotions or grab a copy of her new book, It's Not You, It's Your Energy, and bring balance back into your life.

Connect With Danielle Ingenito:

Facebook: @DanielleIngenito Facebook Group: Turning Pain Into Power After Toxic Relationships YouTube: Danielle Ingenito Website: https://danielleingenito.com

Our next guest is Garit Boothe, a marketing professional specializing in Search Engine Optimization (SEO) for Financial Technology companies. He is also an avowed money nerd and writes about personal finance on his blog, Digital Honey.Money.

Garit shares his insights on how he overcame his limiting beliefs and money blocks in his life. "Making progress, not perfection" became Garit's mantra, which helped him leave behind his corporate job and become an entrepreneur.

Bob and Garit's conversation highlights:

[2:06] Conversations about money and being socially appropriate.[8:09] Looking at the root cause of your issues.[11:04] Making the shift from struggle to purpose.[18:45] Navigating life goals that your spouse doesn't share.[25:58] Learning delayed gratification from kids.[30:07] Sometimes, the root cause of an issue has nothing to do with money, but once you fix it, your money problems go away.

Visit digitalhoney.money and sign up for more tips and tools to help you on your money journey. To take your website's SEO to the next level, visit garitboothe.com and arrange a consultation with Garit.

Connect With Garit Boothe:

LinkedIn: https://www.linkedin.com/in/garitboothe/

Finances can be simple, fun and doable if you set your mind to it. By keeping it simple and doable, you can reach your goals. Wouldn't that be fun?

Our next guests are Rachel Marshall and Bruce Wehner from The Money Advantage, a team of financial freedom architects for wealth creators.

Rachel is the Co-Founder, Chief Financial Educator, and Content Strategist of The Money Advantage, where she is known for making money simple, fun, and doable. She's currently writing a book about her near-death experience and how it became the springboard for her family's multi-generational legacy of more than money.

Bruce is the Lead Advisor and Chief Cash Flow Strategist of The Money Advantage, where he designs and communicates the individualized solutions that help their clients increase cash flow and financial control. Bruce leans on his experience as an educator and varsity head coach, lifelong entrepreneur, and real estate investor. Bruce is an Authorized Infinite Banking Practitioner who has been practicing Infinite Banking since his parents started his first policy when he was a young child.

Bruce and Rachel are also the co-hosts of The Money Advantage Podcast, the popular business and personal finance show.

Bob, Rachel, and Bruce Discuss:

[1:33] Keeping it simple, fun and doable.[6:56] Understanding delayed gratification and developing the character to build wealth.[15:45] Living the life you want to live, now.[18:45] To don't lists.[29:46] The ripple effect.[32:41] The science of success and the art of fulfillment.

Invest in yourself and learn more about Infinite Banking with The Money Advantage team.

Connect With The Money Advantage - Rachel Marshall and Bruce Wehner:

LinkedIn: https://www.linkedin.com/in/rachelmmarshall/ & https://www.linkedin.com/company/themoneyadvantage/ Twitter: @Money_Advantage Facebook: https://www.facebook.com/TheMoneyAdvantage Instagram: https://www.instagram.com/themoneyadvantage/ YouTube: https://www.youtube.com/c/TheMoneyAdvantage?sub_confirmation=1

More often, when you do what you love, success will follow. Our next guest, Sharifah Hardie, is a business consultant, author, talk show host, producer at Bizzy Girl Productions, Candidate for 2024 California State Senate District 33, President of the Black Chamber of Commerce – Long Beach Area and an influencer. She is Host of Ask Sharifah Videocast and Podcast, as well as The Round Table Talk Show.

Bob and Sharifah's Conversation Highlights:

[4:17] Where Sharifah's entrepreneurial spirit came from. [5:20] "You're wasting money," she said. [10:56] Why is it important to ask questions? [14:19] Rebounding from homelessness and taking a Quantum Leap. [22:49] Are you an entrepreneur or a hobbyist? [25:50] The most common obstacle for entrepreneurs.

Sharifah Hardie is the author of Signs You Might Be An Entrepreneur – How to Discover the Entrepreneur in You, and the e-book, Everything You Need to Know About Social Media Marketing.

Connect With Sharifah:

Sharifah For CA Senate: https://www.sharifahhardieforsenate.com/ LinkedIn: https://www.linkedin.com/in/sharifah-hardie/ Facebook: https://www.facebook.com/ilikesharifah/ Instagram: https://www.instagram.com/sharifahhardie/

How can you think outside the box within the workplace environment and maintain motivation during days that feel never-ending?

Today's guest is Chris Bello, who quit his corporate job three years in and, after applying a little intense intentionality, he transformed his life. After grappling with one side-hustle after another, he went all-in on residential real estate, where he has quickly caught momentum. Chris is also the host of the top-rated business podcast, the Entrepreneur Motivation Podcast (1M+ downloads), where he documents his journey and interviews incredible guests.

Episode Highlights with Bob and Chris:

[2:35] The Squirrel Syndrome- too many shiny objects.[6:34] Navigating Financial differences between 3 cultures.[14:11] Comparing yourself to yesterday, a month and a year ago.[20:59] Conquering fears and challenges.[32:57] Money beliefs when buying real estate.[41:47] Don't spend it if you don't have it.

Chris's motto is "Less dreaming, more doing." Download his free guide on Productivity Hacks and unleash the do-er in you.

Connect With Chris Bello:

Website: https://chrisbello.comLinkedIn: https://www.linkedin.com/in/cbello/ Instagram: @chrisbello_