MONEYFITMD PODCAST

She's 50. Has a $5 million net worth. And she's still scared she'll run out of money.

If that resonates, this episode is for you. Because this isn't a broke problem. This is a rich people problem. And rich people problems deserve air time too.

Dr. Latifat breaks down the real questions underneath this doctor's question and why having the tension between living your life NOW and securing your future is actually a good sign, not a crisis.

In this episode:

• Why $5M in net worth gives you ~$200K/year for 30 years and what that actually means for your plan 
• The most important question to ask before you plan for retirement: what are you actually retiring FROM? 
• Long-term care insurance and why naming your fear out loud is the first step to solving it  
• The part nobody talks about enough: faith, work, and why 100% you + 100% God is Dr. Latifat's actual retirement strategy 

"This is rich people problem. And that's okay because I am a rich people and I'm a person, and my problems deserve air time."

💡 Want this kind of nuanced, real conversation about YOUR money? That's what we do inside the Wealth Village. → moneyfitmd.com/wealthvillage

Connect with Dr. Latifat:
💡 Instagram
👥 Facebook Group
🔗 LinkedIn
📩 Email
☎️ Book a Complimentary Call
💸 Youtube

Free Resources for Women Physicians
🧳 Sabbatical Guide (Free Download)
🧠 Financial Starter Guide
💸 Money School for Women Physicians
🧬 Financial Personality Quiz

Books & Programs
🔑 The Power to Choose by Dr. Latifat
📘 Done with Broke (Amazon)

New attending. Bay Area. $250K in loans. Wants a house and kids someday. Is buying a home right now the right move?

Dr. Latifat got this question live and instead of just answering it, she does what she always does: she finds the real question underneath it. Because this isn't really about the house. It's about whether you're building a life by design, or quietly sliding into one by default.

In this episode:

• Why "new attending" is one of the most financially dangerous seasons of your career 
• The "cheat slip" test Dr. Latifat uses to check if your role model's life is actually one you want 
• The math that will stop you in your tracks
• The pandemic GI bleed story that changed how Dr. Latifat thinks about showing up to work 
• What your kids actually remember and why it's not the house 

"I'm not here because I don't have a choice. I'm here because I choose to be."

💡 Ready to build wealth on your terms not just the attending default? Apply to the Wealth Village → moneyfitmd.com/wealthvillage

Connect with Dr. Latifat:
💡 Instagram
👥 Facebook Group
🔗 LinkedIn
📩 Email
☎️ Book a Complimentary Call
💸 Youtube

Free Resources for Women Physicians
🧳 Sabbatical Guide (Free Download)
🧠 Financial Starter Guide
💸 Money School for Women Physicians
🧬 Financial Personality Quiz

Books & Programs
🔑 The Power to Choose by Dr. Latifat
📘 Done with Broke (Amazon)

"No matter what progress I'm making, when I compare myself with others, I just feel so behind."

If that sentence just made you exhale, this episode is for you. Dr. Latifat addresses one of the most common thoughts she hears from women physicians, and she's not sugarcoating it. She's going straight to the root.

Short, honest, and exactly what you need to hear today.

In this episode:

• Why feeling behind doesn't mean something is wrong with you
• How to use other people's progress as inspiration instead of a weapon against yourself 
• What Dr. Latifat looked like when she entered the entrepreneurial world and why her point zero wasn't their point zero 
• The only comparison that's actually worth making 

"Your point zero is not the same point zero as them. And the sooner you stop comparing yourself to others, the sooner you start letting yourself win."

Ready to build wealth in a community that celebrates where you are, not where you think you should be? → moneyfitmd.com/wealthvillage

Connect with Dr. Latifat:
💡 Instagram
👥 Facebook Group
🔗 LinkedIn
📩 Email
☎️ Book a Complimentary Call
💸 Youtube

Free Resources for Women Physicians
🧳 Sabbatical Guide (Free Download)
🧠 Financial Starter Guide
💸 Money School for Women Physicians
🧬 Financial Personality Quiz

Books & Programs
🔑 The Power to Choose by Dr. Latifat
📘 Done with Broke (Amazon)

I need $350,000 for home repairs. Should I use cash, investments, or debt?

Simple question. But Dr. Latifat's answer goes somewhere most financial advisors never take you because the real problem here isn't the $350K. It never is.

In this episode, she breaks down how to think through big financial decisions like this one, so you stop solving the wrong problem and start making moves that actually move the needle.

In this episode:

• Why freedom is the first goal for every woman physician
• The truth about $350K, why the number alone means nothing without context
• Why your primary home is not an asset in the traditional sense 
• Your spending doesn't lie
• Why traditional financial education fails women physicians on decisions like this one 

"Freedom is one of the tools that makes you a good doctor. If you don't have options, it is harder to be a good doctor."

Want to make money decisions that are actually aligned with your life and your context? That's exactly what we do inside the Wealth Village and 6 to 7. → moneyfitmd.com

Connect with Dr. Latifat:
💡 Instagram
👥 Facebook Group
🔗 LinkedIn
📩 Email
☎️ Book a Complimentary Call
💸 Youtube

Free Resources for Women Physicians
🧳 Sabbatical Guide (Free Download)
🧠 Financial Starter Guide
💸 Money School for Women Physicians
🧬 Financial Personality Quiz

Books & Programs
🔑 The Power to Choose by Dr. Latifat
📘 Done with Broke (Amazon)

"I make 3x my soon-to-be husband. Should we combine our finances?"

Dr. Latifat gets this question a lot and her answer goes way deeper than a yes or no. Because this isn't just a money question. It's a relationship question, a values question, and for many women physicians, a question that can change the entire trajectory of your life.

This one is equal parts financial wisdom and pre-marital masterclass.

In this episode:

• Why the person you marry is the second most important decision of your life 
• Dr. Latifat's own story, she was hecka broke when she got married, and why that context matters 
• How the level of financial intimacy reflects the level of intimacy in your relationship 
• The warning sign too many women physicians are ignoring about unmotivated spouses 
• Why you should absolutely consider a prenup, even if your spouse earns more
• And if you're already married: the post-nup conversation you should be having

"The level of intimacy in your finances is a reflection of the level of intimacy in your relationship, period."

Want to build wealth in a way that accounts for all of this? That's what we do inside the Wealth Village. → moneyfitmd.com/wealthvillage

Connect with Dr. Latifat:
💡 Instagram
👥 Facebook Group
🔗 LinkedIn
📩 Email
☎️ Book a Complimentary Call
💸 Youtube

Free Resources for Women Physicians
🧳 Sabbatical Guide (Free Download)
🧠 Financial Starter Guide
💸 Money School for Women Physicians
🧬 Financial Personality Quiz

Books & Programs
🔑 The Power to Choose by Dr. Latifat
📘 Done with Broke (Amazon)

Do you actually need a side gig to build wealth? Or are you just exhausted and looking at everyone else's life?

Dr. Latifat got this question from a woman physician who could barely find time to breathe, let alone start something on the side. In this episode, she gives the real, honest answer. And spoiler: it's not what the internet is telling you.

In this episode:

• Why the side gig conversation is missing one critical first question 
• Dr. Latifat's definition of wealth and why you need your own before you do anything else 
• Why your income is not wealth and what actually turns one into the other 
• Why before you find a side gig, most physicians need this skill set first 
• The GI doctor's guide to income diversification 
• How a second income source protects you when your hospital or admin "starts acting up" 
• The bucket analogy: how a second income stream accelerates your path to freedom

"Side gigs are not required. But having a second source of income is financial wisdom, not a trend."

Ready to learn how to turn your income into actual wealth first? That's exactly what we do inside 6 to 7. → moneyfitmd.com/6to7

Follow Dr. Latifat @MoneyFitMD on Instagram and Facebook Learn more at moneyfitmd.com

Connect with Dr. Latifat:
💡 Instagram
👥 Facebook Group
🔗 LinkedIn
📩 Email
☎️ Book a Complimentary Call
💸 Youtube

Free Resources for Women Physicians
🧳 Sabbatical Guide (Free Download)
🧠 Financial Starter Guide
💸 Money School for Women Physicians
🧬 Financial Personality Quiz

Books & Programs
🔑 The Power to Choose by Dr. Latifat
📘 Done with Broke (Amazon)

If you own a practice, this episode is going to make you money.

Dr. Latifat sits down with Dr. Heather, a pathologist turned medical billing expert, who built a full-service billing company after watching physicians lose money they'd already earned, without even knowing it. 

In this episode, she breaks down the 5 most common billing mistakes draining private practices right now, and exactly what to fix first.

You did the work. It's time to get paid for it.

In this episode:

• Why private practice isn't dead
• Eligibility errors at the front desk, the most common, most fixable money leak 
• Why patients who owe you money after the fact almost never pay and how to stop it before it happens 
• The math you have to do before hiring and why not doing it is costing you 
• Complex denials that get "worked" but never actually resolved 
• What $300K in recovered billing actually means when you invest it 

"This is money you already earned. You already did the work. Leaving it on the table is cheating yourself and your family."

Connect with Dr. Latifat:
💡 Instagram
👥 Facebook Group
🔗 LinkedIn
📩 Email
☎️ Book a Complimentary Call
💸 Youtube

Free Resources for Women Physicians
🧳 Sabbatical Guide (Free Download)
🧠 Financial Starter Guide
💸 Money School for Women Physicians
🧬 Financial Personality Quiz

Books & Programs
🔑 The Power to Choose by Dr. Latifat
📘 Done with Broke (Amazon)

"I have med school debt, no real plan for my daughter's college, and a tuition bill I can't afford that's due now."

That message landed in Dr. Latifat's inbox and she knew immediately it wasn't just one physician's story. The shame, the silence, the belief that a doctor should have all of this figured out by now. In this episode, she breaks down every thought hiding underneath that message and gives the honest, nuanced answer that no one else is willing to say out loud.

Should you really be paying for your kids' college at all?

In this episode:

• The shame spiral that keeps women physicians silent and why it compounds just like debt 
• Why "I should have this figured out by now" is a thought error, not a fact
• Thought error #1: Rescuing your kids from debt might actually remove their drive for success
• Thought error #2: Should parents really be expected to pay for all of college? 
• The conversation to have with your kids right now about AI and the economic value of their major
• Thought error #3: Why prioritizing your kids' tuition over your retirement is a mistake 
• The painful truth: your kid cannot borrow for your retirement, but they CAN borrow for college 
• How paying for everything can actually create resentment in your kids later 
• What to do right now if you're earlier in your journey and have young kids at home 

"We don't want the shame we've experienced to be what leads our kids and us into deeper debt in the future."

Ready to build the financial foundation that changes all of this? → moneyfitmd.com/6to7

Connect with Dr. Latifat:
💡 Instagram
👥 Facebook Group
🔗 LinkedIn
📩 Email
☎️ Book a Complimentary Call
💸 Youtube

Free Resources for Women Physicians
🧳 Sabbatical Guide (Free Download)
🧠 Financial Starter Guide
💸 Money School for Women Physicians
🧬 Financial Personality Quiz

Books & Programs
🔑 The Power to Choose by Dr. Latifat
📘 Done with Broke (Amazon)

Dr. Latifat asked her email list one question: If you got $100,000 right now, what would you do with it?

60% said pay off debt. And honestly? It surprised her.

In this episode, she breaks down what that answer reveals about where most women physicians are in their financial journey and the one pitfall she wants to make sure you avoid so it doesn't cost you your long-term freedom.

In this episode:

• Why most financial education for women is debt-focused instead of wealth-focused 
• The physician who spent 15 years eliminating debt and has no assets to show for it 
• Why it's not the debt causing you pain, it's the story you're telling yourself about it 
• The "borrow till you die" strategy the ultra-wealthy use and what it can teach us 
• Debt freedom vs. debt free and why one of them actually creates the life you want 
• The two mindset shifts that will change how you make financial decisions going forward

"Paying off debt is not what creates freedom. Investing is what creates freedom. Buying assets is what creates freedom."

Connect with Dr. Latifat:
💡 Instagram
👥 Facebook Group
🔗 LinkedIn
📩 Email
☎️ Book a Complimentary Call
💸 Youtube

Free Resources for Women Physicians
🧳 Sabbatical Guide (Free Download)
🧠 Financial Starter Guide
💸 Money School for Women Physicians
🧬 Financial Personality Quiz

Books & Programs
🔑 The Power to Choose by Dr. Latifat
📘 Done with Broke (Amazon)

Smart women don't figure it out alone. They just convinced themselves they should.

If you've been grinding through your finances solo, exhausted, overwhelmed, and wondering why nothing is moving fast enough, this episode is Dr. Latifat's direct challenge to the story you've been telling yourself about what it means to be capable. Because doing it alone isn't badass. It's expensive.

In this episode:

• Where the "smart women do it alone" myth actually comes from
• How doing it alone is draining your energy AND slowing down your wealth building
• The real thought shift: wealth grows better in the right community 
• Why the wrong community is just as dangerous as no community 
• The Wealth Village member who was overwhelmed and the one conversation that changed everything
• The missing team member Dr. Latifat spotted that the physician couldn't see herself 

"We are done with the superwoman nonsense. We are here for the savvy, badass woman who is living a richer, freer life in community."

Connect with Dr. Latifat:
💡 Instagram
👥 Facebook Group
🔗 LinkedIn
📩 Email
☎️ Book a Complimentary Call
💸 Youtube

Free Resources for Women Physicians
🧳 Sabbatical Guide (Free Download)
🧠 Financial Starter Guide
💸 Money School for Women Physicians
🧬 Financial Personality Quiz

Books & Programs
🔑 The Power to Choose by Dr. Latifat
📘 Done with Broke (Amazon)