What am I doing on a daily basis on this show? I am simply trying to motivate you to do better financially. Sometimes, the best way that I can motivate you is to tell you some scary outcomes of continuing in the way you are going or if you fail to change your ways. Americans have some very scary financial lives, on average, and I want to shed light on a few stats that will hopefully push you to change the way you live financially. Today, we will discuss:

1. Why I do this show

2. Scary personal finance statistics

3. Why you need to change your financial life for the better

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in for more personal finance concepts. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

A new report from the Federal Reserve was released this week showing that we added the most debt in total dollars since 2007 and the most debt in rate of increase since 2013 in the 2nd quarter of this year. THIS IS ALARMING!!! We are not talking about federal debt but household debt, meaning the debt you and I choose to take out. Yes, much of this increase had to do with mortgage debt, but some came from increased credit card balances and increases in the amount of car loans outstanding. Debt does nothing but hold us back, yet we obviously go running back to it ever so quickly! Today, we will discuss:

1. The amount of household debt in the U.S.

2. Why household debt is hitting record highs

3. What we need to do to reverse this trend!

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in for more personal finance concepts. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

Do you work with your spouse on your finances? Think before you answer this question, because before you spout off a "YES!" think of your actual communication about your finances that you and your spouse have engaged in. Hopefully, your answer is still "YES!", but if it is not, I have plenty of tips and words of wisdom to share with you here, today. I want you to end today knowing, at minimum, how much money your spouse makes! Today, we will discuss:

1. How most couples don't know what their significant other makes

2. How married and unmarried couples differ with their finances

3. Tips to have a healthy marriage financially

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in for more personal finance concepts. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

There are a lot of companies that could make you abnormal returns in the stock market. In the recent past, some of the top gainers have been some of the largest companies in the world. What does this leave us with? It leaves us with a stock market that is extremely concentrated at the top. This is not, necessarily, a bad thing, but it definitely decreases the amount of diversification there is in owning an index fund tracking the S&P 500. This can be perfectly fine, and has been in the past, but it could also end with lots of losses for index investors if something went awry. Today, we will discuss:

1. What the S&P 500 is

2. How the S&P 500 is highly concentrated at the top

3. The returns offered by the largest companies in the world vs. the S&P 500

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in for more personal finance concepts. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

For longer than any of us care to mention, there have been talks of student loan forgiveness at the federal level, but no one can seem to make it happen. Just like with anything else, if you wait on Washington to save your life, you will be waiting a long time. Even though there are grumblings of this administration wanting to forgive large amounts of student loans, I think we should all take a "believe it when I see it" approach. Today, we will discuss:

1. Why Nancy Pelosi doesn't believe President Joe Biden has the power to forgive student loans

2. Why student loan forgiveness plans are unreliable

3. What you should to do get out of student loan debt

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in for more personal finance concepts. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

There is a definite force that has a profound impact on the economy and the stock market at all times, and that force is The Fed. When the Fed Chairman, Jerome Powell, speaks, we need to be listening. The decisions that he and the rest of the federal open market committee make can have a very real impact on your savings, your investments, your ability to borrow, and the cost of goods and services, among other things. When the decisions that they make around interest rates hold so much weight, I think we should know just what their decisions mean. Today, we will discuss:

1. What the Fed does

2. What the Fed decided at the most recent FOMC meeting

3. How the Fed's setting of interest rates impacts your life

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in for more personal finance concepts. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

Handling your money seems like a simple enough task, on paper. The problem is that our behaviors do not want to comply. We don't want to fit some mold, which works, we want to do our own thing and try to get the same result. This just isn't going to happen, so we have to learn WHY our behaviors disconnect from good financial plans that make a lot of logical sense. Winning with money is very doable, but it also requires that we make some sacrifices and believe in our own ability to change and adapt to new circumstances. Today, we will discuss:

1. Controlling what we can financially

2. Why our money habits are shaped by our family

3. How to change financial behaviors

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in for more personal finance concepts. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

We all love the hot new thing, whether it is the latest TikTok trend or the newest meme stock. Without some of the hot trends of investing in 2021, we would all have far less to talk about. I want us to talk through some of these major trends to better understand the current investing climate and to make the best decisions that we can for ourselves as we move forward. The sooner we realize that doing what is trendy can leave us in the ditch, the sooner we can come to grips with what actually works over the long-term when it comes to investing. Today, we will discuss:

1. The stock market in 2021

2. Cryptocurrency, commodities, and meme stocks

3. The housing market and rising inflation

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in for more personal finance concepts. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

Over the past year or so, the one asset class of much discussion has been cryptocurrencies. Based on survey data, these assets have been traded more often than traditional investments, such as stocks, in many different demographics of the population. This seems very backwards to me! Should speculative assets not be secondary to assets that have a historically long track record of solid performance? I am not saying that there is not a place in your portfolio for crypto, or other speculative assets, but I am saying that such a place should be small and come AFTER you build a base portfolio of traditionally successful investments. Today, we will discuss:

1. The trading of crypto and stocks by women and investors of color

2. How cryptocurrency impacts investing for lower income individuals

3. How we should view cryptocurrencies in our investment portfolios

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in for more personal finance concepts. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

Don't we all want to have some cash in our bank accounts? Don't we all want money in our pockets? SHOULD WE? I want to lay out the arguments for you as to why "Cash is Trash" and "Cash Is King" are huge sayings in the personal finance world. It seems strange that anyone would ever suggest that cash is trash, given how we must purchase everything we have with cash. That said, I do think there are specific situations where cash can fall into either of these categories. Today, we will discuss:

1. How to think about cash in your financial life

2. Reasons why cash is trash

3. Reasons why cash is king

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in for more personal finance concepts. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)