A recent survey reports that 61% of people are choosing to delay retirement. Today I discuss several reasons why more American’s are choosing to delay even when they don’t need the money. Behavioral finance mistakes can shave 2-4% off your returns. I'll tell you why. Listener questions:

• James from Piedmont wonders if I am concerned about the trend of falling dividend increases from blue chip companies that retirees usually depend on
• James in Sonoma asks me to clarify funding no load variable annuities with bond money from your IRA
• Bob wants to know when are TIPS (Treasury Inflation-Protected Securities) are appropriate part of asset allocation

 

 

Email your money question to [email protected] , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

 

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.