What you need to know about these types of rental suites and how they affect your mortgage.

You have a mortgage renewal coming up. What are your options? How can you get the best interest rate and avoid headaches?

How can I lower my monthly mortgage payment? Consolidate debt? Access equity in my home?

You've got options!

If you want to get into real estate investing you need to understand Rental offsets. It is how people are able to buy multiple properties without needing a huge annual salary.

Each person has a different tolerance for risk but everyone should be planning for retirement. We discuss how at each level of risk tolerance there is a fit in real estate investing.

Pre-Payment penalties will increase as the rates get lower. Important to choose a good mortgage at the start to avoid some of these fees!

How can you buy a house if you have a lot of debt. A common sense plan and some tips and tricks to get there sooner.

Move To Alberta.

Why? 

Lower average house price. 

More house for your money. 

The Edmonton Oilers. 

You can buy sooner. 

Lower income tax. 

Lower corporate tax. 

No PST or HST. 

Highest weekly income in Canada. 

Your money goes farther here. 

The Rocky Mountains. John Denver wasn’t lying. 

Why do you want to move here?

Data source;

https://economicdashboard.alberta.ca/dashboard/

Here is the governments website going over the first time home buyer incentive program.

https://www.placetocallhome.ca/fthbi/first-time-homebuyer-incentive

What's a pre-approval and why should I get one? Even if you cant get approved right now, there is still a compelling reason to get one sooner rather than later.