With 23% of all mortgages in the market today being fixed (yes that's correct!), we are facing interesting times when coming to refinance after many years of record low interest rates.  We discuss this dilemma with Todd O'Neill from Xenium Partners what's going on and what to do about it.

Dollars & Making Sense, a weekly show about money, finance & investing, with your host Ray Trevisan from OTG Capital and special guests. Broadcast weekly on community Radio Northern Beaches (www.rnb.org.au), and nationally throughout Australia on the Community Radio Network (www.cbaa.org.au). Check out our blog and details at www.otgcapital.com.au.

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