So you Offer was accepted, and you're under Contract. So now what? Never Fear when your Chef Dwayne Stein is here! As always he's bringing you education and options, and today's show is no different. But we kick off today's show talking about Santa Claus....yes. Santa Claus. Later he covers the latest housing, data, the attacks on shipping in the Middle East, and how it affects the US economy. And of course his weekly segment Rate Watch brought to you by Tito's Handmade Vodka.

All that and more on Mortgage Gumbo w/ Dwayne Stein 1/20/24

Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029

CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

How are Mortgage rates determined? Your Chef Dwayne Stein is going to explain why it's so much more than just a phone call asking..."What are your rates?"

The latest CPI Numbers (Consumer Price Index) came out, and Dwayne breaks them down for you.

PRE-Qualified Versus PRE-Approved. What's the difference? Those two little words can mean the difference between home ownership and homelessness.

All that and more on Mortgage Gumbo w/ Dwayne Stein 1/13/24

Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029

CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

Happy New Year!!! It's time to get Financially Fit! Your Chef Dwayne Stein, as always, brings you education and options on getting yourself financially fit in 2024. Todays main topic is for Homebuyers. What are Contingencies and what do they mean for you when you are purchasing a home. Dwayne also talks about the new BS Report...uh...the B L S Report. Later Dwayne has his weekly segment "Rate Watch" brought to you by Tito's Handmade Vodka.

All that and more on Mortgage Gumdo w/ Dwayne Stein 1/6/24

Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029

CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

It's the Final show of 2023! Your Chef Dwayne Stein closes out the year with a look at the future. What will the 2024 Housing Market look like? What can you expect for the value of your home or future home? Later Dwayne explains what the Fed cuts mean for Home Buyers. What is the Lock In Effect, and what does CDC stand for? Finally we close out the year with our last Rate Watch segment brought to you by Tito's Handmade Vodka.

All that and more on Mortgage Gumbo w/ Dwayne Stein 12/30/23

Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029

CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

Merry Christmas from your Chef Dwayne Stein! On today's menu...Why 2024 is Your Year for Home Ownership! Santa Stein dips into his goodie bag for Stocking Stuffers of info for home buyers. Later Dwayne talks about the New Home Sales numbers, and separate's the Headlines from Facts! The new info on Student Loan Debts will boggle your brain. Finally Dwayne does his weekly segment "Rate Watch" brought to you by Tito's Handmade Vodka.

All that and more on Mortgage Gumbo w/ Dwayne Stein 12/23/23

Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029

CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

Merry Christmas from your Chef Dwayne Stein. There's still time to join the Gumbo Nation and get registered to win from a cornucopia of prizes! Sign up here---> https://mortgagegumbo.com/

On the menu this week...What is a Gift of Equity? Who can give a gift? How do they work? What types are there? Dwayne will explain it all. Jerome Powell spoke this week, and for once it was some good news. Later Dwayne is talking about Predictions on Rates.Where are they going and where will they end up?

Finally, Dwayne has his weekly segment "Rate Watch" brought to you by Tito's Handmade Vodka.

All that and more on Mortgage Gumbo w/ Dwayne Stein 12/16/23

Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029

CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

The Trend is our Friend! Rates are falling, but what does it mean? It means your buying power just increased. Your Chef Dwayne Stein is going to explain how that works, and why it works. Also, for all you homeowners out there. You may just be sitting on a Gold Mine! Later Dwayne goes over the Job Report data aka the BLS Report, or as Dwayne affectionately refers to as the BS Report. Finally we bring you Rate Watch brought to you by Tito's Homemade Vodka.

All that and more on Mortgage Gumbo w/ Dwayne Stein 12/09/23

Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029

CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

Rates are Falling, and your Chef Dwayne Stein continues to provide education and options backed with actual data. First off, new existing home sales numbers are out and they're at a 15 year low. New Loan Limits are working in your favor. Later Dwayne explains how to compete in todays market. How can you get the most for your home in this market. Finally Dwayne has his weekly segment "Rate Watch" brought to you by Tito's

All that and more on Mortgage Gumbo w/ Dwayne Stein 12/02/23

Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029

CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

What is a Point? Specifically a Mortgage Point. What do they do? When do you use them? Well your Chef Dwayne Stein is going to explain it all. The Pro's and Con's and everything in between. Dwayne starts the show talking about the lawsuits that are coming to a town near you. With Independent Mortgage Bankers losing almost one thousand dollars per loan, it could be a pretty big deal. Then Dwayne talks about the employment numbers, jobless claims, and builder confidence. All that and more on Mortgage Gumbo w/ Dwayne Stein 11/18/23

Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029

CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

Veterans We Salute You! Happy Veterans Day to all our Vets from the Gumbo Nation and your Chef Dwayne Stein. Todays show is for our Veterans. Dwayne is talking everything VA Loan related. He's gonna break down the VA Loans like no one has done before! Who's eligible? What is it? What type of properties? What are the benefits? How does entitlement work? Of course Dwayne presents his weekly segment called "Rate Watch" brought to you by Tito's.

All that and more on Mortgage Gumbo w/ Dwayne Stein 11/11/23

Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029

CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.