The Queen of Insurance Collette Biedenkopf is LIVE In Studio. From Hurricanes to Wildfires, to Insurance Renewal Costs Skyrocketing. Are they raising this rates for profit alone? Your Chef Dwayne Stein and the Queen explain the "why" of Insurance rates and renewals rate hikes. Also, is the Insurance of Last Resort worse than the big name companies. The answers might surprise you. To get in touch with the Queen go to https://themonarchins.com/

All that and more on Mortgage Gumbo w/ Dwayne Stein 8/26/23

Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029

CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

Your Chef Dwayne Stein has a very special guest in studio today. Jeff LeSaicherre of Fleur de Lis Law & Title. He and Dwayne discuss all the great ways Fleur de Lis Law & Title can help to make your home buying process as easy as possible. Dwayne asks him about all the other services they provide. Such as Estate Planning, what is or is not acceptable as a last will and testament. He even talks about their staffs bilingual ability to help Spanish speaking clients.

All that and more on Mortgage Gumbo w/ Dwayne Stein 8/19/23

Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029

CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

What do first time home buyers need to know? Well your Chef Dwayne Stein has the answers. In a special treat cohost James Parker has traveled all the way from Bug Tussle to be live in studio today. Before the guys tell you what 1st time home buyers need to know they dig into the latest data on National Credit Card debt, and what it means for you. One trillion dollars in debt may sound like a lot....but how about 11 Trillion? All that and more on Mortgage Gumbo w/ Dwayne Stein 8/12/23

Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029

CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

What's a Budget? What goes into it? What counts towards your budget? What doesn't apply? Cell phone bills? Insurance? Utilities? Your Chef Dwayne Stein breaks it all down. He and cohost James Parker breakdown the loan categories that best fit your budget, and what it takes to qualify. The guys share a story about a bad decision that cost someone a lot of money. Tito's Rate Watch and the Jobs Report numbers. All that and more on Mortgage Gumbo w/ Dwayne Stein.

Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029

CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

Dwayne starts off todays show with a huge "Thank You" to the Gumbo Nation.

The Fed Raises Rates. What does that mean for you? Your Chef Dwayne Stein breaks down the latest data provided from the Fed Chairman. Later Dwayne and cohost James Parker dig into the latest inflation numbers, and the GDP (Gross Domestic Product) numbers are in as well. Finally the guys discuss Foreclosures, and end the show with your questions from the mailbag.

All that and more on Mortgage Gumbo w/ Dwayne Stein 7/29/23

Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029

CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

This week your Chef Dwayne Stein shares Home Price Predictions. Where are we going? What do the experts think? More importantly, what does Dwayne think. Also, how is Supply and Demand affecting the market. In continuing education Dwayne shares some new terminology that you should know. Finally Dwayne and Cohost James Parker discuss the real purpose of home ownership. We close out the show with our weekly segment "Rate Watch" sponsored by Tito's Handmade Vodka.

All that and more on Mortgage Gumbo w/ Dwayne Stein 7/22/23

Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029

CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

This week your Chef Dwayne Stein is talking about Assumable Mortgages. What are they? Well Dwayne is going to explain it better than the schmuckatelli's on Tik Tok. Since Social Media is driving it, there are a lot of things that need to be explained. There are a lot of Pros and Cons to Assumable Mortgages, so he breaks down the types, and which types are even eligible for them. There are 2 types...Simple and Novation. Later Dwayne and cohost James Parker discuss where the housing inventory is at, and where are the homes prices hovering.

All that and more on Mortgage Gumbo with Dwayne Stein

Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029

CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

Today your Chef Dwayne Stein answers a question that many potential home owners haven't considered asking. What is the cost of Waiting to Buy? If Rates stay high, should I still buy? As you already know, Dwayne's opinions are Data Driven, so he and cohost James Parker look at the mid-year home sales projection numbers and give you an informed opinion. We also start the show with a very personal story of a single mother who was duped by a schmuckatelli and the need to trust but verify.

All that and more on Mortgage Gumbo w/ Dwayne Stein 7/8/23

Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029

CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

Happy 4th of July! There's nothing more American than Home Ownership. Today your Chef Dwayne Stein gives you all the phases you go through when purchasing a new home. Cohost James Parker asks what the difference is between is between being Pre-Qualified and Pre-Approved. Later the guys go over the latest housing data, and their weekly segment Rate Watch.

All that and more on Mortgage Gumbo w/ Dwayne Stein 7/1/23

Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029

CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

Your Chef Dwayne Stein is here to talk about Home Buying Myths....and then Debunk the heck out of them. Is it cheaper to Rent than it is to Own? Do I need to put a 20% down payment on a house? Well, Dwayne has the answers. Later he and cohost James Parker discuss the Debt Ceiling Bill and the portion that will resume collections of Student Loan Debts....and why it's a Good Thing! Later they discuss the latest Existing Home Sales data and their weekly segment...Rate Watch.

All that and more on Mortgage Gumbo w/ Dwayne Stein 6/24/23

Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029

CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.