Mortgage Gumbo

This week your Chef Dwayne Stein wants you to ask yourself some questions. Are you ready to buy a home? Are there signs that you are ready, but you just don't see them? These aren't home buying tips, but questions you should ask yourself if it's your time to shine and buy a home. The answer may surprise you! Later Dwayne and cohoct James Parker dig into the latest data from the Fed. What do these new inflation numbers mean? Finally, the Mortgage Gumbo team wants to wish everyone out there a very Happy Father's Day!

All that and more on Mortgage Gumbo w/ Dwayne Stein 6/17/23

Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029

CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

On today's menu of Mortgage Gumbo, your Chef Dwayne Stein is talking about PMI or Private Mortgage Insurance. What is PMI? When do you need it? What do you need it for? Later Dwayne and cohost James Parker discuss Blended Rates. What are they? Do you need it? Finally the guys share some stories about Free Second Looks. If you think you're trapped in something, send it over to Dwayne for a FREE 2nd Look! It's free and it can save your bacon!

All that and more on Mortgage Gumbo w/ Dwayne Stein 6/10/23

Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029

CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

Are you considering a refi right now? Should you refinance in this environment? Well, your Chef Dwayne Stein has got you covered! Dwayne shares some wins this week from clients who came in looking to refi.

The Debt Ceiling vote has passed and now our State Parks are safe. Cohost James Parker adds his thoughts on the bill as well. Later the guys explain the difference between an FHA Loan and a Conventional Loan.

All that and more on Mortgage Gumbo w/ Dwayne Stein 6/3/23

Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029

CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

This week your Chef Dwayne Stein has a jam packed show full of education and options! Members of the Total Home Authority are live in studio today. Owner of Fleur De Lis Law & Title Jeff LeSaicherre and CEO Dawn Cazedessus are answering your questions that you sent via mortgagegumbo.com and all of our social media platforms. Specifically they will answer what is the difference between Owners Title and Lenders Title. As well as deep dives into Wills, Succession Plans, and so much more. Chech out our guests web page at https://www.fdllawandtitle.com/

All that and more on Mortgage Gumbo w/ Dwayne Stein 5/20/23

Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029

CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

Live From Downtown Sulphur, Louisiana it's Dwaaaaayne Stein. Your Chef Dwayne Stein is trying to cook up a State Baseball Championship for the Lakeshore Titans, so please excuse any "echo-y" audio in todays show. Today Dwayne breaksdown the Latest Housing Numbers. What do New home sales look like? What about Home Values? Are they Up or Down? Later Dwayne and cohost James Parker remind you to Vet ! Vet! Vet! Trust, but Verify when it comes to Purchase Price, Refinancing, etc.

All that and more on Mortgage Gumbo w/ Dwayne Stein 5/13/23

Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029

CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

The Fed is raising the rates again. It affects you personally, and your Chef Dwayne Stein is going to tell you how. We all know that the Fed is "famous" for being reactionary. But if they would just stay the course they could possibly be useful. But they are the type of people who go to a gym for one day and then are shocked that they don't wake up with six-pack abs the next morning. Cohost James Parker asks Dwayne about the saga of the G-Units Baseball game, and of course we do Rate Watch. All that and more on Mortgage Gumbo w/ Dwayne Stein 5/6/23

Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029

CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

Are you Fed up with the FED? All signs point to yes! They also point to another Rate Hike this week. The New Home sales data is out. What does it mean? Well, your Chef Dwayne Stein and cohost James Parker break it all down. Later we do Rate Watch sponsored by Tito's. We also have a couple of callers with some in depth questions on the benefits of paying off a home versus keeping cash on hand.

All that and more on Mortgage Gumbo w/ Dwayne Stein 4/29/23

Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029

CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

This week your Chef Dwayne Stein breaks down the new Mortgage Fee. What is it you ask? It's not an Executive order but a rule change by the President of the United States. Can your High Credit Score now work against you? If you already have a Mortgage, will your rate or fee increase. Dwayne Stein has the answers. Cohost James Parker also hits Dwayne with some Scenarios that affect the average homeowner. Rate Watch sponsored by Tito's and more on Mortgage Gumbo w/ Dwayne Stein 4/22/23

Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029

CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

Spring is sprung, and the Spring Buying Season is now upon us!. Your Chef Dwayne Stein talks about what's going on in the Market. The CPI Numbers, and the Cost of Waiting. Dwayne also has story time and shares some stories about clients, and a home sale in his own backyard. Later Dwayne quizzes cohost James Parker.

All that and more on Mortgage Gumbo w/ Dwayne Stein 4/15/23

Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029

CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

Your Chef Dwayne Stein wants to wish you all a very Happy Easter! Here comes Peter Cottontail and he's got news on Rates....they're Receding! Actually Dwayne delivers the message. Rates are Receding, and now 5's are an option! Will it continue? Maybe it's time to come in and have a conversation to refi your 7 to a 5. Cohost James Parker dips into the Social Media mailbag, and then the guys do their weekly rate Watch, and give some Job Report numbers. All that and more on Mortgage Gumbo w/ Dwayne Stein 4/8/23

Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029

CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.