In this episode Bharat Sagar talks to HSBC’s Tracie Burton about her journey through the industry with dyslexia, from private coaching and the challenges of lockdown to how dyslexia is now a recognised benefit on LinkedIn. They are joined by Primis COO Toni Smith who discusses what employers can do to tap into the huge wealth of talent that traditional employment processes can miss out on and what employers should be doing right now to support their staff.

For mortgage intermediaries and professionals-only

Mortgage Solutions group editor Victoria Hartley hosts the third in a series of four podcasts in association with Skipton Building Society in a bid to understand the changes the pandemic has heralded for the mortgage broking market.

Joining her to debate the broker-lender service relationship and the vast opportunities in remortgaging among other topics are Skipton’s national accounts lead Derek Adams and Sesame Bankhall Group’s Stephanie Charman, head of strategic relationships, lender.

For mortgage intermediaries and professionals only

In this latest discussion, Skipton Building Society's mortgage product lead Vicky Bradley and senior credit risk analyst Diane Harrison outline the mutual’s decisioning around its offering to borrowers requiring high loan to value mortgages and finance against new-build properties.

Hosted by Shekina Tuahene, commercial editor at Mortgage Solutions and Specialist Lending Solutions, the two Skipton guests debate the mutual’s recent increase of its loan to income ratio for those with smaller deposits and expansion of 95 per cent LTV lending to newly-built homes.

The impact of a potential increase in the Bank of England’s base rate is also under discussion, with the lender explaining how this and swap rates influence the way mortgages are priced.

This is must-listen for all mortgage intermediaries and the wider property industry.

For mortgage intermediaries and professionals-only

In a wide-ranging, no-nonsense debate, the expert Skipton Building Society panel discuss how to get mortgage deals through with group editor of Mortgage Solutions Victoria Hartley.

Skipton’s head of new lending Karen Appleton and intermediary lead John Scrivens debate how advisers might want to approach the £40bn of remortgage business reaching term-end in 2022, the mutual’s nuanced strategy on getting new build deals through and its own ‘penny perfect’ mortgage calculators and the difference that can make to the application process.

With something like 40 per cent of remortgage cases coming in over-valued right now, our panel brainstorms pre-prepping valuation documents to get them to stack up for the lender and the extra help on hand for specialist cases increasingly hitting the lender’s desk.

This is must-listen for all mortgage intermediaries and the wider property industry.

Hosted by Shekina Tuahene, commercial editor Mortgage Solutions and Specialist Lending Solutions, we're joined by Jon Rawley, business development manager and Julian Raper, underwriter (SME) at Skipton Building Society who chat to us about the importance of engaging with a BDM before an application is submitted to smooth the mortgage process. They also discuss the importance of soft facts, the human touch and technology when helping a lender make a quick decision.

For intermediary use only

Hosted by Victoria Hartley, group editor of Mortgage Solutions, this latest podcast brings together buy-to-let lender BM Solutions and housing charity Shelter.

Phil Rickards, head of BM Solutions, and Michael Stickland, head of partnerships at Shelter, discuss the state of the private rental sector, and how the coronavirus crisis has exposed divisions within the UK housing market.

And they warn that with lenders and the courts taking action there are now no excuses for landlords and letting agents seeking to block people receiving state benefits from renting properties.

Guests take a look at what the next year has in store for the new build sector.

Find out more by visiting mortgagesolutions.co.uk

This week on the Mortgage Solutions podcast, sponsored by Skipton Intermediaries, we discuss how lenders' underwriting requirements for self-employed borrowers have dramatically changed since the start of the pandemic.

Thousands of businesses have been forced to close because of local and national lockdowns and many more, who have stayed open, will have relied on some form of government support, furloughed staff or have suffered a drop in earnings.

Naturally banks and building societies are more cautious lending to this group of individuals than they were before March.

So how can brokers and lenders work together to support borrowers who remain in genuinely viable businesses, but have taken blows during the crisis?

Mortgage Solutions contributing editor Samantha Partington discusses these changes with Jon Rawley, business development manager south west Skipton Intermediaries, David Hollingworth director at L&C Mortgages, and Trevor Quinn Thomas managing director of HQ Mortgage and Finance.

This is for intermediary use only, is not mortgage advice and the views are contributors' own.

Mortgage Solutions Podcast Episode 7: Buy To Let - The sector that always bounces back by Mortgage Solutions

In the first edition of the Specialist Lending Solutions Podcast, Owain Thomas talks to D’mitri Zaprzala from Octopus Real Estate and Nicholas Christofi from Sirius Property Finance.

The panel discuss how the specialist lending sector is fairing as the property market recovers and why it is especially important for advisers to ensure the basics of a deal is right when putting cases together.

And a golfing challenge of sorts is laid down.