Sometimes you need to just pick up the phone!

Alex Daredia and I talk about daily disciplines that have catapulted his career to becoming a top agent with production that rival some teams! Cold Calling has been one of those disciplines.

As a student of Mike Ferry, he has been growing yearly when other agents have been floundering. He credits much of his "wins" to his coaching and desire to grow and develop with matrix to measure his performance.

He is a straight shooter and can be an excellent resource for you.

Alex can be reached at www.alexdaredia.com or by calling / texting 661-903-3183

License # 02035436 CA

Anselmo Moreno from Innovative Credit Solutions has been a leading industry expert in the world of credit scoring improvement, debt settlement and credit repair. His firm emphasizes the importance of credit education to reduce "repeat" offenders and "Make credit great...Again."

We discuss in this episode some really foundational topics like credit scoring models, starting credit, the difference between primary borrower, co-borrower, joint and authorized user accounts. We explore how credit scores will vary wildly between credit reporting score models like Vantage 3.0 and over 40 other models for credit. No wonder consumers are confused!

Additionally, we spend time going over how Anselmo and his team prepare clients to become "mortgage ready". This is a very specific set of parameters that mortgage lenders look for and automated underwriting systems prefer.

If you would like information on how to improve your credit, negotiate debts, develop a plan of action to become mortgage ready, anywhere in the United States, please visit: www.bakersfieldcreditrepair.com

#creditrepair #fico #creditkarma #firsttimehomebuyer #homeloan

In this episode we reconnect with my good friend and business partner Marvin Bush. An industry veteran Real Estate Professional. 

Topics include the economic experience of real estate during the pandemic and the radical shift we have been experiencing due to inflation. We also ask the question: "What are the biggest mistakes made by buyers and sellers?" 

If you would like to connect with Marvin Bush, he can be reached at 661-303-0776 and by email at [email protected] License #0179105

#pandemic #lockdown #real estate #money #homebuyer #sellyourhome #seller #inflation 

NOTE: I AM NOT A TAX PROFESSIONAL, PLEASE SEEK ASSISTANCE FROM A QUALIFIED TAX PROFESSIONAL OR VISIT: www.irs.gov for additional information.

In this episode, I discuss some of the highlights of changes that affect filing and when to expect a refund (if you are entitled to one). I also discuss the changes to standard deduction and what affect "refund status" has on home loans.  If you have questions regarding home loans, please give me a call or text me at 661-496-9311.