In this episode we speak with Bret Dixon from Old Republic Home Protection. They are a National Home Warranty company and offer solutions to the important piece of home buying, the aftermath.... Bret and I discuss what happens once the house is officially yours and why it is important to know what home warranty does to give the homeowner peace of mind. Check out their website at: https://www.orhp.com/

In this episode we dive deep into the actual details on how a mortgage bank will view your student loan repayment. It is a growing concern for many home buyers and not just Millennials! Our nation's student loan debt has eclipsed $$1.5 Trillion dollars and the average student loan debt is $37,000 per student. YOU NEED TO HEAR THIS PODCAST. It has some key details on how to best qualify based on loan type.

This has been a highly anticipated podcast for me because nearly all residential purchases that require financing have an appraisal completed for the bank. In this episode with talk with Marc Kamyab a Certified Residential Appraiser with over 30,000 hours of appraising experience. He has appraised homes valued as much as $7 million+ down to the everyday single family residence in conforming neighborhoods. His focus has been quality with communication for the mutual benefit of all involved. Take a listen and learn! If you have a question, please let me know. I hope to do a follow up podcast with questions from listeners.

In this episode we have special guest, Cecile Shanklin from Ticor Title! With over 35 years of Real Estate, Title and Escrow experience she lays out for us the framework of what escrow is, it's process and the title side of a real estate transaction. She also discusses some "oops" moments where mistakes were made by not going through an escrow and how it became financially devastating to those involved. Take a listen and let us know your feedback or if you have questions!

In this episode, we talk with seasoned flipper and Real Estate Advisor, Alex Mora! In his career, he has been actively involved with over 2000 transactions and over $525,000,000 in property flips and sales in the central valley. Let's take a listen to the mindset, preparation and planning it takes to become a property flipper! Just so you know... it is not for everyone! Alex Mora can be reached at 661-204-8663 www.moragrouprea.com

In this episode we bring back Credit Expert Anselmo Moreno to have an in depth discussion about what I like to call, "Credit Catastrophes". Perhaps you know someone who had to file for Bankruptcy, went through a divorce, had to foreclose on a home or short sale a property. This is the episode to take a listen to. We breakdown some key elements of 'how' to re-establish and to how to become mortgage ready again!

"We know a thing or two, because we have seen a thing or two!" In this episode we have the opportunity to hear from one of the country's premier insurance agents Marcy Parmley! With over 30,000 hours of experience, she is currently ranked #5 in the entire country of over 17,000+ licensed Farmers agents. We discuss the difference between insurance coverage required by mortgage companies and what is recommended to truly preserve your home, lifestyle and future. If you have questions or feedback, please reach out to Marcy at

661-587-4554

In this episode I dive into first time home buyer programs with down payment assistance and limited out of pocket options. We cover the CalHFA program, GSFA Platinum program, Fannie Mae's HomeReady, Freddie Mac's HomePossible and Home Possible Advantage. This has been a really hot topic that I have had request for more information on. Please email me with any questions or feedback. [email protected] or 661-496-9311. Thanks! Allyn Medeiros

In this podcast we spend some time with Darren Williams, Certified Public Accountant with Hocking Denton Palmquist. We discuss tax changes that affect tax brackets for 2018, itemization of mortgage interest, property taxes, and donations. Additionally, we dive into gift tax and life time exemptions.

Anselmo Moreno of Innovative Credit Solutions speaks 'live' with an audience about the elements that are crucial to becoming "mortgage ready" with your credit. He discusses the different credit scoring models, the availability of free credit reports and the importance of managing your credit liabilities. Key focus on what takes the score to the threshold for mortgage finance.