Mortgages Behind The Curtain

In this market, it does take courage. In this episode, mortgage broker Stan Hook challenges you to be a warrior. To not back down and instead, face the headwinds to find the home of your dream.He reminds you that you marry the house, but you date the mortgage. A lower mortgage will be around the corner. But the house should stay with you for years to come.----I'd also love to hear your questions on buying in this market. If you would like, feel free to email me at [email protected]...

Mortgage Broker Stan hook is looking to answer your mortgage questions in future episodes of the podcast. Are you confused by specific wording in the mortgage world? Not sure of even where to start? After 30+ years in the mortgage-based industry, Stan is here to help you make sense of the mortgage world. Email Stan at [email protected] your question and he will do his best to answer it on a future episode. Thank you!DRE License #01150424 NMLS #287118“Licensed by the Departm...

Considering at putting 10% down on a house? Here are three loan options that you can choose from. Mortgage Broker Stan Hook breaks down the 3 options and looks at the pros and cons of each one of them.----I'd also love to hear your questions on buying in this market. If you would like, feel free to email me at [email protected] Stan Hook at stanhook.comDRE License #01150424 NMLS #287118“Licensed by the Department of Corporations under the California Residential Mort...

In this episode, Stan looks to 2023 (recorded in mid-December) and speculates what the market will look like. He reviews others who have predicted whether the housing market will be a boom or a bust and so much more.I'd also love to hear your questions on buying in this market. If you would like, feel free to email me at [email protected] Stan Hook at stanhook.comDRE License #01150424 NMLS #287118“Licensed by the Department of Corporations under the California Resid...

I know it all sounds like doom and gloom out there in the real estate world. But I wanted to shed some light and bring you some positive aspects to buying a home in a high interest rate market. I'd also love to hear your questions on buying in this market. If you would like, feel free to email me at [email protected] Stan Hook at stanhook.comDRE License #01150424 NMLS #287118“Licensed by the Department of Corporations under the California Residential Mortgage Lendin...

Are you crazy for thinking you can buy a house in today's market? The answer is yes. The good part about buying today is that there is a lot less competition. True, the interest rates are higher. Yet try to focus on 5-10 years down the road. I wanted to give you a helpful chart of the probability of a recession, from New York Fed: https://stan-hook.ck.page/576308d741It's my hope that this will help you feel more comfortable buying a house in today's market.Contact Stan Hook at:SHook@allcalifo...

In this episode, Stan discusses the pros and cons of buying a house this fall. Yes, interest rates are high, but they will come down. The important part is to focus on the bigger picture. Where you want to live. If you can afford a house today, in a few years, the rates will decline, resulting in an eventual lower payment.Do you have questions or want to work with Stan Hook on buying or refinancing a home?Contact Stan Hook at:[email protected] at stanhook.comDRE License #01150424&nbs...

Stop reading all of the headlines. The sky is not falling and 2008 isn't going to happen again. Yes, interest rates have increased but housing prices have softened a bit, bringing more inventory into the market.In this episode, mortgage broker Stan Hook will reassure you that the market is alright. And now, like yesterday and the week prior, is still a great time to get into the market. Do you have questions or want to work with Stan Hook on buying or refinancing a home?Contact Stan Hook at:S...

There's a lot of factors that determine a mortgage rate. But there is one giant factor that is calculated into the rate—and you get to control it. Any guesses on what it is? The answer is your credit score. And while it might not be stellar. A well-maintained credit score is invaluable. Be careful how you use credit cards when you go to apply for a home loan.Stan will discuss a few things to be mindful of when applying for that loan. Do you have questions or want to work with Stan Hook on buy...

It's July of 2022 and rates have gone up. But don't panic. Yes, that's true. Don't panic. Focus on your long term goal of buying the house of your dream. You can always refinance when rates drop. And history has shown that they do and will. In this episode, Stan gives some reassurances on the fact that you still can get into the house you've always wanted to, plus some optional ways to do so. What is your take on the market? Stan would love to hear from you: [email protected] you have...