In this episode, Stan talks about how the market is somewhat on a roller coaster of a ride. But at the end of the day, the roller coaster does come to the end. The end of the ride, metaphorically, is you, finding and securing that house of your dreams. Do you have questions or want to work with Stan Hook on buying or refinancing a home?Contact Stan Hook at:[email protected] at stanhook.comDRE License #01150424 NMLS #287118“Licensed by the Department of Corporations under...

In this episode, Mortgage Broker Stan Hook explores how having a less-than-perfect credit score can dramatically impact the rate that you pay for your mortgage. He'll go over how to check your credit (for free) and the ways that credit is calculated. Do you have questions or want to work with Stan Hook on buying or refinancing a home?Contact Stan Hook at:[email protected] at stanhook.comDRE License #01150424 NMLS #287118“Licensed by the Department of Corporations under t...

In this episode, Stan talks about how it might be a good idea to be a Contrarian when it comes to purchasing a home. Yes, offering up more than the purchase price is a good thing, but are you offering up too much? Do you have questions or want to work with Stan Hook on buying or refinancing a home?Contact Stan Hook at:[email protected] at stanhook.comDRE License #01150424 NMLS #287118“Licensed by the Department of Corporations under the California Residential Mortgage Le...

In this episode, Stan talks about questions you should ask your broker when working to secure a mortgage. He will go over answers to them and what to expect when you are asking the tough questions. To Stan, it's important for clients to ask the correct questions. The mortgage process can be overwhelming and it is his goal to make it as easy as possible. Do you have questions or want to work with Stan Hook on buying or refinancing a home?Contact Stan Hook at:[email protected] at stanh...

Buying a home is probably going to be the single biggest financial transaction you're going to conduct. So it's important to know some of the lingo and the terminology that goes along with the process. Stan breaks down some of the information you'll want to understand as you go into buying your dream home.For more information, contact Stan Hook at:[email protected] License #01150424 NMLS #287118“Licensed by the Department of Corporations under the California Residential ...

In this episode, Stan breaks down the components to buying a home in 2022. What should you look for? What's important? He talks about the need for a great realtor but also working with your mortgage broker is paramount.For more information, contact Stan Hook at:[email protected] License #01150424 NMLS #287118“Licensed by the Department of Corporations under the California Residential Mortgage Lending Act.”

Are mortgage rates going up in this time of inflation or are they going down? Mortgage broker Stan Hook talks about how mortgages work and how they are and aren't affected by inflationary rates.For more information, contact Stan Hook at:[email protected] License #01150424 NMLS #287118“Licensed by the Department of Corporations under the California Residential Mortgage Lending Act.”

When it comes to buying a home, guesstimating how much you make and having a rough estimate on how much you have in credit cards isn't going to cut it. If you are employed via a W-2, look at your last few paystubs and see what your net take home pay is. For self-employed people, what is your true net take home pay. Those deductions you are taking to lower your taxes equates to a lower amount you are able to borrow, respectively.For more information, contact Stan Hook at:[email protected]...

The underwriter of the mortgage will get to know you almost better than you know you. Are you divorced or in the process? Do you have the documents and the paperwork to show you actually are? A handshake and an agreement is not enough to satisfy the underwriter in order to get the mortgage or re-fi.For more information, contact Stan Hook at:[email protected] License #01150424 NMLS #287118“Licensed by the Department of Corporations under the California Residential Mortgag...

In this episode. Stan talks about the bigger picture around buying a home. It might be good today, but what is coming down the road?For more information, contact Stan Hook at:[email protected] License #01150424 NMLS #287118“Licensed by the Department of Corporations under the California Residential Mortgage Lending Act.”