Our guest today is Natalie Thompson. She's a mortgage adviser at CS Mortgage Solutions.

We're going to talk about the differences between using a mortgage broker and going direct to your bank.

Natalie got into the role of being a broker around five years ago, from an estate agency background, which she feels is vital to be able to do the role.

Welcome to the first and hopefully not the last mortgages, money and more podcast. Today, we're going to talk about retirement planning.

I don't think anyone has ever woken up and thought, you know what, I need to sort my pension out today. It is generally on most people's To-Do list, but often that job that you never seem to get around to. It's not the most exciting thing in the world, is it? So let's get back to basics.