Joined by dynamic duo Paul Morrison and Mark Annese from IRMAA Certified Planner, we dissect the hidden traps of Medicare Surcharge taxes (IRMAA) and how they can sabotage your retirement. Lock arms with us as we furnish you with battle-tested strategies to shield your hard-earned dollars from the taxman's clutches and ensure you keep more of what you make.

Are you IRMAA-aware? If not, it's time to get schooled on the Income-Related Monthly Adjustment Amounts that could nibble away at your Social Security and inflate Medicare costs. Paul, Mark, and Brad will walk you through the critical two-year look-back period, illustrating how major financial moves can impact your golden years. We'll also shed light on how Roth conversions and life insurance policies aren't just buzzwords—they're financial game-changers that can fortify your defenses against future tax burdens and IRMAA surcharges.

Finally, join the discourse on the often-overlooked tax implications of your retirement accounts and how they intersect with Social Security and Medicare premiums. Listen as I share my personal strategies, including the power of Roth IRAs and certain life insurance policies, for generating tax-free income. We'll also pay homage to financial gurus like Ed Slott and Dr. Wade Pfau, using their insights to guide you toward a more financially secure retirement. Remember, it's not just about weathering the storm—it's about setting sail with confidence, knowing you're well-protected.

Send us a text