My Mortgage Guy

Today we review the three main types of mortgages. Whether you're a first time buyer or you're buying a vacation or investment property, we cover what the differences are in the banks eyes and what to look out for. If you have any questions, feel free to reach out to Nick at [email protected]. Nick is licensed in CT, MA, ME, NH, NJ, NY, and RI.

Today we discuss what happens after you close your loan. When is your first payment? Why are you getting mail from scammers? What else should I expect?  If you have any questions, feel free to reach out to Nick at [email protected]. Nick is licensed in CT, MA, ME, NH, NJ, NY, and RI.

Today we discuss the certain buzz words that you may hear during the mortgage process. My Mortgage Guy Nick Caccia explains what each term means and what you should look out for. If you have any questions, feel free to reach out to Nick at [email protected]. Nick is licensed in CT, MA, ME, NH, NJ, NY, and RI.

My Mortgage Guy is back with another season after taking a long hiatus. Loan Officer, Nick Caccia talks about what happened in 2021 and how the mortgage industry is being affected today. If you ever have mortgage questions, please reach out to My Mortgage Guy at [email protected]. Nick is licensed in CT, MA, ME, NH, NJ, NY, and RI.

We change it up a bit in this episode to focus on Frequently Asked Questions. Does it matter if you get a 1099 over a W2?  What if you have a low credit score, how do you bump it up? Nick and Jesse jump into your questions next. 

Now that the loan process has been covered, Nick and Jesse review the different types of loan you can choose when purchasing a home. 

In this episode, Nick explains how rates are determined. Does different lenders have different rates? Is it flat across the board? Can the borrower influence the rate at all? Jesse and Nick get into all that in determining Your Mortgage Rate. 

You are CTC. Nick explains what it takes to get your loan to close. We review what happens on the day of closing, what to look out for, and when you can move into your new home! 

In this episode of My Mortgage Guy, Nick Caccia explains what he needs from you after your offer has been accepted. He reviews all the moving parts in the loan process what to expect from your mortgage team (Loan Officer, Processor, Underwriter). Nick goes into each step to help you set your expectations to get your loan closed.

In this episode, Nick explains to Jesse what goes into an offer. What the Loan Officer needs from you to make the offer on your new home. Once accepted, Nick reviews what you need to get prepared to buy the house.