Brisbane and Perth property prices have nearly doubled since 2021—but is it time for investors to sell, hold or buy?

In this episode, Steve compares both property markets and reveals which city he believes has more growth left.

With listings rising, price momentum slowing and investors beginning to take profits, Steve breaks down the warning signs appearing across Brisbane and Perth. He explains why houses may no longer offer value, where boutique units and townhouses could still make sense, and when selling one property to reinvest in an earlier-cycle market could be the smarter move.

Will Perth outperform Brisbane from here?

0:44 — Why Perth Property Nearly Doubled Since 2021

2:14 — Is Perth Still a Boom-and-Bust Market?

4:06 — Three Warning Signs Appearing in Perth

6:10 — Has Brisbane Property Become Too Expensive?

8:17 — The Perth Properties He Would Still Buy

8:35 — Could Brisbane or Perth Crash by 20%?

9:17 — When Investors Should Hold or Sell

10:37 — The Verdict: Perth or Brisbane?

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SMSF residential property borrowing is changing—but property investing through super is not over.

In this episode, Steve and Hung Chuy unpack what Australian property investors can still do, where the smart money is moving and why waiting for certainty could mean missing the opportunity.

They break down why affordable markets remain resilient, the case for Melbourne and Sydney units under $600,000, and how intrinsic land value and rezoning can create a “double rocket” for growth. Hung also explains the three potential SMSF strategies after the residential lending changes: buying with cash, using a unit trust structure or moving into commercial property.

If you are reconsidering your property strategy after the negative gearing, CGT and SMSF changes, this episode gives you a practical framework for what comes next.

01:33 — Why Property Investors Must Be More Strategic in 2026

04:49 — Property Doom and Gloom vs What Markets Are Actually Doing

07:30 — The Three Forces Driving Growth: Jobs, Migration and Buyers

10:04 — Melbourne Blue-Chip Units Under $600,000

15:50 — The “Double Rocket” Unit Strategy: Growth Plus Rezoning

17:26 — What the SMSF Residential Lending Ban Means for Investors

20:33 — Can a Unit Trust Keep Residential Property Investing Alive?

24:19 — Three SMSF Property Options After the Lending Changes

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Property renovation mistakes can destroy your cash flow, equity and portfolio momentum, especially in a buyer’s market.

In this episode, Steve breaks down the 7 biggest renovation mistakes property investors make when trying to manufacture equity. With Australia moving into a more selective market after the 2026 budget changes, Steve explains why investors can no longer rely on easy growth, and why buying well, renovating strategically and controlling costs matter more than ever.

He also shares practical examples from Melbourne, Western Sydney, Logan, Point Cook, Williams Landing and Mooroolbark, showing how smart renovations can lift rent, valuation and long-term portfolio performance.

1:35 — Mistake 1: Buying The Wrong Property — Why Renovations Can’t Fix Bad Assets

3:14 — Mistake 2: Overcapitalising — Spending Money You Won’t Get Back

4:16 — Mistake 3: Ignoring Comparable Sales — Know The End Value First

5:15 — Mistake 4: Creating The Nicest House — Why Premium Doesn’t Always Pay

6:21 — Mistake 5: Renovating For Personal Taste — Design For Renters And Buyers

7:48 — Mistake 6: Loose Budgets — Holding Costs, Blowouts And The 10% Buffer

9:10 — Mistake 7: Cosmetic Uplift Only — The Real Value-Add Renovation Strategy

13:09 — The Final Rule — Match The Renovation To Your Portfolio Goal

Steve reveals the Goldman Sachs investing lessons that shaped how he buys Australian property today, from value investing and market cycles to risk management, buffers and long-term compounding.

In this episode, Steve breaks down what he learned during his years at Goldman Sachs and how those high-finance principles now apply to building a property portfolio in Australia. He covers why buying under intrinsic value matters, how land-to-asset ratios can reveal hidden opportunities, why Melbourne looks undervalued compared to Brisbane, and how investors can use “boots on the ground” research instead of relying only on lagging data.

If you want to understand how professional investors think, and how to apply those lessons to property, this episode is packed with practical takeaways.

2:04 — Inside Goldman Sachs — Securities, Strategy & Life After The GFC

4:46 — High-Frequency Trading Explained — Why It Doesn’t Work In Property

6:44 — Lesson 1: Value Investing — Buying Assets Under Intrinsic Value

9:24 — Lesson 2: Cigar Butt Investing — Land-To-Asset Ratios Explained

12:06 — Lesson 3: Market Cycles — Why Brisbane Looks Overvalued And Melbourne Undervalued

13:26 — Lesson 4: Fundamental Research — Why Data Alone Is Not Enough

15:38 — Lesson 5: Long-Term Compounding — From $2M To $13M Portfolio Value

18:47 — The Real Goldman Lesson — Keep It Simple, Avoid Exotic Strategies

22:05 — Risk Management — Buffers, Insurance, LVR And Avoiding Forced Sales

25:27 — Final Takeaway — Build The Snowball And Protect The Downside

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Will the Australian property market crash in 2026, or is this the buying window most investors are too scared to act on?

Steve Ash breaks down the real risks facing Australian property right now, falling auction clearance rates, negative media, borrowing power pressure, tax changes, and why some parts of the market could weaken while others stay resilient. He also compares Australia to recent property downturns in New Zealand and Canada, where prices fell sharply after interest rate rises, weaker confidence and slowing migration.

If you are wondering whether to buy, wait, or avoid Australian property in 2026, this episode gives you a grounded strategy for cutting through the noise and finding real opportunities.

1:48 — New Zealand & Canada: What A Real Correction Looks Like

3:27 — Why Australia May Not Follow The Same Path

7:29 — Policy Changes, Investor Hesitation & Lower Transactions

9:08 — Why Affordable Units Could Outperform

10:11 — Crash Or Buying Opportunity? Steve’s Verdict

11:43 — The Regional Market Risk Investors Should Watch

13:27 — How To Buy Well During The Fear Cycle

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Best asset classes to invest in 2026?

In this episode of My Next Property, Steve breaks down how he would rank residential property, commercial property, ETFs, bonds, crypto, and cash in today’s post-budget investment market.

Steve shares why residential real estate still sits at number one for him, why commercial property could be facing a correction, why stock market ETFs may be overvalued, and why bonds are suddenly back on the radar. He also explains the role of “dry powder” and why sitting on cash could be a smart move while waiting for better opportunities.

This is not financial advice, but if you’re an Australian investor trying to understand where the best opportunities may be over the next few years, this episode gives a practical ranking of the major asset classes to watch.

1:05 — #1 Residential Property — Leverage, Yield & Building Wealth Safely

2:14 — Commercial Property Warning — Skinny Yields, Vacancy Risk & Small Business Pressure

4:50 — Stocks & ETFs — Why Index Investing Still Makes Sense

8:49 — Bonds Are Back — Why Defensive Assets Look Interesting Again

9:44 — Crypto Exposure — High Volatility, Small Allocation & Upside Risk

10:39 — The Cash Strategy — Why Dry Powder Matters Right Now

11:52 — Final Ranking Revealed — Steve’s Top 5 Asset Classes

14:23 — Why Commercial Property Ranks Last — Waiting For A Better Buying Window

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Australian property investors are facing major changes after the latest budget, negative gearing updates, tighter borrowing power, and a shifting 2026 property market.

In this episode of My Next Property, Steve breaks down the 5 next steps investors should take now to protect their strategy, spot opportunity, and avoid making costly mistakes in a changing market. He also gives a strong warning about buying off-the-plan or house-and-land packages purely for tax benefits, and why tax strategy should never replace investment strategy.

If you’re serious about building a long-term property portfolio in Australia, this episode will help you tune out the noise, act strategically, and avoid “parking” when the market gets uncertain.

0:18 — Step 1: Revisit Your Why — Resetting Your Property North Star

1:58 — Step 2: Talk to Your Team — Broker, Accountant & Borrowing Power

4:02 — Step 3: Scrutinise Your Strategy — Growth vs Cash Flow

6:31 — Step 4: Realise the Opportunity — Buyer’s Market Bargains

9:10 — Step 5: Don’t Park — Why Waiting Can Cost Investors

11:31 — The Big Warning — Off-the-Plan, House & Land, and Tax Traps

14:17 — Final Checklist — Why, Team, Strategy, Opportunity, Action

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Is Australian property investing broken after the latest tax changes?

In this episode, Steve breaks down whether changes to negative gearing, capital gains tax, borrowing power, and government housing policy have really killed the property investment game — or simply created a new opportunity for smart, prepared investors. He unpacks the proposed 2027 CGT indexation model, the removal of negative gearing for established dwellings, reduced borrowing capacity, migration-driven rental demand, supply shortages, and what history tells us from the APRA serviceability changes in 2014.

If you’re worried about whether property investing still works in Australia, this episode gives a clear, practical view of what’s changing, what still matters, and how investors can position themselves for the next cycle.

1:07 — CGT Changes Explained — What Investors Need to Know

3:53 — Negative Gearing Changes — The 2027 Established Dwelling Shift

4:33 — Borrowing Power Hit — Why Investors Are Losing $120K–$130K

6:23 — The Macro Problem — Not Enough Homes, Too Much Demand

9:30 — The 2014 APRA Lesson — What History Says About Market Shocks

14:06 — 2027 Policy Risk — Elections, Repeals & Contrarian Plays

17:12 — Who Gets Hurt Most? — Younger Investors & Grandfathered Rules

18:26 — The Verdict — Why Property Investing Goes On

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5 affordable Australian property markets under $600K where investors can still find strong rental yields, tight vacancy rates, and potential capital growth.

In this episode, Steve Ash is joined by Kurt to break down cash flow property opportunities across Cairns, Melbourne, Sydney, and Perth. They unpack where the numbers still stack up, from Cairns units delivering huge yields, to boutique Melbourne apartments in Kingsville and St Kilda, Sydney’s Auburn unit market, and Perth’s Rivervale momentum play.

If you’re looking for affordable investment properties in Australia, positive cash flow suburbs, or the best places to buy under $600K, this episode gives you practical areas to research next.

0:58 — #1 Cairns Units — 10% Yield, Tight Vacancy & Undersupply

5:37 — #2 Kingsville — Melbourne Units Around 6.9% Yield

7:10 — #3 St Kilda — Boutique Blocks, Low Costs & Scarce Supply

10:04 — #4 Auburn — Sydney Units With Strong Rental Demand

14:22 — #5 Rivervale — Perth Momentum, Low Vacancy & 6% Yields

16:33 — The Final Strategy — Balance Yield, Growth & Net Holding Costs

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Australia’s 2026 Federal Budget has just triggered one of the biggest property investing shake-ups in decades, with proposed changes to negative gearing, capital gains tax, borrowing capacity, investor strategy, SMSF property investing, and the future of cash flow assets.

In this episode, Steve is joined by Kurt to break down what these tax changes could mean for everyday Australian investors. They unpack how removing negative gearing from established dwellings may impact borrowing power, why some investors could lose over $200K in serviceability, and why the classic “buy 2–3 growth properties and hold forever” strategy may need to evolve.

They also explore where the new opportunities may appear: from cash-flowing units and SMSF investing to owner-occupier markets, affordable suburbs, and contrarian buying moments while other investors panic.

1:23 — Investor Confusion: What Mortgage Brokers Are Hearing Now

3:47 — Negative Gearing Changes: What Actually Happened

9:21 — The Supply Problem: Why This May Not Fix Housing

12:14 — Capital Gains Tax Changes: Should Investors Sell?

17:31 — Borrowing Power Breakdown: Mum & Dad Investor Scenario

20:47 — Rentvesting Impact: $200K+ Borrowing Capacity Drop

31:07 — SMSF Property: The Opportunity The Budget Didn’t Touch

33:30 — Next Steps: Don’t Panic, Review Your Strategy

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