Units are the most undervalued asset class in Australian property right now!

In this episode of My Next Property, Steve Ash reveals why house-to-unit price discounts have blown out to 57% in Sydney, 42% in Melbourne, and 37–38% in Brisbane and Perth — and why every property investor in Australia needs to be paying attention in 2025–2026.

He covers the full unit investing playbook: which cities have the biggest arbitrage opportunity, what types of units to buy (and what to avoid entirely), how to read a strata report, and why the cash flow math on units right now stacks up better than houses in most markets. Plus, we run the actual numbers — comparing 2 Melbourne houses vs 10 units at the same cost, and the results are hard to argue with.

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The rules of trust lending just changed — and if you're building a property portfolio in Australia, you need to know what happened!

Gold Coast or Sunshine Coast? Where would you buy in 2026?

In this episode, Steve breaks down the headline numbers, population growth forecasts, 2032 Olympic tailwinds, and infrastructure pipelines driving both markets. With median house prices now sitting above $1 million in each region, knowing where to put your money matters more than ever.

Steve goes suburb-by-suburb, comparing Bigger Waters on the Gold Coast against Sippy Downs on the Sunshine Coast — revealing which market has stronger deal economics, tighter vacancy rates, and the better entry point for investors right now.

Whether you're eyeing a house or a boutique unit play, this episode gives you a data-driven framework to make the call.

0:00 — Steve's Bold Claim: One clear winner between the two coasts

2:51 — Headline Numbers Side-by-Side — Median prices & vacancy rates for both coasts

3:50 — Sunshine Coast Deep Dive — Population forecasts, $5B health precinct, Olympic tailwinds

5:20 — Gold Coast Deep Dive — 400 new residents per week, 10% economic growth, $60B infrastructure

7:00 — The Real Risks — Price points, cycle timing, and where the opportunity still exists

8:31 — Steve's Gold Coast Pick: Bigger Waters — Data breakdown (yield, vacancy, owner-occupier %)

10:21 — Steve's Sunshine Coast Pick: Sippy Downs — Why this education-driven suburb stacks up

11:41 — The Verdict — Which coast wins and exactly where Steve would put his money today

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In this episode of My Next Property, Steve Ash reveals the five Australian areas he believes investors should avoid in 2026.

From Melbourne's oversupplied high-rise towers to Sydney's defect-plagued apartment blocks, Steve breaks down exactly why these "affordable" investments could trap your portfolio. He also makes two bold contrarian calls on areas that will grow in 2026 — but argues the long-term risk far outweighs the short-term gain.

Whether you're a first-time investor or scaling your portfolio, this episode is essential viewing before making your next move.

1:24 — #1: Melbourne Towers — Why Docklands & Southbank are investor traps

4:24 — #2: Sydney Towers — Homebush's defect crisis & six-figure special levies

6:18 — #3: House & Land in North Melbourne — 10%+ vacancy rates & zero scarcity

8:25 — #4: Far North Queensland — Townsville's 70% boom & the mining town warning

12:10 — The Port Hedland precedent — When a boom turns into negative equity

13:52 — #5: Darwin & Palmerston — The most controversial call (20–40% growth, but...)

18:32 — Full recap — All 5 areas summarised with Steve's final verdict

In this episode of My Next Property, Steve Ash sits down with Michael Xia - founder of Mortgage Channel, 100+ property portfolio owner, and one of Australia's most experienced property investors - to break down his exact strategy for building a $100M portfolio from scratch.

Michael reveals why he's now buying old red brick units in Sydney for as low as $435K (cheaper than Brisbane!), why Melbourne's bottom was Australia Day 2024, and how the boring "rinse and repeat" approach to property investing beats flashy strategies every time.

Whether you're a first-time buyer trying to break into the market or an experienced investor hunting for the next contrarian play, this episode is packed with actionable insights on market cycles, cash flow strategy, and why diversification might actually be hurting your returns.

0:00 — Meet the man who built a $100M portfolio from scratch

5:36 — Why Michael never diversifies (and what Warren Buffett taught him)

9:47 — How he became the street-level expert agents call first

13:50 — Regional vs capital city: Why Townsville is a trap at $650K

17:08 — Melbourne has bottomed — the suburbs already moving

21:00 — $435K Sydney units: The play he says is bigger than Logan

34:57 — The $2.5M to $150K passive income blueprint (on paper)

44:44 — It's all a game of inflation: The debt erosion theory

52:04 — What's next for Michael & how to reach Mortgage Channel

In this episode, Steve Ash breaks down 5 suburbs in Tasmania with median prices between $377K-$580K, vacancy rates under 1.5%, and yields hitting 5-5.5%.

Tasmania is emerging as one of Australia's most exciting property investment opportunities heading into 2026. With a new AFL team (Tasmanian Devils), major stadium development at Macquarie Point, $2.1 billion in data centre investments, and hospital expansions across the state, the infrastructure tailwinds are impossible to ignore.

If you're looking for houses under $600K with strong cash flow and equity growth potential, this is essential viewing.

0:00 - Introduction: Why Tasmania is suddenly on every investor's radar

2:47 - #1 Glenorchy (Hobart): $580K median, 0.9% vacancy – Steve's top pick

3:48 - #2 Newnham (Launceston): $535K with 70% owner-occupier rate

4:48 - #3 Ravenswood: Tasmania's cheapest at $409K with 5.4% yield

5:41 - #4 East Devonport: 22% growth last year, 0.6% vacancy

6:51 - #5 Shorewell Park (Burnie): $377K median – ultra-affordable entry

7:58 - Full Suburb Recap: Quick comparison of all 5 areas

9:03 - The Buying Window: Why the first 6 months of 2026 is critical

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HOW CAN I HELP?

In this episode, Steve Ash breaks down the five timeless wealth-building principles from "The Richest Man in Babylon" and reveals how he applied them to build an 8-figure property portfolio.

Steve explains why becoming a millionaire is "extremely easy" in theory but hard in practice, drawing parallels to fitness and discipline. From the 10% savings rule to protecting your portfolio with $10K buffers per property, these are the foundational habits every property investor needs before buying their first (or next) investment.

0:00 — Why becoming a millionaire is "extremely easy" (in theory)2:13 — Rule #1: Pay yourself first — the 10% savings rule 3:20 — Rule #2: Spend smart — what you CAN control 4:16 — Rule #3: Invest wisely — Warren Buffett's $1M bet 5:11 — Rule #4: Protect your wealth — the $10K buffer strategy 7:01 — Rule #5: Invest in yourself — the compounding skill most people miss 8:43 — Full framework recap — the 5 principles summarised

In this episode, Steve Ash breaks down why Geelong is Australia's hottest regional property market right now. With 9.3% of all net internal migration (beating the Sunshine Coast), population growth projected at 35-45% by 2041, and vacancy rates sitting at just 1%, the fundamentals are undeniable.

Whether you're a first-time investor looking for affordable entry or wanting premium growth potential, this episode maps out exactly where to buy, what to avoid (watch out for that reactive sandy soil), and why Geelong could mirror what happened to the Sunshine Coast.

0:00 — Why Geelong is leading Australia's internal migration2:38 — $1B infrastructure pipeline transforming the region4:30 — Suburb #1: Belmont — The sweet spot ($609K median)6:55 — Suburb #2: Corio — Entry-level gentrification play ($450K)11:03 — Suburb #3: Highton — Premium growth with 9/10 socioeconomic rating14:25 — The supply squeeze: Why locals aren't selling

Is a house and land package really a smart investment, or a costly trap?

In this episode, Steve and Theo break down why new house and land developments often fail to deliver capital growth, using real examples like Sydney's Leppington area where $1.2M properties have stagnated for 3 years. They reveal how developer-controlled supply kills your equity potential and what the Facebook ads promising easy wealth won't tell you.

If you're considering a house and land package as your first investment property, this episode is essential viewing!

0:00 - The Investment Trap Nobody Warns You About2:45 - The Supply Problem: Why Developer Control Kills Your Growth4:08 - $1.2M Case Study: Leppington's 3-Year Stagnation8:50 - Melbourne's Danger Zones: Tarneit, Wyndham & Truganina12:45 - The Only 2 Things That Could Make It Work16:45 - Why This Kills Your Ability to Scale?If you're ready to build a serious portfolio, remember to Subscribe!

What will Australian house prices do in 2026? In this episode, Steve Ash breaks down his 2026 property market predictions based on proprietary research and industry data. He reveals which markets are set to outperform next year and the critical factors driving prices including interest rate cuts, population growth, and first home buyer grants.Steve also shares a crucial warning for investors chasing hot markets: why buying at the top of the cycle could be a costly mistake, and where he's personally finding value right now. Whether you're eyeing Brisbane, Perth, Adelaide, Melbourne or regional areas like the Sunshine Coast, this episode gives you the data-backed insights you need to make smarter property decisions in 2026.0:00 – 2026 property market predictions revealed2:00 – 2025 city-by-city results: Perth 12%, Brisbane 12%, Darwin 17%, Melbourne -5%6:04 – Interest rate cuts coming: RBA outlook for 20268:49 – Population surge: 500K+ migrants driving demand14:12 – 2026 forecasts by city: Perth, Brisbane, Adelaide, Melbourne outlook22:18 – Queensland hotspots: Sunshine Coast & Gold Coast predictions24:09 – Warning: Don't chase the cycle – why I'm buying for value, not momentum