💰 #1 – The New FlipThis is the smartest way to start flipping and make money today.I designed The New Flip to teach you negotiation, hustle, and how to spot deals in real life — by flipping everyday stuff like bicycles.It’s how I made my first money while learning skills that helped me crush it in real estate.👉 Grab it at TheNewFlip.com🧠 #2 – REBOOTThis is my personal mindset reset — for hustlers who feel stuck, overwhelmed, or like they’re spinning their wheels.REBOOT will help you rewire your brain to take massive action, overcome fear, and dominate your day.👉 Start your reset at MyRealEstateDojo.com/reboot🎓 Unlock Creative Financing Secrets💰 Free SubTo Course – Learn how to buy houses without banks, credit, or big cash👉 https://myrealestatedojo.com/subto/start-now/ “Liens in Real Estate — What Most People Don’t Know (And How I Use Them to Make Money)” "Champ — I been entheruer since 9th grade. I was a refugee who slept in his car, had no money, no credit, no job, but I started my first business with just $100. That’s how I learned to hustle and grind. Today I’m out here helping people build wealth without banks, without credit, and without stress. One of the things most new investors don’t understand — and it scares them — is liens. But liens are like secret keys to money if you know how to use them. I’m about to break it down for you."What’s a Lien? Why You Should Care?"Look, a lien is basically a legal claim on someone’s property because they owe money. It’s like if you borrow a car from a friend but don’t return it, they can come get it back. Liens are the government or companies saying, 'Hey, this property belongs to us until you pay what you owe.'Most people hear ‘lien’ and think ‘danger’ or ‘deal killer.’ But I see it as a doorway to motivated sellers. People who have liens usually have no other way out and need cash fast. That’s where you come in with creative strategies."Different Types of Liens — And What They Mean"There’s a couple categories you gotta know:Voluntary liens: These are liens people agree to — like mortgages, home equity loans, or seller financing. The owner knows about them and signed the papers.Involuntary liens: These are the scary ones — tax liens, judgment liens, mechanics liens, HOA liens — things filed without owner permission because of unpaid bills or court judgments.And here’s the kicker: Most investors avoid involuntary liens, but that’s exactly where the deals hide."How Investors Use Liens to Their Advantage"Here’s how I run toward liens while others run away:Take over properties subject to liens — like ‘subject to’ deals or wraparounds. You take control without paying full price or needing bank loans.Buy liens at a discount — especially tax liens. You pay off the lien, and if the owner can’t redeem it, you can get the property cheap or even for free.Negotiate lien payoffs — I call lien holders, talk them down to less than what they’re owed, and clear titles cheaply.Use liens as leverage — when a seller owes on liens, you can negotiate a better deal or get seller financing because they want to avoid foreclosure."Example From My Hustle"I had one deal where the house had $50,000 in unpaid taxes and liens. Most investors said ‘too risky.’ But I talked to the county, paid $30,000 for the tax lien, negotiated with the contractors on the mechanics liens for $8,000, and convinced the seller to give me the deed ‘subject to’ the mortgage. Rehabbed and flipped it for $90,000 profit. No banks, no credit, just hustle and knowledge."What You Need to Know Before Jumping In"Listen, liens are powerful but tricky:

2 Powerful Ways to Structure a Wraparound Mortgage Deal and Make Money Without Using Your Credit💰 #1 – The New FlipThis is the smartest way to start flipping and make money today.I designed The New Flip to teach you negotiation, hustle, and how to spot deals in real life — by flipping everyday stuff like bicycles.It’s how I made my first money while learning skills that helped me crush it in real estate.👉 Grab it at TheNewFlip.com🧠 #2 – REBOOTThis is my personal mindset reset — for hustlers who feel stuck, overwhelmed, or like they’re spinning their wheels.REBOOT will help you rewire your brain to take massive action, overcome fear, and dominate your day.👉 Start your reset at MyRealEstateDojo.com/rebootIf you’re tired of the banks saying “no” or being forced to put your credit on the line, there’s a smarter way to get rich in real estate — without the red tape. It’s called a wraparound mortgage, and it’s one of the most powerful tools savvy investors are using to close deals fast, create monthly cash flow, and build wealth — even if they’re starting with nothing.In this blog post, I’ll break down 2 genius ways you can structure a wraparound mortgage to make serious money without using your own credit or bank loans. Whether you're a newbie or a seasoned investor looking for creative financing solutions, this is a strategy you need in your toolbox.🔑 What Is a Wraparound Mortgage?A wraparound mortgage is a form of seller financing where you, the investor, take control of a house that still has an existing mortgage, and you wrap a new loan around the original one. Instead of paying off the seller's mortgage, you leave it in place — and the seller “carries” the financing to you with a higher interest rate or price. You collect payments from the end buyer, then pay the seller’s original mortgage and pocket the difference.💡 Genius Way #1: Buy on Terms and Sell on Terms (Double Wrap)Let’s say a motivated seller owes $150,000 on their mortgage at 3% interest. They need out fast but don’t want to ruin their credit. Instead of paying them cash or getting a loan, you take over their payments “subject-to” the existing mortgage.You then sell the property on a wraparound mortgage to a new buyer for $200,000 at 8% interest. You didn’t use your credit. You didn’t get a loan. And yet, you control the property and collect monthly payments.🔁 You pay the seller’s mortgage: $1,000/month💰 You receive from your end-buyer: $1,600/month💵 You profit: $600/month cash flow + equityThis is how you build passive income and generational wealth without ever stepping foot in a bank.💡 Genius Way #2: Acquire and Flip with a WrapAnother powerful way to structure a wraparound mortgage is to acquire a property creatively and flip it — not by doing repairs, but by flipping the financing.Let’s say a seller is behind on payments, facing foreclosure, and owes $180,000 on a $220,000 house. You wrap their existing loan, structure a new price and terms with your buyer (maybe $240,000 at 9%), and flip it to someone who can’t qualify at a bank.Your buyer now owns the home and pays you directly. You sell the note, cash out, or collect monthly cash flow — all from controlling paper, not drywall.This is the cashflow without construction model — smart, fast, and scalable.🚫 Why This Beats Traditional Investing✅ No credit checks✅ No loans✅ No banks✅ Fast closings✅ More control✅ Built-in equity and cash flowAnd the best part? You help motivated sellers get out of bad situations and help buyers become homeowners who otherwise couldn’t qualify.

💰 #1 – The New FlipThis is the smartest way to start flipping and make money today.I designed The New Flip to teach you negotiation, hustle, and how to spot deals in real life — by flipping everyday stuff like bicycles.It’s how I made my first money while learning skills that helped me crush it in real estate.👉 Grab it at TheNewFlip.com🧠 #2 – REBOOTThis is my personal mindset reset — for hustlers who feel stuck, overwhelmed, or like they’re spinning their wheels.REBOOT will help you rewire your brain to take massive action, overcome fear, and dominate your day.👉 Start your reset at MyRealEstateDojo.com/reboot🎓 Unlock Creative Financing Secrets💰 Free SubTo Course – Learn how to buy houses without banks, credit, or big cash👉 https://myrealestatedojo.com/subto/start-now/📣 Ready to Elevate Your Hustle?👥 Join Our Free Community – Connect with real estate investors & business owners just like you👉 www.MrNoFluFF.com/group📚 Master the Game🧠 Books & Courses – Go deep on Subject-To, Seller Financing, and advanced investing strategies👉 https://myrealestatedojo.com/subto/courses/

"Hey, Dojo! In today’s video, I’m going to show you two deadly negotiation mistakes that can instantly kill your deal — whether you're buying real estate, a used car, or even flipping a bicycle! I’ve done it all — sold ATVs, trucks, real estate, you name it — and I’ve seen these same mistakes ruin deals over and over again.""If you’re trying to get a great price but you say either of these two things — you might as well light your cash on fire. Stay with me, because at the end of this video, I’ll tell you exactly what to say instead to close more deals, get massive discounts, and build real trust with sellers."🚫 MISTAKE #1: Dissing the Property"Mistake number one: talking trash about the product or property.""Let’s say you’re buying a car. Most buyers say things like:‘Oh, the paint is fading…’‘This truck’s too big for me…’‘There’s a dent over here…’What are they really trying to do? Negotiate the price. But here’s the truth…""That NEVER works. When you start criticizing the item, all you're doing is making the seller defensive. You're not negotiating — you’re insulting. You're saying, ‘What you own is garbage, so give it to me cheaper.’""I’ve sold big rigs, cars, businesses, and even real estate — and the moment someone came at me like that, my mental wall went up. I’m thinking:‘You drove 4 hours from Houston for this deal, and now you’re trying to lowball me by disrespecting what I built?’""I had people show up to buy one of my trucks during my massive liquidation sale. I was selling stuff at 10–20 cents on the dollar after being betrayed by my own family. And even then — people showed up saying,‘It’s automatic? I wanted stick.’‘It’s got scratches.’‘I’ll have to replace the bed.’And guess what? I didn’t want to sell to them."🚨 MISTAKE #2: Attacking the Seller’s Ego "Mistake number two — and this is even worse — is attacking the seller’s ego.""When you diss their property, some sellers will take it personally — especially if that house, car, or truck represents years of hard work, memories, or sacrifice.""As an investor, I’ve seen people inherit homes after a death in the family, go through divorce, or in my case — after betrayal from people I loved and built my businesses for. Selling wasn’t just business… it was emotional.""When someone walks in and trashes what you’ve built — it’s like they’re saying you are worthless. And when that happens, even if your offer was good, the seller is done. You’ve lost the deal.""In negotiation, you’re not just talking numbers. You’re dealing with pride, ego, and emotion — and if you bruise that, game over."

✅ WHAT TO DO INSTEAD "Now — here’s what to do instead."Start with compliments.“This is a solid machine. I like the way you kept it up.”“You really took care of this property — that’s clear.”Build rapport first.Ask about their story:“What made you decide to sell?”“How long have you owned this?”Let them talk. The more they talk, the more you learn — and the easier it is to find their motivation without disrespecting their asset.Negotiate with logic, not emotion.Say things like:“Based on what I need to fix, I’m looking at $X to make this work. Does that sound fair?”“Here’s what I can do today — no bank, no delay, just a clean deal.”"That’s how you win the deal without burning the bridge. You walk away with a property, car, or business — and they walk away respected. That’s how I’ve done hundreds of deals.""Quick recap before we go:Never diss the property. It makes you look desperate and rude.Never attack the ego. Sellers are human — you bruise their pride, you lose the prize.""If you flip bikes, houses, or negotiate with motivated sellers, this tip will save you thousands. The real pros don’t use punches — they use precision."

🎯 How to Close a Real Estate Deal with a Cash Buyer and a Free & Clear Seller (Escrow Explained Simply)

Are you confused about how real estate closings work—especially when it comes to cash transactions and creative financing? In this video, I break down exactly what happens during a real estate closing when a cash buyer is purchasing a house from a seller who owns their property free and clear—with no mortgage or liens.

If you're getting into creative real estate investing, wholesaling, Subject-To deals, or cash offers, this is the foundational knowledge you must have to succeed.

🔍 What You'll Learn in This Video:

✅ What an “all cash” real estate transaction looks like
✅ How the escrow process works when there’s no lender involved
✅ What a deed is and how ownership is transferred
✅ The role of the escrow company in closing
✅ How to explain this process to sellers and build trust
✅ Why understanding the “cash for deed” model gives you a competitive edge
✅ Visual breakdown using stick figures so you can truly see the transaction unfold

🧠 Why This Matters (Especially for Creative Financing Investors):

Most people trying to get into real estate investing never actually learn how the closing process works. They rely on agents, title companies, or wholesalers—and miss the chance to become real deal-makers.

But if you want to be a real investor who can close deals directly with sellers, you need to be able to explain:

• How money moves

• What gets exchanged

• Who is responsible for what

• And what happens at escrow

This video gives you the tools to explain the closing process with confidence—so you can educate your sellers, remove fear, and lock in more deals.

📌 Real-World Example in This Video:

Imagine you're the buyer. You've got the cash. The seller owns their house free and clear—meaning there’s no mortgageand no bank involved. You negotiate, sign a contract, and head to closing.

Here’s what happens at escrow:

💰 You give the cash
📜 The seller gives the deed
📂 Escrow handles the transfer
🏠 You walk away as the new owner

Simple. Clean. Powerful.

This is the exact model many real estate investors use when flipping, wholesaling, or acquiring rentals using seller financing or Subject-To.

🎯 Pro Tip:
Once you truly understand this simple 2-step dance—cash for deed—you can apply it across all creative strategies:
→ Wraparound mortgages
→ Subject-To deals
→ Owner financing
→ Assignment of contract

Because at the end of the day, every real estate deal closes at escrow, and knowing how that works gives you leverage.

💬 Let’s Connect – Drop a Comment!

If this video helped clear up some confusion, let me know in the comments!
Have questions about escrow, cash deals, or creative financing?
👇 Drop them below, and I’ll personally answer.

📚 Want to Go Deeper and Learn to Close Creative Deals Without Using Banks or Credit?

🚀 Start Here:
🔥 The New Flip – Make money while you learn real estate
👉 https://TheNewFlip.com

📘 Books + Courses – Go deep on Subject-To, Seller Financing, Wholesaling, & more
👉 https://myrealestatedojo.com/subto/courses/

🎓 Free SubTo Course – Learn how to buy houses without bank loans
👉 https://myrealestatedojo.com/subto/start-now/

👥 Join Our Free Community
Connect with other real estate investors & entrepreneurs
👉 https://www.MrNoFluFF.com/group

📱 Got questions or want coaching?
Text me directly at: (720) 722-0708

🔔 Don't Forget to Subscribe!
I drop weekly videos on real estate investing, seller financing, SubTo deals, marketing, negotiation, and how to build wealth WITHOUT becoming a debt slave.

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Podcast: https://podcasts.apple.com/tw/podcast/my-real-estate-dojo/id1657018370

40%-70% Off Homes?! Here’s How I Find Motivated Sellers with ZERO Marketing Budget

$0 Marketing Budget. 21 Days. 1 Real Estate Deal.

http://myrealestatedojo.com/reboot/

sAre your emotions secretly destroying your real estate deals? 🤯
In this video, MrNoFluFF exposes the hard truth about how feelings kill real estate deals—especially for new and struggling investors. Whether you’re doing seller financing, SubTo investing, wholesaling, or trying to take over payments, your emotions may be the #1 reason you’re not closing profitable deals.

As a real estate investor, you have to understand one thing: your emotions are not your friend in negotiations. From fear of rejection to getting emotionally attached to a lead, your mindset can sabotage even the best off-market opportunity.

💡 In This Video You’ll Learn:

• Why emotions are the silent killer in real estate deals

• How emotional attachment ruins negotiation leverage

• The mindset of a successful investor vs. a failing one

• Tactical strategies to stay calm, focused, and results-driven

• How to overcome fear in seller financing and subject-to investing

• Why staying detached gets you more motivated seller leads

Whether you're doing creative financing, wraparound mortgages, or just trying to build wealth without banks, this video will help you master your investor mindset and stop sabotaging deals because of feelings.

✅ Stop letting fear, doubt, and emotional attachment cost you thousands.
✅ Start negotiating like a pro using creative strategies that require zero banks, zero credit, and no large down payments.

🔑 SEO Keywords This Video Covers:

• How to stay unemotional in real estate

• Real estate investor mistakes

• Seller financing tips

• Subject-to investing strategies

• Take over mortgage payments

• Wraparound mortgages explained

• Off-market deal negotiation

• Real estate investor mindset

• Creative real estate investing

• How to find motivated sellers

• Cold calling real estate leads

• Overcoming fear in real estate

🎯 Who This Video Is For:

• New and seasoned real estate investors

• Anyone learning SubTo or seller financing

• Wholesalers and flippers trying to close more deals

• Entrepreneurs who want cash flow without banks or loans

• People tired of getting emotional and losing out

📣 Ready to Elevate Your Hustle?
👥 Join Our Free Community – Connect with real estate investors & business owners just like you
👉 www.MrNoFluFF.com/group

🎓 Unlock Creative Financing Secrets
💰 Free SubTo Course – Learn how to buy houses without banks, credit, or big cash
👉 https://myrealestatedojo.com/subto/start-now/

🔥 Make Money While You Learn Real Estate
🚀 The New Flip – A smarter, low-risk strategy to start flipping today
👉 TheNewFlip.com

📚 Master the Game
🧠 Books & Courses – Go deep on Subject-To, Seller Financing, and advanced investing strategies
👉 https://myrealestatedojo.com/subto/courses/

🔔 Subscribe for More No B.S. Real Estate Game
👉 YouTube.com/MyRealEstateDOJO

#RealEstateInvesting #SellerFinancing #SubTo #RealEstateMindset #TakeOverPayments #CreativeFinancing #SubjectTo #InvestorMistakes #MrNoFluFF

🚀 How I Turned $100 into $450 in Just 3 Hours (No Experience Needed!)

Have you ever wondered how to make fast money with just $100 and no fancy skills or connections? In this video, I’ll show you exactly how I flipped $100 into $450 in only 3 hours—using a simple side hustle that anyone can start TODAY. No credit. No debt. No experience. Just pure hustle, smart strategy, and the will to take action.

💡 This is the exact method I’ve used to teach thousands of people how to make quick money while learning real entrepreneurship. It’s called The New Flip — a beginner-friendly, low-risk strategy that helps you generate real cash fast while learning the fundamentals of investing, flipping, negotiation, and business.

Whether you’re a student, a single parent, an aspiring entrepreneur, or someone trying to escape the 9-5 grind, this hustle works. I’m living proof. I went from living in my car with just $100 to building multiple 6-figure businesses, including a real estate empire — and it all started with flipping like this.

👀 What You’ll See in This Video:
✅ Step-by-step breakdown of how I flipped $100 into $450
✅ The item I bought, where I found it, and how I negotiated
✅ How I sold it fast for a profit
✅ Tips to repeat this process over and over
✅ The mindset that separates winners from quitters
✅ Why this simple hustle teaches you real-world skills that schools never will

📈 Why This Works (Even in 2025)
The world is changing, but the fundamentals of hustle and flipping never go out of style. With inflation rising, wages stagnating, and AI disrupting jobs, the smartest move you can make is to learn how to create your own income. That’s what this video is about.

Instead of waiting for a raise or taking on risky debt, you can start with $100 (or even less) and build your way up. I've seen students do this over and over again—some making $200, $500, even $1,000 per week just by repeating this flip system.

🔥 Want to Try This Flip Yourself?
🎯 I created a full system called The New Flip to help you duplicate this process step-by-step.
It includes:

• A full video walkthrough

• A downloadable manual

• Proven negotiation scripts

• And a 30-day profit challenge

👉 Start Here: TheNewFlip.com

You’ll learn:
✅ How to find underpriced items (even for free)
✅ Where to post them for maximum eyeballs
✅ How to negotiate like a pro
✅ And how to scale your flips into a real business

This is more than just a hustle. It’s a hands-on training ground for bigger wins in life—especially if you want to get into real estate, wholesaling, or creative financing like I teach at My Real Estate Dojo.

📚 More Ways to Learn & Grow:
Ready to level up beyond flips?

🎓 Unlock Creative Financing Secrets
💰 Free SubTo Course – Learn how to buy houses without banks, credit, or big cash
👉 https://myrealestatedojo.com/subto/start-now/

📚 Master the Game
🧠 Books & Courses – Go deep on Subject-To, Seller Financing, and advanced investing strategies
👉 https://myrealestatedojo.com/subto/courses/

📣 Join Our Free Community
👥 Connect with real estate investors & business owners just like you
👉 www.MrNoFluFF.com/group

📲 Follow Me & Stay Inspired
TikTok 👉 https://www.tiktok.com/@myrealestatedojo
YouTube 👉 https://www.youtube.com/MyRealEstateDOJO
Podcast 👉 https://podcasts.apple.com/tw/podcast/my-real-estate-dojo/id1657018370
Website 👉 www.myrealestatedojo.com

💬 Leave a Comment Below:
Have you ever flipped something for a profit? Thinking about trying this side hustle? Drop your thoughts, questions, or success stories below — I read and reply to every comment!

⚠️ Don’t wait for permission. Don’t wait for perfect conditions. Take that $100 and flip your way to freedom. It worked for me—and it can work for you too.

📣 Ready to Elevate Your Hustle?👥 Join Our Free Community – Connect with real estate investors & business owners just like you👉 www.MrNoFluFF.com/group🎓 Unlock Creative Financing Secrets💰 Free SubTo Course – Learn how to buy houses without banks, credit, or big cash👉 https://myrealestatedojo.com/subto/start-now/🔥 Make Money While You Learn Real Estate🚀 The New Flip – A smarter, low-risk strategy to start flipping today👉 TheNewFlip.com📚 Master the Game🧠 Books & Courses – Go deep on Subject-To, Seller Financing, and advanced investing strategies👉 https://myrealestatedojo.com/subto/courses/Fix & Flip = Financial Suicide in 2025 & 2026 — Here's WhyThe housing market is changing FAST… and if you’re still trying to fix and flip like it’s 2012, you’re in serious danger of losing your shirt. In this video, I’m breaking down why fix & flip is financial suicide in 2025 and 2026 — and what smart investors are doing instead.📉 Rising holding costs, declining buyer demand, higher interest rates, and unpredictable repair expenses are just the beginning. Too many investors are going broke trying to flip homes in a market that doesn’t favor short-term speculation anymore.🏚️ I've personally built multiple real estate investing businesses from the ground up without using banks or taking on risky debt — and I’m here to tell you, there’s a better way.💥 What You’ll Learn in This Video:Why fix & flip is one of the riskiest real estate strategies in today’s marketThe hidden dangers of flipping in a high-interest-rate economyWhy inventory is sitting longer, and what that means for flippersThe truth about contractor delays and cost overruns in 2025–2026Why bank loans are killing profits (and what to do instead)The better, safer strategies creative investors are using to thrive🚨 The Reality of 2025–2026:Let’s face it — the market that made flippers rich a few years ago is gone. Back then, cheap money and rising home values covered up a lot of mistakes. But now?⚠️ If you're relying on fix & flip in 2025 or 2026, you're gambling.Holding costs are eating profits.Buyers are more cautious and selective.Repairs cost more and take longer.Cash buyers are sitting on the sidelines.Interest rates are squeezing retail buyers — and YOU.Many flippers are overleveraged, overconfident, and about to get crushed. I’ve seen this play out before — in 2008, in 2020 — and I’m telling you now: it’s happening again.🧠 So What’s the Better Strategy?Instead of taking on massive risk, what if you could buy houses without banks, credit, or big cash?✅ Enter: creative financing.Subject-To (SubTo)Seller FinancingWraparound MortgagesRent-to-OwnLease OptionsThese aren’t just buzzwords — they’re the exact strategies I’ve used to build wealth without ever fixing and flipping. I teach these strategies every day at MyRealEstateDojo.com, and I’ve helped thousands of investors get started with little money and zero bank debt.💥 Ready to Stop Flipping and Start Building Wealth?Here’s how to get started:📚 Grab My Free SubTo Course – Learn how to buy houses without banks, credit, or big cash👉 https://myrealestatedojo.com/subto/start-now/🎮 Play The New Flip Game – Make money today while learning how real creative deals work👉 https://TheNewFlip.com📘 Get My Books & Courses – Deep-dive into seller finance, Subject-To, and wealth-building deals👉 https://myrealestatedojo.com/subto/courses/👥 Join Our Free Community – Meet other real estate investors and entrepreneurs just like you👉 https://www.MrNoFluFF.com/group📞 Have questions? Text me directly at (720) 722-0708#FixAndFlip #SubjectTo #SellerFinancing #RealEstateInvesting #TheNewFlip #SubTo #OwnerFinance #2025HousingMarket #CreativeFinancing #MrNoFluff #TakeOverPayments