In this episode of the Nashville Real Estate Podcast, host Jarrod Swanson, a Realtor and Mortgage Broker, discusses the current state of mortgage rates and housing affordability. He explains the relationship between U.S. Treasury yields and mortgage rates, noting recent increases influenced by economic indicators like CPI and PPI.

Jarrod explores strategies for managing mortgage payments, focusing on permanent and temporary buy-downs, and provides examples of how these can benefit buyers. He also highlights the importance of understanding market dynamics and the potential impact of upcoming Federal Reserve decisions on interest rates.

If you or your clients want to know how to make your mortgage payment more affordable, send Jarrod a message!

**Current Mortgage Rates (00:00:13)**

As of December 13, 2024, mortgage rates are at 6.875%, showing an upward trend.

**U.S. Treasury Yield Correlation (00:01:06)**

Explains the relationship between U.S. Treasury yields and mortgage interest rates.

**Impact of CPI and PPI Data (00:02:30)**

Discusses how recent CPI and PPI data affects expectations for Federal Reserve rate cuts.

**Affordability in the Housing Market (00:03:41)**

Explores the current affordability issues in the housing market and home price trends.

**Buy-Down Options Explained (00:04:51)**

Describes permanent and temporary buy-down options for managing mortgage payments.

**Example of Temporary Buy-Down (00:06:03)**

Provides a practical example of how a temporary buy-down can benefit buyers.

**Opportunities in the Market (00:08:41)**

Highlights the number of homes available in the market and potential seller concessions.

**Using Seller Concessions for Buy-Downs (00:09:47)**

Discusses strategies for utilizing seller concessions to lower mortgage payments.

**Conclusion and Upcoming Fed Announcement (00:11:01)**

Wraps up the discussion and mentions the upcoming Federal Reserve meeting on December 18.

In this episode of the Nashville Real Estate Podcast, host Jarrod Swanson interviews Cassie Long, a successful Realtor with Benchmark. Cassie shares her journey from a music background to real estate, emphasizing the importance of trust and relationships in her business. She discusses the current real estate market in Nashville, the challenges of navigating rural properties, and her hopes for the future of the market. Cassie also provides valuable insights for first-time homebuyers and emphasizes the importance of being proactive in the home buying process.

In this episode of the National Real Estate Podcast, host Jarrod Swanson interviews Sonja Kelly, a seasoned real estate agent with over seven years of experience. Sonja shares her journey into real estate, emphasizing the importance of building relationships and community connections. She discusses her transition from corporate America to real estate, her strategies for success in a new market, and her insights on the current real estate landscape in Nashville. The conversation highlights the significance of client relationships, understanding local market dynamics, and navigating market cycles.

To connect with Sonja, visit her website www.sonjakellyrealtor.com or call 65-440-8290.

Follow the podcast on IG @nashvillerealestatepodcast and send @jswan2626 a message if you'd like to be on the show!

Takeaways

Season 3 Episodes 4 with Host Bryan Meeker and Bekki Lowrance from Tyler York Real Estate. Bekki shares her journey in the industry, focusing on work-family balance and client relationships. She discusses overcoming fears, earning client trust, and the importance of community ties in her success. Bekki addresses her experience with burnout and the positive impact of her broker's advice during market shifts. She also talks about prioritizing her children's glory days and how hiring an assistant has helped her maintain family commitments.

Connect with Bekki on Instagram @bekkilowrancerealtor.com.

For all your mortgage questions, reach out to ⁠@jswan2626⁠ on Instagram or visit https://www.newamericanfunding.com/mortgage-loans/jarrodswanson.

In this episode, seasoned Appraiser Doug Blackburn discusses topics such as becoming a licensed appraiser, the future of appraisals, the home scanning app Picasa, appraisal management panels (AMCs), and valuable resources for understanding how to best utilize Appraisers.

To contact Doug, visit his website https://blackburnappraisals.com/.

For all your mortgage questions, reach out to ⁠@jswan2626⁠ on Instagram or visit https://www.newamericanfunding.com/mortgage-loans/jarrodswanson.

In this episode of the Nashville Real Estate Podcast, our new co-host Bryan Meeker sits down with Christian Rasmussen from Benchmark Realty. Christian shares his journey from law enforcement in Denver to real estate in Nashville, detailing his initial struggles and eventual success in the industry. He attributes his achievements to adopting an abundance mindset and a disciplined morning routine, which includes affirmations, meditation, and Bible study. Christian also discusses the importance of patterns in life and embracing challenges. Check out his book "Win Your Day Before It Begins," which provides further insights into his philosophies and routines.

For all your mortgage questions, reach out to @jswan2626 on Instagram or visit https://www.newamericanfunding.com/mortgage-loans/jarrodswanson.

Season 3, Episode 1 of the Nashville Real Estate Podcast. Today's episode features Realtor Katie Prendeville! We discuss direct mail marketing tactics for Realtors along with looking at the market in Sumner County. Get ready for a great episode!

You can find more about Katie and connect with her on Instagram @katie_buysandsells

Calling all Realtors! Next Door Photos is offering 25% off for all Nashville Real Estate Podcast listeners. Head on over to their website nashville.nextdoorphotos.com and check out all of their amazing media offerings to supercharge your listings. Use the code NREP to get 25% off your first order.

Welcome to Season 2, Episode 16 of the Nashville Real Estate Podcast, featuring Stuart White, CEO of Realtracs. This episode is truly a must listen for all Realtors to understand the evolution of the Middle TN MLS and how technology has impacted the Real Estate industry. We discussed the challenges of transitioning to the internet stage and the significance of accurate data. During our conversation, we also talked about the value of Realtors in the home buying and selling process and the training and support that Realtracs provides for Realtors. Enjoy the show!

About Stuart: President and CEO Stuart White started Realtracs more than 20 years ago and has grown it into the largest MLS in the state of Tennessee. Stuart ensures Realtracs supports and enhances a strong and cooperative real estate marketplace for brokers, buyers and sellers — and he deeply believes that using a Realtor to buy and sell a home is the key to maximizing property value. Originally from Cadiz, Ky., Stuart graduated from Texas A&M University (Gig ’em, Aggies!).

Connect with Realtracs - Phone: 615.385.0777 | Email: [email protected]

Connect with Jarrod - IG ⁠⁠⁠⁠⁠@nashvillerealestatepodcast⁠⁠⁠⁠⁠ | Email: [email protected]

Connect with our Sponsor Mid State Title & Escrow ⁠⁠⁠⁠⁠@midstatetitle⁠⁠⁠⁠⁠ and visit their website www.mid-statetitle.com for all of your title questions!

Welcome to Season 2, Episode 15 of the Nashville Real Estate Podcast. Today's episode features Anna Altic, Managing Broker of RE/MAX Homes & Estates, Lipman Group. Anna shares her experience in the real estate industry, from the days of faxing contracts to the latest trends in AI and chatbots. She also discusses the benefits of being a member of a Realtor Association, including access to the MLS and continuing education. Our conversation shifts to the development in East Nashville, particularly along Dickerson Pike and the river. Anna shares her excitement for the growth of the community and the potential for the river to become more of a focal point of Nashville. Check it out now!

About Anna: Anna Altic is a Broker and REALTOR® with nearly 20 years of experience in the industry. She comes to us as a previous Managing Broker and Director of Agent Services. In her role,  Anna traveled throughout Middle Tennessee, teaching agents how to best utilize tech tools to build and support their businesses. She has spent much of her career selling properties around Nashville’s urban core and prides herself on understanding the nuances of selling in these constantly transforming, often competitive neighborhoods. Now serving as the Managing Broker for RE/MAX Homes and Estates, Lipman Group, Anna is passionate about community involvement and believes being an engaged advocate of the neighborhoods you sell in is the secret sauce to longevity in this business. Planted in East Nashville since 2002,  Anna spends her spare time on a greenway, in her garden, or spending time with her family as a proud mother to three lovely, nearly grown kids.

Connect with Anna - Phone: (615) 423-7267 | Email: [email protected]

Connect with Jarrod - IG ⁠⁠⁠⁠⁠@nashvillerealestatepodcast⁠⁠⁠⁠⁠ | Email: [email protected]

Connect with our Sponsor Mid State Title & Escrow ⁠⁠⁠⁠⁠@midstatetitle⁠⁠⁠⁠⁠ and visit their website www.mid-statetitle.com for all of your title questions!

Welcome to Season 2, Episode 14 of the Nashville Real Estate Podcast. Today's episode features Realtor Jeff Siddiqi and we discuss all things short term rental in Nashville. Jeff owns and operates 6 Airbnb's around Nashville giving him tremendous knowledge on how to navigate short term rentals. We discuss permitting, location, operations and so much more. I'm thankful Jeff made some time to record because this episode is truly a masterclass in Nashville Short term rentals. Check it out!

About Jeff: Jeff Siddiqi is a highly skilled Realtor and real estate investor based in Nashville with 7 years of experience in the industry. Jeff owns and manages 6 successful short-term rental properties throughout Middle Tennessee, which pull in an average annual revenue of $110k per property. He specializes in helping clients navigate Nashville's complex zoning regulations for STR permitting and finding properties that are eligible for short-term rentals. With expertise in sales, negotiation, and market analysis, Jeff ensures that his clients receive the best deals on price, location, appreciation, and value throughout Middle Tennessee.

Connect with Jeff - Phone: 513-659-2180 | www.parksathome.com/agents/jeff-siddiqi

Connect with Jarrod - IG ⁠⁠⁠⁠@nashvillerealestatepodcast⁠⁠⁠⁠ | Email: [email protected]

Connect with our Sponsor Mid State Title & Escrow ⁠⁠⁠⁠@midstatetitle⁠⁠⁠⁠ and visit their website www.mid-statetitle.com for all of your title questions!