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During its February Board Meeting, NCUA proposed a wise regulation to raise the asset threshold of credit unions that report to the Office of National Examinations and Supervision (ONES) from $10 billion to $15 billion. Buried in the details of the regulation is a statement by Chairman Harper that "… In the longer term we should, in my view, consider the development of a regional large credit union program for larger credit unions." What this means for all credit unions (and more) is discussed in this quick take episode.