My guest today is Kaulana Shum, someone that I have known since the Summer of 2004. He has made quite a name for himself in software sales and sales leadership. He tells his story of taking risks and pivoting throughout his life and career. He has bought homes in various cities and states as his work has moved him to new locations. He has learned things along the way. Things have gone his way, and some mistakes were made, but the learning never stopped. Everything we experience, but particularly failure, is an opportunity for learning and growth! I know you will like this one!

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Today's guest is the amazing Betsy Jorgensen! She discusses the things she has learned as she has made her way upwards in various large companies during her career so far. She has found herself doing things she did not originally expect like managing people and negotiating contracts with vendors.

Even if you do not see yourself staying where you are, or even doing what you are doing forever, it's still important to learn how to make the most of your opportunities, especially when negotiating starting salaries and raises. Understanding how things work behind the scenes at companies in general, and learning how things work at your current company is very important to not leaving anything on the table when the time comes to negotiate.

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Logo created by Rufus Man (https://www.facebook.com/rufusman101) creator of Yonder Comics (https://www.patreon.com/yondercomics)

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Today I talk to Todd Bauerle (a returning guest!) about the power of awareness. No matter where we are in life, we always have room for more growth. Being aware of what we really want - truly getting to the core of it required awareness to cut through the white noise and distractions and doubts. If we want something we need to manifest it first in our minds.

Todd has a FREE 5-day masterclass that from July 26th - 30th 2021 called "the Secret to Abundant Living", and he wants you to join him! You can learn more and register by going to bauerleconsulting.mykajabi.com/the-secret-to-abundant-living right now! I know you will enjoy this one!

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Logo created by Rufus Man (https://www.facebook.com/rufusman101) creator of Yonder Comics (https://www.patreon.com/yondercomics)

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Today's guest is Camille Neilsen, owner of U Dance Studio in Lehi, Utah. Her story is so interesting as she went from growing up studying and dancing ballet, to becoming a dance fitness teacher using Zumba and hip hop for gyms and others dance and fitness businesses.

When she moved back to Utah from Washington state 2 years ago, she decided to go for it and start her own dance fitness studio, which has since evolved to other types of dance disciplines. Her story is so relatable, as she has learned to be confident and own her endeavor. That confidence can take some work to find at times, but it is within all of us!  

You can learn more about and even take classes from her or one of her teachers by visiting utahdanceandfitness.com

Click this link to support the Podcast! https://anchor.fm/nobettertime/support

Logo created by Rufus Man (https://www.facebook.com/rufusman101) creator of Yonder Comics (https://www.patreon.com/yondercomics)

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Do the letters HSA mean anything to you? If not, then this episode is for you! If you know what an HSA (Health Savings Account) is, then there is a decent chance there are some aspects of an HSA as a retirement vehicle that you are not aware of, or could use a reminder. 

The HSA is a very powerful tool with great tax benefits. Today I get into it with Jonathan Gawrych who you may remember from previous episodes. The HSA is one of the first things you can do to start building retirement wealth if you are not already doing it. If you do not have the option with your current health insurance plan, it is something to consider moving forward, especially if your company is setup to also contribute to your HSA if you have one. I hope you enjoy this episode!

You can learn more about what an HSA is at https://www.healthcare.gov/glossary/health-savings-account-hsa/

Click this link to support the Podcast! https://anchor.fm/nobettertime/support

Logo created by Rufus Man (https://www.facebook.com/rufusman101) creator of Yonder Comics (https://www.patreon.com/yondercomics)

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Does the skill of budgeting feel like something that has eluded you? Do you put it down on paper and it looks so good, but then at the end of the month your actual spending looks nothing like your plan? When it comes down to it, it is hard to say no to things we want, especially if we don't have enough confidence in our ability to stick to our budget in the first place. Having a realistic budget and sticking to it is possibly the most important first step to building wealth and executing our plans for building wealth. Today I speak with Erik Donohoo about budgeting and specifically using the " You Need a Budget" or "YNAB" app for budgeting. This is just one powerful tool we both love for budgeting but is of course not the only way to go. The important thing is to come up with a budget and sticking to it, and not beating yourself up when you don't. Feeling like a failure and not pivoting when we make financial mistakes doesn't get us closer to where we want to be either. I hope you enjoy!

Click this link to support the Podcast! https://anchor.fm/nobettertime/support

Logo created by Rufus Man (https://www.facebook.com/rufusman101) creator of Yonder Comics (https://www.patreon.com/yondercomics)

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Do you feel like investing and building wealth is only for the brightest and most elite? I used to feel that way too. We do not have to feel like we are on the outside of an arena where only the professionals can play the game. With a little information and direction, we can find public arenas/courts/fields to play the game. It still takes work and your skills will improve with time, but you need to get on the court and start playing ASAP!

Click this link to support the Podcast! https://anchor.fm/nobettertime/support

Logo created by Rufus Man (https://www.facebook.com/rufusman101) creator of Yonder Comics (https://www.patreon.com/yondercomics)

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Have you ever felt like life is falling apart all around you? Sometimes we can have a string of "bad luck", and how we react really makes all the difference in the world. 

Today's guest Cary Judd had a much worse 2020 than most (and that is saying a lot considering the global circumstances in 2020), and the way he processed his grief was to start something new. He took on a new challenge that starting opening doors he didn't even realize existed before. He is now about to leave for Iceland where he will ride an electric skateboard over 800 miles! Yes, you read that right! Soon you will be able to watch a documentary chronicling this journey. You will have to watch to learn more, but trust me, it's worth it!  

You can learn more about the documentary here https://www.youtube.com/watch?v=Ax6TYxHS1_U 

and on Instagram at https://www.instagram.com/caryjudd/ 

Click this link to support the Podcast! https://anchor.fm/nobettertime/support 

Find where you can subscribe by visiting www.nobettertimepodcast.com 

Logo created by Rufus Man (https://www.facebook.com/rufusman101) creator of Yonder Comics (https://www.patreon.com/yondercomics)

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I have been reading a really excellent book call "The Simple Path the Wealth" by J L Collins (https://amzn.to/2U1y8S0). And it really has gotten my wheels turning on how I could better approach my investing journey. 

I have been using Betterment as a way to invest in various funds, but I've realized that the Vanguard VTSAX - Vanguard Total Stock Market Index Fund (https://bit.ly/3qjhWaJ), is a really great fund that encompassed about 3,700 US businesses that is self-cleansing by removing the failed companies in the stock market from the fund over time. It has a great history of good performance that is low maintenance from an investor's perspective and has low fees (0.04% which is quite low as I understand it). I talk about why I have decided to move my money from Betterment into Vanguard, and why I am done playing the individual stock game via Robinhood (mostly done at least lol). Check it out and let me know what you think! I would love to hear feedback on what you do or do not agree with from my conclusions and on my new strategy moving forward. 

I also get into my plans to start moving a bit into staking with crypto. Still very fresh and new to this whole idea too, so that will be interesting and fun to explore and discover.

I of course am not a financial advisor and am simply on a path of learning and wealth building. Let's do it together!

Click this link to support the Podcast! https://anchor.fm/nobettertime/support

Logo created by Rufus Man (https://www.facebook.com/rufusman101) creator of Yonder Comics (https://www.patreon.com/yondercomics)

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When it comes to the world of freelance and side hustles, few people know it better than Jordan Mazziotti owner of Mazziotti Design (https://www.mazziottidesign.com) and JMazz Digital (https://www.jmazzdigital.com/). He has been doing creative work for companies and his clients for the better part of two decades, and his ability to build lasting relationships and turn them into partnerships is very impressive. We discuss how he got to where he is and his new focus on creating avenues of passive income. You do not want to miss this one!

Click this link to support the Podcast! https://anchor.fm/nobettertime/support

Logo created by Rufus Man (https://www.facebook.com/rufusman101) creator of Yonder Comics (https://www.patreon.com/yondercomics)

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Lucid Dreaming by | e s c p | https://escp-music.bandcamp.com