No More Excuses. Wake Up!

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   On this episode of NO More Excuses Wake Up! A breakdown of my entire year of 2021. What I did not share on social media.

 
 KEY TAKEAWAY

January -Tony Surprise Retirement Party

February -Covid hit my home

March-Recovering from Covid 

April-My Birthday in Antigua

May-Housing Market continued to boom overnight

June-Decided to Sell

July-Put house #1 on Market

August-Sold house #1 (main house in 2 days) and put house #2 Rental Property on the Market. Reunited with my best friend after years of not talking

September- 1031 Exchange nightmare

October-Renovating home in Florida

November- Thanksgiving 

December-Trip to London and Rome

                                                     MY PERSONAL FINANCIAL MANTRA

   BUDGET

  PAY DEBT

  SAVE

  INVEST

  AND LIVE

     On each episode of No More Excuses. Wake Up! We will be talking about Money, Entrepreneurship & Life Skills that were not taught. 

           You can download my free budgeting spreadsheet at www.stenellthemoneytherapist.com while you are there watch my video as I portray Muhammad Ali showing you how I kick down closed doors.

              Book a 3-month 1-1 personal or business coaching call with me

https://stenellthemoneytherapist.as.me/consultation

                  Learn more about me and my agencies: 

                          www.stenellmyersenterprises.com

      If you would like to be on No More Excuses. Wake Up! Podcast, please email me at [email protected]

    Have a question? Want to share a topic you think I should discuss? Email me your questions and suggestions at

[email protected] 

                              Connect with me at

www.stenellthemoneytherapist.com

http://www.instagram.com/stenellthemoneytherapist

http://www.facebook.com/moneytherapyinstitute

https://linktr.ee/stenellthemoneytherapist

                                             MONEY ENTREPRENEURSHIP AND LIFE SKILLS

                                                                       THAT WAS NOT TAUGHT!  

                                  &

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 On this episode of No More Excuses Wake Up! Introducing Shawn Perry from Sharing Consultation Services.

 Shawn Perry, a native of Newark, NJ who currently resides in South Jersey. A wife, mother, worshiper, and domestic violence advocate who loves to inspire and empower people during their everyday walks of life. During her 20 years of working in the Human Services field, she had the privilege of becoming a Behaviorist for the last 7 years and was granted the opportunity to pursue and receive a Master’s degree in both Counseling and Behavior Analysis. Through the various skills that she has acquired over the years, she is able to teach people to navigate through various life challenges through the use of practical behavioral strategies.

Because she is a solution-driven person, in June of 2020, Shawn stepped out on faith and started her journey of entrepreneurship by becoming a Board-Certified Credit Consultant and started her credit restoration business where she works with people all over the country to become financially literate and financially free.

KEY TAKEAWAY

WHAT PEOPLE SAY AND THINK ABOUT YOU SHOULD NOT MATTER

KNOW WHO YOU ARE. BE AUTHENTIC AND PEOPLE WILL COME

 From this episode you will learn:

  ·        Shawn is a survivor from a fatal health condition

·         Shawn has a credit restoration business

·        Authorized users

·        What made Shawn start her own credit restoration business

·    How Shawn faith lead her to her destiny

·        The importance of not becoming a credit serial applier  

 Three things to know about Shawn

1. Loving

2. Loyal

3. Worshipper

  Shawn word/s of Affirmation

 I am confidence

I can do all things 

I am fearfully and wonderfully made

I am empowered

 Connect with Shawn at:

Website:www.sharingconsultation.services

Instagram:www.instagram.com/shawn_empowersu/

Facebook: www.facebook.com/sharininc

                    MY PERSONAL FINANCIAL MANTRA

   BUDGET

  PAY DEBT

  SAVE

  INVEST

  AND LIVE

     On each episode of No More Excuses. Wake Up! We will be talking about Money, Entrepreneurship & Life Skills that were not taught. 

           You can download my free budgeting spreadsheet at www.stenellthemoneytherapist.com while you are there watch my video as I portray Muhammad Ali showing you how I kick down closed doors.

              Book a 3-month 1-1 personal or business coaching call with me

https://stenellthemoneytherapist.as.me/consultation

                  Learn more about me and my agencies: 

                          www.stenellmyersenterprises.com

      If you would like to be on No More Excuses. Wake Up! Podcast, please email me at [email protected]

    Have a question? Want to share a topic you think I should discuss? Email me your questions and suggestions at

[email protected] 

                              Connect with me at

www.stenellthemoneytherapist.com

Send us Fan Mail

  On this episode of NO More Excuses Wake Up! (Tony and Stenell 12-year Anniversary episode) How our marriage was going to end after two years. The dream God gave us that manifest why we are still together twelve years later

 From this episode you will learn:

Why our marriage was going to end after 2 years

Understanding God’s visions his voice and his promise in our marriage

Knowing your insecurities with yourself and with God when he speaks 

Our personal issues with each other in the beginning of our marriage

Agape Love (God’s Love) When you love a person how hard it is to hurt them 

The sacrifice of being selfish and cheating on your spouse

The changes God made in Tony that kept us together

People who are stuck in their ways in their relationship

Importance of pastoring your flock

                                   MY PERSONAL FINANCIAL MANTRA

   BUDGET

  PAY DEBT

  SAVE

  INVEST

  AND LIVE

     On each episode of No More Excuses. Wake Up! We will be talking about Money, Entrepreneurship & Life Skills that were not taught. 

           You can download my free budgeting spreadsheet at www.stenellthemoneytherapist.com while you are there watch my video as 

 I portray Muhammad Ali showing you how I kick down closed doors.

              Book a 3-month 1-1 personal or business coaching call with me

https://stenellthemoneytherapist.as.me/consultation

                  Learn more about me and my agencies: 

                                www.stenellmyersenterprises.com

    If you would like to be on No More Excuses. Wake Up! Podcast, please email me at [email protected]

  Have a question? Want to share a topic you think I should discuss? 

 Email me your questions and suggestions at

 [email protected] 

                              Connect with me at

 www.stenellthemoneytherapist.com

http://www.instagram.com/stenellthemoneytherapist

http://www.facebook.com/moneytherapyinstitute

https://linktr.ee/stenellthemoneytherapist

                                          
                                                 MONEY ENTREPRENEURSHIP AND LIFE SKILLS

                                                                             THAT WAS NOT TAUGHT!  

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(REWIND)- This is an episode rewind from last year. Tony my husband was my first guest. We discussed our marriage, relationships & our blended family. As we approach our 12 year anniversary this week October 22 with a fresh new episode and insights into our relationship.  Listen to this episode so you can be prepared for what's coming up next.....

On today's episode of No More Excuses. Wake Up! I have my first special guest my husband Tony Myers. Tony and I met 11 years ago and we've also been married for 11 years as well. Today we'll be talking about our blended family and our marriage, how we've overcome many obstacles and finances.

Tony and I met April 2009 and was married 6 months later.

Because of our faith and trust in God, we're here to sharing our experience to help inspire others.


On this platform I will be discussing Money, Entrepreneurship and Life Skills that were not taught, so you can learn hands on experiences from me and others like myself who've been where your at. THIS IS A WAKE UP CALL.

You'll be hearing personal stories as well as business knowledge/ expertises from some of my special guests.

I was a struggling single mother of three children by three different baby fathers. A teen mom. I was a statistic. I was labeled with every stigmas society could throw at me but I overcame all those odd and I am here to let you know you can too.

I built my entreprises. Owning three financially successful businesses and real estate with over 30 employees within 6 years.  I was miserable working for others. At heart I was an entrepreneur, I was born to create and help others and that's what I did.

On my podcast you'll learn how I hired passionate employees to help run my businesses so I could continue to build my legacy and wealth as I teach them how to do the same.

As a mental health professional and financial coach, I will help you get out your own way and tell fear goodbye. WAKE UP AND STOP MAKING EXCUSES.

This podcast was created to help motivate, inspire and help you in areas you need to grow in. So, get ready to bring your pen and pad. Let's start your financial freedom journey in business and your personal life.  No More Excuses. Wake Up!

Stenell "The Money Therapist" Myers

On each episode of No More Excuses. Wake Up! We'll be talking about Money, Entrepreneurship & Life Skills that were not taught. 

You can download my free budgeting spreadsheet at www.stenellthemoneytherapist.com. while you are there watch my video as I portray Muhammad Ali showing you how I kick down close doors

Learn more about me and my agencies: https://stenellmyersenterprises.com/

If you would like to be on No More Excuses. Wake Up! Podcast please email me at [email protected]

Have a question? Want to share a topic you think I should discuss? Email me your questions and suggestions at [email protected] 

 Connect with me at

Facebook: https://www.facebook.com/moneytherapyinstitute/ @stenellthemoneytherapist

Instagram: https://www.instagram.com/stenellthemoneytherapist 

Send us Fan Mail

  On this episode of NO More Excuses Wake Up! Introducing the one and only me host Stenell Myers also known as Stenell The Money Therapist. We will be discussing a spin-off episode 24. Defining Who you are Self Employed or Business Owner. Understanding the Difference to Master the Concept.

 From this episode you will learn:

Understanding are you a business owner or a self-employed as an entrepreneur

Setting up your business correctly as an entity to be identified by the IRS.

How many clients and staff do I have and what I do in both agencies

Filing specific required Documents and Entity that works for your business, so your business is separate from you the person

Knowing when to hire a CPA

Breaking down the difference between Self-Employed, as a job a side hustle and a business owner

Explain when you are recognized as a business owner and owning your job

Examples of different Entities

Explaining independent Contractor’s service performance and tax responsibilities and when to turn your contractors into employees

Business owners having different systems and paying taxes

Importance of paying taxes

         MY PERSONAL FINANCIAL MANTRA

  BUDGET

  PAY DEBT

  SAVE

  INVEST

  AND LIVE

 On each episode of No More Excuses. Wake Up! We will be talking about Money, Entrepreneurship & Life Skills that were not taught. 

           You can download my free budgeting spreadsheet at www.stenellthemoneytherapist.com while you are there watch my video as I portray Muhammad Ali showing you how I kick down closed doors.

              Book a 3-month 1-1 personal or business coaching call with me

https://stenellthemoneytherapist.as.me/consultation

                  Learn more about me and my agencies: 

                                www.stenellmyersenterprises.com

      If you would like to be on No More Excuses. Wake Up! Podcast, please email me at [email protected]

    Have a question? Want to share a topic you think I should discuss? Email me your questions and suggestions at

[email protected] 

                              Connect with me at

www.stenellthemoneytherapist.com

http://www.instagram.com/stenellthemoneytherapist

http://www.facebook.com/moneytherapyinstitute

https://linktr.ee/stenellthemoneytherapist

 MONEY ENTREPRENEURSHIP AND LIFE SKILLS

                                     THAT WAS NOT TAUGHT!  

                             NO MORE EXCUSES! WAKE UP 

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Send us Fan Mail

 On this episode of NO More Excuses Wake Up! One year Anniversary Episode

  This Podcast has been in the making for over 10 years ago starting with my first
book my Cousin Ebonie and I wrote Who’s Gonna Pay the Mortgage. After the book
launched Trudy suggest we start a magazine I female Magazine was born in August
2011. We interviewed women all over the world to feature in the magazine. After
1 year I did not feel connected to the people I interviewed and decided to end
the magazine.

The podcast started from listening
to Side hustle pro Nicaila Matthews Okome inspired me to start my podcast. Her
platform side hustle pro is truly why I kept going all the support was well
worth the investment.

Thank you to all my fabulous 10 Guest special Thank you to Trudy my Creative Director I could not have done this at this level with out you!

VICTORIA DEBRAH

TAMIKA MCTIER

ASHLEY VAN VEEN

ALTAGRACIA FELIX

DR. DEBORAH SPENCE

TAMIKA CHESTER

TAMIKA WYCHE-GREENIDGE

SHANDA DESHIELD

SHATERIAL STARNES

VALERY NUNEZ

                             MY PERSONAL FINANCIAL MANTRA

 BUDGET

 PAY  DEBT

 SAVE

 INVEST AND LIVE

     On each episode of No More Excuses. Wake Up! We will be talking about Money, Entrepreneurship & Life Skills that were not taught. 

           You can download my free budgeting spreadsheet at www.stenellthemoneytherapist.com
while you are there watch my video as I portray Muhammad Ali showing you how I kick down closed doors.

              Book
a 3-month 1-1 personal or business coaching call with me

https://stenellthemoneytherapist.as.me/consultation

                  Learn
more about me and my agencies: 

                               www.stenellmyersenterprises.com

      If you would like to be on No More Excuses. Wake Up! Podcast, please email me at
[email protected]

    Have a question? Want to share a topic you think I should discuss? Email me your
questions and suggestions at

[email protected] 

                              Connect with me at

www.stenellthemoneytherapist.com

http://www.instagram.com/stenellthemoneytherapist

http://www.facebook.com/moneytherapyinstitute

https://linktr.ee/stenellthemoneytherapist

                                       MONEY ENTREPRENEURSHIP AND LIFE SKILLS

                                                            THAT WAS NOT TAUGHT

                                                    NO MORE EXCUSES! WAKE UP 

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 On this episode of NO More Excuses Wake Up! Introducing Valery Nunez Woman of Color (WOC) Financial Wellness Coach owner of Holistically Money Savvy.

 Valery is a first-generation millennial who's a Savvy WOC Financial Wellness Coach. She graduated with her Ba in Psychology and MA in education and over $85,000 of debt. After struggling to make ends meet while having her first salary job, she became inspired to educate herself about finances and created a step-by-step plan to take control of her money and help others achieve financial peace. Since then, she has been able to pay off over $31,000 of debt in 2 years, save over $16,000 and have guided many other women to financial freedom. Her passion is guiding WOC through the process of letting go of generational guilt and mindset trauma so they can gain control of their money.

Key Take away

WHO'S VOICE ARE YOU HEARING WHEN YOU THINK ABOUT MONEY AND HOW YOU FEEL ABOUT MONEY YOURS OR SOMEONE ELSE?

LOOK AT THE STORY THAT YOUR PARENTS AND FAMILY IMPRINTED ON YOU

THE CYCLE YOU HAVE WITH MONEY COMES FROM GENERATIONAL GUILT OR TRAUMA

 From this episode you will learn:

·        Valery is a millennial that had $85,000 in debt and paid of        $35,000 since 2018 income

·        Her history of being a child of immigrant parents who fought their way to provide for their family

·        How Valery paid back people she borrowed money from and now borrow from herself

·        Educate people how to sacrifice money and stop borrowing

·        What she did to pay off her car in 4 years with a financial plan

·        Created a step-by-step plan to help people understand their money by looking at their numbers and formulating a plan to get out of debt

·        Sacrifice Valery made to help her family

·        The process of letting go and generational mindset as a child of immigrants

·        4 walls of living, Shelter, food, clothing, transportation     

·        Importance of communication with your spouse, or partner

·        Money is not a one size fit all

            Valery word/s of Affirmation

 I am the master of my wealth!

I am worthy of good things!

I am capable of achieving all I want in life!

 
Three things Valery about Valery

1. Founder of Holistically Money Savvy

2. First-generation Millennial

3. Love guiding WOC through the process of letting go of generational guilt & mindset trauma so they can gain control of their money.

 Connect with Valery at:

Website:https://holisticallymoneysavvy.com

Instagram:https://www.instagram.com/holisticallymoneysavvy

                         MY PERSONAL FINANCIAL MANTRA

   BUDGET

 PAY DEBT

 SAVE

 INVEST

 AND LIVE

     On each episode of No More Excuses. Wake Up! We will be talking about Money, Entrepreneurship & Life Skills that were not taught. 

           You can download my free budgeting spreadsheet at www.stenellthemoneytherapist.com while you are there watch my video as I portray Muhammad Ali showing you how I kick down closed doors.

              Book a 3-month 1-1 personal or business coaching call with me

https://stenellthemoneytherapist.as.me/consultation

Send us Fan Mail

 On this episode of NO More Excuses Wake Up! Introducing Shaterial  Starnes AKA Coach Starnes

 Shaterial  Starnes, Owner of The Starnes Group is a Financial Coach who is also a published author, trainer, facilitator, and consultant. Starnes has been a featured speaker at numerous conferences and conducted several workshops about financial literacy for several organizations. She ultimately recognized her ability to empower and educate through financial literacy and made a cognizant decision to bring about change by helping individuals and business owners recognize the root causes of their financial behaviors. Starnes views herself as a Financial Farmer…helping individuals and business owners’ plant financial seeds to reap a harvest for generations to come.

Key Take away

TAKERS DO NOT HAVE BOUNDARIES- DRY BEGGING

KNOW LIKE AND TRUST FACTOR- People are buying you

 From this episode you will learn:

·         Coach Starnes life changed overnight when her husband had a stroke which took them from a two-household income to a one household income

·         How she got her financial house in order while taking care of her husband

·         The importance of financial accountability

·         The importance of writing proposals to non-for-profits instead of chasing people to pay for your services

·         The importance of saving now to form a habit of saving when life happens

·         Prevention from a financial disaster and cut back from frivolous spending

·         How she repaired her own credit and begin to launch her business

·         The importance as a coach using her financial behavior assessment for new clients     

·         Trauma and learned behaviors that transferred into her adulthood

·         The connection of Adultification and setting healthy boundaries

                                    Shaterial  word/s of Affirmation

·         It is ok to tell people NO...NO is a complete sentence and does not require an explanation. It helps us set healthy boundaries

Coach Starnes Partnerships with local organizations and Contacts

·         People public housing

·         Youth Centers

·         Naza

·         Youth Programs

·         Opportunity Now

·         PTAC- Procurement Technical Assessment Center Help you to become certified to work with the government

 Connect with Shateria  at:

Website:THE STARNES GROUP (coachstarnes.com

Instagram:The Starnes Group (@starnesgroup

Facebook:Starnes Group - Home | Facebook

                   MY PERSONAL FINANCIAL MANTRA

  BUDGET

 PAY DEBT

 SAVE

 INVEST

 AND LIVE

     On each episode of No More Excuses. Wake Up! We will be talking about Money, Entrepreneurship & Life Skills that were not taught. 

           You can download my free budgeting spreadsheet at www.stenellthemoneytherapist.com while you are there watch my video as I portray Muhammad Ali showing you how I kick down closed doors.

Send us Fan Mail

 On this episode of NO More Excuses Wake Up! Introducing Shanda Deshield

Shanda is an online Money Coach; that helps coaches gain clarity and bridge the gap between
business and personal finances while reducing the effects of financial
hardship with a money coach. Break bad habits, make money, save money, and grow
money with a plan. Shanda resides in New Jersey with her husband and two
children. She has a background in franchise management, mortgage, and real
estate. Shanda overcame losing it all after her first marriage and bankruptcy
from the 2008 housing crash. She has a passion to help online service-based
coaches to learn that their business is their retirement plan. Her motto: Just
because you are self-employed does not mean you should go without health,
disability, and life insurance.

 From this episode you will learn:

·        Shanda branched out on her own last year and started an online coaching business.

·        Shanda only works with online service-based entrepreneur coaches,

·       Teach the fundamentals of incoming revenue from their budget.

·        Not to funnel money out of your personal business and learn to separate your
personal finances from your business finances.

·        Shanda helps people get into the habit and fine-tune with managing their money and
organizing their bookkeeping in preparation for taxes.

·        Shanda teaches fundamentals to clients according to the needs of their business to
focus on emergency savings, medical, and a business financial lifestyle.

There is a difference between having a side hustle and a business.

·        There is comfort in having a line of credit to guard your business.

                                    Shanda’s word/s of Affirmation

·        I will protect my empire from financial ruin.

·        My habits create wealth.

 Connect with Shanda at:

Instagram: https://www.instagram.com/realfinancialguide

Facebook: www.facebook.com/realfinancialguide

                                MY PERSONAL FINANCIAL MANTRA

 BUDGET

PAY DEBT

SAVE

INVEST

AND LIVE

 On each episode of No More Excuses. Wake Up! We will be talking about Money,
Entrepreneurship & Life Skills that were not taught. 

           You can download my free budgeting spreadsheet at www.stenellthemoneytherapist.com
while you are there watch my video as I portray Muhammad Ali showing you how I
kick down closed doors.

              Book a 3-month 1-1 personal or business coaching call with me: 
https://stenellthemoneytherapist.as.me/consultation

                  Learn more about me and my agencies
             www.stenellmyersenterprises.com

      If you would like to be on No More Excuses. Wake Up! Podcast, please email me at
[email protected]

    Have a question? Want to share a topic you think I should discuss? Email me your
questions and suggestions at

[email protected]