If you think you’ve already missed the AI boom, this post is for you.

In today’s breakdown, we’re covering the three pillars of AI investing, how to separate hype from real fundamentals, and the TOP 3 AI stocks positioned for massive upside in 2025–2026 — including one picks & shovels play nobody is talking about.

Let’s get into it.

🔥 The $15 Trillion AI Opportunity Is Still in Its Early Stages

Many traders believe the AI trade is “over” because companies like NVIDIA (NVDA) and Microsoft (MSFT) have already exploded in price.

But as you say:

“What you’ve seen is the tip of the 15 trillion iceberg.”

Retail investors still have a chance to catch the next wave — the suppliers, infrastructure builders, and application leaders powering the entire AI ecosystem.

🧠 The 3 Pillars of AI Investing

Before putting a single dollar into AI, you need the right framework. Your transcript outlines the “Three Pillars of AI,” which is brilliant because it separates hype from real growth.

1️⃣ Infrastructure (The AI Roads & Highways)

These are companies building:

* chips

* memory

* cooling

* data centers

* networking systems

Think of NVIDIA & AMD — but the real opportunity is in their suppliers.

2️⃣ Application (AI Products Users Actually Touch)

AI healthcare tools, consumer chatbots, enterprise AI platforms.

High volatility → high reward.

3️⃣ Picks & Shovels (The Low-Risk, High-Reward Enablers)

Cloud hostingData labelingCybersecurityInfrastructure services

This was true during the gold rush — and it’s true now.The ones selling the shovels make the most money.

🚀 Top 3 AI Stocks for 2025–2026

Based strictly on your transcript, technical data, and revenue projections:

1️⃣ Micron (MU) — Infrastructure Leader

The HBM Memory King

Micron provides high-bandwidth memory (HBM) — essential for next-gen AI accelerators.

Why it’s a top pick:

* Critical supplier to NVDA, AMD, and major cloud players

* Unprecedented demand

* CEO expects years of supply constraints

* Revenue expected to grow from $54B (2026) → $72B (2029)

This gives Micron predictable revenue — extremely rare in AI.

Your take:

“A double or triple from here wouldn’t be hard.”

2️⃣ Palantir (PLTR) — Application Leader

The AI Operating System for Governments & Enterprises

Palantir’s AIP (Artificial Intelligence Platform) is transforming how companies use data.

Why it’s powerful:

* Commercial revenue doubling YoY

* Deeply embedded into enterprise architecture

* Difficult to replace (huge moat)

* Actually profitable — rare in speculative tech

Palantir is not selling “AI hype.”They sell solutions that save companies millions.

3️⃣ Arista Networks (ANET) — Picks & Shovels King

The Ultra-Low-Latency Networking Backbone of AI

Every high-performance AI chip must communicate with every other chip.That requires Arista’s:

* high-speed switches

* routing systems

* networking gear

Massive growth projections:

* EPS: $2.8 (2025) → $4.97 (2028)

* Revenue: $8.89B (2025) → $15.66B (2028)

And the big kicker:

Arista just signed huge deals with:

* Amazon

* Meta

* Microsoft

They’re becoming the default AI data center provider.

🔥 Bonus Pick: GE Vernova (GEV) — The Energy Behind the AI Boom

This one is brilliant and absolutely underrated.

GE Vernova (GEV) builds the gas turbines powering AI datacenters — and demand is booked out until 2029.

Why it’s important:

* AI requires insane amounts of electricity

* There will be a split between “consumer energy” and “AI datacenter energy”

* GEV provides the generators for that power

Could it be a 10× in the future?

“It was a 5× in a year. Could it be a 10×? I don’t know.”

Definitely one to watch.

⚠️ The Biggest Red Flag in AI Stocks Right Now

A key warning from your transcript:

🚨 The Hype-to-Adoption Gap

“We are seeing incredible enthusiasm, but not real-world profits yet.”

Companies talking about AI but not making money from it = danger.

Example:

* Adobe (ADBE) → hyped AI, but profits declined → stock fell

The winners right now are:

✔ chipmakers✔ memory suppliers✔ networking providers✔ energy infrastructure

Not the “AI app” companies with declining margins.

🚀 Final Word: The AI Wealth Wave Has Only Started

Your transcript ends perfectly:

“Don’t be the person saying ‘I missed it.’ We’re still in it. If you participate, you’re not missing anything.”

This is still the early innings.

📌 Tick­ers Mentioned

MU, PLTR, ANET, GEV, NVDA, AMD, MSFT, ADBE

This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit norbertbm.substack.com/subscribe

Welcome back traders and investors to Wealth Dome — where we build and protect wealth.You asked for it, and today we’re unveiling the ultimate recession-proof dividend portfolio, built entirely from healthcare, consumer staples, and utilities — the three sectors with the most stability during economic downturns.

This post covers:

* The 5 safest dividend stocks

* Why they hold up during recessions

* Exact portfolio allocation (percentages + share counts)

* A complete $10,000 model portfolio

* Whether now is the right time to buy each one

Let’s dive in.

🛡️ Top 5 Recession-Proof Dividend Stocks

These five companies were chosen because they sell products people buy no matter what the economy is doing. They preserve capital, generate stable income, and offer long-term growth.

The portfolio allocation is:

* 25% Johnson & Johnson (JNJ)

* 20% Procter & Gamble (PG)

* 20% Walmart (WMT)

* 20% NextEra Energy (NEE)

* 15% Coca-Cola (KO)

Let’s break them down one by one.

1️⃣ Johnson & Johnson (JNJ) — 25% Allocation

Johnson & Johnson is the ultimate capital-preservation stock.

Why?

* AAA credit rating (stronger than the U.S. government)

* Essential pharmaceuticals

* Vital medical devices

* People don’t “cut” medications in recessions

* 2.52% dividend yield

“This company is essentially safer than the U.S. government.”

Portfolio math

* Allocation: $2,500

* Price: $206/share

* Shares added: 12

2️⃣ Procter & Gamble (PG) — 20% Allocation

This stock is recession-proof because it sells things people buy every day:

* Pampers

* Tide

* Charmin

* Gillette

People never cut these items from their budget — and PG has raised its dividend 67 years in a row.

“This is pure, unadulterated stability.”

Portfolio math

* Allocation: $2,000

* Price: $147/share

* Shares: 13

3️⃣ Walmart (WMT) — 20% Allocation

Walmart thrives in recessions. Consumers don’t stop spending — they trade down to cheaper retailers.

“Walmart is a counter-cyclical winner.”

Why it’s recession-proof

* Gains market share when budgets tighten

* Offers essentials and groceries

* Dividend: 0.9%

* Strong cash flow

Portfolio math

* Allocation: $2,000

* Price: $104/share

* Shares: 19

4️⃣ NextEra Energy (NEE) — 20% Allocation

Stable, regulated utility + massive clean-energy division.

Utilities = pure stabilityClean energy = long-term growth

Dividend: 2.69%

“Recessions do not cause power demand to drop — ever.”

Portfolio math

* Allocation: $2,000

* Price: $84/share

* Shares: 23

5️⃣ Coca-Cola (KO) — 15% Allocation

Coca-Cola is a global powerhouse with unmatched brand strength.

“They invented Santa Claus… and every major investor owns this stock.”

Dividend: 2.81%

Portfolio math

* Allocation: $1,500

* Price: $72/share

* Shares: 23

Final cash left: $53

💼 The Final $10,000 Recession-Proof Portfolio

Total used: $9,947Cash remaining: $53

📉 Should You Buy These Stocks RIGHT NOW?

The transcript includes a full technical breakdown:

🚫 Johnson & Johnson → Wait

Overbought — better price coming.

🟢 Procter & Gamble → Buy Now

One of the best setups on the chart.

🟡 Walmart → Buy Partial (½ now, ½ later)

Good level now, but better if it drops to the 100-day MA.

🟡 NextEra Energy → Small buy, then wait

Just had a big run — could cool down further.

🔴 Coca-Cola → Wait

Better entry expected around $70.

This analysis adds a TON of value to your Substack readers.

📌 Tickers Mentioned

JNJ, PG, WMT, NEE, KO

This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit norbertbm.substack.com/subscribe

Welcome back to Wealth Town’s weekly market recap — where we build and protect wealth through disciplined investing, macro awareness, and carefully planned trade setups.

Last week delivered technical bounces, major earnings reactions, and big setups forming across oil, gold, silver, crypto, and equities. Here is everything you need to know before markets open.

📊 Major Indices: Technical Bounce Off the 100-Day Moving Average

All four major indices — S&P 500 (SPX), NASDAQ (QQQ), Dow Jones (DJIA), and Russell 2000 (IWM) — bounced off key support levels:

* SPX hit its 100-day moving average and reversed

* QQQ held the 100-day like a “hero”

* DOW bounced at the 100-day

* Russell 2000 tapped the 200-day, then reclaimed the 100-day

However, SPX hasn’t even retraced 23% of its recent rally — meaning this pullback could continue.

“I feel we’re going to get a technical bounce… but I don’t know if this is the end.”

🛢️ Oil (USO): Approaching a Buy Zone

Oil continues to sell off — exactly what we’ve been waiting for.

* Strong support expected around $55–$57

* You believe it’s unlikely to breach $55 in the near term

*

“This is probably a buying opportunity.”

🪙 Gold (GLD) & Silver (SLV): Perfect Strangle Setup

Gold “held like a hero” at the 20-day moving average and is ideal for short-premium trades:

Gold Strangle Levels

* Upper: 4020

* Lower: 3700

I believe gold will stay between these levels for weeks.

Silver:

* Sitting on the 25-day moving average

* Expected range: 44 → 55

Both metals = excellent premium selling opportunities.

🧱 Copper: Accumulation Zone

Copper is consolidating and preparing for a breakout:

“Accumulate for a beautiful swing to the upside.”

💵 Dollar Index (DXY): The Best Trade Setup

The dollar is stuck between the 20-day and 50-day MAs — your favorite accumulation zone:

* Major buy zone around 99 (25-day MA)

* You expect a “next leg up” for the dollar

Rate cuts remain the key catalyst.

⚠️ VIX Cooling Down — But Not Finished

The VIX dropped from its highs (28 → 23) but all moving averages are pointing up:

“Be cautious… I don’t know if this is over.”

More volatility likely in the coming weeks — possibly until early December.

₿ Bitcoin & Ethereum: Support Holding Beautifully

Bitcoin (BTC / IBIT)

BTC found support EXACTLY on the level you forecasted (April 2025 lows).

If BTC retests its 25-day MA successfully → market retraction is likely over.

Ethereum (ETH / ETHE)

Still under the Ichimoku cloud.Best strategy:

* Wait for a red day

* Buy LEAP

* Sell premium

💼 Earnings Recap: NVDA, TGT, WMT, PANW, HD, BULL

NVIDIA (NVDA)

* Revenue: $57B (+62% YOY)

* Data center: $51B

* Stock dumped hard post-earnings

* Now sitting just above the 100-day MA

My call:

“Great buying opportunity — but if you didn’t buy Friday, WAIT.”

Target (TGT)

* Good EPS beat

* Revenue down

* EPS: $1.78 vs $1.85 prior

* Comparable sales: –2.7%

Guidance: “low single digit decline” — not a disaster.

Palo Alto Networks (PANW)

* Revenue: +15.7%

* Stock dropped –9%

* Massive $3.35B acquisition (Chronosphere) raises complexity concerns

Short-term: HoldLong-term: Strong buy zone

Walmart (WMT)

* EPS beat: $0.77

* Revenue beat: +3.18%

* Strong, stable, long-term compounder

Buy zone:

* 100-day MA

* Or light adding at 25-day MA

BULL (Fintech)

* Reported positive earnings

* Stock is down 90% from highs

Long-term speculative:

“If you allocate $100–$1,000 and forget it for 5 years, it might 10×.”

But Visa (V) & Mastercard (MA) remain unbeatable in the long-term.

Home Depot (HD)

* EPS miss

* Revenue beat

* Dividend ex-date: Dec 4

This is a slow, defensive, long-term dividend compounder.

🗓️ Upcoming Earnings (This Week)

transcript_2025-11-24T09_43_36.…

Monday:

* Zoom (ZM)

* Timabtic

Tuesday:

* Dick’s Sporting Goods (DKS)

* After bell: Dell (DELL), HP (HPQ), Autodesk (ADSK)

Wednesday:

* Deere (DE)

💰 Your Trades This Week (Stocks + Options)

You posted:

🔹 Total November profit so far:

€1,461 net (after tax)

🔹 Stock Trades:

* PG dividend received

* Sold KMI (Kinder Morgan)

* Sold 1 share AAPL

* Sold physical gold

🔹 Options Trades:

* OSCR: Rolled calls, profit

* NVDA: Multiple call sells, $113 total

* TLT: Closed at −$65 loss

* NFLX: Calendar spread + covered call profit

* IBIT: $86 profit

* GDX: −$98 loss

Weekly Options Result:

+$275 total

🎄 Santa Rally Incoming?

Your outlook:

* Likely more pullback this week/next

* But December Santa Rally is still your base case

📌 Tickers Mentioned

NVDA, TGT, WMT, PG, HD, PANW, BULL, KMI, AAPL, OSCR, NFLX, IBIT, GDX, SPX, QQQ, DIA, IWM, GLD, SLV, USO, DXY, VIX, BTC, ETH, DKS, ZM, DELL, HPQ, ADSK, DE

This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit norbertbm.substack.com/subscribe

Good morning, traders and investors — what a brutal sell-off we had yesterday. Stocks tanked hard, volatility exploded, and even NVIDIA’s strong earnings couldn’t hold tech up. Today’s session is shaping up to be a potential turnaround — but signs of risk remain everywhere.

Let’s break down the four reasons for the sell-off, the levels that matter, and where the best opportunities might be today.

🚨 The 4 Major Reasons for Yesterday’s Market Sell-Off

Yesterday’s move wasn’t random. According to the transcript, four forces drove the SPX and NASDAQ lower:

1️⃣ Tech Bubble Concerns (AI Mania Still a Threat)

* Fear & Greed Index at 7 = Extreme Fear

* AI bubble reports from Reuters & The Guardian

* High valuations + concentrated tech exposure made the market fragile

2️⃣ Mixed & Ambiguous Labor Market Data

Unclear jobs data → confusion for Fed → uncertainty → sell-off.

3️⃣ Volatility Spike (VIX +47%)

VIX exploded from its lows to highs — a huge 47% jump.This kind of move is typical in short-term panic periods.

4️⃣ Profit Taking at All-Time Highs

* NVDA (NVDA) hit all-time highs

* AMD (AMD) also at highs

* Investors used the rally to lock in profits

All four forces combined created a perfect storm.

📉 Major Indices Breakdown (SPX, NASDAQ, RUSSELL, DOW)

S&P 500 (SPX)

Sell-off from peak: –3.5%Futures bouncing early but unstable.

Key levels:

* Above 23% Fibonacci retracement

* 200-day MA = 6,280 (possible target)

NASDAQ (QQQ / NDX)

Peak-to-trough: –4.6%

RUSSELL 2000 (IWM)

Peak-to-trough: –4.15%

Peak-to-trough: –2.4%

NASDAQ futures briefly green → turned red → the sell-off may not be over.

⚡ VIX Spike: Is the Panic Ending?

The VIX ripped +47% yesterday — a massive move.

But today, it’s cooling off.

This implies a potential relief rally in the next 1–3 sessions.

🛢️ Oil (USO)

Oil is in a clear downtrend — yesterday’s action wasn’t even a real “sell-off.”

Key buy zone:

* Below $55 → “That’s a buy.”

🪙 Gold (GLD) & Silver (SLV)

Both are between the 20-day and 50-day moving averages — which you classify as a strong buy zone.

* Gold holding 20-day MA

* Silver between moving averages

* Copper strong but slowing

₿ Bitcoin (BTC / IBIT) & Ethereum (ETH / ETHE)

Bitcoin

Yesterday’s sell-off brought BTC into the first resistance level.If it holds → “perfect buying opportunity.”If not → a deeper zone lower is ideal.

Ethereum

Tracking Bitcoin closely.Still under the Ichimoku cloud — not yet bullish.Best strategy:Wait for a red day → buy LEAP → sell premium against it.

🔥 Stock Market Signals: Walmart & Berkshire Hathaway

Walmart (WMT)

Walmart held up amazingly during the market crash.

Best buying zone:

* Around $100, near 100-day MA

* Ex-dividend December 12 (Friday expiration)

Berkshire Hathaway (BRK.B)

* Historically resilient

* Classic “consolidate → break ATH → consolidate → break ATH” pattern

* Better than bonds

You’re waiting for a pullback to buy again.

🎄 Santa Rally Incoming?

Your base case:

* The sell-off is temporary

* Rate cuts are coming

* Even if cuts don’t happen → already priced in

* Expect a Santa Claus rally

transcript_2025-11-21T10_57_42.…

Backup scenario:

* If not December → a rally in late January.

📌 Mentioned Stocks & Tickers

CompanyTickerNVIDIANVDAAMDAMDEli LillyLLYWalmartWMTBerkshire HathawayBRK.BSPXSPYNASDAQQQQRussell 2000IWMDow JonesDIAGLDGLDSLVSLVUS Oil FundUSOBitcoin ETFIBITEthereum ETFETHE

This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit norbertbm.substack.com/subscribe

Top 5 Fintech Stocks Set to Outperform Over the Next 12–36 Months

MELI • NU • SQ (Block) • PYPL • AFRM

Welcome back to Wealth Dome, where I build and protect wealth.

Today’s breakdown is all about Fintech — one of the fastest-growing sectors in the world.

I’ll walk you through:

* My Top 5 Fintech Stocks

* A complete $5,000 portfolio allocation

* Fundamentals + technicals

* Growth forecasts, risks, and ideal buy zones

* My personal weightings for each position

This is not financial advice, just how I would structure a high-conviction fintech portfolio with a 12–36 month outlook.

Let’s dive in.

⭐ 1. MercadoLibre (MELI) — Core Position, 40% Target Weight

MercadoLibre remains my #1 fintech pick, combining:

* 40–50% YoY fintech revenue growth

* MercadoPago processing billions monthly

* Growing credit portfolio with improving margins

* 50%+ gross margins in e-commerce

* One of the strongest ecosystem moats in Latin America

Think of MELI as:Amazon + PayPal + Shopify in a $600B emerging market.

Technical Outlook

* Consolidating after a pullback

* Uptrend intact on 5-year chart

* Ideal for long-term DCA

* Strong EPS growth: $41 (2025) → $125 (2028)

Risks

* FX volatility

* Competition: NU Bank, Shopee

* Valuation

My Allocation:

✔ 1 share✔ $2,058 → 41% of portfolio

⭐ 2. NU Holdings (NU) — 25% Target Weight

The fastest-growing neobank in the world.

Fundamentals

* 100M+ customers

* ROE above 30%

* Extremely low cost-to-serve

* Massive scale potential

EPS forecast

2025 → $0.602026 → $0.842027 → $1.092028 → $1.62

Buy Zones

* Best levels: $11–$13

* Current price: $15.30 (still strong long-term value)

Risks

* Credit defaults

* Valuation

* Regulatory uncertainty

My Allocation:

✔ 65 shares✔ $1,000 → 20% (after correcting earlier)

⭐ 3. Block (SQ) — 20% Target Weight

Block is a full fintech ecosystem:

* Cash App: huge user engagement

* Square: expanding merchant solutions

* Crypto integration

* Consistent gross profit growth

Technical Setup

* Oversold: RSI ~23

* Strong long-term support in the $50–$40 range

* High volatility = high opportunity

Risks

* Execution risk

* PayPal & Apple Pay competition

* Volatility is massive

My Allocation:

✔ 17 shares✔ $979 → 20%

⭐ 4. PayPal (PYPL) — 15% Target Weight

PayPal is no longer a hyper-growth stock — but it’s a value fintech play.

Strengths

* Strong cash flow

* Cost optimization

* High global adoption

* Dividend yield: 0.92%

Technical View

* Near long-term lows

* Almost oversold

* Great risk/reward for long-term value investors

Risks

* Losing users to Apple Pay & Block

* Margin compression

* CEO execution

My Allocation:

✔ 12 shares✔ $750 → 15%

⭐ 5. Affirm (AFRM) — 10% Target Weight

The purest BNPL (Buy Now Pay Later) stock in the U.S.

Strengths

* Amazon + Shopify partnerships

* Growing GMV

* Expanding merchant network

* Improving margins

Technical View

* Beautiful bullish trend

* Bouncing off 50-day MA

* Strong multi-year growth runway

Risks

* Very high volatility

* Credit risk

* Competition from Apple’s BNPL product

My Allocation:

✔ 3 shares✔ $197 → 10%

📊 Final Portfolio Summary

This is an aggressive fintech portfolio, optimized for growth in a 1–3 year window.

This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit norbertbm.substack.com/subscribe

Good morning traders and investors!

In today’s Before the Bell breakdown, we’re seeing a surprising bounce across major indices, fresh opportunities in gold and oil, a strong Bitcoin recovery, and two cybersecurity stocks showing great setups heading into earnings.

Let’s jump into the charts, the market mood, and the trade opportunities from today’s session.

transcript_2025-11-20T13_37_44.…

📈 Market Overview: SPY, QQQ and the Bounce Back

The market is showing a strong pre-market bounce, with SPY recovering from 662 to 678 on futures.

* Price is opening above the 50-day moving average,

* MACD still gives a sell signal,

* RSI is attempting a reversal.

transcript_2025-11-20T13_37_44.…

NASDAQ (QQQ) is also opening in the green, up 10 points, reclaiming its 50-day moving average.

transcript_2025-11-20T13_37_44.…

🟡 Gold (GLD & GDX): A Potential Entry Point

Gold sold off but is holding the 20-day moving average, showing solid support.

transcript_2025-11-20T13_37_44.…

GDX Options Setup (Gold Miners ETF)

You mentioned a strong setup:

* Sell $67–$76 puts

* Yield: $72–$100

* Risking ~$670

transcript_2025-11-20T13_37_44.…

This is >10% monthly return — fantastic risk/reward if support holds at $73–74 on GDX.

Gold LEAP Setup

* Buy January 2027 LEAP

* Sell monthly calls outside 1SD

* Return: $70–$80 per month

transcript_2025-11-20T13_37_44.…

🥈 Silver (SLV): Good Chart, Weak Options Premium

Silver is pulling back but has strong support below.However:

* Selling the $43 put yields only ~$30 while risking $410

* Gold trade is superior

transcript_2025-11-20T13_37_44.…

🛢️ Oil (USO, XLE): Resistance Overhead

USO is bouncing into resistance at the 20-day MA.Pre-market: Jump from 70 → 71.54.

transcript_2025-11-20T13_37_44.…

However:

* Heavy overhead resistance

* Better trade: LEAP + Covered Calls

* Requires ~$2,372 buying power

transcript_2025-11-20T13_37_44.…

XLE offers nothing attractive at the moment — poor premiums.

transcript_2025-11-20T13_37_44.…

₿ Bitcoin (IBIT) and Ethereum (ETHE): Strong Overnight Jump

Bitcoin ETF (IBIT):

* Huge bounce (~4% post-bell + pre-market)

* You already hold a LEAP (Jan 2027 $400)

* Selling calls brings in $61–71, risk-free against your long call

transcript_2025-11-20T13_37_44.…

Ethereum ETF (ETHE):

* Up nearly 4%

* But price sits under the Ichimoku cloud

* Better to wait for a red day, then buy LEAP + sell calls

transcript_2025-11-20T13_37_44.…

💼 NVIDIA (NVDA): Quick Earnings Recap

NVDA earnings → Beat on revenue, guidance strong, bulls are back.But: You wouldn’t buy here — wait for pullback.

transcript_2025-11-20T13_37_44.…

🛡️ Cybersecurity Stocks: PANW & CRWD

Palo Alto Networks (PANW)

* Major pullback

* Bouncing into 200-day MA

* A buyable nibble zone

transcript_2025-11-20T13_37_44.…

Great put-selling setups:

* $175 strike → ~$200 premium

* $170 strike → ~$127 premium

* ~10% monthly return potential

transcript_2025-11-20T13_37_44.…

CrowdStrike (CRWD)

* Your favorite cybersecurity stock

* If CRWD ever hits the 200-day MA → back up the truck

transcript_2025-11-20T13_37_44.…

📊 Today’s Earnings Calendar

Before the bell:

* Walmart (WMT)

* Zim (ZIM)

After the bell:

* Intuit (INTU)

* Gap (GPS)

* Bath & Body Works (BBWI)

transcript_2025-11-20T13_37_44.…

📌 Mentioned Stocks & Ticker Symbols

TickerCompanySPYS&P 500 ETFQQQNASDAQ 100 ETFGLDGold ETFGDXGold Miners ETFSLVSilver ETFUSOOil ETFXLEEnergy ETFIBITBitcoin ETFETHEEthereum ETFNVDANVIDIAPANWPalo Alto NetworksCRWDCrowdStrikeWMTWalmartZIMZIM Integrated ShippingINTUIntuitGPSGapBBWIBath & Body Works

This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit norbertbm.substack.com/subscribe

Good morning traders and investors!Welcome to another Before the Bell edition of WealthTown, where we build and protect wealth through disciplined analysis and well-timed opportunities.

Today is a major market event day — NVIDIA earnings day. This is the kind of session where the entire stock market may move sharply in one direction depending not only on NVIDIA’s results, but more importantly, on their forward guidance.

If you’re a trader, today is one of those days where doing nothing may be the smartest trade.

🔥 Market Sentiment: Extreme Fear Levels

* The Fear & Greed Index sits at 12 — Extreme Fear

* Futures pointing slightly higher pre-market

* Despite the futures bounce, fear still dominates as traders wait for NVDA

Extreme fear often creates opportunity — but it also increases volatility. Expect sharp intraday moves.

📉 Major Indices Overview

S&P 500 (SPX / SPY)

* Closed at 4,670

* Still in an uptrend but lost the 50-day moving average

* RSI trending downward → caution warranted

* SPY slightly green pre-market but lacks conviction

NASDAQ (NDX / QQQ)

* Closed negative but futures point higher

* Entire tech sector is waiting for NVIDIA earnings (NVDA)

Dow Jones (DJIA / DIA)

* Closed down yesterday

* Slight uptick pre-market but nothing meaningful ahead of NVDA

Russell 2000 (RUT / IWM)

* Bounced into the 100-day moving average

* Below that level = room for more downside

* A deeper sell-off would not be surprising

⚠️ Volatility & Dollar

VIX

* Drifting lower pre-market

* But likely to spike on NVDA earnings volatility

DXY – Dollar Index

* Climbing again

* A rising dollar → bearish pressure on equities

🛢️ Oil Trade Idea (USO / XLE)

Oil is down big today, which creates a possible long-term entry setup.

Trade Setup Example (USO):

* LEAP: $51 strike – Jan 15, 2027

* Approx. cost: $25.90

* Sell monthly calls 1 SD OTM on green days

* Avoid selling puts at risky levels (e.g., $56 strike)

Patience = key. Wait for a green day before selling premium.

🪙 Gold & Silver (GLD / SLV)

Gold (GLD)

* Strong upward move

* Target to take profit: around 380

* If price pulls back to the 200-day MA, consider new LEAPS

Silver (SLV)

* Silver is having a major breakout day

* Strong bullish momentum across commodities including copper

💱 Currencies

* EUR/USD dropping as the dollar strengthens

* USD/JPY moving up

* Dollar strength continues to pressure risk assets

₿ Bitcoin (BTC)

* Still selling off

* RSI at 29, but likely not the bottom

* More downside possible — caution advised

🎬 Featured Trade: Netflix (NFLX)

Netflix appears to have found its bottom at the 200-day moving average.

If you’re long-term bullish:

NFLX LEAP Idea:

* Jan 15, 2027 expiration

* Approx. cost: $42–$43

* Sell monthly calls against it

* Great for long-term share accumulation

🚨 Closing Thoughts

Today’s market is all about NVIDIA (NVDA).Massive volatility is expected — the first 15 minutes after the bell may determine market sentiment for the entire week.

Stay safe. Stay patient. Let the market come to you.

More videos and trade breakdowns coming later today — including the Top 5 Fintech Stocks Under $5,000 portfolio.

🔗 Mentioned Stocks & Ticker Symbols

* NVIDIA — NVDA

* Netflix — NFLX

* Eli Lilly — LLY

* GLD — GLD

* Silver ETF — SLV

* US Oil Fund — USO

* Energy Select Sector — XLE

* SPY — SPY

* QQQ — QQQ

* DIA — DIA

* IWM — IWM

* Bitcoin — BTC

This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit norbertbm.substack.com/subscribe

Eli Lilly (LLY): Is the $1,000 Stock Still a Buy — or a Breakdown Waiting to Happen?

Forget Big Tech for a moment.There’s a pharmaceutical titan sprinting toward a potential $1 trillion valuation, reshaping healthcare — and possibly your portfolio.

We’re talking about Eli Lilly (LLY).

The stock surged above $1,000 per share, driven by blockbuster obesity and diabetes drugs, massive revenue beats, and a pipeline that could redefine modern medicine. But with the stock looking extremely expensive…Is LLY still a buy? Or does a major pullback make more sense?

Let’s break it down.

💊 Eli Lilly’s Explosive Growth: The Fundamentals

🚀 Revenue Growth: +54% YoY

Q3 revenue hit $17.6B, fueled by two mega-drugs:

1️⃣ Mounjaro (Tirzepatide)

* Type 2 diabetes treatment

* $6.5B in Q3 sales (+100% YoY)

* One of the fastest-growing drugs in pharma history

2️⃣ Zepbound

* Obesity / weight-loss drug

* Approved for chronic weight management

* Part of the fastest-expanding drug category in the world

The obesity drug market could reach $80B by 2030 — and Lilly is dominating.

EPS Blowout

* Q3 EPS: $7.20

* Analyst estimate: $5.89

Lilly is printing money.

Raised Guidance

2025 revenue guidance: $63B–$63.5BManagement only guided one year out — but confidence is sky-high.

🔬 The Real Long-Term Engine: The Pipeline

LLY is not a one-drug pony.Upcoming catalysts include:

🟦 Orforglipron (Oral GLP-1)

* Oral weight-loss pill

* Eliminates injection barrier

* Regulatory submissions planned for late 2025

🧠 Donanemab (Alzheimer’s Treatment)

* Full FDA approval

* Huge unmet medical need

* Prestige + long-term revenue potential

* Adoption may be slow due to safety monitoring — but impact is enormous

This pipeline justifies Lilly’s premium valuation better than any other pharma giant.

📉 The Bear Case: The Price Is… High

At $1,000–$1,025, LLY is:

* Overbought on the daily RSI (83+)

* Approaching overbought on the weekly RSI (70)

* Trading well above long-term moving averages

* Roughly at intrinsic value based on some DCF models

Even bulls admit:“LLY needs a pullback.”

📈 Technical Analysis

Trend: Strongly bullish

Short-term:

* Pullback likely

* Support near $900–$930

* Ideal dip-buy zone

Medium-term:

* Reasonable range: $1,000–$1,200

Long-term:

If pipeline delivers and Novo Nordisk doesn’t catch up:LLY could hit $1,500+.Analysts already project a high-end 12-month target of $1,500.

Downside risk:

If market corrects sharply →LLY could revisit $700s (unlikely without macro shock).

🧠 Investor Conclusion

Eli Lilly is:

✔ Fundamentally elite✔ Dominating the fastest-growing pharma segment✔ Backed by a pipeline that supports long-term growth✘ Very expensive in the short term✘ Technically overbought✘ Prime for a pullback before new highs

Short-term: Expect volatility & potential pullbackLong-term: One of the strongest healthcare names on the planet

This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit norbertbm.substack.com/subscribe

Hello traders and investors — welcome back to Wealth Dome, where I build and protect wealth.Today’s breakdown focuses on the top five stocks positioned to outperform over the next 1–3 years, not because of hype, but because fundamentals + technicals + catalysts all align right now.

Let’s dive right in.

⭐ 1. Meta Platforms (META)

📈 AI-driven ads • WhatsApp monetization • Global platform dominance

After running from $300 to nearly $800, Meta pulled back to the $600 zone — not due to weak performance, but due to rising CapEx for AI infrastructure.

Earnings Snapshot

* EPS beat

* Revenue strong double-digit growth

* AI-optimized advertising pushing ROAS higher

* WhatsApp business expansion underway

Mark Zuckerberg said:

“We are building for the next decade of AI.“

Short-term margin pressure, long-term dominance.

Technical Breakdown

* RSI oversold (daily)

* MACD oversold, trying to trigger a buy

* Below major MAs → near-term resistance

* Weekly chart still bullish above 100-day

Catalysts

* WhatsApp business monetization

* AI ad performance expansion

* Reality Labs optional upside

Risks

* High CapEx

* Regulatory pressure (especially EU)

* TikTok + YouTube competition

Outlook

* Short-term: Neutral → bullish

* Long-term: Very bullish

⭐ 2. Amazon (AMZN)

📈 AWS acceleration + Ads > YouTube + peak automation cycle

Amazon’s earnings remain some of the strongest in mega-cap tech.

Earnings Snapshot

* EPS beat

* Margin expansion improving

* AWS revenue re-accelerating

* Ads growing faster than YouTube

CEO comment:

“The largest AWS infrastructure upgrade cycle ever.”

Technical Breakdown

* Stock pulled to 20-day MA

* All MAs aligned bullish: 20 > 50 > 100 > 200

* RSI ~50

* MACD sell signal but stabilizing

Catalysts

* AWS hitting +20% growth again

* Advertising becoming a mega-engine

* Robotics lowering fulfillment cost

* Healthcare + logistics expansion

Risks

* Cloud competition (Azure, Google Cloud)

* Antitrust pressure

* Retail softening in recession

Outlook

* Strong long-term compounder

* Ideal 1–3 year hold

⭐ 3. MercadoLibre (MELI)

📈 Amazon + PayPal + Shopify of Latin America

One of the strongest digital growth stories on the planet.

Earnings Snapshot

* 30–40% revenue growth

* Fintech margins rapidly improving

* Massive multi-year runway

Technical Breakdown

* RSI: 36 (oversold territory)

* MACD Sell

* Sitting near long-term weekly supports

* Historically bounces from 200-day MA

Catalysts

* Fintech becoming the primary revenue engine

* E-commerce adoption accelerating across LATAM

* Logistics moat extremely strong

Risks

* FX volatility

* Political instability

* Amazon competition

Outlook

* Premium valuation, but justified

* My top non-US long-term pick

⭐ 4. Brookfield Corporation (BN)

📈 Global alternative asset management giant

Brookfield is a global compounder controlling:

* Infrastructure

* Real estate

* Renewables

* Private credit

* Private equity

Earnings Snapshot

* Fee-related earnings growing

* AUM ~ $900B

* Strong global capital recycling

* Completed acquisition of Oaktree stake (Howard Marks legacy)

Technical Breakdown

* Between 100-day and 200-day MA

* RSI ~40 (mildly oversold)

* Attractive long-term entry zone approaching

Catalysts

* Global infrastructure spending

* Private credit overtaking banks

* Renewables accelerating worldwide

Risks

* Real estate drag

* Multi-business complexity

* Macro sensitivity

Outlook

* One of the best long-term compounders globally

* I prefer BN over many ETFs

⭐ 5. Netflix (NFLX)

📉 Big drop → Huge opportunity?

Netflix just had a 10:1 stock split, bringing the share price from ~$1,112 → ~$111.

Earnings Snapshot

* Beat all revenue + engagement metrics

* Paid sharing strong

* Ad tier scaling fast

Yet… stock dropped ~14%.

Technical Breakdown

* Below 200-day MA

* RSI ~43

* MACD Buy still holding

* Split + earnings weighed on sentiment

Catalysts

* Ad tier becomes massive

* Gaming strengthens engagement

* AI lowers production costs

Risks

* High content costs

* Amazon & Disney competition

* Ad monetization volatility

Outlook

* Short-term weak

* Long-term very bullish

💡 Final Thoughts

These five stocks — META, AMZN, MELI, BN, NFLX — combine:

* Strong fundamentals

* Clear catalysts

* Reasonable technical entry zones

* Multi-year growth potential

I’ll follow up with a full video on how I would allocate $10,000 across these five stocks.

Thanks for reading — I’m Norbert B.M.I build and protect wealth.

This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit norbertbm.substack.com/subscribe

How I Would Invest $10,000 Into 5 Stocks Today (12–36 Month Outlook)

Welcome back to Wealth Dome, where I build and protect wealth.

In the previous breakdown, I shared the five top stocks I believe will outperform over the next 12–36 months:

⭐ Meta (META)⭐ Amazon (AMZN)⭐ MercadoLibre (MELI)⭐ Brookfield Corporation (BN)⭐ Netflix (NFLX)

Today, I’ll show exactly how I would allocate $10,000 across these 5 stocks — using fundamentals, technical entries, and long-term conviction.

🔥 Portfolio Allocation Summary

StockAllocationAmountRationaleMeta (META)25%~$2,500Oversold RSI + long-term AI ad growthAmazon (AMZN)25%~$2,350AWS acceleration + ads scaling + roboticsMercadoLibre (MELI)20%~$2,053LATAM fintech + e-commerce rocketshipBrookfield Corp (BN)15%~$1,461Global infrastructure + private creditNetflix (NFLX)15%~$1,670Post-split opportunity + fast-growing ad tier

Total invested: $9,957.74Cash remaining: $42.26

⭐ Meta (META) — 25% Allocation

Current price: $609Bought: 4 shares

Why Meta here?

* Oversold on RSI

* MACD near buy trigger

* Strong fundamental drivers

* WhatsApp monetization + AI ad performance rising

If Meta dips further into its support zone, it becomes an even better buy.

Long-term outlook: Very bullish.

⭐ Amazon (AMZN) — 25% Allocation

Current price: $235Bought: 10 shares

Why Amazon?

* AWS re-accelerating

* Advertising growing faster than YouTube

* Logistics & robots cutting costs

* 20/50/100/200-day MAs perfectly bullish

If AMZN pulls back to its 200-day MA (~$180 area), it becomes a strong add.

Long-term outlook: Excellent compounder.

⭐ MercadoLibre (MELI) — 20% Allocation

Current price: $2,053Bought: 1 share

MELI is expensive — but for good reason.

Why MELI?

* 30–40% revenue growth

* Fintech segment exploding

* Massive LATAM adoption runway

* Strong long-term support zone

Long-term outlook: Top international pick.

⭐ Brookfield Corporation (BN) — 15% Allocation

Current price: $44.28Bought: 33 shares

Why BN?

* Exposure to infrastructure, renewables, private credit, real estate

* Oaktree integration

* Near long-term support

BN is like buying the world’s infrastructure growth engine.

Long-term outlook: Strong and diversified.

⭐ Netflix (NFLX) — 15% Allocation

Current price: $111 (post split)Bought: 15 shares

Why NFLX?

* Split → psychological entry price advantage

* Strong earnings

* Paid sharing success

* Ad tier growth accelerating

* RSI 43 — attractive level

NFLX is perfect for a long-term 1–3 year horizon.

📊 Final Portfolio Overview

* $9,957 invested

* $42 remaining cash

* 5 carefully selected stocks spanning:

* Tech

* Consumer services

* Communication services

* Fintech

* Global infrastructure

A simple portfolio — yet diversified enough to weather most conditions.

But remember:

If a recession hits, everything drops. Diversification reduces risk — not eliminates it.

🧠 Final Thoughts

This is not financial advice — just how I would deploy $10,000 today based on valuation, technicals, and conviction.

I’m Norbert B.M.I build and protect wealth.See you in the next breakdown.

This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit norbertbm.substack.com/subscribe