Andrés Meneses is a crypto entrepreneur, podcast host and co-founder of Versus on Chain, a video game focused on teaching people how to trade. Having lived through extreme highs and lows he shares his journey to becoming one of the most recognized voices in the digital asset space and a key player in crypto through trading, building, content creation.

In this episode, we explore how much money you really need to survive, how culture and upbringing shape your relationship with risk, the harsh lessons crypto teaches, and what separates those who last from those who don’t.

Key Learnings:
Survival defines your money mindset
Risk is shaped by your environment
Crypto rewards discipline, not hype
Success is built through resilience, not luck

0:00 Intro
3:54 How much money do you need?
9:10 Money mindset across different cultures
12:38 The dangers of crypto & tough money lessons
17:46 Building for yourself
22:15 How did growing up in Columbia affect your money and risk appetite?
29:02 Rich Dad Poor Dad Inspiration
33:23 Andres crypto journey
40:00 The art of networking in crypto
47:12 Social media helping or hurting traders
54:31 Versus on Chain 
1:04:22 Best traders mindset
1:06:42 How do you define success?

Follow Andres:
Linkedin: https://www.linkedin.com/in/andreswifitv/
Instagram: https://www.instagram.com/andreswifitv/
Website: https://versusonchain.com/
Youtube: @Cryptoogspodcast  

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Website: https://hmarkets.com/

Bony Kar is a Dubai-based former cabin crew professional and fast-growing content creator who has built a powerful personal brand at the intersection of travel, lifestyle, and digital influence. 

In this episode, we explore the reality behind content creation as a career, how to position yourself in a crowded digital world, the importance of resilience and responsibility when building an audience, and the money side of working with brands.

Key Learnings:
Consistency does not equal income 
Wrong collabs cost more than no collabs
Habits determine brand value
Positioning beats follower count

0:00 Intro
3:26 Bony's Background
5:12 Flight Attendant Experience
14:01 Content Creation Is a Profession That Can Change Your Life
21:56 How to Position Yourself as a Creator
29:25 Resilience and Responsibility
36:55 Choosing the Right Collaborations
48:07 The Money Side of Content Creation and Working With Brands
57:08 Advice for Aspiring Content Creators
1:00:14 Money Mindset and Management
1:05:48 How Your Previous Experience Shapes Your Success

Follow Bony:
Instagram: https://www.instagram.com/bony.kar/
Tiktok: https://www.tiktok.com/@bony.kar

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Website: https://htrader.hmarkets.com/ 

Saqr Ereiqat is the Secretary General of the Dubai Digital Asset Association, driving the growth of the digital asset ecosystem. With over 20 years of experience in technology and innovation,  he brings deep insight and a grounded perspective on whether blockchain is truly transformative and how regions like the UAE are positioning themselves at the forefront of innovation.

In this episode, we explore the real impact of blockchain beyond the hype, the historical patterns behind technological shifts, the rise of digital currencies and why trust not capital will become the most valuable currency in the future.

Key Learnings: 
Blockchain’s impact goes beyond hype
Tech adoption follows predictable cycles
Governments are accelerating digital currencies
Trust will become the most valuable currency

0:00 Intro
3:27 Saqr’s background
5:45 Will blockchain change the world?
13:09 History of tech adoption
23:24 Why are governments globally seeking to create digital currencies / stablecoins?
28:31 The cypherpunk movement
34:36 How the UAE’s leaders fuel innovation?
38:24 Is energy limited?
47:15 How has the talent landscape changed in the UAE?
53:06 Trust is the currency of the future
59:41 What is blockchain

Follow Saqr:
Linkedin: https://www.linkedin.com/in/saqr1/

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Sir Lawrence Freedman is one of the world’s leading military strategists and historians, known for his deep analysis of geopolitics, war, and global power dynamics.

With decades of research spanning international conflict, strategy, and statecraft, he brings a sharp perspective on how today’s geopolitical tensions, from the Iran conflict to shifting global alliances, are reshaping stability, markets, and decision-making at the highest levels.

In this episode, we explore the strategic mistakes shaping today’s world, whether this instability is temporary or permanent, why energy has become the most critical market signal, and how investors and governments can navigate an increasingly unpredictable global landscape. 

Key Learnings:
Geopolitics now drives markets
Sanctions and tariffs are weakening
Energy is the key market signal
This is a structural global shift

0:00 Intro
2:58 Strategic mistakes currently taking place in the Iran-US War
6:38 They knew it was going to happen
8:44 Is this instability or permanent change?
15:22 Are sanctions still strong strategic tools?
25:02 Are tariffs still impactful?
33:14 Is energy the most significant market signal today?
40:59 How do governments and nations build resilience in an unpredictable world?
49:27 Why have international indicators been deteriorating?
54:14 Biggest geopolitical risks coming up 
59:25 How should traders and investors analyze the current situation?

Follow Lawrence:
X: https://x.com/LawDavF/
Substack: https://substack.com/@lawrencefreedman454213

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Website: https://hmarkets.com/ 

Jimmy Martinez von Korff is an entrepreneur, advisor and technology executive working at the intersection of aviation, digital media, and sports innovation. He is the Co-Founder & Executive Chairman Immfly & NIAN Sports Fund Advisor, focusing on transforming passenger experiences, advancing in-flight connectivity, and exploring how technology is reshaping fan engagement and the global sports industry.

In this episode, we explore why airline connectivity is still a challenge, why large industries struggle to adopt new technology, how the concept of the digital cabin is evolving, and the growing intersection between aviation, sports, and entertainment.

Key Learnings:
Innovation struggles in legacy industries
Passenger experience drives airline strategy
Technology is reshaping aviation and sports
Partnerships unlock industry transformation

0:00 Intro
3:24 Jimmy’s background
5:12 Why is airline connectivity still a struggle?
10:40 Why airlines hesitate to add new tech?
13:31 Airline business models
17:41 Implementation is the biggest challenge
19:11 In-flight entertainment
24:18 Comfort is the priority
26:13 The Digital Cabin
28:03 Synergies between airline (Immfly) & sports industries (NIAN Fund)
34:43 NIAN Fund & Investments
43:00 Fan engagement
47:11 What makes partnerships successful
52:47 Which industry has the highest growth potential?
55:50 Being financially sustainable as a business

Follow Jimmy:
Linkedin: https://www.linkedin.com/in/jimmy-martinez-von-korff-5566b735/
Website: https://www.immfly.com/

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Website: https://hmarkets.com/ 

Morgan Housel is a New York Times bestselling author, investor, and one of the most influential voices in modern finance. His books The Psychology of Money, Same as Ever & The Art of Spending have sold millions of copies worldwide and his work focuses not on spreadsheets and stock picks but on the psychology behind how we think, spend, save, and measure success.

In this episode, we unpack money value systems, why saving is really buying independence, how spending signals identity, and what it actually takes to live a financially meaningful life in a world obsessed with more.

Key Learnings:
Money decisions are emotional, not rational
Saving is buying freedom, not wealth
Spending is signaling identity
Wealth depends on expectations, not income

0:00 Intro
2:51 Money value systems
6:27 Morgan's inspiration for his books
10:40 Accepting the motives for your decisions
14:19 Spending & signaling
18:29 Financial literacy and kids
23:11 Saving is buying independence
27:10 How do we stop chasing money?
33:14 Expectations
36:24 Passive income
40:49 Is it easier or harder to make money today?
45:30 Why its hard to learn finance?
49:34 How to block out the noise?
53:03 Setting financial goals
56:50 Formula for a good life
59:59 How does Morgan measure his impact?

Follow Morgan:
Instagram: https://www.instagram.com/morganhousel/?hl=en
X: https://x.com/morganhousel?lang=en
Website: https://www.morganhousel.com/

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Website: https://hmarkets.com/

Luis García is a former professional footballer who has successfully transitioned from life on the pitch to the boardroom. After a stellar career, he stepped into leadership as CEO of Johor Darul Ta’zim (JDT), helping transform the club into one of Asia’s most sustainable and professionally run football organizations.

In this episode, we explore the business side of football, the financial realities athletes face after retirement, and what it really takes to move from player to business owner.

0:00 Intro
3:59 Luis’ background
6:42 Post Retirement
10:01 The business side of football
15:57 Becoming CEO of JDT
20:34 Building a sustainable club
24:25 Athletes & financial literacy
32:44 Going from player to business owner
37:42 Giving back to community
40:59 Building a successful team
44:01 Luis’ legacy

Follow Luis:
Instagram: https://www.instagram.com/luchogarcia14/
Website: https://luisgarciaofficial.com/

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Website: https://hmarkets.com/ 

Racha Alkhawaja is a seasoned trader, investment strategist and was selected as one of Top 50 Most Influential Women in Finance in the Middle East by Financial News. As the Managing Partner at Gate Capital she brings over 20 years of experience in the markets and across leadership executive management roles.

In this episode we break down the realities of trading vs. investing, the biggest mistakes beginners make, how to manage fear and greed, and why financial literacy, not capital, is your secret to financial freedom.

0:00 Intro
2:29 Racha’s background
5:21 Early years on the trading floor
7:47 Why should I trade?
9:51 Trading vs Investing
13:06 The biggest mistake early traders make
17:42 Passive vs Active Investing
23:22 Risk appetite
26:02 Managing emotions / Fear & Greed
30:02 Strategy & Discipline / Noise in the market
34:22 Financial literacy
47:32 Investing is not related to capital
49:45 You need to track your trades
51:56 Trading different asset classes
59:29 Managing your money
1:02:02 Building a healthy relationship with money
1:07:54 Does money buy happiness?
1:11:42 Do your research
1:13:52 One skill to learn

Follow Racha:
Linkedin: https://www.linkedin.com/in/racha-alkhawaja-82b8446b/
Website: https://gatecapital.net/

Follow Not Just Money:
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Website: https://hmarkets.com/