Not Rich Yet But Trying

In today's episode we talk about one of the golden rules of saving - pay yourself first! We also discuss how we do this by automating our savings. We discuss in depth the two apps we love for doing this - Yotta and Qapital. See below for links!

Contact us!

Instagram - NotRichYetButTrying

Email - [email protected]

Our Favorite Personal Finance Apps and Websites

·Acorns - Get $5 when you sign up through our link - https://acorns.com/invite/UZEVET

·Qapital - Get $5 when you sign up through our link - https://get.qapital.com/vMz3XFRQGeb

·Yotta - Get 100 tickets when you sign up through our link - https://withyotta.page.link/vpYH9LHGQW7L112U7

·Webull - Get 2 free stocks when you sign up through our link - https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/

·Robinhood - Get 1 free stock when you sign up through our link - https://join.robinhood.com/melisso-515e08

·Coinbase - Get $10 in Bitcoin when you buy or sell $100 in crypto - coinbase.com/join/oleary_n6x?src=ios-link

Our favorite shopping apps for cash back

·Rakuten - literally the best. Earn cash back when you shop almost anywhere. Earn $30 (!) when you use our link and spend $30 (can you say free?) - https://www.rakuten.com/r/MELISS62337?eeid=44971

·Ibotta - cashback on groceries! —> https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos

·Fetch Rewards - also for groceries, earn gift cards. Get 2000 points ($2) when you use our link or referral code and upload a receipt. Code - Y9J3B Link - https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B

(Please note - any links provided may be referral links, which means we may benefit monetarily if you choose to use them)

We are a personal finance podcast that aims to help beginners learn how to budget, evaluate their spending, save, invest, and earn more money. Please tune in weekly for tips to change your financial outlook. *Please note we are not financial advisors and nothing we discuss should be considered advise. This is solely our opinion and any financial decisions should be researched and/or discussed with your financial advisor*

In this episode, we talk about saving for future expenses using sinking funds. This is a method in which you save smaller portions of money over a longer period of time. This helps avoid not being able to afford an important purchase and charging it on a credit card. The apps we talked about, Qapital and Yotta are linked below! We hope you enjoy :)

Contact us!

Instagram - NotRichYetButTrying

Email - [email protected]

Our Favorite Personal Finance Apps and Websites

·Acorns - Get $5 when you sign up through our link - https://acorns.com/invite/UZEVET

·Qapital - Get $5 when you sign up through our link - https://get.qapital.com/vMz3XFRQGeb

·Yotta - Get 100 tickets when you sign up through our link - https://withyotta.page.link/vpYH9LHGQW7L112U7

·Webull - Get 2 free stocks when you sign up through our link - https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/

·Robinhood - Get 1 free stock when you sign up through our link - https://join.robinhood.com/melisso-515e08

·Coinbase - Get $10 in Bitcoin when you buy or sell $100 in crypto - coinbase.com/join/oleary_n6x?src=ios-link

Our favorite shopping apps for cash back

·Rakuten - literally the best. Earn cash back when you shop almost anywhere. Earn $30 (!) when you use our link and spend $30 (can you say free?) - https://www.rakuten.com/r/MELISS62337?eeid=44971

·Ibotta - cashback on groceries! —> https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos

·Fetch Rewards - also for groceries, earn gift cards. Get 2000 points ($2) when you use our link or referral code and upload a receipt. Code - Y9J3B Link - https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B

(Please note - any links provided may be referral links, which means we may benefit monetarily if you choose to use them)

We are a personal finance podcast that aims to help beginners learn how to budget, evaluate their spending, save, invest, and earn more money. Please tune in weekly for tips to change your financial outlook. *Please note we are not financial advisors and nothing we discuss should be considered advise. This is solely our opinion and any financial decisions should be researched and/or discussed with your financial advisor*

In today's episode, we are talking about discretionary spending! Today's episode is broken into two main parts. The first is the questions you should be asking yourself prior to making a purchase. The second is how to spot sneaky advertising and avoid the temptation that comes with it. 

Contact us!

Instagram - NotRichYetButTrying

Email - [email protected]

Our Favorite Personal Finance Apps and Websites

·Acorns - Get $5 when you sign up through our link - https://acorns.com/invite/UZEVET

·Qapital - Get $5 when you sign up through our link - https://get.qapital.com/vMz3XFRQGeb

·Yotta - Get 100 tickets when you sign up through our link - https://withyotta.page.link/vpYH9LHGQW7L112U7

·Webull - Get 2 free stocks when you sign up through our link - https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/

·Robinhood - Get 1 free stock when you sign up through our link - https://join.robinhood.com/melisso-515e08

·Coinbase - Get $10 in Bitcoin when you buy or sell $100 in crypto - coinbase.com/join/oleary_n6x?src=ios-link

Our favorite shopping apps for cash back

·Rakuten - literally the best. Earn cash back when you shop almost anywhere. Earn $30 (!) when you use our link and spend $30 (can you say free?) - https://www.rakuten.com/r/MELISS62337?eeid=44971

·Ibotta - cashback on groceries! —> https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos

·Fetch Rewards - also for groceries, earn gift cards. Get 2000 points ($2) when you use our link or referral code and upload a receipt. Code - Y9J3B Link - https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B

(Please note - any links provided may be referral links, which means we may benefit monetarily if you choose to use them)

We are a personal finance podcast that aims to help beginners learn how to budget, evaluate their spending, save, invest, and earn more money. Please tune in weekly for tips to change your financial outlook. *Please note we are not financial advisors and nothing we discuss should be considered advise. This is solely our opinion and any financial decisions should be researched and/or discussed with your financial advisor*

Today's episode is a lot of fun! We share with you some of the thing we no longer spend money on. Not everything on this list might work for you, but we hope it gives you some inspiration to find things you can cut out of your budget! Tell us via Instagram and email what you don't spend money on!

Contact us!

Instagram - NotRichYetButTrying

Email - [email protected]

Our Favorite Personal Finance Apps and Websites

·Acorns - Get $5 when you sign up through our link - https://acorns.com/invite/UZEVET

·Qapital - Get $5 when you sign up through our link - https://get.qapital.com/vMz3XFRQGeb

·Yotta - Get 100 tickets when you sign up through our link - https://withyotta.page.link/vpYH9LHGQW7L112U7

·Webull - Get 2 free stocks when you sign up through our link - https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/

·Robinhood - Get 1 free stock when you sign up through our link - https://join.robinhood.com/melisso-515e08

·Coinbase - Get $10 in Bitcoin when you buy or sell $100 in crypto - coinbase.com/join/oleary_n6x?src=ios-link

Our favorite shopping apps for cash back

·Rakuten - literally the best. Earn cash back when you shop almost anywhere. Earn $30 (!) when you use our link and spend $30 (can you say free?) - https://www.rakuten.com/r/MELISS62337?eeid=44971

·Ibotta - cashback on groceries! —> https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos

·Fetch Rewards - also for groceries, earn gift cards. Get 2000 points ($2) when you use our link or referral code and upload a receipt. Code - Y9J3B Link - https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B

(Please note - any links provided may be referral links, which means we may benefit monetarily if you choose to use them)

We are a personal finance podcast that aims to help beginners learn how to budget, evaluate their spending, save, invest, and earn more money. Please tune in weekly for tips to change your financial outlook. *Please note we are not financial advisors and nothing we discuss should be considered advise. This is solely our opinion and any financial decisions should be researched and/or discussed with your financial advisor*

In this episode, we talk about finding ways to cut down on your grocery and food spending. We tell you the tips we have picked up over the years and how we have drastically cut this portion of our budget! From your kitchen to the grocery store, we cover everything you need to know to start spending less on food! Website mentioned: https://www.supercook.com/#/recipes Links to Ibotta, Fetch Rewards, and Rakuten below!

Contact us!

Instagram - NotRichYetButTrying

Email - [email protected]

Our Favorite Personal Finance Apps and Websites

·Acorns - Get $5 when you sign up through our link - https://acorns.com/invite/UZEVET

·Qapital - Get $5 when you sign up through our link - https://get.qapital.com/vMz3XFRQGeb

·Yotta - Get 100 tickets when you sign up through our link - https://withyotta.page.link/vpYH9LHGQW7L112U7

·Webull - Get 2 free stocks when you sign up through our link - https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/

·Robinhood - Get 1 free stock when you sign up through our link - https://join.robinhood.com/melisso-515e08

·Coinbase - Get $10 in Bitcoin when you buy or sell $100 in crypto - coinbase.com/join/oleary_n6x?src=ios-link

Our favorite shopping apps for cash back

·Rakuten - literally the best. Earn cash back when you shop almost anywhere. Earn $30 (!) when you use our link and spend $30 (can you say free?) - https://www.rakuten.com/r/MELISS62337?eeid=44971

·Ibotta - cashback on groceries! —> https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos

·Fetch Rewards - also for groceries, earn gift cards. Get 2000 points ($2) when you use our link or referral code and upload a receipt. Code - Y9J3B Link - https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B

(Please note - any links provided may be referral links, which means we may benefit monetarily if you choose to use them)

We are a personal finance podcast that aims to help beginners learn how to budget, evaluate their spending, save, invest, and earn more money. Please tune in weekly for tips to change your financial outlook. *Please note we are not financial advisors and nothing we discuss should be considered advise. This is solely our opinion and any financial decisions should be researched and/or discussed with your financial advisor*

In this episode, we go over ways we can lower our fixed expenses. We tell you some ways we have cut down our bills and give a lot of tips on finding discounts. We discuss lowering your utility bills, phone bills, insurance, and rent.

Contact us!

Instagram - NotRichYetButTrying

Email - [email protected]

Our Favorite Personal Finance Apps and Websites

·Acorns - Get $5 when you sign up through our link - https://acorns.com/invite/UZEVET

·Qapital - Get $5 when you sign up through our link - https://get.qapital.com/vMz3XFRQGeb

·Yotta - Get 100 tickets when you sign up through our link - https://withyotta.page.link/vpYH9LHGQW7L112U7

·Webull - Get 2 free stocks when you sign up through our link - https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/

·Robinhood - Get 1 free stock when you sign up through our link - https://join.robinhood.com/melisso-515e08

·Coinbase - Get $10 in Bitcoin when you buy or sell $100 in crypto - coinbase.com/join/oleary_n6x?src=ios-link

Our favorite shopping apps for cash back

·Rakuten - literally the best. Earn cash back when you shop almost anywhere. Earn $30 (!) when you use our link and spend $30 (can you say free?) - https://www.rakuten.com/r/MELISS62337?eeid=44971

·Ibotta - cashback on groceries! —> https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos

·Fetch Rewards - also for groceries, earn gift cards. Get 2000 points ($2) when you use our link or referral code and upload a receipt. Code - Y9J3B Link - https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B

(Please note - any links provided may be referral links, which means we may benefit monetarily if you choose to use them)

We are a personal finance podcast that aims to help beginners learn how to budget, evaluate their spending, save, invest, and earn more money. Please tune in weekly for tips to change your financial outlook. *Please note we are not financial advisors and nothing we discuss should be considered advise. This is solely our opinion and any financial decisions should be researched and/or discussed with your financial advisor*

In today's episode, we talk about taking stock of your current situation. We cover debt, assets, credit, and goals. You need to know where you are starting to figure out where you are going! App/Website Mentioned - Credit Karma https://www.creditkarma.com/

Contact us!

Instagram - NotRichYetButTrying

Email - [email protected]

Our Favorite Personal Finance Apps and Websites

·Acorns - Get $5 when you sign up through our link - https://acorns.com/invite/UZEVET

·Qapital - Get $5 when you sign up through our link - https://get.qapital.com/vMz3XFRQGeb

·Yotta - Get 100 tickets when you sign up through our link - https://withyotta.page.link/vpYH9LHGQW7L112U7

·Webull - Get 2 free stocks when you sign up through our link - https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/

·Robinhood - Get 1 free stock when you sign up through our link - https://join.robinhood.com/melisso-515e08

·Coinbase - Get $10 in Bitcoin when you buy or sell $100 in crypto - coinbase.com/join/oleary_n6x?src=ios-link

Our favorite shopping apps for cash back

·Rakuten - literally the best. Earn cash. And when you shop almost anywhere. Earn $30 (!) when you use our link and spend $30 (can you say free?) - https://www.rakuten.com/r/MELISS62337?eeid=44971

·Ibotta - cashback on groceries! —> https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos

·Fetch Rewards - also for groceries, earn gift cards. Get 2000 points ($2) when you use our link or referral code and upload a receipt. Code - Y9J3B - Link - https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B

(Please note - any links provided may be referral links, which means we may benefit monetarily if you choose to use them)

We are a personal finance podcast that aims to help beginners learn how to budget, evaluate their spending, save, invest, and earn more money. Please tune in weekly for tips to change your financial outlook. *Please note we are not financial advisors and nothing we discuss should be considered advise. This is solely our opinion and any financial decisions should be researched and/or discussed with your financial advisor*

In today's episode, we breakdown simple budgeting techniques. We cover accounting for your income, figuring out your expenses, and starting to recognize where you need to cut back. We go over a couple of our favorite apps and how to get started from scratch. Apps mentioned - Tip Tracker https://webcoastapps.com/tipsee-tip-tracker/ Truebill https://www.truebill.com/ and Honeydue https://www.honeydue.com/ 

Contact us!

Instagram - NotRichYetButTrying

Email - [email protected]

Our Favorite Personal Finance Apps and Websites

· Acorns - Get $5 when you sign up through our link - https://acorns.com/invite/UZEVET

· Qapital - Get $5 when you sign up through our link - https://get.qapital.com/vMz3XFRQGeb

· Yotta - Get 100 tickets when you sign up through our link - https://withyotta.page.link/vpYH9LHGQW7L112U7

· Webull - Get 2 free stocks when you sign up through our link - https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/

· Robinhood - Get 1 free stock when you sign up through our link - https://join.robinhood.com/melisso-515e08

· Coinbase - Get $10 in Bitcoin when you buy or sell $100 in crypto - coinbase.com/join/oleary_n6x?src=ios-link

Our favorite shopping apps for cash back

· Rakuten - literally the best. Earn cash. And when you shop almost anywhere. Earn $30 (!) when you use our link and spend $30 (can you say free?) - https://www.rakuten.com/r/MELISS62337?eeid=44971

· Ibotta - cashback on groceries! —> https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos

· Fetch Rewards - also for groceries, earn gift cards. Get 2000 points ($2) when you use our link or referral code and upload a receipt. Code - Y9J3B - Link - https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B

(Please note - any links provided may be referral links, which means we may benefit monetarily if you choose to use them)

We are a personal finance podcast that aims to help beginners learn how to budget, evaluate their spending, save, invest, and earn more money. Please tune in weekly for tips to change your financial outlook. *Please note we are not financial advisors and nothing we discuss should be considered advise. This is solely our opinion and any financial decisions should be researched and/or discussed with your financial advisor*

Welcome to our first episode! Thanks so much for listening! Today we will tell you about our plans for future episodes. Please make sure to rate and subscribe - it will really help our little show a lot!! :) 

Contact us!

Instagram - NotRichYetButTrying

Email - [email protected]

Our Favorite Personal Finance Apps and Websites

· Acorns - Get $5 when you sign up through our link - https://acorns.com/invite/UZEVET

· Qapital - Get $5 when you sign up through our link - https://get.qapital.com/vMz3XFRQGeb

· Yotta - Get 100 tickets when you sign up through our link - https://withyotta.page.link/vpYH9LHGQW7L112U7

· Webull - Get 2 free stocks when you sign up through our link - https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/

· Robinhood - Get 1 free stock when you sign up through our link - https://join.robinhood.com/melisso-515e08

· Coinbase - Get $10 in Bitcoin when you buy or sell $100 in crypto - coinbase.com/join/oleary_n6x?src=ios-link

Our favorite shopping apps for cash back

· Rakuten - literally the best. Earn cash. And when you shop almost anywhere. Earn $30 (!) when you use our link and spend $30 (can you say free?) - https://www.rakuten.com/r/MELISS62337?eeid=44971

· Ibotta - cashback on groceries! —> https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos

· Fetch Rewards - also for groceries, earn gift cards. Get 2000 points ($2) when you use our link or referral code and upload a receipt. Code - Y9J3B - Link - https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B

(Please note - any links provided may be referral links, which means we may benefit monetarily if you choose to use them)

We are a personal finance podcast that aims to help beginners learn how to budget, evaluate their spending, save, invest, and earn more money. Please tune in weekly for tips to change your financial outlook. *Please note we are not financial advisors and nothing we discuss should be considered advise. This is solely our opinion and any financial decisions should be researched and/or discussed with your financial advisor*