Note Night in America

Note Night in America

By The "Note Guy" Scott CarsonBusinessEntrepreneurshipInvestingCareers
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Note Night in America episodes

  • Mastering AI-Driven Content Marketing: A Real Estate Investor’s Secret Sauce with Logan Hassinger

    Stop Chasing Algorithms and Start Answering Questions: The New Era of Content Marketing

    Introduction


    In an era where traditional advertising costs are skyrocketing, and organic social media reach is plummeting to less than 2%, how does a small business owner or real estate investor stand out? The "old way"—dumping thousands of dollars into Google Ads or mindlessly boosting Facebook posts—is increasingly resulting in a big fat zero for ROI. Enter Logan Hassinger, a real estate investor turned marketing maven who has cracked the code on "omnipresence." By leveraging AI to create deep, answer-based content, Logan has transformed how local businesses dominate their niches without the "school of hard knocks" price tag.


    5 Key Topics Covered in This Episode

    • The Myth of Social Media Dominance: Many entrepreneurs focus 100% of their effort on platforms like Facebook, unaware that less than 2% of their followers actually see their content. True growth comes from diversifying where your brand lives.
    • The Power of Answer-Based Content: Search engines like Google are "dying for content" that provides direct answers to specific consumer pain points. Instead of broad trends, focus on specific questions like "Why is my AC making a clicking noise?" to capture high-intent traffic.
    • Implementing the "Content Octagon": Don't let your content die on one platform. Learn how to take a single topic and reformat it into blog posts, YouTube videos, infographics, podcasts, and news articles to ensure you are everywhere your customer is.
    • AI-Driven Deep Research Workflow: Logan shares his exact tech stack—using tools like Google Gemini for deep research and Claude for high-quality writing—to produce 4,000-word blog posts that establish authority and build trust with "DIY" searchers.
    • Building Domain Authority Through Mass Distribution: Learn how small-town news mentions and strategic backlinks can move a website from a "zero" blip on the radar to a high-authority site that Google trusts to show to searchers.


    The secret sauce for 2026 isn't about having the biggest ad budget; it’s about having the most helpful content. By listening to the "dumb" questions your customers ask on the phone and turning those into detailed online resources, you build a trust factor that ads simply can't buy. Whether you are a real estate investor searching for motivated sellers or a trade professional looking for more calls, the path to the top of the search results is paved with consistency and a willingness to provide value before asking for a sale. Stop refreshing your empty analytics and start building your content octagon today. 


    Connect with Logan HERE! or via email at [email protected]



    Watch the Original Video HERE!


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    56 min
  • INVESTORS & REALTORS WANTED: Playing Monopoly with Distressed Deals Across The USA

    Are you tired of chasing the same tired foreclosure lists that every other investor in town is already cold-calling? In today’s market of chaos and distressed debt, the real "Monopoly" winners aren't just collecting $200 for passing Go—they are finding the deals six to twelve months before they ever hit the public radar.


    In this episode, Scott Carson pulls back the curtain on a massive influx of distressed debt hitting the market. We’re talking about "loan level" data on thousands of notes across the country where borrowers are 6, 12, or even 24 months behind on payments. Whether you are a "hustler" looking for your next creative real estate deal or a realtor hungry for fresh listing leads, this episode shows you how to tap into a private stream of opportunities that most people don't even know exist.


    What You’ll Learn in This Episode:
    • The "Crumb Investor" Advantage: Why you don't need a billion-dollar license to profit from the massive portfolios being moved by banks and hedge funds.
    • Deep-Dive Data: Understanding "loan level" information, including exact addresses, equity positions, and exactly how many months a borrower is in default.
    • Creative Exit Strategies: How to turn these distressed leads into "Subject To" deals, owner financing opportunities, or traditional listings.
    • Geographic Opportunities: Why this isn't just a Texas or Florida play—opportunities are popping up in New York, New Jersey, and even Alaska and Hawaii.
    • The Partnership Model: How to work with Scott to get these leads delivered to your inbox once or twice a month, either through a small fee or a referral relationship.
    • Due Diligence Support: How Scott’s team can now assist with BPOs, O&Es, and other critical due diligence documents for your deals.


    Are You Ready to Jump on the Board?

    The market isn't "bad"—it's just changing. If you are willing to pick up the phone, knock on a door, or start a mail campaign, there is plenty of room on the Monopoly board for you. Don't wait for the foreclosure auction; get the lead while the borrower is still in the early stages of default and nobody else is looking.


    Watch the Original Video HERE!


    Book a Call With Scott HERE!


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    Join Note Night in America community today:

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    11 min
  • How To Make Six Figures and an Infinite Return Arbitraging Performing Notes

    Are you tired of the "dark side" of real estate—dealing with toilets, tenants, and trash? In this episode, Scott Carson, "The Note Guy," pulls back the curtain on a real-world case study in Texarkana to show you how to become the bank, not the landlord. We dive deep into a performing note deal on a $65,000 property that delivers a staggering 16% return—or even an infinite return if you know how to structure the arbitrage. Whether you are looking to invest a small amount of your own capital or want to learn how to raise private money using Self-Directed IRAs, this episode provides the blueprint for building a cash flow machine without the headaches of traditional property management.


    What You’ll Learn in This Episode
    • The Texarkana Case Study: A breakdown of a 3-bedroom, 2-bath asset sold on owner-finance terms with a 13% interest rate.
    • The Math of a 16% ROI: How buying a performing note at 80% of the Unpaid Principal Balance (UPB) creates immediate equity and high-yield cash flow.
    • The "Infinite Return" Strategy: How to use private money at 8–10% to fund 85% of a deal while you keep the difference in interest and a "cha-ching" on the front end.
    • The Three "Cha-Chings": Identifying profit centers on the front end (origination/funding difference), the middle (monthly cash flow), and the back end (payoff/refinance).
    • The 6-Figure Blueprint: Why you only need approximately 20 "small" deals to generate over $100,000 in annual income.
    • SDIRA Secrets: How to find the 6 to 9 private investors you need to raise $1,000,000 for your note portfolio.
    • Foreclosure as a Safety Net: Understanding why Texas is a "friendly" state for note holders, allowing for a 90-day foreclosure process if a borrower stops paying.
    • Asset Appreciation: How a $65,000 property can grow to $100,000 over 10 years, increasing your security and potential REO profit.
    • 11 Exit Strategies: From "The Flip" to "The Flow," learn the various ways to monetize both performing and non-performing notes.
    • Market Insights for 2026: Why note buying is the smartest strategy in a landscape where traditional REOs and wholesale deals no longer make sense.

    Stop flipping burgers and start flipping notes. Real estate investing in 2026 is about being a "Lienlord" and leveraging the power of the bank. If you're ready to master the fundamentals and start your journey toward a 6-figure side hustle, don't miss our upcoming 3-day Virtual Note Buying Workshop. We offer a 100% money-back guarantee because we know this proven plan has helped thousands of investors succeed. Visit NoteBuyingForDummies.com to grab your seat at 50% off and start building your cash flow machine today!



    Watch the Original Video HERE!


    Book a Call With Scott HERE!


    Sign up for the next FREE One-Day Note Class HERE!


    Sign up for the WCN Membership HERE!


    Sign up for the next Note Buying For Dummies Workshop HERE!


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    30 min
  • Navigating the Wild West of Texas Note Deals: Red Flags & Real Returns
    Navigating the Wild West of Texas Note Deals: Red Flags & Real Returns

    Have you ever been sent a deal that looks too good to be true, or perhaps just a little... "off"? In this special edition of Note Night in America, we’re pulling back the curtain on a recent tape of 76 performing Texas notes. While the high interest rates and rural charm might catch your eye, the real story lies in the due diligence. Join us as we dissect a "daisy chain" of brokers, hunt down the truth through county records, and show you exactly how to calculate if a low-balance note is a diamond in the rough or a high-cost headache. Whether you’re a seasoned pro or a "note buying for dummies" student, this deep dive into the "Spidey senses" of investing is a masterclass you can't afford to miss.


    Key Topics Covered in This Episode:
    • Identifying "Joker Brokers" & Daisy Chains: How to spot when a deal is being passed through too many hands and why not being "direct to the seller" can frustrate your negotiations.
    • The "Spidey Sense" of Due Diligence: Why a lack of loan numbers, third-party servicing, or RMLO (Registered Mortgage Loan Originator) verification should be an immediate red flag for any investor.
    • Deep-Dive Research Techniques: Learn how to use batch geo-mapping, county deed searches, and lender website audits to verify the "hustle" and find the true origin of the notes.
    • The Math of Arbitrage: A step-by-step breakdown of buying notes at 80% of the Unpaid Principal Balance (UPB) while funding them with private money at 85% to create instant "up-front" profit and long-term cash flow.
    • Texas High-Cost Loan Hazards: Understanding the risks of interest rates exceeding 10% in Texas and how low down payments (under 10%) can complicate foreclosures.
    • Amortization & Exit Strategies: How to use amortization tables to determine exactly when you must sell a note before the balance drops below what you owe your investors.
    • Rural Property Realities: The challenges of getting accurate BPOs (Broker Price Opinions) in small towns like Alice, Spur, and Sweetwater, and why "windshield time" is sometimes the only way to verify value.


    Closing thoughts:

    Success in note investing isn't just about finding a list; it's about having the discipline to walk away when the numbers—or the stories—don't add up. We appreciate the hustle of every new investor, but our goal is to ensure you’re making bids that actually close and protecting your reputation with your funding partners. Don't let a "daisy chain" wrap you in knots. Take these lessons, sharpen your research tools, and keep marketing. We'll see you at the top!


    Watch the Original VIDEO HERE!


    Book a Call With Scott HERE!


    Sign up for the next FREE One-Day Note Class HERE!


    Sign up for the WCN Membership HERE!


    Sign up for the next Note Buying For Dummies Workshop HERE!

    46 min
  • Stop Buying Dead Leads: A 21st-Century Guide to Real Estate Debt Investing
    Stop Chasing "Dead Wood": The Modern Strategy for Real Estate Note Investing

    The real estate market is shifting, and for note investors, the old ways of finding deals are quickly becoming obsolete. In this episode of Note Night in America, Scott Carson dives deep into why most investors are struggling to find quality owner-financed notes and, more importantly, how to pivot toward a 21st-century marketing strategy. If you’ve been spending thousands on direct mail only to get a 1% response rate, it’s time to stop chasing "dead wood" and start targeting the sources that actually hold the keys to the kingdom.

    The State of the Market: 2026 and Beyond

    Understanding the current landscape is the first step to successful investing. While foreclosure inventories remain below pre-pandemic lows, the "top of the funnel" tells a different story:


    • Rising Delinquencies: 30-day and 90-plus day delinquencies have consistently been at or above pre-pandemic levels for the last 18 months.
    • Foreclosure Starts: We are seeing dramatic increases, with foreclosure starts reaching 95% of pre-pandemic levels.
    • The "Crumb" Side of Business: Success right now isn't about buying massive portfolios; it’s about making one-off offers on non-performing debt by working directly with lenders.


    Why Your Current Leads Are "Dead Wood"

    Scott pulls no punches when it comes to traditional lead lists. The "dead wood" refers to recycled, old leads that make you look unprepared on the phone.


    • The 85/15 Rule: 85% of seller carryback loans are one-off transactions where the seller only holds one note. Only 15% are repeat investors who create a reliable stream of deals.
    • Ineffective Marketing: Sending postcards to owner-finance leads often results in less than a 1% response rate—a massive waste of time and capital for new investors.
    • The RMLO Gold Mine: Instead of chasing one-off note holders, you should target Registered Mortgage Loan Originators (RMLOs). In Texas alone, there are over 60,000 licensed RMLOs who are the gatekeepers to quality, compliant paper.


    How to Find Deals Like a Pro

    To succeed in today's market, you must move beyond Facebook groups and embrace professional networking tools like LinkedIn and NMLS data.

    • The LinkedIn Strategy: Use specific search terms to find decision-makers. Target "Special Asset Managers," "Chief Credit Risk Officers," "Secondary Marketing Managers," or "Whole Loan Traders" for institutional debt.
    • Targeting the 15%: Search for "Seller Financing Experts" or "Owner Financing RMLOs" to find the professionals who originate quality notes regularly.
    • Leverage Servicing Companies: Use the NMLS consumer access page to find the 235+ servicing companies nationwide. Reach out to their business development teams to see if they have clients looking to sell notes.
    • The "Relationship" Approach: Take local real estate attorneys or title company reps to lunch. One good relationship with a professional who handles owner-financing is worth more than a 10,000-piece mailer.

    The secret to winning in the note business isn't working harder; it’s marketing smarter. By shifting your focus from "dead wood" direct mail to high-level professional relationships with RMLOs, asset managers, and servicers, you position yourself to see the deals that never hit the public forums. It’s 2026—your marketing should reflect the technology and data available to you today. Stop fishing in empty ponds and start building the network that feeds you for a lifetime.


    Watch the Original Video HERE!


    Love the show? Subscribe, rate, review, and share!

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    50 min
  • What Tasks Should You Delegate to a Virtual Assistant For Your Note & Real Estate Investing
    The Secret Weapon for Scaling Your Real Estate Business

    Are you a "solopreneur" working a demanding nine-to-five while trying to build a real estate empire in the margins of your day? Most part-time investors find that marketing and due diligence are the first things to fall off the plate when they get home exhausted at 6:00 PM. But if you want to reach six figures in your first year, you cannot keep doing $15-an-hour tasks and expect a high-level bank account. In this episode, we’re diving deep into the tactical side of leveraging virtual assistants (VAs) to clone your efforts, automate your systems, and ensure your business is working—even while you’re asleep.


    Key Strategies for Leveraging a Virtual Assistant
    • Automated Due Diligence & Spreadsheet Scrubbing: Instead of manually checking every asset on a tape, a trained VA can "scrub" your spreadsheets to pull Zillow values, rental rates, and back taxes. They can even save property photos into a Dropbox and run preliminary calculations based on your specific formulas, delivering a narrowed-down list for your final review.
    • Dominating Local Markets via Direct Marketing: A VA can act as your "social sleuth," performing skip tracing to find borrower phone numbers and emails or pulling IRA investor contacts directly from county records. They can manage your entire marketing funnel—from designing postcards in Canva to executing mail merges and scheduling email blasts in your CRM—so your outreach stays consistent without you lifting a finger.
    • Social Media & Content Management: Don't let your social profiles become a "ghost town." VAs can take your recorded podcast audio or video and transform it into YouTube descriptions, blog posts, and LinkedIn newsletters. They can also manage your Facebook groups, design daily marketing graphics, and ensure your "30 by 30" marketing matrix is executed every single day.
    • High-Level Asset Management & Outreach: Beyond simple admin tasks, VAs can handle the heavy lifting of calling bank asset managers or research probate leads in specific counties. They can also serve as a "contract-to-close" manager, coordinating between attorneys, loan processors, and service providers to ensure your deals move from a signed contract to a funded asset smoothly.
    • The ROI of Delegation: While a quality real estate VA typically costs between $10 and $12 an hour, the return on investment is massive. For roughly $850 a month, you gain 20 hours of weekly productivity that allows you to focus on the "big rocks"—finding deals and raising capital. This system replaces the need for expensive local office space and full-time staff while providing a 24/7 engine for your business growth.

    Success in real estate investing isn't about working harder; it's about working smarter by delegating the tasks that are below your pay grade. As we move through 2026, the gap between the "hobbyists" and the "heavy hitters" will be defined by who uses the tools of automation and delegation most effectively. Don't wait for "perfection" to start marketing—perfection is the enemy of results. Take action today, find a partner like Riva Global to help you staff up, and start focusing on the big-money moves that will actually change your life.


    Ready to stop doing it all yourself? Book a call at talkwithscottcarson.com to discuss how we can help you systematize your note business for the new year!


    Watch the original Video HERE!


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    35 min
  • For Sale: Breaking Down 1300 Seasoned Owner-Financed Notes
    Mastering the Tape: Strategies for High-Volume Note Investing

    Welcome to a special edition of Note Night in America! It is hard to believe that 2026 is already nearly a sixth of the way through. Time flies when deals are crossing your plate, and tonight we are diving deep into a massive new "tape" of 1,317 owner-financed notes that just hit the market. Whether you are a seasoned pro or just getting your feet wet, the sheer volume of opportunities available right now—especially across states like Texas, Florida, and Arizona—is staggering. We are breaking down how to stop "falling in love" with a single deal and instead start bidding at scale to ensure you actually get assets under contract.


    Five Key Takeaways from the 1,300+ Note Tape
    • Don't Over-Analyze the Front End: Many investors waste hours on bid work; if you spend more than 30 minutes on a tape like this, you are over-thinking it.
    • Bidding Without Addresses: High-level sellers often "mask" addresses to protect the privacy of their portfolios; you must learn to bid based on provided AVMs and ZIP codes, with the understanding that bids can "fade" once full due diligence begins.
    • Targeting Double-Digit Yields: For performing notes, the goal is often a 16% yield on cash flow, allowing you to pay your investors a solid 7–9% while keeping the spread.
    • Geographic Opportunities: While Texas leads the current tape with 425 notes, surprising opportunities are popping up in places like Alaska, which has 17 notes available—the most we've ever seen there.
    • The Power of Volume: Instead of bidding on two notes, bid on twenty; increasing your volume significantly raises your chances of successful acquisitions in a competitive market.


    As we prepare for our upcoming three-day workshop in Austin, the focus remains on real-world application. From leveraging AI to finding deals and raising capital, the landscape of note buying is shifting. The world has changed quite a bit in the last year, and staying updated with new marketing tactics and vendor networks for BPOs and title work is essential for success.


    The window to act on this current tape is small, with bids due in just 48 hours. Success in this industry isn't about finding the "perfect" note; it’s about understanding the numbers, staying disciplined with your yields, and having the courage to submit offers across multiple states. If you’re ready to take your portfolio to the next level, it’s time to dive into the spreadsheets and start bidding. We’ll see you at the top!


    Watch the Original VIDEO HERE!



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    1 hr 12 min
  • How To Create Cashflow & Stack Big Checks With Notes in 2026

    Unlocking Wealth: Why 2026 is the Year of the "Lien Lord"


    Are you tired of the "Three Ts" of real estate—Toilets, Tenants, and Trash outs? In a market where traditional deals are drying up and competition is fierce, seasoned investor Scott Carson is showing both new and experienced investors how to stop being a landlord and start being the bank. Welcome to the world of note investing, where you can stack massive cash flow and collect six-figure checks by purchasing distressed debt directly from banks at steep discounts.


    Whether you're looking to supercharge your self-directed IRA or find a passive way to exit the fix-and-flip grind, this episode dives deep into real-world case studies—from $300-a-month steady cash flow to $250,000 gross profits on a single deal. It’s time to move past the outdated strategies of the 90s and learn how to leverage AI and bank relationships to build a premier deal flow in today's economy.


    Key Takeaways from the Workshop:


    -Becoming the Bank: Note investing allows you to earn above-average returns without the headaches of physical property management by purchasing first-lien mortgages at 70% of the value or less.


    -Direct Bank Deal Flow: Learn how to bypass the MLS and foreclosure auctions by getting deal lists directly from the 5,000+ registered banks and 19,000+ lending institutions that need to move bad debt off their books.


    -Diverse Exit Strategies: Discover 11 different ways to profit, including rehabbing the borrower to reinstate payments for long-term cash flow, offering "cash for keys" to gain equity, or foreclosing to sell the property as a fix-and-flip.


    -Funding with OPM: You don't need millions to start; Carson explains how to use Other People’s Money (OPM) or self-directed IRAs to fund deals, allowing for tax-free growth and infinite rates of return.


    -Modern Marketing & AI: Stay ahead of the competition by utilizing AI tools and automated marketing strategies designed for the 2026 market to identify "duds" during due diligence and find the best "cherry-picked" notes.


    The "sexy side" of real estate isn't about swinging a hammer; it's about owning the paper. If you're ready to stop chasing deals and start having banks send them to you, join the upcoming Austin Virtual Note Buying Workshop from February 27th to March 1st. With a 100% money-back guarantee and a tuition refund if you close a deal in your first six months, there’s no reason to stay on the sidelines. Visit http://notebuyingfordummies.com to claim your 50% discount and start your journey to becoming a "Lien Lord" today!


    Watch the Original Video HERE!


    RSVP Your Spot To The Note Buying Workshop HERE!


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    29 min
  • A Tale of Two Tapes - 50 EBOs and 60 CFDs
    The Tale of Two Tapes: Unlocking Profits in the Note Investing Market

    In the world of real estate, there are those who chase physical property, and then there are the "gentle note investors" who look for the hidden gold within the paper. Channeling a bit of Charles Dickens—and perhaps a touch of Bridgerton—Scott Carson recently took to the airwaves for "Note Night in America" to break down two distinct, high-potential investment opportunities. Whether you are looking for the steady rhythm of performing land contracts or the complex, high-reward puzzle of early buyouts (EBOs), the current market is ripe for those ready to take action. Let's dive into the "Tale of Two Tapes" and see where the smart money is moving as we head into the new season.

    Key Takeaways from This Episode:


    • Exploring the Power of Performing Contracts for Deed: A featured tape included 60 performing contracts for deed (land contracts) primarily centered in Wichita, Kansas. These assets offer a mixture of "rough" properties that were fixed up and owner-financed, as well as new construction homes. These notes boast attractive interest rates between 6.5% and 9.5%, often yielding double-digit returns (10-20%) when purchased at a discount.


    • The Strategic Advantage of EBOs (Early Buyouts): The second tape consisted of 50 nonperforming FHA and VA loans, known in the industry as Early Buyouts. These assets often feature trial payment plans or active foreclosure actions. Investors can find opportunities here by either finishing the foreclosure to gain the property or benefiting from the modified payment plans once the borrower gets back on track.


    • Navigating Tax Implications and Loan Modifications: Buying a note during a trial payment plan requires careful tax planning. If a loan modifies permanently, the IRS may attempt to tax you based on the full loan amount; however, investors can mitigate this by submitting third-party valuation forms to establish a more accurate cost basis based on the purchase price.


    • The "Conversion" Strategy for Higher Yields: For land contracts, there is a unique opportunity to convert them into traditional 30-year mortgages. By working with a Registered Mortgage Loan Originator (RMLO), investors can formalize the paperwork, potentially increasing the asset's long-term value and stability while keeping the existing borrower in place.


    • Hyper-Local Focus vs. National Spread: The tapes showed two different geographical strategies: the 60 land contracts were centrally located in the Wichita market, allowing for easier local oversight. In contrast, the 50 EBOs were scattered across the country, including New York, Texas, Florida, and California, requiring a broader understanding of state-specific foreclosure timelines and bankruptcy laws.


    Whether you're falling in love with the cash flow of Kansas or navigating the legal intricacies of nonperforming loans, the message is clear: the most successful investors are the ones who stay "in the game" and keep making offers. Note investing isn't just about the numbers on a spreadsheet; it’s about finding the opportunity within the problem. As the baseball season kicks off and the market heats up, now is the time to sharpen your due diligence and build your portfolio.


    Watch the Original VIDEO HERE!



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    39 min
  • How Arizona Legislators Are Trying To Kill Real Estate Investing: AZ HB2486
    Arizona's Legislative Shenanigans: Why HB2486 is a Disaster for Distressed Real Estate


    Gather 'round, folks, because Arizona just dropped a legislative bombshell that's so pants-on-fire ridiculous, it makes my hair hurt. We're talking about HB2486, a bill so aggressively anti-investor it’s practically a blueprint for how not to help distressed homeowners. And let me be crystal clear: this isn't just some anti-wholesaling fluff; this thing targets every single investor – flippers, buy-and-hold, even your grandma doing a creative deal!

    The government, bless its meddling heart, wants to dictate how much you can pay for a distressed property. Because, apparently, two consenting adults deciding on a fair price is just too much freedom. If this passes, say goodbye to viable solutions for struggling homeowners and hello to a tsunami of foreclosures. We need to stop this legislative train wreck NOW.


    Here's why HB2486 is a colossal pile of legislative horse manure:

    • You're an "Equity Purchaser" (aka, a Villain!): If you acquire property, don't plan to live in it for 12 months, and intend to make a profit (you know, like a business?), congrats! You're an "equity purchaser." This bill doesn't care if you assign, double close, or use cash – if you're an investor, they're coming for you.
    • "Distressed" Means Whatever They Say It Means: A property is "distressed" if the seller is delinquent, received a foreclosure notice, OR – get this – believes they might default soon. So, if a homeowner has a bad dream about defaulting, your deal might be toast. Makes perfect sense, right? (My sarcasm meter just broke).
    • The Infamous 82% Rule & Escrow's New Big Brother Role: This is where it gets crazy. You CANNOT buy a distressed property for less than 82% of its as-is fair market value. Period. No exceptions. Escrow and title companies are now legally prohibited from closing if this arbitrary threshold isn't met. So, the government, not the market or the homeowner, decides what a property is worth.
    • Creative Financing: Poof! It's Gone: Sub-to? Forget it. All liens must be paid in full at closing. Seller financing, wraps, installment sales? Banned – the seller can't extend credit. Rent-backs/lease-backs? Limited to a laughable 20 days post-closing. This bill isn't just anti-creative finance; it's a full-on annihilation of options.
    • Wholesaling Gets a Bullet to the Head: Wholesaling at 82% of FMV is like trying to make a profit selling lemonade in a snowstorm. Impossible. Plus, if you're non-licensed, you're limited to ONE deal per year. Two or more? You need a license. It’s like they want to ensure only the most incompetent can survive.


    This bill, introduced by Rep. Oscar de Los Santos, doesn't protect homeowners; it removes their viable options, pushing them closer to foreclosure. It criminalizes standard, consensual real estate transactions and turns neutral transaction facilitators into government price police. This is excessive government control, plain and simple.


    If you value free markets, property rights, or simply believe distressed homeowners deserve options beyond a one-way ticket to foreclosure, now is the time to act. Go to THIS LINK NOW, contact the state representatives handling the bill, email them and tell them why they need to oppose this bill. Let's send a clear message: Arizona needs smart solutions, not legislative suicide.


    Watch the Original VIDEO HERE!


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    20 min

About Note Night in America

From the publisher's feed

Unlock Six Figures & Beyond in Distressed Debt Investing.

Welcome to "Note Night in America," the essential weekly podcast for savvy real estate…