One Vision Podcast — Fintech, Banking, and AI with Theodora Lau

Recent market volatility has decimated fintech valuations and funding has become harder to come by. Instead of growth at all costs, startups are facing increased pressure to show profit. In this new episode of One Vision, Theo chats with Tiffani Montez, Principal Analyst at Insider Intelligence, on the era of uncertainty. Can neobanks continue to drive user growth rates and move to black fast, while weathering regulatory changes and intense competition? How will BNPL evolve as delinquency goes up and economic uncertainty continues? And as big tech pushes further into financial services, how will the industry respond?

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

When we reflect upon who we are and where we are in our career path, who has influenced us the most in our journey, to become the person we are today? In this episode of One Vision, we welcome the return of our co-host Stephanie Foster, as we chat with Dana Wilson, CEO and Founder of CHIP, on wealth management and the importance of empowering others to live their financially authentic lives. There is no magic bullet — nor a single set of remedies — when it comes to fostering diversity and inclusion. From family endowment, education, employment, access to finance, to representation, and social attitudes, there are many factors that influence both equality of opportunity and equality of outcomes. But if we are intentional about creating space for others at the table, and making sure people are seen and their voices are heard, we can fight for — and effect change — together. We belong here.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

2022 has been an eventful year, to say the least. From positive gains in financial inclusion, to crypto winter and the Metaverse, much is evolving. What will be the new players in the emerging Web3 ecosystem as we continue to iterate? And what role will traditional finance play? In this episode of One Vision, we chat with Lex Sokolin, Head Economist at ConsenSys, about what’s next for fintech innovation, cryptocurrency, and regulations, as he moves with the edge of the world.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

Unfettered data collection coupled with powerful emerging technologies have given rise to a new digital era. With so much data at our fingertips, how do we separate information from misinformation and propaganda, and parse facts from fiction? Just because something is trending, it doesn’t mean it’s real. In this episode of One Vision, we chat with Alaric Aloor, CEO and Co-Founder of Archonsec, and advisor for MATR Ventures, about the benefits and perils of technology. In a world of fractured conversations, sound argument is becoming a lost art and insanity can be contagious. Unless collectively, we are willing to learn and do what is right to solve the hard problem — with intention — together. But will we?

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

Can you believe that Finovate turns 15 this year? The Disneyland of Fintech, as Bradley would call it, has played a pivotal role in moving the fintech ecosystem forward and bringing us together from all corners of the world. In this episode of One Vision, we chat with Greg Palmer and David Penn on what goes on behind the scenes and share some of our most memorable moments. One of the best things about Finovate is, and has always been, about the community. Times might change and tech might evolve; but some things always stay the same: The best times are spent together with our friends at Finovate. 

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

Is cryptocurrency a gamble or an investment? Can it truly be an enabler of financial inclusion? Recently, Charlie Scharf, CEO of Wells Fargo, remarked that "crypto can be worth something as long as someone believes it's worth something." From cryptocurrencies to stablecoins to Central Bank Digital Currencies (CBDC), what is the next version of capital markets and what does the future hold? In this episode of One Vision, Theo and Arun chat with Richard Turrin about the aftermath of the Terra Luna crash, the ripple effect for decentralized finance, regulatory differences between regions, and potential path forward.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

Is fintech transitioning from teenager to adulthood? If so, how do we learn and grow together as a force for good? Are we making the right choices? And how can we help shape the future of this industry, from what we do, to who we include at the table, and how we get there? In this episode of One Vision, Theo chats with Raf De Kimpe about the upcoming Fintech Week London (July 11-12). With a full suite of partners including the Department for International Trade, London & Partners, and the City of London, along with conference topics ranging from open finance, identity, big banks and big tech, to crypto, sustainability, and fintech for good, there will be no lack of thought-provoking conversations. It’s time to celebrate the human connections, make memories, and be part of something truly special. 

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

It’s been said that the metaverse could be the next trillion-dollar opportunity. From retail and fashion, to gaming, sports, and even financial services, brands are actively trying to figure out how to engage with a new audience and capitalize on the excitement. But what is it like to be fully immersed as a creator? In this episode of One Vision, Theo and Arun chat with Jyothee Murali (@jyxdi), a talented painter and NFT artist, on her journey, the virtual community, and what the future holds for the fast-evolving space.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

According to a recent survey by the CFA Institute, 85% of investment managers across countries are increasingly incorporating ESG (Environmental, Social, and Governance) criteria into investment decisions. While opportunities abound in this fast-growing sector, what gets measured and how it’s measured can quickly grow in complexity. And are we focusing too much on what investors care about, and missing the broader picture of the impact on our planet and its people? In this episode of One Vision, Theo chats with Alexandria Fisher, Sustainable Finance Manager of Global Risk Institute on social responsibility, ESG data, and regulations. While perfection may not exist, we need to start somewhere.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.

How can we bring tech and finance together to create a better world, one that would be around for the next century and centuries thereafter?  Our most vulnerable populations are increasingly facing impossible choices with rising inequalities and worsening impact of climate change. There is no time to waste: We must make sure that our actions can help to create opportunities for those who don’t have a seat at the table; and we must do so ethically, responsibly, and with haste. 

Stand for something or you will fail. In this episode of One Vision, Theo and Bradley chat with Chris Skinner about his latest book, Digital Good, and how values will become a key differentiator in banking.

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.

Hosted on Acast. See acast.com/privacy for more information.