Optimal Finance Daily - Financial Independence and Money Advice

Lisa Harrison of Mad Money Monster talks about embracing contentment is making her happy, healthy and wealthy.

Episode 1543: How Embracing Contentment Is Making Me Happy Healthy and Wealthy by Lisa Harrison of Mad Money Monster

Lisa is a mother, scientist, and financial enthusiast. She founded Mad Money Monster, a personal finance blog chronicling her and her family’s journey from doing money all wrong to doing it all right.

She and her husband are known as Mr. & Mrs. Mad Money Monster on the site. They pride themselves as being Gen-Xers who have turned it all around and are now charting a course toward financial independence.

The original post is located here: https://madmoneymonster.com/2020/01/06/how-embracing-contentment-is-making-me-happy-healthy-and-wealthy/ 

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Sam of Financial Samurai insists that you either fix your car or buy a new one.

Episode 1542: Fix The Car Or Buy A New One by Sam of Financial Samurai on Choosing The Right Automobile for You

Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com.

The original post is located here: https://www.financialsamurai.com/fix-the-car-or-buy-a-new-one/ 

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The Finance Twins share 7 signs that you're ready to refinance your student loans.

Episode 1541: 7 Signs You're Ready To Refinance Your Student Loans by The Finance Twins on the Benefits of Refinancing

Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how to get out of crippling debt. They have tons of tools and resources as well as countless articles that have everything you need to start your path to financial freedom.

The original post is located here: https://thefinancetwins.com/7-signs-youre-ready-refinance-student-loans/ 

Gusto offers modern, easy payroll and benefits to small businesses across the country. Get in touch now and get three months free when you run your first payroll. Just go to gusto.com/ofd.

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Bola Onada Sokunbi of The Budget Mom shares 7 strategies one woman used to save 100k in 3.5 years.

Episode 1540: 7 Strategies One Woman Used to Save 100k in 3.5 Years by Bola Onada Sokunbi with The Budget Mom

Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford.

The original post is located here: https://www.thebudgetmom.com/strategies-to-save-money/ 

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Kiersten Saunders of Rich and Regular encourages you to give yourself a raise if you want one.

Episode 1539: The Easiest Way to Get a Raise is to Give Yourself One by Kiersten Saunders of Rich and Regular

Julien and Kiersten started rich & REGULAR in 2017 after their stint in real estate investing led them to discover the F.I.R.E movement. At that point, they'd listened to their friends complain about doing everything right, and still not really "feeling" happy with the financial progress they'd made. Their blog became a place where they not only shared in their frustrations, but offered solutions to a richer and happier life. They could not have imagined that just a few years later, they would sign a book deal with the world's largest publisher, Penguin Random House. But that's not all. Their blog has afforded them opportunities to work with incredible brands, world-class media and into the fast-paced world of digital entrepreneurship.

The original post is located here: https://richandregular.com/the-easiest-way-to-get-a-raise-is-to-give-yourself-one/ 

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Miranda Marquit of PT Money discusses proactive financial planning.

Episode 1538: Why I Like Spending Plan Better than Budget by Miranda Marquit with PT Money on Proactive Financial Planning

PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds.

The original post is located here: https://ptmoney.com/spending-plan-budget/ 

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Andy Hill talks about life after the mortgage is paid off.

Episode 1537: Life After The Mortgage is Paid Off by Andy Hill of Marriage Kids and Money on Financial Freedom

Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come.
In 2016, he got so geeked about this topic of young family finance that he decided to start a blog and podcast about it. It began as a hobby and then morphed into a fun side hustle when people started to enjoy the information he was sharing. Fast forward to today, he’s left his corporate event marketing career behind and is now a full-time blogger and podcaster who has been featured in major media outlets like CNBC, Kiplinger’s Personal Finance and NBC News

The original post is located here: https://marriagekidsandmoney.com/life-after-the-mortgage-is-paid-off/ 

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Joshua Becker of Becoming Minimalist shares the 10 best personal finance resolutions for 2021.

Episode 1536: The 10 Best Personal Finance Resolutions For 2021 by Joshua Becker of Becoming Minimalist

Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits.

Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands.

BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it.

The original post is located here: https://www.becomingminimalist.com/personal-finance-resolutions/ 

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Joel of 5AM Joel encourages you to get rid of unnecessary subscriptions.

Episode 1535: Dumping Amazon PRIME by Joel of 5AM Joel on Removing Unnecessary Subscriptions to Save Money

Joel is a 35-year old living in Los Angeles with his wife and their dog. He was born and raised in Australia and moved to the US when he was 22. About 4 years ago he started getting up every morning at 5am. It started as one of those 30 day challenges, but after the challenge was over, Joel never stopped. He started noticing major improvements in his work, health, relationships and happiness in life. Joel sends out a short daily message at 5am each morning. He writes about happiness, positivity and learning to be a better human.

The original post is located here: http://5amjoel.com/dumping-amazon-prime/ 

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Hayley with Making Sense of Cents talks about how to pay off your overdraft without even noticing.

Episode 1534: How to Pay Off Your Overdraft Without Even Noticing by Hayley with Making Sense of Cents

Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.

The original post is located here: https://www.makingsenseofcents.com/2014/07/how-to-pay-off-your-overdraft-without-even-noticing.html 

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