Optimal Finance Daily - Financial Independence and Money Advice

Jen Hayes talks about how to budget on a variable income.

Episode 1533: How to Budget on a Variable Income by Jen Hayes on Setting Yourself Up for Financial Success

A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else.

The original post is located here: https://www.jenhayes.me/how-to-budget-on-a-variable-income/ 

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Ramit Sethi of I Will Teach You to be Rich tells you how to pay off student loans without thinking about it.

Episode 1532: How To Pay Off Student Loans Without Thinking About It by Ramit Sethi of I Will Teach You To Be Rich

Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more.
Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich.
He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000.

The original post is located here: https://www.iwillteachyoutoberich.com/blog/should-i-invest-my-student-loans/ 

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Mr. Money Mustache talks about why saving is more powerful than investing.

Episode 1531: Why Hardcore Saving is Much More Powerful than Masterful Investing by Mr Money Mustache

Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.
He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.
Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.

The original post is located here: https://www.mrmoneymustache.com/2011/04/26/why-hardcore-saving-is-much-more-powerful-than-masterful-investing/ 

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Wanderer of Millennial Revolution talks about double fisting your retirement accounts.

Episode 1530: Investment Workshop 42 - Double Fisting Your Retirement Accounts by Wanderer of Millennial Revolution

Wanderer retired from his engineering job at a major Silicon Valley semiconductor company at the age of 33. He now travels the world seeking out knowledge from other wealthy people, so he can teach people how to become financially independent themselves.

The original post can be seen here: https://www.millennial-revolution.com/invest/workshop-invest/investment-workshop-42-double-fisting-retirement-accounts/ 

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Dawn Starks of SimpleMoney encourages you to mostly forget about something after investing in it.

Episode 1529: Invest It and Mostly Forget It by Dawn Starks of Simple Money Pro on Simple Investment Tips

Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary is the goal. Dawn's SimpleMoney project - the blog, podcast, and soon-to-be courses and book is a co-project with her husband Greg.

The original post is located here: https://simplemoneypro.com/blog/invest-mostly-forget/ 

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April Dykman with Get Rich Slowly asks if you're prepared to buy a home.

Episode 1528: Are You Prepared to Buy a Home by April Dykman with Get Rich Slowly on Mortgage Preparation

J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.

The original post is located here: https://www.getrichslowly.org/are-you-prepared-to-buy-a-home/

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Helene Massicotte of Free To Pursue shares five personal finance lessons she learned from doing a road race.

Episode 1527: Five Personal Finance Lessons I Learned From A 10 Km Road Race by Helene Massicotte on Saving Money

Helene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that enables her to do just that. No more, no less. She chose to retire from corporate life in her mid-thirties because it wasn't in line with what she wanted anymore.

The original post is located here:

http://www.freetopursue.com/blog/2014/5/5/five-lessons-10km-race 

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Sam of Financial Samurai insists that paying the average credit card interest rate will keep you poor forever.

Episode 1526: Paying The Average Credit Card Interest Rate Will Keep You Poor Forever by Sam of Financial Samurai

Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com.

The original post is located here: https://www.financialsamurai.com/paying-the-average-credit-card-interest-rate-will-keep-you-poor-forever/ 

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Erik Carter with Financial Finesse insists that your retirement planning does not have to be a gamble.

Episode 1525: Your Retirement Planning Doesn't Have to Be a Gamble by Erik Carter with Financial Finesse

After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s.
This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce.
They’ve helped hundreds of thousands of employees change their lives.

The original post is located here: https://www.financialfinesse.com/2013/06/27/your-retirement-planning-doesnt-have-to-be-a-gamble/ 

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Brian Tracy tells us how to negotiate price to get the lowest prices possible.

Episode 1524: How to Negotiate Price - Get the Lowest Prices Possible by Brian Tracy on Saving Money

Brian Tracy's goal is to help you achieve your personal and business goals faster and easier than you ever imagined. BrianTracy has consulted for more than 1,000 companies and addressed more than 5,000,000 people in 5,000 talks and seminars throughout the US, Canada and 70 other countries worldwide. As a Keynote speaker and seminar leader, he addresses more than 250,000 people each year. He has studied, researched, written and spoken for 30 years in the fields of economics, history, business, philosophy and psychology. He is the top selling author of over 70 books that have been translated into dozens of languages.

The original post is located here: https://www.briantracy.com/blog/sales-success/how-to-negotiate-5-tactics-to-get-you-the-best-prices/

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