Own It Girl

In this episode we're covering a very scary thing in Arizona real estate that most people don't know about! Trenton Edward and his wife Gretchen with The Bid Group will talk about third party debt collectors who have bought up charged off debt for very low cost. Many of these homeowners first find out by receiving a notice that their home is being put up for auction! We'll talk all about that. You can reach Trenton at 480-828-2005 or [email protected].

I'm joined of course by Tom Ross with Bay Equity who joins the discussion and talks about some of the nuances about how this is happening, to whom, and why.

"Diva" Danielle talks about Arizona State Fair Concerts IN YOUR CAR! Really interesting concept, and you can find out more at ConcertsInYourCar.com/Arizona. She also talks about Jacey's Gold Project, which feeds and vaccinates pets of the homeless. It was started by a young entrepreneur when she was 15. Click here for more information.

On this episode we talk about our experiences with sports celebrities (and others, like the late Eddie Van Halen). Diane shares her story, and Danielle shares her experiences with a sports figure she didn't know was famous. We share our experiences and have some laughs.

Tom Ross with Bay Equity and I get into concerns about panic about real estate prices dropping.

"Diva" Danielle talks about GenuWine Arizona, a fun thing to do in the Valley. They're open and encouraging people to stop over at Roosevelt and Central. It's close to the light rail, and is a revitalized area. They have a special with a bottle of wine and some cheeses for only $20. For more information go to GenuWineArizona.com.

She also talks about a volunteer opportunity called Women 4 Women Tempe - They provide feminine hygiene product for women in their area. They have brown bags that they distribute to the homeless. They are an all volunteer organization and would love your help! Visit Women4WomenTempe.org, where you can visit their wish list and volunteer.

We've got a wide range to cover today! We talk about crazy realtor stories - one in particular involves a lady who copies her clients on emails to prove she's doing her job.

Tom Ross with Bay Equity Home Loans and I will talk about a crazy coincidence between my client and a lender on Tom's team.

"Diva" Danielle Williams, our social community director talks about our volunteer opportunity of the week and Arizona Helping Hands, and she'll talk about a fun thing to do in Chandler. Jolie's has live music! Visit them at JoliesPlaceAZ.com for more details.

We will talk about colonics today. We talk to Carolyn Berry, how she got started (and how colonics saved her life), the importance of gut health, and everything else you wanted to know about colonics (including what you should do AFTER a visit). To see all the locations and to visit the website, go to CleanColonic.com.

On today's episode we focus on lending, but more importantly, empowering single moms! We don't just help you buy or sell a home - we help you thrive in your community! Today we'll dive into some interesting details when you're working on the lending part of the home buying process, and Tom Ross with Bay Equity will talk to Courtney Crowder, part of the Bay Equity team. Tom Ross can't say enough good things about her, and in today's show we sit down with her and get her take on some of these important topics.

"Diva" Danielle will tell us about an amazing volunteer opportunity with the Phoenix Rescue Mission, that describes themselves as a place of hope, healing, and new beginnings for men, women, and children in our community struggling with homelessness, addiction, and trauma. They have a food pantry on 35th Avenue south of Buckeye and their food bank is on 35th Avenue and Luke.

They are in need of volunteers, and you can sign up online at PhoenixRescueMission.org.

Danielle's fun thing to do is at JP's Comedy Club in Gilbert! You can also check them out and their events on Facebook by clicking here.

What an episode! When borrowing money for a home there are some pitfalls and tips that are critically important for you to know! We have our lending expert, Tom Ross with Bay Equity Home Loans here to give you some of the most important things to keep in mind when borrowing money for a home loan.

We jump into a new version of "Defend the Caveman", and we'll let the guys choose... Spitting or Bad Breath..

We have Jennifer Caraway in studio with us. She's part of "Diva" Danielle's segment focusing on a charity here in the Valley that you can help with. It's called Joybus, a nonprofit serving homebound cancer patients with fresh, healthful meals, social support, and nutrition education at NO COST to the client. We get some interesting insight into what it takes and how you can help. Visit TheJoyBusDiner.com for more information.

"Diva" also covers a fun thing to do - Brian McKnight is in concert here in the Valley - but you attend in your car! Check it out and get more information here.

Today we dive into our program for unsung heroes. I'll start by telling a nightmare date for one of my friends, and get Tom Ross and our producer Jason's assessment of the situation - it's pretty funny.

Tom Ross with Bay Equity and I are part of an Unsung heroes program. It's not just your typical "slight" discount for service members. Tom and I will discuss how it works and who is covered. Another aspect of this is that we also cover 911 operators, who are largely overlooked with typical programs like these.

Tom will also talk a bit further in depth about the following;

• A general overview of lending
• Problems he's seeing in the marketplace
• Mistakes borrowers should avoid

"Diva" Danielle talks about the Modern Instrument Museum (MIM) and what you can do there, and talks about a volunteer opportunity called "Days for Girls". For more information visit DaysForGirls.org.

The problem with job displacement in the new world of COVID-19 is very real, and very hard on families. Women, if you're displaced from your job or find yourself having to scramble and switch gears in your career, this episode is for you!

I'll talk about having to pivot with jobs, how you can plan with a revised resume (and what to expect with "key words" in it), how interviews have changed and MUCH more! We will sit down with Lasetta Hogans, Executive Director of the Phoenix Business and Workforce Development Board for her professional guidance as well. If you would like more information you can email her directly at [email protected].

Tom Ross with Bay Equity will talk about how you can get a loan even if you're single and self-employed! A lot has changed.

"Diva" Danielle, our Social Community Director will talk about hot air balloon rides and champagne breakfasts with Arizona Balloon Safaris! She'll also talk about supporting an important Cancer Support Community with CSC AZ. More information from them at https://cscaz.org.

On today's episode we'll jump right in with our knucklehead of the week - a buyer's agents that showed home with garage and all doors wide open in 110 degrees!

We congratulate Laura on her second home - Own It Girl!

Tom Ross with Bay Equity Home Loans talks about what these lenders that are offering incredibly low interest rates are "actually" doing, and what you need to think about when considering that rate.

And for all those people that, when it comes to real estate, say "I don't know how it works"... we are going to break it down for you!

Diane Brennan with Coldwell Banker Realty talks about the hot real estate market and how asking prices are practically just a suggestion in these times! Such a hot market...

"Diva" Danielle Williams, our social director talks about the thing to do in the Valley with Top Golf in Scottsdale's deals, plus the volunteer opportunity called Keep Teachers Teaching. It's a very unique and interesting charity you'll be surprised to know about.

Then we'll talk about one of the strangest phenomenons with realtors; CHEATING! It's strange when you think of how few professions basically work with the anticipation of getting paid. But sometimes buyers will use multiple agents to shop for homes and bail after the agents put in the work. It's frustrating and we'll talk about how it works.

Condolences to our producer and his dog of thirteen years that passed this week. Penny was a special pup..

On today's episode, we dive right in and talk about a showing I took a client to. We went into the garage as part of the tour (of course) and were met by a wall of marijuana! Not exactly the way someone should show a home.

Today we talk to Nicole Evans with Leidan Mitchell Salon. She's my personal hairdresser and image consultant. She'll talk about makeup, looking your best, and much more. If you'd like to reach her, check out her Instagram page @believing_in_beauty, or call her at 360-521-6465.

I want to say congratulations to the Coopers on the purchase of their new build by Fulton Homes in Lakeview Trails in Gilbert, Arizona!

I jump into the state of the market and talk about some of the trends that the Cromford Report shows for the Valley. Tom Ross with Bay Equity Home Loans and I talk about what these numbers mean, and Tom talks about what he's hearing from his client's regarding the same. We talk about what's happened historically when the market looks like this, what the typical timeline is for a first payment, and why loans get transferred so quickly after you start a mortgage.

"Diva" Danielle, our social community director talks about the Thing to Do for the week - and it's in Flagstaff! Danielle talks about the Flagstaff Extreme Adventures Course. And the volunteer opportunity of the week as well is the Phoenix Herpetological Sanctuary - www.phoenixherp.com

Nicole talks about make up trends, and her biggest pet peeves in women's make up, hair styles and more. We talk about gray hair and also touch on men's hair styles!

In this episode we talk about my wonderful friend and our social community director, "Diva" Danielle Williams, and the fight for her life. Danielle has stage four lung cancer, and she shares how she found out about it, what she is doing to fight it, and how you can help. This story is amazing - and I think you'll find her positivity inspirational. To support her in this fight, we ask that you go to her GoFundMe page here.

We talk about this hot real estate market and those signs you see around town that talks about selling your house in 72 hours. If it takes that long in this market...you might be doing something wrong!

I'll talk to Tom Ross with Bay Equity about lending and an interesting thing that happened with the Cromford Report's correcting of a national report.

We talk about seeing Danielle do standup (she's an awesome comedian, by the way) and she'll share a wine tour in Sedona that you don't want to miss, and the Aris foundation is the volunteer opportunity of the week. The specialize in providing meals for 150 people each week, in the form of grab and go meals. It's easy and a fun thing for you and maybe your community to get involved in! For more information call Katherine at 480-241-4354 or arisfoundation.com.