Own It Girl

In this episode we finally have Tom Ross with Bay Equity back in studio! He'll tell us about Carmel, California, and we'll see if he can handle all the pressure of being around all of us women again!

He and I will talk about the real estate market, and specifically the performance of the greater Phoenix area. We'll talk about the monthly average sale price per square foot, why it's up, and what it means.

I talk about Sedona, my Achilles heel injury, and the HCG diet.

"Diva" Danielle talks about Sedona Air Tours, and we all talk about some incredible (and frightening) experiences in a helicopter. We learn that it's not for everyone, especially our in studio guest!

Maureen Dorman is with Dress for Success - they are a wonderful organization that helps serve women looking for work by providing them business appropriate attire in a competitive job market. We'll talk about who they serve, what you can donate, and ways you can help.

Danielle is performing Wednesday night, August 5th, at the House of Comedy. Visit their website for more details!

Today we dispel a mistaken assumption that the real estate market is crashing. We are in the trenches and have the Cromford Report data on our side that tells us a very different story. We'll dive into that and we believe you'll agree - it's a seller's market and there are lots of opportunities in this market!

Tom Ross with Bay Equity dives further into it as we go into determining mortgage payments, and why mortgage calculators might not be a good idea compared to asking your lender specifically. There are some factors that a lot of calculators just don't have.

We also talk about appraisers and some of the challenges when dealing with big banks that use appraisal methods that are less than honorable. I'll share an example of an appraiser that gave an estimate because he "used to live near there in college".

"Diva" Danielle, our community director tells us about several farmer's markets that have opened back up, where they're at, and when they're open! She also shares the volunteer opportunity of the week and details about NoAbuse.org. It's a wonderful organization in need of help!

We'll also talk about skin care - and we're going to chat with Stephanie Kuershner- an RN with Summit Aesthetics here in the Valley. Stephanie is a wealth of knowledge and demonstrates some specific misconceptions about UV rays and skin cancer, talks about Botox, and several other procedures, as well as a deeper dive into applying products, removing products, and more!

What a fun episode we have for you!! The regular cast of characters is here, but we got to sit down with some former NFL players and talk about body recovery and self-care. Jude Adjei-Barimah and Gabe Martin with Pro Recovery Zone at the Biltmore Fashion Park are in studio with us today!

Ladies we're going to learn why what you do after exercise may be just as (if not more) important than your workouts. Danielle and I did a body restoration experience last week and we must talk about it! Everything from calorie burning, fast healing, and several modalities that they focus on are part of the conversation.

We talk to Tom Ross with Bay Equity about working with certain banks and how they approach Arizona when they are out of state.

I'll talk about the City of Chandler, and besides a fun bit of historical trivia about the city, we'll give you some data from the Cromford Report that talks about home prices there.

"Diva" Danielle will talk about horseback riding as a fun activity to do, and a wonderful volunteer organization called Zuri's Circle that helps families, homeless, and seniors!

I'm your host Diane Brennan – Realtor with Coldwell Banker, and on today's episode we're NOT going to have the pleasure of having Tom Ross of Bay Equity in the studio. He is lost somewhere on a big adventure in the Northern California wilderness.

He wanted to give me some wild, exciting excuse like that (actually, he's really visiting his 92 year old uncle and has no reception to call or use his computer, but don't tell him i told you that).

So while he is risking his life….we continue on….in his honor hoping and praying that brave man is safe…wrestling lions and tigers and bears in the redwoods of Big Sur.

"Diva" Danielle will tell us about an amazing spot in Prescott to get away from this heat, and an amazing foster and adopt organization for cats and dogs you'll want to hear about!

I'm going to dive into some CRITICAL facts about "new builds". New home construction in the Valley is a really great way in some cases to get an immediate increase in equity. I'll talk about great times to buy, what you want to look out for, the importance of having a Realtor who can help you know exactly what you're getting into, and make sure you're getting all of the incentives you deserve!

We'll talk about the hot Laveen, Arizona market as well, and some of the new builds going on there.

On this episode we are going to give you a very broad range of topics, including ghosts, roofs, a romantic event for the ladies, and much more!

I'm joined as always by "Diva" Danielle Williams, and Tom Ross with Bay Equity. We also have Jen the Builder!

First, Tom talks about six common mistakes when you refinance a home. There are so many areas that are critical - these unfortunately these happen all too often.

• Not comparison shopping
• Looking for zero percent interest
• Taking too long to make your decision
• Not having paperwork organized
• Forgetting about mortgage closing costs
• Not being patient

Our Social Community Director (The Diva) tells us about a romantic setting at Pomo in the Biltmore area (directions here). Tim Jones is a wonderful musician that plays there Friday nights from 5:30pm to 8:30pm. You can catch him at the Biltmore Fashion Park at 24th Street and Camelback.

Danielle also talks about an organization called Finding My Shoes, run by Brenda Combs. They help supply goods and services to the homeless in the Valley and they need your support. They're located at 5701 West Hazelwood, Phoenix, AZ 85031.

We also talk to Jen the Builder (Instagram). She's a female general contractor that works here in the Valley and she's an amazing wealth of knowledge. Today we'll talk about roofing. You're going to be shocked at some of the things that happen. Jen will tell you what to watch for when considering a roof type, what to ask when subcontracting the work, and much more. You can get much more at her website at JenTheBuilder.com, or call 480-925-2995.

And I tell a scary ghost story about my condo! I wouldn't have believed it if there weren't two different, very strange incidents...

So much to talk about this week and we're putting everyone together in the same podcast even though we're spread from California, to Arizona, and all the way up to Colorado!

We'll talk to Tina Tamboer (currently in Colorado) and That Market Report, and Tom Ross of Bay Equity (currently in California) talks about the importance of your credit score when you're in the home buying process, and how paying off credit cards might not necessarily help your credit score!

"Diva" Danielle has a really wonderful deal on a Segway tour! Segway Tours in old Town Scottsdale are located at 11445 E Vía Linda, Scottsdale, AZ 85259

Happily Ever After League (HEAL) is a non-profit organization founded by Lauren Daniels, who was diagnosed at the age of 35 with breast cancer in 2004. As a mother, Lauren felt there needed to be some resource to lean on during incredibly difficult times like that. She created HEAL to help mothers and their families immediately when they find themselves in these circumstances.

Their needs are pretty simple; non-perishable food donations are essential for helping moms and their children - visit their website, follow them Instagram and on Facebook - they basically encourage anything to support these moms and their families.

Ladies, we NEED to talk about retirement! It's time we jump in and get this handled. We talk with my good friend Andi Schooler, of Duell Financial Strategies. We're going to talk about the biggest mistakes that women make when it comes to retirement, how much women need to retire, and much more!

We'll get a report specifically on the city of Phoenix from Tina Tamboer and That Market Report, and Tom Ross of Bay Equity talks about conventional financing as part of our continuing series on home loans.

Our Social Community Director "Diva" Danielle Williams shares a fun activity to do in the Valley (bingo?) at CB Live (see the Facebook Event here) and an amazing charity called Lost Our Home that helps place pet adoptions and foster care for displaced pets.

It's a packed show and we'll have lots to cover! Join us!

Wow! What a packed episode today. We talk about an incident that happened at my home that was a further demonstration that home warranties are important! I'll talk about consideration for lower deductibles versus higher premiums and how home warranty companies get a bad rap, but the company I'll tell you about has been outstanding.

Our special guest today is Stacie Sholer, a Feng Shui expert and she'll give us some great tips on how to create a more positive energy with your home and surroundings.

Tom Ross with Bay Equity dives deep on FHA loan program and some interesting ways that it provides support for families that you may not have known about.

Tina Tamboer with the Cromford Report will tell us how supply is becoming short in the Valley and what that's creating in the marketplace.

And "Diva" Danielle, our Social Community Director will tell us another great spot to check out and an organization called Control Alt Delete that assists people and their children escape abusive homes.

This episode is absolutely packed with great information! Hello again, it's Diane with Own It Girl - that real estate show for women!

Along with our usual wonderful participants on the show Tom Ross with Bay Equity Home Loans and Tina Tamboer with the Cromford Report we are excited to introduce our new Social Community Director, "Diva" Danielle Williams! She's such a blast to have in the studio and we're excited to have her. She'll talk about some fun new things to do where you live and ways to give back to the community!

We spend some time getting acquainted with Danielle, talk about some hilarious times back on That Real Estate Show (back in the terrestrial radio days), and more.

Danielle talks about the Arcadia Canal, and a cool little hidden gem at the Arizona Falls Park! She also talks about a great organization called Hope Women's Center. They're looking for help and Danielle discusses their needs and ways you can give back.

Tina Tamboer has some great news in the Valley Real Estate Market. She'll share data that points to a 'V' shaped recovery in homes above and below the $500,000 mark

We'll jump into some serious conversations about things we've seen and are hopeful about after the tragic murder of George Floyd. We'll discuss topics around racism and how encouraging some of these rallies have been. Ella Fitzgerald was a part of a story in particular that we wanted to share - and how a simple act by Marilyn Monroe was a part of her exposure to larger audiences.

On today's episode I sit down with Jennifer Arias, better known in the Valley as Jen the Builder! Ladies, if you're looking for an inspiring story, look no further. Jen is from a small town in Arkansas, and realized her skillset had a great application in the world of contracting.

Jen prides herself on being honest and up front with those looking for contracting help - even to the point of recommending that the person acts as General Contractor on a job themselves.

She also talks about

• How she learned to value her skill set and put it to work in the marketplace
• The importance of submitting permits
• The particular challenge to working on a condo
• An incredible story about some terrible work done on a property (she also shared photos of it on her Instagram account, here)
• The importance of a pre-construction contract. This is a huge benefit to both parties for a remodel.

Jen started her full time contracting in 2018 and hasn't looked back. Go to JenTheBuilder.com and you'll see some incredible photos of remodel and builds she's done as a general contractor.

Tom Ross of Bay Equity did the heavy lifting as the host of the show while I sat down with Jen and did the interview. We also have That Market Report of course with Tina Tamboer who will share even more good news about how quickly things are recovering since the Coronavirus outbreak. Is it going to last? We'll make sure to keep you posted every week.