Passively Rich with Rentals | Out-of-State Rental Investing for Busy Professionals

"You've done the research. So why haven't you bought yet?" This free training breaks down the three things keeping almost every first-time investor stuck and how to finally move forward with confidence. 

Watch here: https://go.passivelyrichwithrentals.com/video

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The biggest obstacle to buying your first rental property usually isn't money. It's misinformation. In this episode, Melissa breaks down DSCR loans — the investor financing tool that qualifies the property, not you. No W-2 required. No co-signer needed. No permission slip from anyone. If you've been sitting on the sidelines thinking you can't qualify, this episode is for you.

What you'll learn:

- What a DSCR loan is and how it actually works

- Who qualifies — and who thinks they don't but actually does

- The Lazy Investor Method: Melissa's 3-step framework

- How to know if a deal qualifies before you talk to a lender

- How investors stack multiple properties using this structure

- What you actually need (and don't need) to get started

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Most people don't stall because they can't read a mortgage calculator. They stall because nobody will tell them which market, which team, and which house. 

If that's you, the next step is simple: In about 40 minutes I walk you through the exact People, Property, and Process system I use to buy out of state without becoming a landlord, including a real property projecting a 17% return that I would not buy and why. 

Register, and I'll also send you my "Deal or No Deal" Calculator so you can screen a property in about 30 seconds. 

Watch it on demand; no live call to wait for.

Watch the free training here: https://ladyluckinvestments.com/lazy-training-sign-up

Know someone who's been thinking about buying a rental for years and still hasn't pulled the trigger? Send them this one.

1. 🎙️ Enjoyed this episode? Tap the link below to leave us a quick 5-star review! It takes less than 60 seconds and helps other busy professionals find the show. 
   1. Leave a 5-Star Review Here------->  https://ratethispodcast.com/passive
2. Not sure if you're ready to buy your first rental or if something is holding you back? Take the Gut Check: ...

I own five short-term rentals. And I'm selling some of them.

Not because they failed me. Because I finally ran the numbers honestly

In this episode, I walk you through a real client comparison — his Little Rock long-term rental at 15% cash on cash vs. his Airbnb that looked like a win at $1,200/month but told a different story once we added a property manager, 50% realistic occupancy, utilities, and wear and tear.

By the end, he saw the truth. Now you will too.

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⚡ Book Your FREE 30 min Strategy Call- Pick my brain

Find out exactly what your first move looks like. Over 2,000 investors have used this exact process to build their wealth. Most had a property under contract within weeks, not years. No pitch. No pressure. Just clarity.

📥 Download the Free Turnkey Cheat Sheet

Before you buy anything, know what you're actually comparing. This cheat sheet breaks down the numbers so you can stop guessing and start deciding.

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In this episode:

✔ Why I'm selling some of my Airbnbs after 7 years and 5 properties — even though they still make money

✔ The real math on a $90K short-term rental vs. a $22K long-term rental (actual client case study)

✔ What happens to your Airbnb return when you add a property manager, realistic occupancy, and utilities

✔ Why short-term rentals are a hospitality business — not passive income — and what that costs you in real life

✔ The third option most investors don't know exists: out-of-state, long-term, cash-flowing rentals that run without you

You'll walk away knowing exactly how to compare two investments side by side so you never let the bigger monthly number fool you again.

Ready to figure out which strategy actually fits your life and your numbers? Book a free strategy call. The link is below

See you on the next one. Melissa

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Most people don't stall because they can't read a mortgage calculator. They stall because nobody will tell them which market, which team, and which house. 

If that's you, the next step is simple: In about 40 minutes I walk you through the exact People, Property, and Process system I use to buy out of state without becoming a landlord, including a real property projecting a 17% return that I would not buy and why. 

Register, and I'll also send you my "Deal or No Deal" Calculator so you can screen a property in about 30 seconds. 

Watch it on demand; no live call to wait for.

Watch the free training here: https://ladyluckinvestments.com/lazy-training-sign-up

Know someone who's been thinking about buying a rental for years and still hasn't pulled the trigger? Send them this one.

1. 🎙️ Enjoyed this episode? Tap the link below to leave us a quick 5-star review! It takes less than 60 seconds and helps other busy professionals find the show. 
   1. Leave a 5-Star Review Here------->  https://ratethispodcast.com/passive
2. Not sure if you're ready to buy your first rental or if something is holding you back? Take the Gut Check: ...

What happens when a tenant stops paying? If you set this up right, you don't do a single thing.

⚡ Book Your Strategy Call | Find out exactly what your first move looks like. Over 2,000 investors have used this exact process to build their wealth. Most had a property under contract within weeks, not years. No pitch. No pressure. Just clarity

📥 Download the Free Turnkey Cheat Sheet | Learn how to vet markets, property managers, and deals so the eviction boogeyman never has a chance.

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In this episode:

• Why the eviction fear is keeping you from building real wealth
• How your property manager handles everything — so you never pick up the phone
• Why market selection determines how stressful (or stress-free) an eviction actually is
• The real eviction rate at landlord-friendly markets (it's closer to 1% than you think)
• How to treat a bad month like a business owner, not a scared first-timer

You'll walk away understanding that eviction isn't an emergency. It's a rare, manageable, business expense — and if you've built this the right way, it's not even your problem to solve.

See you on the next one. Melissa

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Most people don't stall because they can't read a mortgage calculator. They stall because nobody will tell them which market, which team, and which house. 

If that's you, the next step is simple: In about 40 minutes I walk you through the exact People, Property, and Process system I use to buy out of state without becoming a landlord, including a real property projecting a 17% return that I would not buy and why. 

Register, and I'll also send you my "Deal or No Deal" Calculator so you can screen a property in about 30 seconds. 

Watch it on demand; no live call to wait for.

Watch the free training here: https://ladyluckinvestments.com/lazy-training-sign-up

Know someone who's been thinking about buying a rental for years and still hasn't pulled the trigger? Send them this one.

1. 🎙️ Enjoyed this episode? Tap the link below to leave us a quick 5-star review! It takes less than 60 seconds and helps other busy professionals find the show. 
   1. Leave a 5-Star Review Here------->  https://ratethispodcast.com/passive
2. Not sure if you're ready to buy your first rental or if something is holding you back? Take the Gut Check: ...

Your subconscious is running the show. Most high achievers have no idea. 

⚡ Book Your Strategy Call : Find out exactly what your first move looks like. Over 2,000 investors have used this exact process to build their wealth. Most had a property under contract within weeks, not years. No pitch. No pressure. Just clarity. 

📥 Download the Free Turnkey Cheat Sheet:  | The shortcut to buying your first out-of-state rental without the guesswork.

🎧 In this episode: 

✔ Why fear operates quietly in the background and drives your decisions 

✔ How high achievers self-sabotage the moment things start going well 

✔ Why your childhood programming makes you avoid peace 

✔ Practical tools to reprogram your subconscious right now 

✔ What your relationship with silence is telling you about your blocks

You'll walk away knowing exactly why you keep hitting the wall -- and what to do about it.

Ready to stop overthinking and start building?

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Most people don't stall because they can't read a mortgage calculator. They stall because nobody will tell them which market, which team, and which house. 

If that's you, the next step is simple: In about 40 minutes I walk you through the exact People, Property, and Process system I use to buy out of state without becoming a landlord, including a real property projecting a 17% return that I would not buy and why. 

Register, and I'll also send you my "Deal or No Deal" Calculator so you can screen a property in about 30 seconds. 

Watch it on demand; no live call to wait for.

Watch the free training here: https://ladyluckinvestments.com/lazy-training-sign-up

Know someone who's been thinking about buying a rental for years and still hasn't pulled the trigger? Send them this one.

1. 🎙️ Enjoyed this episode? Tap the link below to leave us a quick 5-star review! It takes less than 60 seconds and helps other busy professionals find the show. 
   1. Leave a 5-Star Review Here------->  https://ratethispodcast.com/passive
2. Not sure if you're ready to buy your first rental or if something is holding you back? Take the Gut Check: ...

I put $12,000 down on a rental property 12 years ago. Today I have $82,000 in equity. And I wasn't even trying to find the perfect market.

That's what this episode is about. Not theory. Real numbers from a real property I've owned for over a decade.

⚡ Book Your Strategy Call
Find out exactly what your first move looks like. Over 2,000 investors have used this exact process to build their wealth. Most had a property under contract within weeks, not years. No pitch. No pressure. Just clarity.

📥 Download the Free Turnkey Cheat Sheet
The exact framework I use to evaluate out-of-state rental markets. If you've been sitting on the sidelines wondering where to start, this is it.

In this episode:

✔ The real numbers from my first rental property — what I paid, what it cash flowed in year one, and what it looks like 12 years later
✔ Why the wealth didn't come from cash flow — and what actually created the $82,000 in equity
✔ Why returns in landlord-friendly markets have stayed at 8-12% for over a decade (and what most investors miss about that)
✔ The spreadsheet I use as my crystal ball to see what a property looks like 5, 10, and 20 years from now
✔ Why "boring markets" are exactly where quiet wealth gets built — and why you don't need to time anything

You'll walk away from this episode understanding that the biggest wealth-building factor in real estate isn't the market, the timing, or the deal. It's the decision to get in the game.

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Most people don't stall because they can't read a mortgage calculator. They stall because nobody will tell them which market, which team, and which house. 

If that's you, the next step is simple: In about 40 minutes I walk you through the exact People, Property, and Process system I use to buy out of state without becoming a landlord, including a real property projecting a 17% return that I would not buy and why. 

Register, and I'll also send you my "Deal or No Deal" Calculator so you can screen a property in about 30 seconds. 

Watch it on demand; no live call to wait for.

Watch the free training here: https://ladyluckinvestments.com/lazy-training-sign-up

Know someone who's been thinking about buying a rental for years and still hasn't pulled the trigger? Send them this one.

1. 🎙️ Enjoyed this episode? Tap the link below to leave us a quick 5-star review! It takes less than 60 seconds and helps other busy professionals find the show. 
   1. Leave a 5-Star Review Here------->  https://ratethispodcast.com/passive
2. Not sure if you're ready to buy your first rental or if something is holding you back? Take the Gut Check: ...

Money sitting in your 401k or IRA doing nothing? There's a strategy most investors don't even know exists.

⚡ Book Your FREE 30 min Strategy Call

Find out exactly what your first move looks like. Over 2,000 investors have used this exact process to build their wealth. Most had a property under contract within weeks, not years. No pitch. No pressure. Just clarity.

📥 Download the Free Turnkey Cheat Sheet Ready to start but want the blueprints first? Grab the guide on what to do first, second, and third when buying your first rental.

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You know retirement accounts exist. You know real estate works. But you don't know how to connect the two. That's the gap this episode closes.

In this episode with Jordan Weimersheimer, an investment-friendly lender with 20+ years of experience, you'll learn exactly what non-recourse financing is, how it works, and why it's a game-changer for busy professionals with money in retirement accounts.

Jordan walks you through the step-by-step process: opening a self-directed account, setting up an LLC, getting approved, and buying your first property. From start to finish, three weeks.

You'll also learn about the new 30-year fixed-rate non-recourse product. Down payments as low as 30%. Rates in the high 6s to low 7s. Even cash-out refinancing.

And if you already own non-recourse properties from years ago, you can refinance the equity and use it to fund your next purchase.

Key takeaways:

Your retirement account can buy rental properties (tax-deferred). Non-recourse = zero personal guarantee, zero income verification The new 30-year fixed-rate product is a game-changer. Down payments as low as 30% instead of 40-50% You can refinance existing properties to scale faster: a three-week timeline from decision to closing.

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Most people don't stall because they can't read a mortgage calculator. They stall because nobody will tell them which market, which team, and which house. 

If that's you, the next step is simple: In about 40 minutes I walk you through the exact People, Property, and Process system I use to buy out of state without becoming a landlord, including a real property projecting a 17% return that I would not buy and why. 

Register, and I'll also send you my "Deal or No Deal" Calculator so you can screen a property in about 30 seconds. 

Watch it on demand; no live call to wait for.

Watch the free training here: https://ladyluckinvestments.com/lazy-training-sign-up

Know someone who's been thinking about buying a rental for years and still hasn't pulled the trigger? Send them this one.

1. 🎙️ Enjoyed this episode? Tap the link below to leave us a quick 5-star review! It takes less than 60 seconds and helps other busy professionals find the show. 
   1. Leave a 5-Star Review Here------->  https://ratethispodcast.com/passive
2. Not sure if you're ready to buy your first rental or if something is holding you back? Take the Gut Check: ...

Tired of thinking about investing and still not owning anything? Let's fix that.

⚡ Book Your FREE 30 min Strategy Call

Find out exactly what your first move looks like. Over 2,000 investors have used this exact process to build their wealth. Most had a property under contract within weeks, not years. No pitch. No pressure. Just clarity.

📥 Download the Free Turnkey Cheat Sheet Ready to start but want the blueprints first? Grab the guide on what to do first, second, and third when buying your first rental.

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You have done the research. You understand the model. Now you want to know exactly what happens step by step from deciding you are ready to the day that first rent check hits your account. That is what this episode is.

In this finale of the What to Expect When You're Investing series, Melissa walks you through the entire closing process for a turnkey out-of-state rental property. You will learn why this process is nothing like a traditional real estate purchase, how the price is already negotiated for you, what due diligence looks like when you never leave your house, and what your life looks like the day after you close.

In this episode:

- Why this is nothing like a traditional real estate purchase and what makes it the easy button

- Why the price is already set and negotiated and why that is a huge advantage

- How Melissa gets the rental amount directly from the property manager and why that matters

- Step by step: property identification, inspection, appraisal, insurance, virtual closing, property management takeover

- Why you would hire your own third-party inspector and what to expect on that report

- How a virtual closing works, including the mobile notary who comes to you

- What your life looks like after closing and why your monthly involvement is about ten minutes

- The power of one property and what it does to you beyond the cash flow

- Sarah's story: under contract in five weeks, tenant placed before closing, never left California

- Jefferson's story: one call, one property, twelve doors six years later, and a path to $15,000 a month

This is the finale of the What to Expect When You're Investing series. Start with Part 1 if you have not listened to the full series yet.

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Most people don't stall because they can't read a mortgage calculator. They stall because nobody will tell them which market, which team, and which house. 

If that's you, the next step is simple: In about 40 minutes I walk you through the exact People, Property, and Process system I use to buy out of state without becoming a landlord, including a real property projecting a 17% return that I would not buy and why. 

Register, and I'll also send you my "Deal or No Deal" Calculator so you can screen a property in about 30 seconds. 

Watch it on demand; no live call to wait for.

Watch the free training here: https://ladyluckinvestments.com/lazy-training-sign-up

Know someone who's been thinking about buying a rental for years and still hasn't pulled the trigger? Send them this one.

1. 🎙️ Enjoyed this episode? Tap the link below to leave us a quick 5-star review! It takes less than 60 seconds and helps other busy professionals find the show. 
   1. Leave a 5-Star Review Here------->  https://ratethispodcast.com/passive
2. Not sure if you're ready to buy your first rental or if something is holding you back? Take the Gut Check: ...

⚡ Book Your FREE 30 min Strategy Call

Find out exactly what your first move looks like. Over 2,000 investors have used this exact process to build their wealth. Most had a property under contract within weeks, not years. No pitch. No pressure. Just clarity.

📥 Download the Free Turnkey Cheat Sheet Ready to start but want the blueprints first? Grab the guide on what to do first, second, and third when buying your first rental.

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Financing, LLCs, and debt are the three things that stop most people from ever buying their first rental property. In this episode Melissa breaks all three down and shows you why none of them are as complicated or as scary as you think

You will learn the difference between losing debt and working debt and why your tenant paying your mortgage is one of the most powerful wealth-building tools that exists. Melissa also explains exactly how DSCR loans work, why they qualify based on the property's income instead of yours, and why that changes everything for investors who want to scale. Plus the LLC question finally gets a real answer.

In this episode:

- The difference between losing debt and working debt and why one builds freedom while the other drains it

- The $30,000 leverage example that shows exactly why rental property outperforms the stock market

- Why the Monopoly game you played as a kid was teaching you the secret to building wealth all along

- What a DSCR loan is, how it works, and why it qualifies on the property's income, not yours

- Why a 30-year mortgage is smarter than a 15-year for investors

- The LLC question answered once and for all including when to set it up and why you do not need it figured out before you start

- Jessica's story: how a teacher spent almost a year stuck on LLCs and had a property under contract five weeks after one call

This is Part 4 of the What to Expect When You're Investing series. Start with Part 1 if you have not listened yet.

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Most people don't stall because they can't read a mortgage calculator. They stall because nobody will tell them which market, which team, and which house. 

If that's you, the next step is simple: In about 40 minutes I walk you through the exact People, Property, and Process system I use to buy out of state without becoming a landlord, including a real property projecting a 17% return that I would not buy and why. 

Register, and I'll also send you my "Deal or No Deal" Calculator so you can screen a property in about 30 seconds. 

Watch it on demand; no live call to wait for.

Watch the free training here: https://ladyluckinvestments.com/lazy-training-sign-up

Know someone who's been thinking about buying a rental for years and still hasn't pulled the trigger? Send them this one.

1. 🎙️ Enjoyed this episode? Tap the link below to leave us a quick 5-star review! It takes less than 60 seconds and helps other busy professionals find the show. 
   1. Leave a 5-Star Review Here------->  https://ratethispodcast.com/passive
2. Not sure if you're ready to buy your first rental or if something is holding you back? Take the Gut Check: ...

This is Part 3 of the What to Expect When You're Investing series. Listen to Parts 1 and 2 first if you have not already.

⚡ Book Your FREE 30 min Strategy Call

Find out exactly what your first move looks like. Over 2,000 investors have used this exact process to build their wealth. Most had a property under contract within weeks, not years. No pitch. No pressure. Just clarity.

📥 Download the Free Turnkey Cheat Sheet Ready to start but want the blueprints first? Grab the guide on what to do first, second, and third when buying your first rental.

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Most investors spend all their time researching markets and almost no time thinking about who is going to manage the property after they close.

That is the mistake. And it is an expensive one.

In this episode Melissa breaks down why the property management team is the most important decision you will make as an out-of-state investor, what the best property managers actually do, and how to tell the difference between a great one and a disaster waiting to happen.

What you will learn in this episode:

- Why the team matters more than the market you buy in

- What makes vetted in-house property management so different from a random company you find on your own

- What a great property manager actually does behind the scenes that most investors never see

- Why tenants leave and what only one of those reasons is actually in your control

- The exact questions to ask when vetting a property management company

- Why the monthly management fee is the least important question you can ask

- Real stories from Melissa's own experience with bad operators and what she learned from them

- What the vetted team advantage actually means and why it took a decade to build

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Most people don't stall because they can't read a mortgage calculator. They stall because nobody will tell them which market, which team, and which house. 

If that's you, the next step is simple: In about 40 minutes I walk you through the exact People, Property, and Process system I use to buy out of state without becoming a landlord, including a real property projecting a 17% return that I would not buy and why. 

Register, and I'll also send you my "Deal or No Deal" Calculator so you can screen a property in about 30 seconds. 

Watch it on demand; no live call to wait for.

Watch the free training here: https://ladyluckinvestments.com/lazy-training-sign-up

Know someone who's been thinking about buying a rental for years and still hasn't pulled the trigger? Send them this one.

1. 🎙️ Enjoyed this episode? Tap the link below to leave us a quick 5-star review! It takes less than 60 seconds and helps other busy professionals find the show. 
   1. Leave a 5-Star Review Here------->  https://ratethispodcast.com/passive
2. Not sure if you're ready to buy your first rental or if something is holding you back? Take the Gut Check: ...

⚡Book Your FREE 30 min Strategy Call

Find out exactly what your first move looks like. Over 2,000 investors have used this exact process to build their wealth. Most had a property under contract within weeks, not years. No pitch. No pressure. Just clarity.

📥 Download the Free Turnkey Cheat Sheet Ready to start but want the blueprints first? Grab the guide on what to do first, second, and third when buying your first rental.
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Choosing the right rental market for out-of-state investing starts with one question most investors never ask: what is your actual goal? In this episode, Melissa breaks down the three core investment strategies and shows you exactly how to match your goals and budget to the right market before you ever look at a single property. 

You will learn the difference between cash flow markets, appreciation markets, and hybrid markets, including real purchase prices, real returns, and what to expect from each. Melissa also covers how much money you actually need to get started, why most turnkey providers are pointing you at the wrong market, and what she looks for when evaluating whether a market belongs in her inventory at all. 

This is Part 2 of the What to Expect When You're Investing series, a five-part guide walking you through the exact process Melissa uses with her mentorship students to get a cash-flowing rental under contract. 

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Most people don't stall because they can't read a mortgage calculator. They stall because nobody will tell them which market, which team, and which house. 

If that's you, the next step is simple: In about 40 minutes I walk you through the exact People, Property, and Process system I use to buy out of state without becoming a landlord, including a real property projecting a 17% return that I would not buy and why. 

Register, and I'll also send you my "Deal or No Deal" Calculator so you can screen a property in about 30 seconds. 

Watch it on demand; no live call to wait for.

Watch the free training here: https://ladyluckinvestments.com/lazy-training-sign-up

Know someone who's been thinking about buying a rental for years and still hasn't pulled the trigger? Send them this one.

1. 🎙️ Enjoyed this episode? Tap the link below to leave us a quick 5-star review! It takes less than 60 seconds and helps other busy professionals find the show. 
   1. Leave a 5-Star Review Here------->  https://ratethispodcast.com/passive
2. Not sure if you're ready to buy your first rental or if something is holding you back? Take the Gut Check: ...