In Episode 2 of Paul Squared, Paul Young dives into the essentials of Chapter 7 bankruptcy law, breaking down what it is, who qualifies, and when it might be the right choice for you. On the back of Paul’s 30+ years of experience, he provides actionable advice on how to file for Chapter 7 bankruptcy, along with guidance on the benefits and potential challenges involved in the process.

Understanding Chapter 7 Bankruptcy can be a game changer for individuals facing overwhelming debt. Paul discusses the relief that comes from filing for bankruptcy, including how it can provide a fresh start and what your life will look like after filing, both financially and emotionally.

Choosing to file for bankruptcy is a serious decision, but it can be a necessary step toward regaining control of your financial future. This episode explains why consulting with a lawyer who specializes in bankruptcy is crucial in ensuring you understand all your options and avoid common pitfalls when filing for Chapter 7.

Paul also touches on the different types of bankruptcy, with a special focus on Chapter 7 Bankruptcy (Chapter 13 bankruptcy is covered on Episode 3). This episode provides you with a clear understanding of how to file for Chapter 7 bankruptcy, the legal protections it offers, and how it can help you rebuild a healthier financial life.

Key Takeaways:

• Chapter 7 bankruptcy offers a fresh start by discharging most unsecured debts like credit card balances and medical bills.
• Filing for bankruptcy can provide immediate relief from creditor harassment and wage garnishments.
• The Chapter 7 filing process requires you to pass the means test to qualify, ensuring that you don't have the ability to pay off your debts.
• It's essential to consult with a bankruptcy lawyer to fully understand your rights and obligations before filing.
• After filing for Chapter 7 bankruptcy, you may be able to rebuild your credit in as little as 1-2 years with the right strategies.
• Chapter 7 bankruptcy is not the only option—explore other types of bankruptcy to determine the best fit for your financial situation.

For more information on bankruptcy law visit https://www.youngmarrlaw.com/bankruptcy/pennsylvania/philadelphia-bankruptcy-attorneys/.

In need of legal representation? Visit our website at youngmarrlaw.com to meet our team, schedule a free consultation, or contact us directly via phone.

We are rounding out Season 1 of Paul Squared: Legal Insights Into Criminal, Bankruptcy, and Disability Law with Paul Mallis taking some time to break down commonly charged crimes in Pennsylvania, offering insight into how these charges are classified and what penalties you may face. Paul dives into the different degrees of crimes in Pennsylvania, covering everything from misdemeanors to felonies, and how crimes like assault, burglary, rape, murder, and drug-related offenses are treated under the law.

Understanding what constitutes a misdemeanor and felony in Pennsylvania is critical for anyone involved in the criminal justice system. Paul explains the various levels of offenses, from less severe crimes (misdemeanors) to more serious charges (felonies), and how the penalties of each can impact your future.

Like all the episodes throughout Season 1, Paul explains the importance of consulting with an experienced lawyer if you are facing criminal charges. Your attorney can help you understand the nuances of these terms and ensure you fully comprehend your rights and potential defenses, whether you’re charged with drug possession, trafficking, assault, and much more.

Key Takeaways:

• Degrees of crimes in Pennsylvania are classified into different categories, with misdemeanors being less severe than felonies, but still carrying significant penalties.
• What is a felony? A felony is a serious crime that often results in lengthy prison sentences, substantial fines, and a permanent criminal record.
• What constitutes a felony in Pennsylvania? Felonies can range from (but are not limited to) violent crimes like murder to drug offenses such as drug trafficking.
• What is a misdemeanor? A misdemeanor is a less severe offense, typically punishable by less jail time than a felony, as well as lesser fines.
• What constitutes a misdemeanor includes crimes such as simple assault, theft, and certain drug offenses, all of which carry penalties but are considered less serious than felonies.
• If you're facing charges for commonly charged crimes in Pennsylvania, consult with a lawyer who can help you understand your options, your rights, and potential defenses available to you.

For more information on criminal charges visit https://www.ykacrim.com/bucks-county/.

In need of legal representation? Visit our website at youngmarrlaw.com to meet our team, schedule a free consultation, or contact us directly via phone.

This is Episode 10 in the inaugural season of Paul Squared and, in this installment, Paul Mallis is back to provide a comprehensive overview of DUI (Driving Under the Influence) laws and the steps you should take if you find yourself facing DUI charges. Paul taps into important topics like field sobriety tests, chemical sobriety tests, how substances like alcohol or drugs can impact your ability to drive legally, when license suspensions come into play, and much more.

Understanding the ins and outs of DUI laws and how the legal process works is critical if you're pulled over for suspected impaired driving. You’re about to learn why it’s beneficial (and within your rights) to refuse field sobriety tests and how these decisions can affect your case moving forward. Consulting with a skilled lawyer is key to understanding your rights with a DUI and the best strategies for handling these charges.

Paul emphasizes the importance of knowing what to do if you get a DUI, and how your actions can significantly influence the legal consequences you face. This episode is designed to deliver a clear understanding of the potential outcomes of a DUI charge, and why having legal representation can ensure you protect your rights and minimize consequences.

Key Takeaways:

• DUI stands for Driving Under the Influence and involves operating a vehicle with a blood alcohol concentration (BAC) above the legal limit or under the influence of drugs.
• What is a DUI? It is a criminal offense with serious penalties that can affect your driving privileges, criminal record, and overall future.
• What should you do if you get a DUI? Remain calm, show respect to law enforcement, and understand your rights
• Refusing field sobriety tests can be a strategic move, as these tests are often subjective and may not be in your best interest.
• Knowing your rights with a DUI is crucial, including your right to refuse certain tests and your right to legal representation.
• Chemical sobriety tests (like breathalyzers) are commonly used to determine driving under the influence - you need to understand the implications of taking or refusing them.

For more information on DUI charges visit https://www.ykacrim.com/bucks-county/.

In need of legal representation? Visit our website at youngmarrlaw.com to meet our team, schedule a free consultation, or contact us directly via phone.

Paul Mallis is back for Episode 9 and, in this installment of Paul Squared, Mr. Malls explores the complexities of criminal law proceedings, with a focus on plea deals and how they can impact the outcome of your case. Paul answers the questions of what is a plea deal, when you should consider accepting one, and how it compares to going to trial - providing you with a clear understanding of your options.

Understanding how a plea deal works is crucial in navigating criminal charges, as it can significantly impact the length of your sentence and criminal record. Paul breaks down the factors to consider when deciding whether to accept a plea deal, including the evidence against you and the potential consequences of both pleading guilty or taking your case to trial.

In addition, Paul addresses your rights when convicted of a crime and how consulting with an experienced criminal lawyer can guide you in making the best decision. By consuming this episode, you'll have a thorough understanding of the intricacies of a plea deal and how a lawyer’s expertise can help you secure the best possible outcome.

Key Takeaways:

• A plea deal is an agreement where a defendant pleads guilty to a lesser charge in exchange for a more lenient sentence or other concessions.
• Understanding how a plea deal works can help you weigh the potential risks and rewards of taking a plea versus going to trial.
• When should you accept a plea deal? Consider the strength of the prosecution's case, the severity of the charges, and the likelihood of a more favorable outcome at trial.
• What are your rights when convicted of a crime? You have the right to consult your lawyer (RECOMMENDED) before accepting a plea deal to fully understand the implications on your case and future.
• If the evidence against you is overwhelming or if a trial could result in a harsher sentence, a plea deal may be your best option.
• Always consult with a criminal lawyer to ensure you understand the full scope of your legal rights and the best strategies for your specific case.

For more information on criminal law visit https://www.ykacrim.com/bucks-county/.

In need of legal representation? Visit our website at youngmarrlaw.com to meet our team, schedule a free consultation, or contact us directly via phone.

It’s Part 2 of our deep dive into criminal law proceedings featuring the knowledge and expertise of Paul Mallis, taking you even further into the essential stages of a criminal case. We discuss your rights at each step, from arrest to trial, and emphasize the importance of consulting with a lawyer to protect your interests throughout the process.

Understanding the basics of criminal law is critical for anyone facing charges, as the process can be confusing and intimidating. We break down the various aspects of criminal law, explaining how the system works, what you can expect, and the role of defense attorneys in securing your rights and best outcomes.

*It’s recommended you listen to Episode 7 before consuming the content within this episode so you gain a full understanding of criminal law proceedings, your rights, and much more.

Key Takeaways:

• Criminal law proceedings involve key stages such as arrest, arraignment, trial, and potentially sentencing or appeals.
• Understanding specific aspects criminal law can help you navigate the system and know your rights at each stage of the process.
• You have the right to appeal a conviction, request alternative sentencing, and protect yourself from unjust punishment when convicted of a crime.
• Consulting with a criminal lawyer is crucial to ensuring you understand your rights and receive proper legal representation during proceedings.
• Your lawyer can help you assess plea deals, negotiate sentencing, and explore other strategies to reduce the consequences of a criminal conviction.
• Navigating criminal law proceedings without legal help can be risky, so always consider professional guidance to protect your rights and future.

For more information on criminal law visit https://www.ykacrim.com/bucks-county/.

In need of legal representation? Visit our website at youngmarrlaw.com to meet our team, schedule a free consultation, or contact us directly via phone.

It’s Episode 7 of Paul Squared and Paul Mallis is in the captain’s set to break down the essentials of criminal law proceedings - offering insight into the steps of a criminal case from arrest to trial. Paul covers the key aspects of criminal law, including your rights throughout the process and why consulting with a lawyer is critical to ensuring that those rights are protected.

Understanding the basics of criminal law is crucial for anyone facing criminal charges, as the process can be complex, intimidating, and life-altering. This particular episode (and Episode 8, which serves as Part 2 of this conversation) provides an overview of how criminal cases unfold, from initial charges to potential sentencing, and fills you in on how a skilled lawyer can help you navigate this challenging journey.

Paul also shares what your rights are when convicted of a crime, including options for appealing a conviction and the potential consequences of a criminal record. You’ll also learn about programs designed to help first-time offenders avoid making similar mistakes in the future and what happens if you commit the same crime repeatedly.

Key Takeaways:

• Criminal law proceedings involve multiple stages, including investigation, arrest, summons, arraignment, bail, trial, and potentially sentencing or appeals.
• Understanding the basics of criminal law helps you recognize your rights at each stage of the process and avoid common pitfalls.
• What are your rights when convicted of a crime? You have the right to an appeal, as well as protections from unfair punishment or excessive sentences.
• Consulting with a criminal lawyer is essential to ensure that you fully understand your rights and the potential outcomes of your case.
• Legal counsel can help you navigate plea deals, sentencing alternatives, and ensure fair treatment throughout criminal law proceedings.
• Knowing the criminal law process can empower you to make informed decisions, whether you’re defending yourself or seeking a fair trial.

For more information on criminal law visit https://www.ykacrim.com/bucks-county/.

In need of legal representation? Visit our website at youngmarrlaw.com to meet our team, schedule a free consultation, or contact us directly via phone.

Welcome to Paul Squared: Legal Insights Into Criminal, Bankruptcy, and Disability Law. This podcast is brought to you by the law firm of Young, Marr, Mallis & Associates and features the knowledge and expertise of two of our partners - Paul Young & Paul Mallis.

As this season rolls on, we'd like to formally introduce you to Paul Mallis.

Mr. Mallis specializes in criminal law and will spend the next five episodes of this season sharing his years of experience in these areas of focus. Paul will provide you with strategy, guidance, and a more clear understanding of your rights (as well as why you should consult with him if you're in need of professional counsel in this area).

In this episode, you get an opportunity to learn more about Paul, his ventures to the midwest for law school, his return to Philadelphia to pursue his career in law, and how he ended up specializing in criminal law.

In need of legal representation? Visit our website at youngmarrlaw.com to meet our team, schedule a free consultation, or contact us directly via phone.

It’s Episode 5 of Paul Squared: Legal Insights Into Criminal, Bankruptcy, and Disability Law, and Paul Young is back to break down the ins and outs of long-term disability law, providing you with the essential information you need to effectively navigate the claims process. Paul covers the key steps on how to file for disability, including the necessary documentation and medical evidence to increase your chances of approval.

Filing for long-term disability benefits can be a challenging and complex process, but understanding the requirements is the first step to securing the financial relief you deserve. Paul shares when you can file for disability and why it's crucial to consult with a lawyer to ensure you understand the nuances of disability law and avoid common mistakes.

Understanding disability law is essential for anyone considering long-term disability benefits, as it can change your life by providing financial support during a difficult time. Paul Young brings over 30 years of experience in this specialty area to this episode, as well as a personal connection to the process of disability having dealt with these processes within his own family.

Key Takeaways:

• Disability law provides important protections and benefits for individuals who are unable to work due to long-term health conditions or injuries.
• How to file for disability involves submitting a detailed application, medical records, and other necessary documentation to prove the severity of your condition.
• When you can file for disability depends on the specifics of your condition and the waiting period for eligibility, which can vary by insurer and plan.
• Filing for long-term disability may require additional steps beyond short-term disability, including a more detailed review of your long-term medical prognosis.
• Consulting with a disability lawyer is essential for ensuring your application is thorough and complete, reducing the likelihood of denial.
• What you need to know about disability law includes understanding your rights, the claims process, and the appeal options if your claim is denied.

For more information on disability law visit https://www.youngmarrlaw.com/conditions-that-can-qualify-you-for-disability-benefits/.

In need of legal representation? Visit our website at youngmarrlaw.com to meet our team, schedule a free consultation, or contact us directly via phone.

In Episode 4 of Paul Squared, Paul Young provides a detailed look at Social Security and disability law, explaining what you need to know about your rights and key steps involved in filing for benefits. Paul discusses when and how to file for Social Security and disability benefits, along with the crucial role a lawyer plays in helping you navigate the process and maximize your chances of approval.

Filing for disability benefits can be a complex and overwhelming process, but understanding your rights is the first step toward securing the support you deserve. Throughout this entire episode, Paul offers guidance on how to file for Social Security AND disability, ensuring you know what documents to gather and how to present your case effectively.

In addition to explaining the filing process, Paul also shares the relief and changes in your life that come once approved for Social Security or disability benefits (something that can happen more efficiently when guided by proper counsel). After taking in this discussion with Paul, you’ll have a clear understanding of when you can file for disability and strategies to help you through the application process with the best chance of success.

Key Takeaways:

• Social Security law provides crucial financial support for individuals who are disabled or unable to work due to illness or injury.
• Disability law offers a pathway for those suffering from short-term and long-term disabilities to access benefits and improve their financial security.
• Filing for Social Security involves completing an application, submitting medical records, and meeting eligibility requirements.
• How to file for disability is a detailed process, requiring medical evidence and supporting documentation to demonstrate the severity of your condition.
• Understanding when you can file for disability is vital—there are specific rules about eligibility and waiting periods that you must consider before applying.
• Consulting with a specialized attorney can greatly improve your chances of approval, as they provide essential knowledge and guidance before, during, and after the filing process.

For more information on disability law visit https://www.youngmarrlaw.com/conditions-that-can-qualify-you-for-disability-benefits/.

In need of legal representation? Visit our website at youngmarrlaw.com to meet our team, schedule a free consultation, or contact us directly via phone.

In Episode 3 of Paul Squared, Paul Young, Partner at Young, Marr, Mallis & Associates, provides an in-depth look at Chapter 13 bankruptcy law, focusing on how you can reorganize your debt, avoid penalties, and set yourself up for success in the future. Paul breaks down the steps involved in filing for bankruptcy under Chapter 13 and why it could be the right option for those with a steady income who want to keep their assets.

Chapter 13 Bankruptcy offers a unique opportunity for individuals to repay their debts over a scheduled period while protecting valuable assets like homes and cars. Paul discusses the key strategies for how to file for Chapter 13 bankruptcy, including what financial documentation is required and how a bankruptcy attorney can help you create a feasible repayment plan.

Filing for Chapter 13 bankruptcy can provide relief from overwhelming debt, but it’s a complex legal process that requires careful planning and execution. Consulting with a bankruptcy lawyer is critical to ensure you understand the specific benefits available, such as reducing unsecured debt and stopping foreclosure proceedings.

In addition to covering the basics of how to file for Chapter 13 bankruptcy, Paul compares Chapter 13 bankruptcy to other types of bankruptcy, like Chapter 7 (covered in more detail in Episode 2), so you can better understand which option best fits your financial situation. This episode is designed to provide you with a clear understanding of the Chapter 13 bankruptcy parameters and how it can offer long-term financial relief.

Key Takeaways:

• Chapter 13 Bankruptcy law allows individuals to reorganize debt and make manageable monthly payments over a set period of time.
• Filing for bankruptcy under Chapter 13 helps you avoid asset liquidation, allowing you to keep homes, cars, and other valuable property.
• Chapter 13 bankruptcy is ideal for individuals with a steady income who want to repay their debts without losing assets.
• Consulting with a bankruptcy lawyer is essential to understanding the Chapter 13 process and creating a feasible repayment plan.
• How to file for Chapter 13 bankruptcy involves submitting detailed financial information, creating a repayment plan, and gaining court approval.
• Chapter 13 bankruptcy offers protection from foreclosure and other collection activities, providing relief and a path to financial recovery.

For more information on mortgage foreclosure defense visit https://www.youngmarrlaw.com/bankruptcy/pennsylvania/philadelphia-bankruptcy-attorneys/mortgage-foreclosure-defense/.

In need of legal representation? Visit our website at youngmarrlaw.com to meet our team, schedule a free consultation, or contact us directly via phone.