Pay Me In Coffee Podcast

Retirement can be a rather intimidating prospect, especially with all the information out there. In this episode, I break down a Retirement Annuity (RA) for retirement planning in South Africa: (1) What is it?, (2) How it works?, and (3) Why you might consider it?

This week we discuss the Satrix Divi ETF, and if it's even worth considering it when SA Retail Savings Bonds are yielding 7.25% at the moment?

This is Part 2 of my interview with Jordan Nel of Vineyard Holdings. Previously we discussed books and value investing and in this episode, we go through mental models to aid decision making, surrounding yourself with different people and whether or not investors add value to society.

Show Notes:
Jordan's Twitter: @jordsnel
Jordan's blog: vineyardholdings.net

In this new segment of the podcast, I give you a quick summary of the ETF's listed on the Johannesburg Stock Exchange - What they're about, how much they charge and what might be some risks to think about. Listen all the way to the end to hear my overall 5 point rating of the ETF.

In this week's episode, I have the honour of interviewing Jordan Nel, a South African equity investor focussed on bringing value back to the South African equity and business markets. In Part 1 of this 2 part episode, we discuss a broad range of topics including books to change your perspective on investing, how to be antifragile, FAANG stock valuations and we end of discussing decision making in investing.

Show Notes:
Twitter: @jordsnel
Jordan's Blog: VineyardHoldings.net
Blog Post: What is a value investor?

In this week's episode, we take a look at bubbles - (1) how they form, (2) what are the common characteristics of bubbles, and (3) what causes them to burst. I also take a look at some of the current metrics we have for the tech sector today and compare it to the same metrics back in the dotcom crash of 2000 to decide if we're in bubble territory or not.

Show Notes:
The Guardian: "Twenty years after the dotcom crash, is tech’s bubble about to burst again?"
The Guardian: "Airbnb soars to near $100bn valuation as shares more than double in IPO"
Greenlight Capital Letter to Shareholders, 27 Oct 2020
Fortune.com Article: "3 ways tech stocks resemble the 2000 bubble—and one way they don’t"
Business Insider: David Einhorn Calls a Bubble
Business Insider: "Why Amazon, Tesla, and other 'Elite Eight' mega-cap titans look to be in a bubble despite strong profit growth, according to one research firm"
Wall Street Journal: "Investors Double Down on Stocks, Pushing Margin Debt to Record"
FAANGM Market Caps from Yardeni Research
Demystifying Snowflake: The Biggest Software IPO in History

This week I'm talking about self-reflection. I believe that in today's world of fast-paced, always busy, self-indulgent culture, we haven't had a chance to cultivate self-knowledge. In this episode, I go over some reflections from 2020 and then try and give you a framework for small self-reflection sessions to practice in your own life.

In this week's episode, I go over the investment case for gold: (i) why investors consider gold, (ii) and how much gold should be in your portfolio. I also discuss some easy ways for South Africans to invest in gold right at the end of the podcast.

In this episode, I discuss how we currently measure inflation and what the mains points of contention around these measurements of inflation are. I discuss constant-standard-of-living vs constant-standard-of-satisfaction measures and how inflation might impact our investing portfolios.

Useful links
Alternate CPI Measures: Shadowstats
Article:  The Risks of Relying on an Inaccurate Inflation Measure
Link to Stealthy Wealth's Inflation Calculator

Please remember that nothing in this episode should be construed as investment advice. Always make your own investment decisions. Happy investing. 

This week I have the one and only Frugal Local on for a two-part interview. In this half of the interview, we discuss: (1) lifestyle creep, (2) how to leverage your connections, (3) the transition from his 3 bedroom house into one of his investment properties, (4) how to find good property deals, (5) what he learnt about himself walking the Camino de Santiago, and (6) his philosophy on money and marriage.

Frugal Local Blog: https://frugallocal.co.za/
Effectify: https://effectify.co.za/
Twitter: @frugallocal