Pay Me In Coffee Podcast

This week I have the one and only Frugal Local on for a two-part interview. In this episode, we discuss: (1) how he got his name, (2) starting small, (3) credibility using social media, (4) his personal property investments, (4) good debt vs bad debt, and (5) shopping for clothes. 

Frugal Local Blog: https://frugallocal.co.za/
Effectify: https://effectify.co.za/
Twitter: @frugallocal

A Framework to Executing at Life: An Espresso Lovers' Guide. This week is a bit of a coffee geek out mixed with some practical frameworks for evaluating problems and making micro-adjustments in order to meet your goals. So if you're struggling with staying the course and get overwhelmed by just how many variables are present in your life, I think this is the episode for you.

With the upcoming US election just around the corner, I thought it would be a good idea to look at how the stock market performs historically around elections and whether or not it will make a difference to our portfolios.

In this episode, I talk through what it means to be a minimalist and how it could provide better returns and happier lives for investors. Often we find ourselves trapped in a tornado of information, decisions and stuff. What if removing all of this would result in more time, more freedom and a more fulfilling life. This is what I feel minimalism offers the investor who is willing to be honest with himself about what he values. As always, the views expressed in the podcast are my own and should not be construed as investment advice. I'm simply providing my views on money, investing and living a fulfilling life.

In this episode, I discuss what expenses you should expect in retirement, if the 4% rule is even a good rule to use, and why you should consider never retiring.

In this episode, I take you through the 5 Laws of Gold made popular by George Clason's book, 'The Richest Man in Babylon'. I discuss topics ranging from how much you should be saving to retire, to winning the lottery, to how ‎£4 billion went missing.

In this episode, I discuss my views on wealth and why it is not necessarily about how much money you have. We discuss how emotional well-being and life evaluation relate to income, how spending money on others ultimately makes us happier, and what different measures of wealth we could use to gauge how wealthy we actually are.

In this episode, I discuss tax-free savings/investment accounts, what I look for on an ETF factsheet and why low-interest rates might be a great opportunity for millenials to look at buying a property. 

In this week's episode, I discuss 3 approaches to asset allocation and how we can mix and match strategies that make our portfolios work for us.

This week I go through how likely you actually are to pick a winning stock and what strategy we can use to supplement a single stock-picking strategy.