Michelle Beyo is the CEO and Founder of Finavator, an award winning payments and future of finance consultancy. Michelle brings 20+ years of expertise from across multiple industries including Payments, Loyalty, Telco, Digital Identity and Open Data. Her leadership has helped drive innovation in both retail and payments sectors, fostering strategic growth for numerous North American companies.

In this episode of Payments Unpacked, Yuno Chief Business Officer Carol Grunberg and Michelle discuss the origins of transformative payment innovations like open banking and tap-to-pay, the growing threat of fraud, and how the right fintech partnership can help large financial institutions innovate and scale across new regions.

If you're interested in joining Michelle's master class on the "Future of Finance", use the code Yuno20 to get a 20% discount: https://www.finavatorfuturefinancemasterclass.com/

Very few people have seen the evolution of digital commerce like Osama Bedier. As an early employee at AT&T Wireless, eBay and PayPal, Osama has helped build much of the technology and infrastructure that powers the world of payments. Beginning his career in a call center, he quickly rose through engineer and leadership ranks at eBay, PayPal and Google, eventually becoming the head of Google Wallet before launching his own payments company, Poynt.In this episode of Payments Unpacked, Osama sits down with Yuno Chief Business Officer Carol Grunberg to reflect on his fascinating journey through the early days of e-commerce. From teaching himself to code at a young to building category-defining innovations, Osama credits his career success to having a curious mindset, focusing on removing friction for the end-user, and always looking to achieve "relevant ubiquity."

In this episode of Payments Unpacked, Yuno Chief Business Officer Carol Grunberg sits down with Gloria Colgan, SVP and Global Head of Product, Commercial Solutions at Visa, former Chief Marketing Officer for Velo Payments, and former President of PYMNTS.com. She is also a Founding LP in How Women Invest and an Executive Board Member for How Women Lead.Throughout her impressive career in the payments industry, Gloria has helped champion a fundamental shift in the way people think about payments. Now, as Head of Product for Visa Commercial Solutions, she wants to create a future where passwords are a relic of the past, payments teams leverage AI to maximize productivity, and businesses can expand seamlessly across the world. Most importantly, she is helping to drive the "consumerization of commercial payments" - empowering businesses to experience the same fast, frictionless and secure payment experiences consumers enjoy.In this conversation, Carol and Gloria explore the major trends reshaping the payments industry, the importance of bringing diversity into the boardroom, and much more.

In this episode of Payments Unpacked, Yuno Chief Business Officer Carol Grunberg sits down with Peter Hazlehurst, Co-founder & CEO of Synctera.

From his early days at Google to launching Uber Money and co-founding Synctera, Peter Hazlehurst has had a front row seat to the evolution of embedded finance. Once a fringe concept, embedded banking products are the future of commerce, allowing businesses to connect and deliver better experiences to their customers without large technology teams or resources.

Carol and Peter discuss the origins of Google Pay, the rise of vertical SaaS companies, and why Syncteras want to build the "Shopify for banking" experience.