Most business owners think of health and life insurance as just protection for themselves and their families. But the truth is insurance can also be a powerful tax planning tool that reduces liability and creates long-term financial security.

In this episode of Peace Luv Biz, Steve and Mary break down how entrepreneurs can strategically use insurance in their business and personal finances, not just as a safety net, but as a smart tax strategy. From deductions and credits to reducing taxable income and protecting your legacy, this is a candid look at how insurance fits into your overall business plan.

Key takeaways: ✅ How health insurance premiums can reduce taxable income. ✅ Ways business owners can structure life insurance as part of long-term planning. ✅ Why ignoring insurance often leads to higher tax liability (and risk). ✅ How to balance protection, planning, and peace of mind.

Subscribe and visit www.peaceluvbiz.com for free resources, business tips, and to book a consultation to align your insurance and tax strategies. 💜📊🛡️

In this heartfelt episode of Peace Luv Biz, Steve and Mary share the origin story behind their business, and why it’s so much deeper than numbers, strategy, or tax planning.

Mary opens up about her powerful life journey, filled with struggle, strength, and reinvention, and how every chapter led to a mission: helping business owners find peace in their purpose and structure in their chaos. Steve, with his own perspective as the younger counterpart, offers insight on what it’s like to work beside someone whose life experience is not only unmatched, but transformational.

This isn’t just about how the business was built. It’s about why it had to be.

✅ How real-life struggle shaped our business values ✅ The moments that sparked purpose—and peace ✅ Why empathy, structure, and truth are at the heart of everything we do ✅ How two different paths merged to build one shared mission

Subscribe and visit www.peaceluvbiz.com for more tools, client stories, and a free consultation with Mary and Steve. 💜🛠️✨

In this episode of Peace Luv Biz, hosts Steve and Mary get real about a critical topic for every entrepreneur: knowing your worth and charging what you deserve.

They explore how undercharging, delayed payments, and loose boundaries can quickly turn your business into an unpaid favor—and how to shift your mindset and systems so you operate like a pro, not a doormat. Whether you're just starting out or re-evaluating your pricing, this conversation will give you the clarity and confidence to charge and collect like a boss.

✅ Why your rates reflect more than time—they reflect expertise and value ✅ The financial (and emotional) cost of undercharging ✅ How to set clear payment terms that protect your business ✅ You’re not running a charity—run it like a business, or it will run you

Be sure to subscribe and visit www.peaceluvbiz.com for pricing strategy tools, free resources, and to schedule a consultation with Mary. It’s time to get paid what you’re worth—with peace and love! 💜💰💼

In this episode of Peace Luv Biz, hosts Steve and Mary break down a powerful acronym that should guide every interaction you have with clients, partners, and team members: RESPECT.

From setting clear expectations to practicing transparency and trust, Steve and Mary explore how adopting this mindset leads to stronger relationships, fewer misunderstandings, and long-term business success. Whether you're a service provider or a CEO managing a team, this framework will help you operate with integrity and effectiveness.

✅ Why relationships drive revenue—and how to strengthen them. ✅ How to communicate clearly, confidently, and constructively. ✅ The importance of transparency, empathy, and accountability. ✅ RESPECT isn’t just a value—it’s a system for success.

Subscribe and visit www.peaceluvbiz.com to access your free RESPECT Checklist and schedule a consultation with our team. Lead with intention, and build your business with peace and love! 💜🤝💼

In this episode of Peace Luv Biz, hosts Steve and Mary dive into the hidden costs of financial procrastination—and how to prevent accounting “emergencies” before they even begin.

They unpack why so many business owners feel like they’re constantly putting out fires when, in reality, most financial crises are completely avoidable with the right systems and habits in place. From cash flow surprises to tax-time panic, Steve and Mary offer a practical approach to building “financial fire drills” that help you stay prepared, calm, and in control.

Key takeaways: ✅ How procrastination in finances creates costly emergencies. ✅ Simple systems that spot issues before they escalate. ✅ Monthly habits every business owner should adopt. ✅ Why proactive planning saves money, stress, and time.

Be sure to subscribe and visit www.peaceluvbiz.com to download your free Financial Fire Drill Checklist and schedule a free consultation with Mary. Until next time, protect your peace—and fireproof your business with love! 💜🔥💼

In this episode of Peace Luv Biz, hosts Steve and Mary, tackle one of the most overlooked threats to long-term success - burnout.

They dive into what burnout really looks like for business owners and key team members, why it’s more common than ever, and how to navigate it without crashing your company. From spotting the early signs to creating sustainable recovery strategies, Steve and Mary offer practical, compassionate insights for entrepreneurs who are feeling the weight of it all.

Plus, they walk you through what to do when a vital team member burns out—and how to keep the business moving while protecting your people.

Key takeaways: ✅ How to recognize burnout before it breaks your business. ✅ Simple changes you can make to prevent energy crashes. ✅ A real-world strategy for handling burnout in a key team member. ✅ How to create a healthier, more resilient business culture.

Don’t forget to subscribe and visit www.peaceluvbiz.com for free tools, leadership guides, and mental health-friendly business strategies. Until next time, protect your energy and lead with peace and love! 💜🔥

In this episode of Peace Luv Biz, Mary and Steve dive into the dynamics of business partnerships, especially the kind built on friendship, trust, and shared vision. Whether you’re in business with your bestie, sibling, or someone you vibe with deeply, this episode unpacks why healthy boundaries are the secret to long-term success.

From the glow-up of aligned collaboration to the blow-up that happens when roles, money, and expectations aren’t discussed, Mary shares real talk from her own experiences and practical steps for setting intentional boundaries that protect both the business and the relationship.

Key Takeaways: ✅ The difference between thriving partnerships and tension-filled ones ✅ How to define roles and responsibilities without killing the vibe ✅ Why clear money conversations are an act of respect ✅ The power of partner agreements, even when you’re close ✅ How boundaries preserve love, clarity, and growth

🎯 Thinking of partnering up, or already navigating one? Head to www.peaceluvbiz.com for free tools and templates to help you set your business relationships up for success.

In this episode of Peace Luv Biz, Steve and Mary break down the truth about fractional CFOs—and why they’re not just a line item on your expense sheet, but a powerful asset to your business.

They walk through three high-impact ways a fractional CFO can directly increase your profitability: optimizing cash flow, making data-driven decisions with financial forecasting, and implementing strategic tax planning. With real-life examples and actionable insights, this episode will help you rethink the role of a CFO and understand how hiring one can pay for itself...And then some.

Key Takeaways: ✅ Why viewing a CFO as a cost is the wrong mindset ✅ How smart cash flow management can immediately improve your bottom line ✅ The power of financial forecasting for long-term decision-making ✅ How tax strategy, not just tax prep, can save you tens of thousands ✅ Practical tips even non-CFOs can implement today

🎯 Ready to see what a CFO could do for your business? Visit www.peaceluvbiz.com to download a free resource or schedule a strategy session.

In this episode of Peace Luv Biz, Steve and Mary reflect on the whirlwind of tax season. What worked, what didn’t, and how to prepare smarter for the year ahead. If you felt overwhelmed, rushed, or uncertain during filing, you're not alone…and now is the perfect time to reset.

We’ll walk you through the most common pitfalls clients faced this year, share practical post-season tips, and reveal the key questions you should be asking your accountant right now to improve outcomes next time. From optimizing deductions to organizing your finances more effectively, this episode is packed with insights to help you take control before next April rolls around.

By the end of this episode, you’ll know exactly how to use this tax season as a launchpad for better planning, better results, and greater peace of mind.

Visit our website at www.peaceluvbiz.com to see what questions you should be asking your tax preparer and start preparing for your best financial year yet.

In this episode of Peace Luv Biz, Steve and Mary dive into a common trap for entrepreneurs chasing every new idea, tool or opportunity in the name of growth. While it might feel like progress it often leads to burnout scattered results and lost profits.

We’ll show you how to pause, refocus and identify your most profitable services using clear financial insights. Learn how to evaluate what’s really working in your business, double down on what drives revenue and apply strategic tax and CFO tactics to scale sustainably.

By the end of this episode you’ll have the tools and mindset to say no to distractions and yes to growth with intention.

Visit our website at www.peaceluvbiz.com for a free consultation to help you assess your service profitability and plan your next steps with clarity.