In this episode of Peace Luv Biz, Steve and Mary unpack a powerful truth: you don’t have to sacrifice your soul to build a successful business. From dodging hustle culture burnout to making money moves with mindfulness, they walk you through how to scale with strategy and self-care.

They’ll share how authentic marketing, aligned finances, and intentional rest can create a thriving business that actually feels good to run. Plus, they break down how real community (not competition) can fuel your journey further than going it alone.

With their signature blend of grounded advice and soulful strategy, Steve and Mary invite you to rethink the way you work... and remind you that aligned ambition isn’t just possible, it’s the goal.

Key takeaways:

✅ Why hustle culture might be hurting your growth more than helping it. ✅ How to market without selling out your soul. ✅ Money practices that support your mission and your peace. ✅ The role of rest, recovery, and community in real success.

Subscribe and head over to www.peaceluvbiz.com for free resources, soulful biz downloads, and the tools to build your dream without burnout. Until next time... stay aligned, stay ambitious, and stay kind to yourself. 💜📈✨

Fraud Alert! How to Shield Your Small Biz from the Sneaky Stuff

In this episode of Peace Luv Biz, Steve and Mary tackle one of the most under-the-radar threats to small businesses...fraud. From sneaky employee schemes to cyber scams that target your books, they dive deep into what fraud actually looks like, how it creeps into your business, and how to build a fortress of prevention around your hard-earned success.

This isn't just about scare tactics, it's about real-world tips, tools, and mindset shifts that help you stay two steps ahead. With their signature mix of savvy advice and soulful business wisdom, Steve and Mary lay out how to spot red flags before they turn into financial disasters and the small steps that lead to big protection.

Key takeaways:

✅ The most common fraud traps small businesses fall into (and how to avoid them). ✅ Why trust is not a fraud strategy, and what internal controls you actually need. ✅ How to create a fraud-resistant culture in your biz. ✅ The checklist every business owner should run through monthly.

Subscribe and swing by www.peaceluvbiz.com for practical resources, biz-saving checklists, and free downloads that make protecting your company a breeze. Until next time, keep your books balanced and your vibes high! 💜📊🔥

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In this episode of Peace Luv Biz, Steve and Mary tackle one of the biggest stressors for business owners: Understanding Financial Reports. If you've ever felt overwhelmed by profit and loss statements, cash flow reports, or balance sheets, this episode is for you.

They break down why these reports matter, how they impact your decision-making, and how mastering them can help you run your business with confidence. No more guesswork, just clear, actionable insights to help you achieve financial peace of mind.

Key takeaways: ✅ How to read and use your profit and loss, cash flow, and balance sheet reports. ✅ When to invest in growth...and when to hold back. ✅ How financial trends can help you adjust your strategy. ✅ The power of setting realistic budgets aligned with your goals.

Be sure to subscribe and visit www.peaceluvbiz.com for more expert business and financial insights!

In this episode of Peace Luv Biz, hosts Steve and Mary break down the biggest red flags to watch out for when working with accountants and bookkeepers. From gatekeeping financial information to hidden fees and missed deadlines, these warning signs could be costing you money...and even putting your business at risk.

They also dive into why your financials must add up when selling a business and how legal accounting practices ensure you get the best deal. Whether you're a small business owner or looking to switch accounting firms, this episode will help you stay informed, protected, and in control of your finances.

🟣 Special Mention: Purple Day (March 26th) 🟣 At Peace Luv Biz, we recognize Purple Day, an international day dedicated to raising awareness about epilepsy. It's a reminder to support those affected, spread knowledge, and advocate for better understanding. If you or someone you know is impacted by epilepsy, take a moment to learn more and show your support! 💜

Key Takeaways: ✅ Why you should always have full access to your financials. ✅ How to spot misleading agreements and hidden fees. ✅ The risks of poor accounting when selling a business. ✅ Proactive steps to ensure transparency and accuracy.

Be sure to subscribe and visit www.peaceluvbiz.com for a free consultation where we can evaluate your current accounting situation and offering more expert insights to keep your business finances on track! 🎙️💰

In this episode of Peace Luv Biz, hosts Steve and Mary break down how to avoid raising red flags with the IRS and why smart financial planning is essential before making major life decisions...like buying a home.

They dive into common IRS audit triggers, the importance of having your financials in order before big purchases, and how strategic tax planning can keep you on the right track. Whether you're a business owner, freelancer, or simply preparing for a major investment, this episode will help you stay compliant, prepared, and financially secure.

Key takeaways: ✅ The top IRS red flags that could put you at risk of an audit. ✅ Why financial planning before major purchases is crucial. ✅ How tax strategies can maximize deductions without raising suspicion. ✅ Proactive steps to keep your records clean and avoid costly mistakes.

Be sure to subscribe and visit www.peaceluvbiz.com for free tax planning checklists, expert insights, and more financial strategies to help you make smarter money moves. See you next time! 💼💰

In this episode of Peace Luv Biz, hosts Steve and Mary dive into the natural evolution of business. How industries change, how entrepreneurs adapt, and most importantly, how true innovation is born out of necessity.

They break down how some of the most game-changing business ideas didn’t come from a “lightbulb moment” but from solving real-world problems. Whether it’s streamlining processes, filling a market gap, or overcoming a major business challenge, the best innovations come from those who recognize a need and take action.

Key takeaways: ✅ Why necessity is the ultimate driver of business innovation. ✅ How to spot opportunities for growth within your own industry. ✅ The mindset shift that turns challenges into game-changing ideas. ✅ Why staying adaptable is crucial to long-term success.

Be sure to subscribe and visit www.peaceluvbiz.com for free resources, business tips, and expert guidance to help you stay ahead of the curve. Until next time, keep evolving and growing your business with peace and love! 💜💼

In this episode of Peace Luv Biz, hosts Steve, the business growth guy, and Mary, the accounting guru, sit down with special guest Josei Harris, owner and founder of Black Bella Spa in Lanham, MD. Josei shares her inspiring journey from launching her beauty business to realizing she needed an accountant to truly level up her finances.

She opens up about the moment she recognized that handling the numbers alone wasn’t sustainable and how finding Mary helped her gain financial clarity, streamline her operations, and set her business up for long-term success. Whether you're a small business owner or thinking about hiring an accountant, Josei’s story is proof that the right financial guidance can make all the difference.

Key takeaways: ✅ The turning point when Josei realized she needed an accountant. ✅ How working with Mary transformed her business finances. ✅ Why financial clarity is essential for business growth. ✅ The importance of investing in the right experts to avoid costly mistakes.

If you’re in the Lanham, MD area and looking for top-tier beauty and wellness services, visit Josei’s spa, Black Bella Spa, at www.blackbellaspa.com. Specializing in skincare, body treatments, and luxurious self-care experiences, Black Bella Spa is dedicated to helping clients look and feel their best.

Be sure to subscribe and visit www.peaceluvbiz.com to schedule a free consultation and get expert guidance on taking your business finances to the next level. Until next time, grow your business with peace and love! 💜💼

In this episode of Peace Luv Biz, hosts Steve, the Connector-In-Chief, and Mary, Ms in the Boardroom, dive into a common but avoidable problem for business owners... Financial “Emergencies.” The truth? Most accounting crises aren’t real emergencies; they’re just the result of poor planning.

Steve and Mary break down why last-minute tax surprises, cash flow shortages, and payroll panic are symptoms of reactive financial management. They’ll share practical strategies for staying ahead of the game, from implementing a structured bookkeeping system to planning taxes in advance and creating cash flow buffers. Plus, they’ll discuss the long-term benefits of proactive financial planning and how it keeps your business running smoothly, even in uncertain times.

Key takeaways: ✅ Accounting “emergencies” are preventable with the right systems in place. ✅ Tax season shouldn’t be a stressful scramble, proper planning makes it easy. ✅ Budgeting and cash flow forecasting help eliminate last-minute financial surprises. ✅ A proactive approach to finances allows for smarter decision-making and business growth.

Be sure to subscribe and visit www.peaceluvbiz.com to schedule a free consultation and get expert guidance on setting up a financial strategy that keeps your business stress-free. Until next time, plan ahead and grow your business with peace and love! 💜💼

In this episode of Peace Luv Biz, hosts Steve, the business growth guy, and Mary, the accounting guru, tackle a fundamental question for entrepreneurs: Are you truly running a business, or is it just a hobby? They break down the mindset, commitment, and financial habits that separate thriving business owners from those just dabbling.

Steve and Mary share real-world insights on the effort required to build a sustainable business, the misconceptions that hold people back, and why passion alone isn’t enough to succeed. Mary also brings her no-nonsense accounting perspective to the table, emphasizing the importance of treating your business like a business, especially when it comes to finances, time investment, and long-term strategy.

✅ A real business requires real commitment, consistency is key. ✅ Just because you love what you do doesn’t mean it’s a profitable business. ✅ Financial clarity is essential: track income, expenses, and profitability. ✅ Shifting from a hobbyist mindset to a CEO mindset changes everything.

Be sure to subscribe and visit www.peaceluvbiz.com for free resources, business tips, and updates. Until next time, stay committed and grow your business with peace and love!

Welcome to the very first episode of Peace Luv Biz! Hosts Steve, the business growth guy, and Mary, the accounting guru, kick off their journey by exploring how business owners can achieve financial success while maintaining peace, love, and balance in their lives.

In this episode, Steve and Mary share their experiences helping small businesses grow, from solo entrepreneurs to multi-storefront success stories. Mary recounts a fascinating forensic accounting case that sparked her passion for digging into financials, reinforcing the importance of clear, honest bookkeeping.

They discuss common financial stressors for business owners, including the misconception that income equals bank balance, the necessity of goal-setting, and the importance of delegation. The duo emphasizes that running a business is not a "set it and forget it" endeavor, it's a continuous process of learning, adjusting, and balancing work and life.

Key takeaways:

• Accounting is not scary, understanding your numbers brings clarity and control.
• Every business owner needs a clear plan with measurable goals.
• Success requires delegation, owners can't wear every hat in the business.
• A strong network of fellow entrepreneurs can provide invaluable support.

Be sure to subscribe and visit www.peaceluvbiz.com for free resources, business tips, and updates. Until next time, find your balance and grow your business with peace and love!