The Atlas Annuity Podcast

Peak 65: Why 4 Million Retirees Face the Same Income Problem


Listen Later

If someone handed you a suitcase with a million dollars and said it has to last the rest of your life, would you feel confident or nervous? Most people say nervous—and that reveals everything wrong with how we think about retirement.

In this episode, host Marty Becker breaks down groundbreaking research on the "Peak 65 Zone"—a demographic tsunami where over 11,000 Americans turn 65 every single day. The problem? The traditional three-legged stool of retirement (pension, Social Security, savings) has collapsed to just one leg, and most retirement plans were never designed to solve the real challenge retirees face.

You'll discover:

  • Why retirement isn't about how much you have, but how long your income will last
  • The critical difference between accumulation and distribution (and why your 401(k) only solves half the problem)
  • What the Peak 65 research reveals about creating guaranteed lifetime income
  • Why fewer than 20% of Americans still have pension access—and what that means for you
  • Whether you're approaching retirement or already there, this episode will change how you think about turning your savings into income you cannot outlive.

    ...more
    View all episodesView all episodes
    Download on the App Store

    The Atlas Annuity PodcastBy Marty Becker

    • 4.3
    • 4.3
    • 4.3
    • 4.3
    • 4.3

    4.3

    3 ratings


    More shows like The Atlas Annuity Podcast

    View all
    Jill on Money with Jill Schlesinger by Audacy

    Jill on Money with Jill Schlesinger

    1,955 Listeners

    Your Money, Your Wealth by Joe Anderson, CFP® & Alan Clopine, CPA of Pure Financial Advisors

    Your Money, Your Wealth

    804 Listeners

    Retirement Answer Man by Roger Whitney, CFP®, CIMA®, RMA, CPWA®

    Retirement Answer Man

    1,300 Listeners

    Retirement Starts Today by Benjamin Brandt CFP®, RICP®

    Retirement Starts Today

    538 Listeners

    The Retirement and IRA Show by Jim Saulnier, CFP® & Chris Stein, CFP®

    The Retirement and IRA Show

    753 Listeners

    Suze Orman's Women & Money (And Everyone Smart Enough To Listen) by Suze Orman Media

    Suze Orman's Women & Money (And Everyone Smart Enough To Listen)

    4,471 Listeners

    The Long View by Morningstar

    The Long View

    921 Listeners

    Ready For Retirement by James Conole, CFP®

    Ready For Retirement

    824 Listeners

    "Fun With Annuities" The Annuity Man Podcast by The Annuity Man

    "Fun With Annuities" The Annuity Man Podcast

    55 Listeners

    Early Retirement - Financial Freedom (Investing, Tax Planning, Retirement Strategy, Personal Finance) by Ari Taublieb, CFP®, MBA

    Early Retirement - Financial Freedom (Investing, Tax Planning, Retirement Strategy, Personal Finance)

    586 Listeners

    Annuity Straight Talk by Bryan Anderson

    Annuity Straight Talk

    15 Listeners

    Retirement Planning Education, with Andy Panko by Andy Panko

    Retirement Planning Education, with Andy Panko

    1,060 Listeners

    Your Money Guide on the Side by Tyler Gardner

    Your Money Guide on the Side

    1,831 Listeners

    The Truth About Annuities: Pros, Cons, and Solutions by Erin Maxwell

    The Truth About Annuities: Pros, Cons, and Solutions

    1 Listeners