Garth Davis turned a $1,000 property deposit into $170,000 in equity — and he's spent the last 20 years helping everyday Australians do the same.

Garth Davis is the Founder and CEO of Property Powerhouse, who emigrated from Zimbabwe to Perth in 2002 and has spent over 20 years helping more than 500 mum-and-dad investors build property portfolios across Australia. In this conversation, Garth and Nirmal unpack the federal government's new tax changes — capital gains, negative gearing, and what it means for new builds versus established homes — and what it all means for first-home buyers, investors, and renters caught in the middle.

Meet Garth here:

Property Powerhouse: https://www.propertypowerhouse.com.au/garth-davis/

Facebook: https://www.facebook.com/PropertyPowerhouse/

LinkedIn: https://www.linkedin.com/company/property-powerhouse

Phone: 0408 735 9490

0:00 New Federal Budget Has Property Investors on Edge

02:36 From Zimbabwe to Property Powerhouse

05:26 Property Cycles Explained

08:30 Inside the Tax Changes

10:49 Is Buying at the "Top of the Market" a Mistake?

14:03 Can Policy Actually Fix Intergenerational Inequity?

17:00 CGT and Negative Gearing

20:11 New Builds vs Established Homes

22:57 The Hidden Infrastructure Tax

25:35 Interest Rates, Equity, and the Smart Move InvestorsMake

28:41 Where Smart Money Is Moving Next

32:15 What Happens When Property Prices Correct?

37:07 Perth, Melbourne, Sydney — Mapping National Property Cycle

39:47 Rate Rises and Tax Uncertainty: A Perfect Storm?

43:57 Why Rents Have Nearly Tripled

46:14 The #1 Reason Most Investors Never Buy a Second Property

50:13 A 20-Year-Old's First Property Deal — And Why It Matters

53:11 The $1,000 Deposit That Turned Into $170,000

57:49 How to Prepare Before You Enter the Market

01:03:29 The Hidden Risks in New House-and-Land Contracts

01:08:50 Are Property Investors Really "Greedy"?

01:19:39 Garth's #1 Lesson From 20 Years in Property

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Australia is $1.05 trillion in debt, taxing you at nearly 47% — and the government wants more. Jordan Woodhams, President of the Libertarian Party of WA, joins Nirmal on Perth Dialogues to make the case for a 20% flat tax, smaller government, and why Australia's red tape is now worse than India's corruption.

They also reveal a surprising truth: once welfare transfers are included, the bottom 50% of earners pay zero net tax — so who's really footing the bill?

Join Jordan Woodhams: https://x.com/JordanWoodhams_

What we discussed:00:00 Who Is Jordan Woodhams and Why Does He Think Taxes Are Toxic?

02:38 What Does the Libertarian Party Actually Stand For?

05:15 Why Do Religions Advocate for 10% Giving?

08:02 Is Cronyism Destroying Australia's Democracy?

09:11 Can India Teach Us About Economic Freedom?

11:59 How Can We Solve the Housing Crisis?

14:41 Does Taxing More Solve Economic Problems?

17:30 Why Do Migrants Choose Australia?

18:58 Is Progressive Taxation Killing Ambition?

37:09 Capital Gains Tax: Reform or Grab?

44:35 What does 'Intergenerational Equity' actually means?

46:55 Are the Rich Paying Their Fair Share?

51:27 Are We Paying Too Much for Government Services?

57:49 Is a Flat Tax the Key to Fairness?

59:08 Australian economic grease

01:01:08 Is the Government's Budget Helping or Hurting?

01:05:11 Is Red Tape Stifling Australia's Growth?

01:07:15 How do taxes add productivity in economy?

01:11:59 Is government really supporting small businesses?

01:19:17 Is Government Waste the Real Debt Crisis?

01:21:49 Are High Taxes Really Helping Us?

01:24:11 The Burden of Payroll Tax

01:27:15 Inflation: A Hidden Tax

01:29:55 AI, Automation, and the Future of Work

01:33:35 Government Spending and Services

01:36:46 Government Waste and Accountability

01:44:45 Funding Government Services

01:48:12 A Vision for a Libertarian Future

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His family arrived in New Zealand from India with $1,000. His mum stitched curtains. His dad took years to find work as an engineer. By 36, PK Gupta owned a $27 million property portfolio and never has to work again. Today he tells me the whole story — the banker years, the data system, the real mistakes, and why he says if the government axed every property tax concession tomorrow, he'd actually buy more.

📌 PK Gupta is the founder of Consulting by PK and the Property Investment Accelerator — Australia's top-rated independent property education program. His community of 75,000+ members has collectively purchased over 4,000 properties across Australia.

🔗 YouTube: https://www.youtube.com/@AusPropertyMasteryWithPK

🔗 Website: https://consultingbypk.com.au/

🔗 Facebook Group: Australian Property Mastery with PK

🔑 WHAT WE COVER00:00 Introduction to PK Gupta

01:53 Early Life and Migration Story

05:24 Professional Background

08:59 The First Step

11:20 Transition to Property Investment

15:09 Building a Property Portfolio

16:57 Property vs Shares

20:19 Lessons Learned and Mistakes Made

24:14 Current Focus and Mentorship

26:07 Mentoring

28:55 Giving Back

30:36 Changing Markets

33:50 Property Investment vs Renters

37:55 Negative Gearing

41:06 Starting Afresh

43:36 Towards Closing

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Western Australia is a wealthy state. It also has mothers giving birth on the side of the road after being turned away from hospital. How does that happen — and who is being held accountable?In this episode, health advocate Suresh Rajan joins us to expose the systemic failures quietly costing lives in WA's public health system: ignored bypass protocols, cultural and communication barriers, a complaints process that protects institutions over patients, and a cycle of recommendations that go nowhere.Through real cases — including a young mother's traumatic roadside birth and a 21-year-old whose neglected leg injury nearly ended his future — Suresh makes the case for the reform WA urgently needs: an independent, empowered Health Ombudsman with the authority to investigate, enforce, and finally break the cycle.If you care about healthcare that works for everyone — not just the statistics — this one is essential viewing.Follow Suresh Rajan: https://www.linkedin.com/in/sureshrajan1/#HealthcareReform #WesternAustralia #PatientRights #HealthPolicy #PublicHealth #HealthOmbudsman #AustralianHealthcare #SystemicChange00:00 The Health Crisis in WA12:06 Crisis & Racism in WA Health System23:06 Proposal for WA Health Ombudsman35:08 Breaking the 'Recommendation' Cycle47:15 Navigating the Maze of Health Agencies57:02 The Commonwealth Health Ombudsman01:01:58 Mediation vs Reporting in Healthcare01:08:23 Cultural Sensitivity in Healthcare01:13:30 Learning from Queensland & NSW--------------------------------------------------------------------Join and Subscribe to Perth Dialogues on our channels 👇Support us Here: https://perthdialogues.au/ Join on YouTube: https://tinyurl.com/PD-Youtube Listen on Spotify: https://tinyurl.com/PD-Spotify Apple Podcasts: https://tinyurl.com/PD-ApplePodcasts Amazon Music: https://tinyurl.com/PD-AmazonMusic --------------------------------------------------------------------Follow our host, Nirmal Singh, atWebsite: https://nirmalsingh.au/ X (Twitter): https://x.com/nirmalsingh Instagram: https://www.instagram.com/nirmalsingh.au Facebook: https://www.facebook.com/nirmalsingh.au LinkedIn: https://www.linkedin.com/in/psknirmal/

Why are record numbers of Australians abandoning the major parties for One Nation — and what does that tell us about the state of our democracy?In this episode, Simon Mohiuddin joins Perth Dialogues to share his political journey, his support for One Nation, and his views on the issues he believes mainstream politics refuses to address honestly: voter trust, national identity, migration policy, and the future of multicultural Australia.This is a frank conversation — one that challenges comfortable assumptions on all sides. Whether you agree with Simon or not, understanding why Australians hold these views is essential to understanding where our politics is heading.#AustralianPolitics #OneNation #VoterTrust #PerthDialogues #NationalIdentity #MigrationPolicy #MulticulturalAustralia #PoliticsAustralia#MinorParties #AustralianDemocracy #PaulineHanson #IntegrationDebate--------------------------------------------------------------------Join and Subscribe to Perth Dialogues on our channels 👇Support us Here: https://perthdialogues.au/ Join on YouTube: https://tinyurl.com/PD-Youtube Listen on Spotify: https://tinyurl.com/PD-Spotify Apple Podcasts: https://tinyurl.com/PD-ApplePodcasts Amazon Music: https://tinyurl.com/PD-AmazonMusic --------------------------------------------------------------------Follow our host, Nirmal Singh, atWebsite: https://nirmalsingh.au/ X (Twitter): https://x.com/nirmalsingh Instagram: https://www.instagram.com/nirmalsingh.au Facebook: https://www.facebook.com/nirmalsingh.au LinkedIn: https://www.linkedin.com/in/psknirmal/

Australia's maternity system has one of the highest caesarean rates in the developed world — yet women still feel unheard, unsafe, and unsupported. Alicia Staines, founder of the Maternity Consumer Network, joins Perth Dialogues to explain why, and what genuine reform looks like.Whether you're pregnant, a midwife, a policymaker, or simply someone who cares about how women are treated in our health system — this conversation will change how you think about birth in Australia.00:37 Introductions and Alicia's origin story02:34 The universal theme: women not being listened to04:09 Politics, activism, and accountability in maternity outcomes07:03 The big three problems08:43 Respectful maternity care and reducing birth trauma11:16 Australia's C-section rates13:17 Gaps in preconception and birth education16:15 Home birth and free birth19:38 Why C-section rates are so high22:54 Data transparency: giving women the power28:16 Rural maternity service closures32:27 Migrant women's experiences36:39 Community-based models and culturally sensitive care38:51 Midwives vs obstetric dominance45:14 Birth trauma's lasting impact48:07 Society's pressure on women52:20 Reimagining parental leave, caregiver policy, and reproductive rights54:36 Respectful maternity care as a human right65:40 What respectful care actually means72:36 Gendered gaps in medicine76:53 Why government policy is reactive81:09 How healthcare professionals and consumers can advocate together85:43 Interpreters, communication gaps, and safety risks87:13 Respectful maternity care as a feminist issue94:44 Late-term pregnancy and IVF-related terminations106:07 The ideal maternity system in 15 years108:23 How to connect with Alicia and the MCN#MaternityCare #BirthRights #RespectfulBirth #AustralianHealth #Midwifery #BirthTrauma--------------------------------------------------------------------Perth Dialogues is a platform to celebrate migrant success in Australia, bringing Australian and migrant communities closer and helping understand Australian issues.Join and Subscribe to Perth Dialogues on our channels 👇Support us Here: https://perthdialogues.au/ Join on YouTube: https://tinyurl.com/PD-Youtube Listen on Spotify: https://tinyurl.com/PD-Spotify Apple Podcasts: https://tinyurl.com/PD-ApplePodcasts Amazon Music: https://tinyurl.com/PD-AmazonMusic --------------------------------------------------------------------Follow our host, Nirmal Singh, atWebsite: https://nirmalsingh.au/ X (Twitter): https://x.com/nirmalsingh Instagram: https://www.instagram.com/nirmalsingh.au Facebook: https://www.facebook.com/nirmalsingh.au LinkedIn: https://www.linkedin.com/in/psknirmal/

In this conversation, Jen Fleming outlines how the current Australian Childcare system doesn’t include parents in its design, or gives any kind of choice to parents. Jen is a mum to two young daughters and has firsthand experience of the difficulty many Australian families face in trying to fit rigid childcare arrangements around work and family life. Her frustration with the existing system, which she describes as exhausting and often misaligned with what felt right for her children, led her into grassroots advocacy.Join Jen Fleming at https://www.childcarechoice.com.au/#our-people00:00 Introduction to Childcare Challenges in Australia01:09 Understanding the Childcare Subsidy System04:43 The Debate on Institutionalised Childcare07:31 Advocating for One-on-One Care Models09:17 Education vs. Care: The Early Years12:01 Qualifications of Caregivers: A Comparative Analysis14:20 Government Policies and Parental Voices17:42 Profit Motives in Childcare21:33 Rural Childcare Solutions25:27 Budget Concerns and Economic Implications31:17 Regulatory Challenges in Home Care33:57 Who the Childcare really is for?38:25 The Need for Choice in Childcare42:32 Invitation to the Prime Minister44:06 The Importance of Parental Voices46:43 Conclusion and Call to Action--------------------------------------------------------------------Perth Dialogues is a platform to celebrate migrant success in Australia, bringing Australian and migrant communities closer and helping understand Australian issues.Join and Subscribe to Perth Dialogues on our channels 👇Support us Here: https://perthdialogues.au/ Join on YouTube: https://tinyurl.com/PD-Youtube Listen on Spotify: https://tinyurl.com/PD-Spotify Apple Podcasts: https://tinyurl.com/PD-ApplePodcasts Amazon Music: https://tinyurl.com/PD-AmazonMusic --------------------------------------------------------------------Follow our host, Nirmal Singh, atWebsite: https://nirmalsingh.au/ X (Twitter): https://x.com/nirmalsingh Instagram: https://www.instagram.com/nirmalsingh.au Facebook: https://www.facebook.com/nirmalsingh.au LinkedIn: https://www.linkedin.com/in/psknirmal/

In this conversation, Sergio Famiano outlines the historical roots of the rise and later unravelling of the Australian Housing Dream and how decades of decisions shape today’s problems.

Sergio Famiano is an expert in Town Planning and leader in the planning and delivery of complex projects and author of the book ‘The New Australian Dream: Rethinking our homes and cities to solve the housing crisis’.

Join Sergio Famiano at https://sergiofamiano.com/

00:00 Introduction

01:19 Start of Australian Dream

02:43 Contributions of Robert Menzies

07:18 Contribution from Industrial Strength

09:13 Unravelling of Australian Dream

10:37 Introduction of Neo-liberalism

12:39 Gough Whitlam's policies

14:46 Hawke-Keating Policies of Neo-Liberalism

18:03 Entry of Women in Workforce

19:03 The Rise of Property Investment and Its Consequences

19:57 Wages falling behind Productivity

23:10 Capital Gains & Negative Gearing Concessions

27:12 Immigration fuelling Housing Crisis

29:04 Planning Bottlenecks in Housing

31:55 Economic Factors Influencing Australia's Housing Market

32:55 Effect of COVID

37:20 Government incentives fuelling Inflation

39:15 Need to solve Housing Crisis

43:16 Requiem for the Australian Dream

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Perth Dialogues is a platform to celebrate migrant success in Australia, bringing Australian and migrant communities closer and helping understand Australian issues.

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In this conversation, Rash Dhanjal, a top-performing real estate agent and director at The Agency in Perth, Western Australia, delves into the current state of the housing market in Western Australia. With median house prices soaring to a million dollars and a housing crisis looming, he sheds light on the factors driving these changes and how buyers can still buy their first home. Join Rash Dhanjal at https://teamrash.com.au/team/Join Nirmal Singh at https://nirmalsingh.au/ 01:24 Drivers of Million Dollar Homes05:04 Government Schemes and Their Impact08:32 Market Dynamics in Different Suburbs11:04 Future Projections and Economic Drivers13:57 AUKUS & WA Housing Market16:48 Unit Market Growth and Affordability21:25 Understanding Market Trends24:41 Is Million Dollar Home the New Normal?27:00 How to buy in Current Market?===============================================Perth Dialogues is a platform to celebrate migrant success in Australia, bringing Australian and migrant communities closer and helping understand Australian issues.Join and Subscribe to Perth Dialogues on our channels 👇Website: https://perthdialogues.au/Youtube: https://www.youtube.com/@perthdialoguesSpotify: https://open.spotify.com/show/5xtPxMoU7ley1kiqYUt90xApple Podcasts: https://podcasts.apple.com/us/podcast/perth-dialogues/id1792572402 Amazon Music: https://music.amazon.com/podcasts/a5bb32f6-862c-43c3-8214-6cea11f035a0/perth-dialoguesCopyrights © All Rights Reserved with Perth Dialogues.

Sergio Famiano is an expert in Town Planning and leader in the planning and delivery of complex projects and author of the book ‘The New Australian Dream: Rethinking our homes and cities to solve the housing crisis’. In this conversation, Sergio delves into the Australian housing crisis, exploring its historical roots, economic impacts, and potential policy solutions. The discussion highlights the complexity of the issue, emphasising the need for a multifaceted approach to address housing affordability and availability.Join Sergio Famiano at https://sergiofamiano.com/ Join Nirmal Singh at https://nirmalsingh.au/ 00:00 The Australian Housing Crisis: A Historical Perspective02:03 Rise of Australian Dream04:12 Unravelling of Australian Dream08:24 Economic Factors Influencing Australia's Housing Market11:33 The Impact of Household Debt on the Economy15:25 Consumer Expectations vs. Policy Failures in Housing20:39 The Political Landscape of Negative Gearing29:59 Addressing the Construction Crisis36:32 Short-Term Solutions for the Housing Crisis41:07 Government Actions for Housing Supply43:20 The Role of Immigration in Housing Demand46:18 Government Taxes and Housing Affordability51:06 Foreign Investment and Vacant Properties58:26 Infill Development vs. Suburban Expansion01:05:31 The Future of Housing in Australia01:12:03 Closing thoughts============================================================Perth Dialogues is a platform to celebrate migrant success in Australia, bringing Australian and migrant communities closer and helping understand Australian issues.Join and Subscribe to Perth Dialogues on our channels 👇Website: https://perthdialogues.au/Youtube: https://www.youtube.com/@perthdialoguesSpotify: https://open.spotify.com/show/5xtPxMoU7ley1kiqYUt90xApple Podcasts: https://podcasts.apple.com/us/podcast/perth-dialogues/id1792572402 Amazon Music: https://music.amazon.com/podcasts/a5bb32f6-862c-43c3-8214-6cea11f035a0/perth-dialogues