Are pet costs sneaking up on you every month? Instead of scrambling when a vet or food bill hits, what would change if you planned for every common expense ahead of time?

Most pet parents underestimate costs because they do not track them, then feel stressed or guilty when money gets tight. In this conversation with Certified Financial Planner Joe Okaly, you'll learn simple pet cost hacks to treat pet expenses like any other recurring life cost, so you can be prepared, confident, and calm when bills arrive.

BY THE TIME YOU FINISH LISTENING, YOU’LL LEARN:
• The first step to get ahead of pet expenses without overwhelm
• How to choose a payment approach you can stick with, insurance, self-fund, or a mix
• Why “pay yourself first” works and how to automate a pet fund even on a budget to prepare for routine vet visits and even emergency vet trips
• A quick annual checkup routine to adjust your plan as your pet ages

Our challenge for you: Set up one automatic transfer today, even $5, into a separate “Pet Fund” account and rename it so you will not touch it.And hey! We want to know how you're doing, so share one small change you are making after this episode inside the Pet Parent Hotline Insiders Facebook Group to help other listeners do the same.

CONNECT WITH JOE

• Insta:https://www.instagram.com/joe.okaly.finance/ 
• Facebook: https://www.facebook.com/profile.php?id=61571485276280
• LinkedIn:https://www.linkedin.com/in/joseph-p-okaly-733b6b90/
• Resources: www.thefinancialpinwheel.com
• New Horizons Wealth Management:www.nhwmllc.com
• Get Joe's Book:https://www.amazon.com/Financial-Pinwheel-Building-Perpetual-Machine-ebook/dp/B0DJG2FH3L

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Real pet parenting gets crazy when you're facing behavior issues, rising costs, and confusing pet advice. You need real pet care solutions, pet behavior help, and pet budgeting tips you can use every day.

Each week you'll hear pet parenting advice plus expert guidance on dog and cat behavior, dog training, nutrition, stress-free vet visits, and routines that make life easier. We'll help you manage puppy biting, cat aggression, separation anxiety and cat anxiety, emergency vet decisions, and show you how to stay ahead of issues that create stress for pets and their pet parents.

No fluff, no guilt, just practical pet care advice and pet cost hacks to save money, avoid pet parent guilt, and enjoy life with pets.

Follow to stop chasing your tail and start enjoying your pets again.

Contact: [email protected]

©Ⓟ 2025 Amy Castro

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