Sandy Laycox, editor-in-chief of Leader’s Edge magazine, sat down with John Swigart of Pie Insurance and Jayant Lakshmikanthan of Clara Analytics to discuss their respective business models and their plans for the future. Pie Insurance is a small-business focused full-stack Managing General Agent (MGA) that has used digital advances to streamline the quote-bind process in an effort to confront the issues small businesses typically have in securing coverage. Clara Analytics also operates in the Workers’ Compensation space and uses AI and machine learning to attack inefficiencies and reduce operational claims costs for commercial Workers’ Compensation.